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Credit Card Offers on School Fees

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Credit cards offer quick and easy funds to meet your daily financial requirements. These days, it is one of the most favourable financial tools as well. The cards offer you several benefits and rewards on a variety of expenses such as travel, lifestyle, dining, entertainment and shopping. Additionally, you also get various financial features to manage your regular expenditure.

School Fee Credit Card Offers in UAE

School fee is a big and important expense that needs to paid off timely for your kid's education. Several banks in the UAE have identified this need to provide you with credit cards with school fee offers to help you manage your monthly expenses efficiently. Using a school fee offer credit card, you can repay your instalments without any interest or at a low rate. The article below lists down various credit cards with school fee offers along with features and benefits. 

List of Credit Cards Which Provides Offers on School Fees in UAE

Several banks and financial institutions offer loyalty points and low finance charges on school fee payments. However, finding the right card that suits your needs can be hectic and time-consuming. So, we have compiled a list of the best credit cards with school fee offers in the UAE in the table below.

Credit Card Name

Annual Charges 

School Fee Offer

ADCB Touchpoint Infinite Credit Card

AED 1050

0% interest rate on school and college fee payment

ADCB Touchpoint Titanium Credit Card

No Annual Fee

0% interest payment plan on school and college fee

ADCB Lulu Platinum Credit Card

No Annual Fee

0% interest rates on school and college fee payment

Emirates NBD Manchester United Credit Card

AED 250

0% interest rates on school and college fees. 

Redeem loyalty points for fee payment. 

Emirates NBD Go4it Gold Credit Card

AED 99

0% interest rates on school and college fees. 

Redeem plus points for fee payment.

FAB GEMS Titanium Credit Card

No Annual Charges

4.25% discount on GEMS fee payments

Education Protection Cover of up to AED 500,000 per child

Emirates Islamic Cashback Plus Credit Card

AED 313.95

10% cashback on education fee 

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Best Credit Card Offers on School Fee in UAE for October 2022

You can use these cards conveniently to pay school and college fee and make the best of various offers that come along. Here is a rundown of the best school fee offer credit cards in the UAE. 

ADCB Touchpoint Infinite Credit Card

Starting from complimentary stays, online food delivery discounts, education fee offers, ADCB Touchpoint infinite credit card is laden with benefits making it one of the best credit cards with school fee offers. Whether local or international school, you can conveniently pay the education fee and convert your bills into easy instalments without any interest.

ADCB Touchpoints Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 1,050
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Travel Discounts
  • Hotel Discounts
  • Travel Insurance

Here’s a list of benefits of the ADCB Touchpoint Infinite credit card. 

  • You get 0% interest rates on converting your bills into easy payment plans for up to 12 months. 
  • The card also offers an interest-free period of up to 55 days to manage your funds efficiently. 
  • With the Infinite credit card, you get exclusive discounts at Yas theme park. 
  • You can also avail 20% discount on online food delivery through Talabat. 
  • Additionally, you also get to enjoy complimentary night stays when booking hotels through Hotels.com. 
  • The card offers exclusive access to Buy1Get1 offers across various merchants and outlets throughout the UAE.  

ADCB Touchpoint Titanium Credit Card

Another credit card with school fee offers from ADCB bank, the ADCB Touchpoint Titanium credit card is an affordable option and it comes with several discounts and rewards on every purchase. Using this credit card, you can easily pay your child’s school fees online anywhere and anytime. And, convert your bills into instalment plans with no applicable interest rates.

ADCB Touchpoints Titanium Credit Card
Free for Life
  • Minimum Salary NA
  • Annual Fee AED Free for Life
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
  • Balance Transfer
  • Travel Insurance

The key benefits of ADCB Touchpoint credit cards are as follows. 

  • The credit card offers 0% interest rates on all local and international education fees for up to 12-month period. 
  • As loyalty benefits, you receive 0.5 Touchpoints for each AED you spend in the UAE. You can redeem these points to get additional discounts on a range of shops and outlets. 
  • When spending AED 5000 or above every month, you get 5,000 bonus Touchpoints. 
  • Your ADCB Touchpoint Titanium credit card offers access to various Buy1Get1 offers including Vox movie tickets and 2 for 1 food deals. 
  • As a cardholder, you also get various travel benefits such as complimentary airport lounge access and discounted rental cars. 

