How to Auto Debit Finance House Credit Card Payments?

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Finance House is a prominent financial institution in the United Arab Emirates. It is committed to delivering exceptional banking services to its clients. With a rich history from 2004, the bank has consistently upheld its mission of providing innovative and customer-centric financial solutions.

Operating per Islamic principles, Finance House offers a wide range of products and services, including personal and corporate banking, wealth management, and investment advisory. Finance House's dedication to financial excellence and ethical banking practices makes it a trusted choice for individuals and businesses seeking financial stability and growth in the UAE. Here is the process and other information on how to auto debit Finance House Credit Cards payments

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Features of Auto debit Finance House Credit Cards payments

Finance House provides its customers with Platinum and CartNet Credit Cards, catering to those seeking exceptional value and a high standard of customer support.

1- Easier Payments with Fitbit

Fitbit revolutionizes your payment experience in collaboration with Finance House Cards. Leave your phone and wallet behind because now you can make swift, secure, and cardless, contactless payments directly from your smartwatch! Simply link your Finance House Card to your Fitbit device* and enjoy the convenience and security of Fitbit Pay, available wherever contactless payments are accepted, enhancing your shopping and dining experiences.

2- Simplified Bill Payments

Streamline your bill payments with ease. Simplify the process of settling your Finance House Credit Card bill online by following these straightforward steps:

  • Step 1: Access your online banking account via the website or mobile app.
  • Step 2: Enter your Finance House Credit Card details and the payment amount.
  • Step 3: Verify and confirm your payment. Your account will be credited within 2 days, so please ensure you make payments at least 2 working days before the due date.
  • Step 4: Upon successful completion, Finance House will send you an SMS to confirm your payment transaction.

3- SMS Banking

Through SMS Financial Services, you can easily and immediately access details about your Finance House, CartNet Credit, or PayDay Card. You can also convert your transactions into Easy Payment Plans and apply directly for a range of loan facilities using your smartphone.

4- Stay Protected With Credit Shield

Ensure Your Security with Credit Shield - Safeguard the Outstanding Balance on your Finance House Credit Card or CartNet Credit Card with our Credit Shield. Credit Shield offers the ultimate protection for your Credit Card balances, shielding them from unforeseen circumstances.

To enroll in Credit Shield: Simply send an SMS with CSI code 9184 from your registered mobile number.

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Documents required for Auto debit Credit Card

For FH Approved Companies

  • Provide a passport copy.
  • Furnish proof of income, including a salary letter, pay slip, or 3 months' bank statement.
  • Submit a security cheque equivalent to the approved credit limit.

For Other Employers

  • Supply a passport copy.
  • Include a salary certificate.
  • Present a 3-month bank statement.
  • Submit a security cheque.

Automatic Payment For Credit Card Bills

You can register for the auto-debit facility in two primary ways:

Via Your Credit Card Issuer -

Establishing the auto-debit feature through your credit card issuer is one option. To activate this service, you must download the NACH (National Automated Clearing House) form, complete it with the required details, and submit it to your card issuer, along with a canceled cheque leaf. While completing the form, you can specify your preferred payment option from the choices provided, such as the full amount, minimum amount due, or a fixed amount.

Using Your Bank's Internet Banking Facility -

You can set up an auto-debit instruction through your bank's Internet banking platform. Access your account online, choose your credit card issuer like any other biller, and create an auto-pay instruction for your convenience.

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How do I set up recurring payments on my credit card?

  • Access Your Net Banking Account: Start by logging into your net banking account.
  • Navigate to Credit Cards: Go to the credit cards section once logged in.
  • Enable Auto-Debit Facility: Locate the credit card account number and follow the website's instructions to enable the auto-debit facility.

The specific process may vary between banks, so it's advisable to refer to your bank's guidelines for setting up automatic payments.

Considerations When Making Auto debit Finance House Credit Cards payments

  • Payment Processing Time: Ensure you're aware of the processing time for your credit card payments. Typically, payments made through net banking reflect on the same day. In contrast, other online payment methods may take 1 to 5 working days to process.
  • Review Your Credit Card Statement: Always review your online credit card statement before making a payment. Verify the amount due and ensure you pay on or before the due date.
  • Provide Accurate Information: Double-check the accuracy of all details, especially your credit card number. Providing correct and up-to-date information is crucial to prevent issues when paying your credit card bill.

How to Auto debit Finance House Credit Cards payments and Automate it

  • Establish Standing Instructions: Arrange for your savings or current account to automatically deduct the credit card payment amount.
  • Choose Your Payment: Decide whether to pay the minimum amount due or the full balance by the due date.
  • Hassle-Free Payments: The auto-debit feature guarantees timely credit card bill payments without the risk of late fees as long as your bank account maintains sufficient funds.
  • Worry-Free Management: Eliminate the need to manually monitor every credit card bill; payments are made automatically.

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