Ajman Bank Credit Card Application Status - If you want to check your Ajman credit card application status in UAE. Here we discussed how can you check your Ajman credit card status online & offline.
Credit cards have become a popular credit instrument, with these cards helping users make transactions while borrowing money within a pre-set credit limit (determined as per the user’s profile, credit score, income, and more). Besides swiping them offline, you can also use them online to easily purchase any product or avail of any service within the stated credit limit.
In addition to making transactions, you can also check your card's details such as available credit card limit, cash limit, recent transactions, previous bills, and more using the credit card login feature. This can also come in handy with respect to their security, as you can use the credit card login facility to block your card, change its PIN, set up auto-pay, and so forth.
Let’s explore the features of credit card login in detail and cover its registration, login process, benefits, and more.
Once you get a credit card from a bank, the next step would be to get access to your credit card to start using it. You can easily access your credit card online by heading to the issuer's official website and logging into your account, or registering to create credit card login credentials if not done yet.
With the help of a credit card login, you can see all the details related to your credit card information online instantly. This facility is easy to use and allows you to access all the required information and a host of services.
After credit card login, you can perform the following activities –
As discussed earlier, the credit card login facility can help you use your credit card online and manage it easily. You can register for a credit card net banking facility to make the most of credit cards and use their online services.
Once you have registered for the net banking facility, you can use net banking to check the available credit card balance and credit card limit, get an instant credit card statement, use the credit card for online purchases, transfer funds, and more.
To get access to your credit card, you can opt for any of the following channels and activate your credit card –
To activate your credit card using the mobile banking process, you should first register yourself with the mobile banking facility of the concerned financial institution. For this, head to the official website of the bank and locate the ‘online banking’ option (you can also use your bank's mobile application to follow this process).
Click on it, follow the instructions, and authorise the registration process using the SMS code sent to your registered mobile number, ATM, phone banking, email address, or by visiting a branch. After verification, set up your user ID, security or secret questions, and password to complete the process.
Once you have registered for the mobile banking facility, follow these steps to activate and access your credit card for online/offline services –
You can also register your credit card with the online banking facility. Before that, however, you would be required to register for this facility using the same process as discussed above. After registration, you can activate or register your credit card for contactless payments in this way –
Some financial institutions in the UAE also provide phone banking facilities to activate your credit card. Here, you simply need to keep your credit card handy while calling and enter the correct credit card details when asked. You can also use your registered mobile number to skip the authorisation code requirement and fast-track the credit card registration process.
You can use the SMS banking facility for the credit card registration process as an alternative to the above-stated methods. All you have to do is visit the concerned bank's official website and find the SMS banking number for credit card activation. Send an SMS with the code provided on the website from your registered mobile number. After verification, you may get a call from the bank. Follow the prompted instructions and activate your credit card.
Yet another method to get your credit card activated and registered is to use the ATM of the concerned bank or financial institution. To do this, visit your nearest ATM of the said institution, insert your credit card, and enter the authorisation code sent to your registered mobile number. Locate the 'Debit/Credit Card Activation' button and use the 4-digit PIN for the activation process.
Once you have registered your credit card using any of the channels mentioned above, you can use the login credentials (username and password) to access the online services and get your account details.
For credit card login, follow the steps listed below –
Using your credit card with online internet banking can be pretty helpful, as you can make use of some facilities such as –
However, it must be noted that using your credit card for international transactions may carry high foreign exchange rates and foreign transaction fees as well.
Given below are some benefits of using credit card net banking in UAE –
Almost every lending institution in UAE offers credit card net banking service by default to provide convenience and ease to their customers. Some of the top financial institutions offering credit card net banking services are -
You can access your credit card online using mobile banking, online banking, ATM, phone banking, and SMS banking.
Credit card login via mobile or online banking can help you track all your credit card activities.
Credit card login can be performed by registering your card and using online or mobile banking. Once logged in, you can use transfer balance, make purchases, view credit card statements, report authorised transactions, and redeem discount & cashback offers that you pay back in the future.
You can take the help of the credit card login feature and check recent transactions. In case you detect any fraudulent transaction, you can report it using the credit card net banking facility.
Once you activate your credit card, you will get a username and password that can be used to make a credit card login in the future. This username is either your account number or something that you would be asked to create using alphabets and numbers during the registration process.
Follow these steps to retrieve your password or credit card user ID during the credit card login process –
Yes, the credit card login credentials are the same for both the mobile application and the online website. If you change the password on one platform, the details will be adjusted for both.
You can enjoy the following facilities and benefits through the credit card net banking feature –
You can reactivate your credit card net banking account by applying for a new PIN after the verification process is completed. For this, you would be required to enter your credit card number and other details as requested.
Some of the leading financial institutions in UAE do not impose fees to avail of the benefit of credit card net banking service. However, it is advisable to check the official website of the concerned bank to get the exact details.