Emirates NBD Go4it Gold Credit Card

Being affordable and offering low financial charges, it is amongst the best credit card with school fee offers. Similar to the Manchester United credit card, you can pay local and international education fees and convert them into 0% interest rates easy instalments plan for up to a 2 years’ tenure. In addition, you also earn Plus Points for every expense through a credit card. You can also redeem the Plus Points while paying your child’s school fee and get additional discounts.

Emirates NBD Go4it Platinum Credit Card
Free for Life
  • Minimum Salary AED 12,000
  • Annual Fee Free for Life
  • Movie Discounts
  • Dining Discounts
  • Insurance

A few important benefits of Emirates NBD Go4it Gold credit cards are as follows. 

  • Being an RTA credit card, you can use these cards for payment and transit purposes in a single go. 
  • For every local and international expense, you earn Plus Points. You can redeem these loyalty points to grab attractive offers and discounts on various shopping outlets and merchants. 
  •  As a credit cardholder, you get a free Dubai Ferry ride to visit the waterfronts. 
  • You also receive exclusive pricing at VOX cinemas including buy1get1 offer movie tickets. 
  • With the Go4it Gold credit card, you get exclusive access to the Visa Entertainers app and avail yourself of up to 50% discounts across various outlets, shops and restaurants. 

FAB GEMS Titanium Credit Card 

When it comes to educational fee payments, the FAB GEMS Titanium card is amongst the best credit cards with school fee offers. Developed in collaboration with FAB bank and GEMS schools, the credit card provides impeccable benefits for school fee payments. In addition, you also get various lifestyle and travel benefits including loyalty rewards on every local and international spending.

FAB GEMS Titanium Credit Card
Airport Lounge Access
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Special Discounts

Following are the key benefits of FAB GEMS Titanium credit cards. 

  • When paying GEMS school fees in advance through the FAB GEMS Titanium credit card, you get a flat rate discount of 4.25%. 
  • The card also offers educational insurance of up to AED 500,000 per child. 
  • As a cardholder, you can avail of movie tickets starting from AED 15 during weekdays and AED 20 during the weekends at Oscar, Cine Royal and Reel cinemas.
  • With ShopSmart offers, you get up to 10% discounts on all leading global online stores using FAB credit cards. 
  •  As travel benefits, you get complimentary access to over 10 airport lounges across the Middle East. 

Emirates Islamic Cashback Plus Credit Card 

Emirates Islamic Bank offers innovative banking products and the Cashback Plus credit card is the best example. Along with normal shopping, you can also use the card for RTA related payments since it has a built-in NOI card. In addition, you can easily pay your child’s school fee and enjoy loyalty rewards.

Emirates Islamic Cashback Plus Card

Airport Lounge Access
  • Minimum Salary AED 12,000
  • Annual Fee AED 313.95
  • Cashback
  • Airport Lounge Access
  • Golf Benefits
  • Nol Card
  • Movie Discounts
  • Dining Discounts

Following are the key benefits of Emirates Islamic Cashback Plus Credit Card. 

  • When paying college and school fees, you earn 10% cashback. The offer applies to every local and international school and university. 
  • The card is embedded with an NOI chip and can be used across various RTA facilities such as auto top-up and Salik recharges etc. 
  • You can also convert your large expenses such as college fees, electronic and jewellery purchases into 0% profit rate instalment payment plans for flexible tenures of up to 9 months. 
  • In addition, you also get access to various travel, lifestyle, entertainment and shopping offer across the globe.
  • As a cardholder, you get immense security through purchase protection and extended warranty feature. 

ADCB Lulu Platinum Credit Card 

Offering various shopping discounts and rewards, Lulu Platinum credit card is one of the most affordable and the best credit cards with school fee offers. As a cardholder, you earn loyalty points (Lulu points) for every purchase through Hypermarket and you can redeem these rewards across various merchants to avail yourself of attractive discounts. In addition, you can pay school fees using the card and convert them into easy instalments for effective expense management.

Following is a list of the key benefits of ADCB Lulu Titanium Credit Card. 

  • When paying school fees (whether local or international), you get a 0% interest rate on converting your payment into easy instalment plans for up to 12 months’ tenure. 
  • For every AED 1 spent at Lulu Hypermarket, you earn up to 5 Lulu points. You can covert or redeem these points as free shopping vouchers. 
  • You also get a 20% discount on online food delivery and grocery shopping on Talabat. 
  • As a credit card holder, you get exclusive access to various Buy1Get1 offers across a range of outlets in the UAE. 
  • To help you manage your finances conveniently, the ADCB Lulu Platinum credit card offers a 55 days’ interest-free period. 
  • As travel benefits, you get unlimited access to over 25 airport lounges across the MENA region and 3 access to over 1000 airport lounges worldwide every year. 

