RAKBANK, also known as the National Bank of Ras Al Khaimah, is widely recognised as one of the top financial institutions in the country. Licensed and regulated by the Central Bank of the UAE, RAKBANK offers a range of credit cards with excellent benefits, features, rewards, and more.
It’s worth noting that RAKBANK credit cards come with advanced security features, with blocking & unblocking credit cards being one of the entries on this list. In this article, we will discuss the process of blocking and unblocking RAKBANK credit cards in the UAE, the steps to be taken in case your RAKBANK credit card is stolen, and more.
Blocking a RAKBANK credit card temporarily disables the card to prevent unauthorised transactions or to secure the card if it is lost or stolen. You can block your RAKBANK credit card via any of the following channels –
Given below are the detailed steps to be followed for each channel -
RAKBANK provides round-the-clock customer service to assist their customers efficiently. You can block your RAKBANK credit card by calling on +9714-2130000. The concerned representative will block your card on your behalf without any delays.
Blocking a RAKBANK credit card by visiting a branch is a straightforward process. Here, you can visit your nearest RAKBANK branch with valid identity proof and inform the representative that you would like to block your credit card. The said representative will assist you in completing the necessary forms and provide you with any additional information that you may need. Once the form is submitted, the bank will quickly process the request and block your RAKBANK credit card.
Unblocking your RAKBANK credit card allows you to resume using the card for purchases and transactions. To unblock your RAKBANK credit card, you can visit your nearest bank branch or contact the bank via phone. You can dial +9714-2130000, connect to one of the agents, provide identity verification, and request them to unblock your RAKBANK credit card.
If your credit card is stolen, you should follow these steps -
Preventing credit card fraud requires a combination of awareness and caution on your part as a credit cardholder, as well as the security measures in place by your credit card issuer. Given below are some ways in which you can prevent credit card fraud -
Yes, you can reactivate or unblock your credit card. If you blocked the card due to theft or loss, you can contact RAKBANK, report the loss, and request a replacement card. If you blocked the card due to an unauthorised transaction, the concerned bank would investigate the matter before initiating the unblocking process.
Blocking your credit card is the most effective way to stop unauthorised transactions and protect your account from further fraud. Changing your credit card PIN may not always prevent suspicious transactions, especially if the card is lost or stolen.
If your credit card is lost or stolen, you can notify the bank via phone or by visiting your nearest RAKBANK’s physical branch.
Yes, you can apply for the new RAKBANK credit card if your current card is lost or stolen. However, when you apply for a new credit card, you would be required to fill out the application form and submit the required documents again. It is advisable to inform the bank about your lost or stolen credit card and get the new one in its place.