Finance House Credit Card Login

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Established in 2004, Finance House PJSC is a Public Joint Stock Company (PJSC) based in Abu Dhabi, UAE. The financial institution is reputed for its wide array of products and services including credit cards, gold loans, auto loans, home loans, investment and securities-related solutions, and more. Besides personal financing solutions, the bank also offers financial solutions for businesses with commercial and corporate loans. Other services provided by this bank include treasury management in Flexi deposits and fixed deposits. 

Finance House credit cards are among the best credit cards in UAE if you wish to avail of various benefits at affordable prices. However, if you are a first-time user of Finance House’s credit cards, you will first need to learn how to create a Finance House credit card online banking account. The following sections will offer detailed insights into how to create a Finance House credit card login account, its benefits, how to use the credit card login account to pay bills, and how to change your Finance House card login account password. 

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How to Create Finance House Credit Card Online Banking Account?

Linking your Finance House credit card to your online banking account can help you keep track of the due dates and review the monthly transactions done. To link your credit card to the online bank account, follow the steps mentioned below:

  • Visit the online banking page and log in to the account.
  • Select the “service requests” or “requests” tab.
  • Click over “link credit card to bank account”.
  • Enter the credit card credentials - card expiration date, card number, as well as your registered mobile number, birth date, and the registered email address. 
  • Once you provide the information, tap on “Submit”.
  • You will receive a one-time password (OTP) on your registered contact number. 
  • Enter the OTP in the required field and press the “Submit” button.
  • Your request to link the Finance House credit card to an online banking account will be generated. 

Generally, the entire process takes at least one to three business days to complete. When you are linking your credit card to the bank account, keep the following conditions in mind:

  • Make sure that details like your date of birth, residential address, and name are uniform across all the net banking accounts and the credit cards. 
  • You have the option of linking multiple credit cards to your net banking account to pay your credit card bills on time. 

If you are a Finance House PayDay card user, you can also open an account on the Finance House credit card mobile application. Follow the steps discussed below for the same:

  • Download the application Finance House App from the Google Play Store or the Apple Store.
  • To scan your Emirates ID, this click on Capture Front side of the Emirates ID and then tap on Capture Back of Emirates ID. 
  • In case the application is unable to capture the credentials, enter them manually. Provide information like Emirates ID, Expiration Date, Nationality, and Date of Birth. After entering the credentials, accept the Terms and Conditions and tap on “Submit”.
  • You would now need to scan your PayDay Card or manually enter the credentials. 
  • Enter your valid PayDay Card PIN and confirm. 
  • Provide your valid UAE contact number and confirm it. 
  • You will receive an OTP on your mobile number. Enter it in the specified field to proceed.
  • Enter the User ID and Password of your choice and click on Next. 
  • You can opt for logging in via Biometric Scan as well. 

Benefits of Accessing Finance House Credit Card Online

When you link your Finance House credit card to the online banking account, you will be able to access and control it anywhere across the globe on your laptop, smartphone, or tablet. Besides that, there are several benefits of registering your credit card to net banking, with the most relevant ones discussed below:

  1. View credit card statements: With Finance House credit card login, you can simply sign in to your account and view the credit card statements for the current and the previous billing cycle. This will help you keep a track of your purchases and know the minimum amount to be paid without the hassle of sifting through unlimited emails. 
  2. Easy bill payment: You can stay aware of the minimum amount to be paid and the due date for the credit card bill payment via the Finance House credit card login account. This can help you make timely bill payments and avoid late fees. 
  3. Monitor transactions in real-time: Unlike the traditional situations, where you wait for the credit card statement to check for any fraudster transactions, you will be able to review the transactions right away with a Finance House’s credit card online banking account. Regularly checking online credit card statements can assist you in quickly identifying erroneous transactions. 
  4. Check your balance before a new purchase: When you log in to your online banking account, you can also view the outstanding transactions that still need to be posted besides checking all the completed payments and transactions. With the online statements, you will get the accurate due amount without browsing through a complicated menu to check the balance. As a result, you will be better equipped to make a decision regarding a new purchase.
  5. Report stolen or misplaced credit cards: The customer support number is usually provided on the credit card. Consequently, if you lose the card, reporting its loss or theft could prove difficult. However, with a Finance House credit card login account, you can report the misplaced credit card right away and further request an alternative one. You can even check through the transaction history to know the purchases that have been made since you lost the card. 
  6. Know and redeem your rewards: With the Finance House online credit card login, you can access your account to check the current reward balance and even view the reward history or redeem rewards. 
  7. Manage the credit card with a smartphone: You can easily manage your credit card account using the mobile application provided by your credit card provider. This can further enhance the ease of access while also allowing you to keep a check on your purchases. 

However, keep your login credentials protected to prevent any fraudulent activities. 

Finance House Credit Card Payment through Net Banking

You can easily pay your bill for the Finance House credit card online with a personal net banking account. Mentioned below are the steps to pay your credit card bill online via an online banking account:

  • Log in to the online banking account using the mobile application or website. 
  • Enter the Finance House credit card credentials with the amount to be paid.
  • Confirm the transaction. The amount will be credited to your credit card within two working days. For this reason, it is recommended to complete the transaction at least two days prior to the due date. 
  • Once the payment is through, you will receive an SMS verifying the transaction. 
Finance House Credit Card Bill Payment - Online & Offline

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Changing Finance House Credit Card ATM PIN via Net Banking

Users get their credit card ATM PIN in the welcome kit provided by the credit card issuer. Nevertheless, it is mandatory to change your PIN after receiving it with the kit by going to an ATM. You can change your Finance House credit card PIN either via the Finance House credit card mobile application (for PayDay Cards only) or via SMS banking. 

Via Finance House Credit Card App Login

  • Open the mobile application and go to the card services.
  • Click on reset PIN.
  • Reset the PIN as per your convenience and confirm.

Via SMS Service

Send the following message to 2326: Type ACT<space>Last six digits of the card<space>the 4-digit PIN of your choice. 

Changing Finance House Credit Card App Password

Follow the steps mentioned below to change the password for the Finance House credit card mobile app (for PayDay cards only) -

  • Log in to the mobile application using your username. 
  • Tap on “Forgot User ID or Password” on the login screen. 
  • You will be directed to a new screen where you can set up a new password. Re-enter the password to confirm it and select the “Create new Password” option.

Tip: The password must be at least 8 characters long and match the ‘Confirm Password’ field on the screen. 

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FAQs on Finance House Credit Card Online Banking

What are the facilities available when using Finance House credit card app login?

With Finance House App, you can -

  • Make international money transfers
  • Check the salary credit
  • Check the balance in your PayDay Card
  • View your transaction history
  • Apply for Payment Holiday
  • Review the status of your finance applications
  • Monitor your card statements
What should be done in case the App is not accepting the User ID you create?

You should avoid the use of special characters in the User ID while ensuring that the ID is at least 8 characters long and unique to you. If the problem persists, you can contact the customer care of the bank.

Can you pay bill online using Finance House credit card via an online banking account?

Finance House allows you to settle your credit card bill online within a few minutes at your convenience using a personal banking account in any UAE bank. 

What are the documents necessary for registration in Finance House credit card mobile app login?

You should have an official Emirates ID and a PayDay Card to register for the application. 

Who all can use the Finance House App?

This application can be used by all PayDay Card owners by downloading and registering to it.

What are some safety points to remember when using Finance House credit card online login account?

To prevent identity theft, avoid using the credit card online banking account on a public computer or unsecured Wi-Fi. Keep changing the password regularly to keep the account and the credit card safe. 

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