Formed after the merger of the Emirates Bank International (EBI) and National Bank of Dubai (NBD) in 2007, Emirates NBD is one of the leading banks and financial institutions in the UAE. With this bank, you can avail of numerous products and services such as Emirates NBD credit cards, loans, bank accounts, and more. Let’s talk about the credit card part here.
Emirates NBD credit cards can significantly enhance your purchasing capacity and offer fabulous discounts to improve your shopping experience. While carrying an Emirates NBD credit card has numerous perks, you would also need to be wary of late payments.
In case you fail to pay your credit card bills on time, you can be charged a penalty for the same. That’s not all, as your credit score, which can affect your future chances of getting new credit, can take a hit.
All this can be easily avoided with Emirates NBD auto debit credit card payments. Let’s take a look at how this feature can make your credit card management a lot easier!
No more stress over forgetting to make a credit card payment on time! You can instead automate your credit card payments by setting up Emirates NBD auto debit credit card payments.
Depending on your planning and monthly budget, you can set up Emirates NBD auto debit credit card payments for 5%, 10%, 25%, 50%, or 100% of your monthly bill and adjust this amount whenever you need to.
Let’s see the different ways in which you can set up auto debit payments with your Emirates NBD credit card in UAE -
It must be kept in mind that an automatic debit will not occur and late payment fees will apply if you don't have sufficient funds in your account on the day your credit card payment is due. Furthermore, your account will be put on hold for the amount of the auto-debit payment.
In such a case, depositing or transferring the balance owed on your credit card to your account is essential. By doing this, the auto-debit will be completed and the money put on hold in your account will be released. The money will stay on hold in your account if you choose to pay your credit card balance directly - you will need to get in touch with the bank to have it released.
Besides Emirates NBD auto debit credit card payments, you can use any of the following methods to settle your credit card bills -
Note: If the payment is made before 10 p.m., it will be processed in 24 hours; if made after that, it will be processed in 48 hours.
As the credit card number has to be specified as the beneficiary on the cheque, you would be required to enter your credit card information in the "Pay to" space on the cheque.
Within 2 to 5 business days, your payment will be processed.
Dial +971 600 54 0000 and inform the operator that you want to make a credit card payment. The transaction will be immediately processed.
It will take two working days to process your payment.
If you don't have an account with Emirates NBD, you can still use another bank account to make payments on your Emirates NBD credit card.
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As we saw above, there are plenty of ways to easily settle your Emirates NBD credit cards bills - both online and offline. However, autopay is a highly convenient one, as it saves you from the hassle of remembering to pay the bill or the stress of late payments.
With Emirates NBD auto debit credit card payments, you can easily set your credit card payments on autopilot and have the bills automatically settled. Setting up this instruction is quite easy, as you can visit your nearby bank branch or opt for any of phone, mobile, or online banking.
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