Emirates NBD Manchester United Credit Card

Designed, especially for sports enthusiasts, Emirates NBD Manchester United credit card, comes with various offers, rewards and benefits. In addition, the card also provides convenient fund access for all local and international school and college fees. Using your credit account, you can convert your fee into easy instalments and repay them over 24 months’ tenure without worrying about raise in education fee.

Following are the key benefits of the Manchester United Credit Card.

  • You earn RED points on various local and international expenses. For every foreign spending, you get 2X red points and, for dining expenses you earn up to 5X RED points. Additionally, you can earn up to 10X RED points on sport shopping. 
  • When paying your child’s school fee, you can redeem your points or convert the paid amount into easy instalments without incurring any interest for up to 24 months' tenure.
  • As a cardholder, you also get several gifts and prizes for meeting the minimum monthly expense criteria. It includes from Manchester United Team signed jersey to various cash prizes and trips to watch live matches. 
  • You can also avail yourself of various dining offers through Bon Appetit, and travel offers such as complimentary airport lounge access. 
  • For easy financial management, you also get up to 55 days’ interest-free period. 

Eligibility Criteria to Get School Fee Offer Credit Cards in the UAE 

Before offering you the credit card, the verifies your capabilities for managing the credit card. Once you fulfil the eligibility criteria for a credit card, you can proceed with the application process. The following table details eligibility criteria for various credit cards with school fee offers. 

Credit Card Name

Eligibility Criteria

ADCB Touchpoint Infinite Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 40,000 or above

 

Nationality - UAE nationals, residents and ex-pats

ADCB Touchpoint Titanium Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 5,000 or above

 

Nationality - UAE nationals, residents and ex-pats

ADCB Lulu Platinum Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 15,000 or above

 

Nationality - UAE nationals, residents and ex-pats

Emirates NBD Manchester United Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 5,000 or above

 

Nationality - UAE nationals, residents and ex-pats

Emirates NBD Go4it Gold Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 6,000 or above

 

Nationality - UAE nationals, residents and ex-pats

FAB GEMS Titanium Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 5,000 or above

 

Nationality - UAE nationals, residents and ex-pats

Emirates Islamic Cashback Plus Credit Card

Age - 21 years or above

 

Salary - Monthly Income of AED 12,000 or above

 

Nationality - UAE nationals, residents and ex-pats

Note:- In addition to the above criteria, the bank may also verify your AECB credit score before offering you the credit card with school fee offers. 

Global Village Ticket Offer on Credit Card

Documents Required for Credit Card with School Fee Offers

To verify your personal and contact details, the banks in the UAE require you to submit various documents. While the documents vary on person to person basis, following is the list of common documents you need to provide when applying for a school fee offer credit card.

  • A valid Emirates ID for UAE residents and nationals, 
  • An original Passport ID and a copy for record and verification, 
  • Ex-pats needs to submit a valid copy of Visa mentioning address details,
  • Rent/lease agreement, latest utility bills for address proof, 
  • Latest salary slip or a salary certificate from current organisation addressing the bank,
  • Last 3 months’ bank account statement.

Note - You may need to submit additional documents at the bank's discretion. 

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Frequently Asked Questions 

Q1. Can I pay the education fee using a credit card?

Ans. Yes, you can easily pay your child’s education fee through credit cards in the UAE. It also applies to every local and foreign educational institution worldwide. In addition, the banks in the UAE provide several offers and discounts on school fee payments. 

 

Q2. What is the school fee payment offers on credit cards?

Ans. School fee offers to vary depending on the type of credit card you hold. However, the following are the common credit card school fee payment offers in the UAE. 

  • You get 0% interest rates on converting the paid school fee into easy payment plans for a tenure of up to 12 or 24 months depending on the credit card. 
  • You earn cash back and loyalty rewards on paying your kid’s school fees. You can redeem these loyalty points to avail yourself of additional discounts at various stores and shopping outlets. 
  • Additionally, you can use your accrued loyalty points to pay the fee at discount rates. 
Q3. Which are the most affordable credit cards with school fee offers?

Ans. Considering annual fees, finance charges and salary requirements, FAB GEMS Titanium, ADCB Touchpoint Titanium, and Emirates NBD Go4it Gold credit cards are the most affordable.

Q4. How much cashback do I get using Emirates Islamic Cashback Plus Credit Card for paying school fees?

Ans. Emirates Islamic Cashback Plus credit card offers up to 10% cashback on school fee payments.

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