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Emirates Islamic Bank Credit Card Cash Withdrawal in UAE

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In the digital era, more and more people are preferring digital transactions or cashless payments over traditional methods of payment and one such preferred system is the usage of credit cards. Credit cards offer conveniences along with additional features and services. To avail of the services of a credit card all you need to do is pay a nominal membership fee.

Another fascinating feature of credit cards is that you can purchase anything from anywhere in the world just by swiping your credit card. You can also withdraw cash from the nearest ATM using credit cards but it comes with a withdrawal limit.

If you are willing to take advantage of Emirates Islamic credit cards in UAE and withdraw money using the same then you can do so by paying Emirates Islamic credit card cash withdrawal charges. Similar to any other bank in UAE, Emirates Islamic bank also has a credit limit as well as a cash withdrawal limit. Furthermore, depending on the type of credit card your credit limit and charges may also differ.

EIB Credit Card Withdrawal Charges and Limits

The most important factor when it comes to Emirates Islamic credit card cash withdrawal limit is the category of credit card you have opted for. Every credit card has a certain credit limit and you can withdraw a certain percentage of cash depending on the same.

Similarly, you will also have to pay a cash advance fee to Emirates Islamic bank for making use of their credit cards. To gather more information on credit card cash withdrawal charges you can check our website and select the best credit card plan for yourself.

As per the latest guidelines of Emirates Islamic bank released on April 2022 here are the types of credit cards the bank offers to its customers in UAE:

Card Type

Minimum Salary Requirement

Yearly Membership Fees

Retail Interest Rate (%)

Emirates Islamic Cashback Credit Card

AED 8,000

AED 350

3.49

Emirates Islamic Cashback Plus Card

AED 12,000

AED 313.95

3.49

Emirates Islamic Skywards Signature Credit Card

AED 10,000

AED 700

3.49

Emirates Islamic Skywards Black Credit Card

AED 50,000

AED 4,000

3.25

EIB Skywards Infinite Credit Card

AED 25,000

AED 2,000

3.49

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Advantages and Disadvantages of Emirates Islamic Bank Credit Card Withdrawal Facility

Following are the Advantages of using the Emirates Islamic bank credit card:

  • Hassle-free transaction - With the help of Emirates Islamic bank credit card withdrawal service, you can purchase goods and services from anywhere in the world at any given time. 
  • Get Instant cash 24*7 - In case of an emergency you can instantly withdraw cash from an ATM even in the middle of the night, using your Emirates Islamic bank credit card but the amount will depend upon your credit card withdrawal limit.
  • No paperwork required - You can easily withdraw money with your Emirates Islamic bank credit card from an ATM without the hassle of prior permission or paperwork. 

Following are the Disadvantages of using the Emirates Islamic bank credit card:

  • Different rates of interest depend on the card.
  • You will need to pay Emirates Islamic credit card cash withdrawal charges for every single transaction.
  • No availability of interest-free periods.

Emirates Islamic Bank (EIB) Cash Withdrawal Process

To complete Emirates Islamic credit card cash withdrawal you will be required to visit the nearest ATM available in your area. You need to follow a step-by-step procedure mentioned below to complete the cash withdrawal:

  1. Firstly, insert or swipe your Emirates Islamic credit card in the ATM.
  2. Now you need to choose your preferred language mode from the options on the screen.
  3. Enter your PIN to proceed further.
  4. After successfully entering the PIN choose ‘Cash withdrawal’ option.
  5. Enter the desired amount you wish to withdraw and click the submit button.

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After you have completed the above-mentioned steps you will receive the money from the ATM. Remember, whenever you withdraw money using your Emirates Islamic credit card you will also have to pay Emirates Islamic credit card cash withdrawal charges and the rate will vary according to your card type.

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