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Finance House Credit Card Cash Withdrawal

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Finance House PJSC is a renowned financial institution based in Abu Dhabi. It started its operations in 2004, in Abu Dhabi. It has branches all over the UAE including Sharjah. Personal and commercial financial services including property financing, loans, and value-adding are the key functional areas of Finance House PJSC.

Credit card services are among the top and most sought-after Finance Housing services. It offers a plethora of credit cards to its users.

Some of these credit cards are:

  • Finance House CartNet Credit Card
  • Finance House Blue Credit Card
  • Finance House Gold Credit Card
  • Finance House Platinum Credit Card

Every cardholder who uses one of these Finance House credit cards will be eligible for a myriad of advantages and benefits. If you are looking for information on Finance House credit card cash withdrawal limit, various benefits, and the process of withdrawing cash using credit cards, please read through the next sections.

Finance House Credit Card Cash Withdrawal Limits and Charges

Every credit card comes with a predetermined limit. Finance House credit card cash withdrawal has an upper limit as well. However, the upper limit varies from customer to customer. It is dependent on the type of credit card you choose. Here are a few factors that play a significant role in determining the Finance House credit card cash withdrawal limit.   

  • Your income plays an important role in setting the limit. In simpler words, the more the income, the higher the cash withdrawal limit
  • Your past credit scores and current credit status determine the limit

You can find detailed information on the available Finance House credit cards, their varieties, and their advantages and disadvantages on our website. We offer free credit ratings that would otherwise be charged. You can obtain the desired credit card with larger limits if you have a decent credit score. You can easily browse through many credit card options on our website and decide which is the best choice for you.

You will be glad to know that Finance House charges no annual fee for credit cardholders. Here is a list of charges levied by Finance House on credit cards.

  • Finance House CartNet Credit Card: Retail interest rate 3.33% per month, Cash interest rate 3.50% per month 
  • Finance House Blue Credit Card: Retail interest rate 3.33% per month, Cash interest rate 3.50% per month
  • Finance House Gold Credit Card: Retail interest rate 3.33% per month, Cash interest rate 3.50% per month
  • Finance House Platinum Credit Card: Retail interest rate 3.33% per month, Cash interest rate 3.50% per month

There are unintentional circumstances when Finance House management is bound to levy a fee on you. Such unwanted impositions include non-payment. An interest rate of 3.55% is charged in such cases. The late payment fee is AED 230.  

Pros and Cons of Finance House Credit Card Cash Withdrawal

There are several benefits of using Finance House credit cards. The financial institution has numerous tie-ups with other international brands. This makes Finance House credit cards so exciting and effective. Here are a few advantages of Finance House Credit card cash withdrawal.  

  • If you have your net banking active, you can withdraw cash from ATMs anytime with Finance House credit cards
  • Finance House credit card cash withdrawal is a quick option to draw your amount in case of emergencies as you do not need documentation for every transaction. If your credit card is registered with your bank account, you can use it to withdraw cash anytime

If you talk about the cons, we would say the interest rate is slightly on the higher side. For a cash advance, you are levied with a Finance House Credit card cash withdrawal charge of 3% of the amount drawn or AED 200 (whichever is higher). 

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Finance House Credit Card Cash Withdrawal Process

The first and foremost thing you need to do in order to activate the cash withdrawal option for Finance House credit cards is to link the card to your bank account. Once you have your credit card linked to your bank account, you can create an ATM pin. You can also do the same by sending an SMS to 2326. After generating an ATM pin for your credit card, you can use it at an ATM to withdraw cash. The process of withdrawing cash with a Finance House credit card is discussed below. 

  • Please insert your Finance House credit card to the ATM slot 
  • Enter your credit card ATM pin to proceed further 
  • Before the features are unlocked, the ATM machine will ask you to choose your language of preference. Once you choose a language, other options will be reflected on the screen 
  • Tap on the cash withdrawal tab and enter the amount you wish to withdraw keeping in mind the upper limit of each transaction of your card 
  • The machine will then dispense the amount and will ask whether you wish to have a transaction slip If you choose yes, it will share a printed transaction slip with you 

The process of cash withdrawal using a Finance House credit card is simple and quick. Visit our website to know more about credit cards and make the most of your Finance House credit card.

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