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How to Activate Finance House Credit Cards

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One of the first financial institutions of the UAE, Finance House is a top runner in the emirates when it comes to consumer and commercial financing. Credit cards are among the several popular financial services offered by Finance House. To start making transactions and to ensure safety against fraud, however, customers are required to activate their Finance House credit card.

Discussed below are all the relevant aspects you must know about Finance house credit card activation. 

How to Activate Finance House Credit Cards?

The Finance House credit card activation process is a matter of minutes and requires the completion of only a handful of steps. The details that you will need to complete the activation of your Finance House credit card include the last six digits of your credit card number, the four-digit PIN that you wish to set up, and your active registered phone number. 

The following are the steps to be followed to complete Finance House credit card activation:

  • Create a text message using this text– ACT <space> (last six digits of your credit card) <space> (four-digit PIN for your card) 
    • For instance, your text should look something like this – ACT 980567 6478 – with 980567 being the last six digits of your credit card number and 6478 being the four-digit PIN
  • Verify all the details and send this text to 2326 using your registered mobile number 
  • Your Finance House credit card will be activated within a few minutes of completing this process

Why Is It Necessary to Activate Finance House Credit Cards?

Activating your Finance House credit card is crucial for the following reasons:

  • Helps in using the card for making payments for online or in-person purchases 
  • Lowers the chances of encountering credit card fraud 
  • Serves as confirmation for the bank that the credit card has been received by the rightful owner and hasn’t been delivered incorrectly 
  • Even if you have an account with Finance House, you will not be able to use your card without activation 
  • Services like cash withdrawals from ATMs require Finance House credit card activation 

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Things to Remember About Finance House Credit Card Activation

Keep the following things in mind while completing your Finance House credit card activation process and using it to make transactions:

  • Finance House credit card activation is necessary to use your credit card for transactions 
  • Since you will be activating your Finance House credit card via SMS, make sure to remember your PIN 
  • It is highly recommended to not record or note down your credit card PIN anywhere. If you must record the PIN, use non-digital platforms that are only accessible to you. 
  • While most transactions from your credit card will be made after entering the PIN, you can also sign the receipts to pay your bills. This applies if the merchant does not have a chip terminal 
  • Never share your PIN with anyone. Enter it yourself when making a transaction. 
  • If you have supplementary credit cards, the activation process has to be repeated for each one individually 

What to Do If You Face Difficulty in Finance House credit card activation?

If face any troubles in activating your Finance House credit card via the SMS service, you can call the customer support cell of Finance House on 600511114. It should be noted that customer support executives can also help you with respect to changing your credit card PIN and other banking or card-related issues. 

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FAQ's

What information do I need to activate my Finance House credit card?

You will need the last six digits of your Finance House credit card, the four-digit PIN that you want to set, and your active registered phone number to send the activation text.

How to activate Finance House credit cards in the UAE?

Type ‘ACT <space> (last six digits of your Finance House credit card) <space> (the four-digit PIN you want to set)’ and send it on 2326 to activate your credit card. 

Do I need to activate my supplementary credit cards separately?

Yes, supplementary credit cards must be activated individually using the same Finance House credit card activation process.

Is it important to activate the Finance House credit card?

Yes, it is necessary to activate your Finance House credit card to facilitate transactions, ensure credit card security, and reduce the chances of credit card fraud. 

What is the contact number of the Finance House customer support cell?

The customer support number of Finance House is 600511114. 

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