Credit Card in UAE

Cashback Credit Cards with Airport Lounge Access in UAE

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

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The advent of airplanes has ensured a highly luxurious mode of transport across the world. The same luxury is extended to its stations which have world-class amenities, especially when you consider the airports in the UAE. Whenever people visit an airport, the exquisite lounges are among the first things noticed. This is especially the case if there is a flight delay and you want some repose.

It is often believed that airport lounges are extended only to the high-end clientele. However, several cashback credit cards in UAE, providing excellent cashback offers to customers, have made these lounges available to everyone. Using these credit cards, one can avail of travel bonuses besides various deals. One of the travel privileges provided is access to airport lounges. 

If you want to know more regarding such cashback credit cards with airport lounge access in the UAE, which combine the best of both worlds of travel and convenience, keep reading the article as follows.

 When do you Require Access to an Airport Lounge?

Airport lounge access is invaluable, irrespective of the reason for travel. If your flight is delayed, you can use the airport lounge to relax and unwind. Even if not, you can always revel in the amenities on display in such places and enhance your travel experience.

The best feature of several credit cards in UAE is that they augment your experience by providing easy access to such spots. Whether travelling solo or with family, cardholders can take advantage of all-inclusive benefits without breaking the bank by simply showing the card at select airport lounges. 

Best Cashback Credit Cards with Access to Airport Lounges

  1. ADIB Cashback Visa Platinum Card
  2. ADCB Simplylife Cash Back Credit Card
  3. HSBC Advance Credit Card
  4. Emirates Islamic Cashback Plus Card
  5. RAKBANK Titanium Credit Card

ADIB Cashback Visa Platinum Card

ADIB Cashback Visa Platinum Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 1,000
  • Airport Lounge Access
  • Free for 1st year
  • Dining Discounts
  • Cashback
  • Free for the first year - annual fee of AED 1,000 applicable second year onwards
  • Complimentary access to airport lounges worldwide
  • 1% cashback on all eligible purchases
  • Provision to withdraw cash up to 100% of the specified finance limit in case of emergency
  • 4 complimentary supplementary cards for family members

ADCB Simplylife Cash Back Credit Card

ADCB SimplyLife Cash Back Credit Card
CashBack
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Cash back
  • No annual fee for life
  • 1% cashback on all expenditures (minimum AED 1,000 monthly spending required)
  • Complimentary access to premium Marhaba Lounge and Diamond Lounge at Dubai International Airport, Al Maktoum International Airport, Abu Dhabi International Airport, and so on
  • 2 complimentary movie tickets per month once monthly spending crosses AED 1,500 

HSBC Advance Credit Card

HSBC Advance Credit Card

Balance Transfer
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Balance Transfer
  • Movie Discounts
  • Airport Lounge Access
  • Free for Life
  • Valet Parking
  • Zero annual fees
  • Unlimited free access to select airport lounges worldwide
  • 1 Air Mile collected for every 1 AED spent using the card – these Miles can be redeemed later for bookings of hotels, flights, and so forth
  • Up to 30% off at 400+ restaurants across the UAE
  • AED 300 cashback as a welcome offer

Emirates Islamic Cashback Plus Credit Card

Emirates Islamic Cashback Plus Card

Airport Lounge Access
  • Minimum Salary AED 12,000
  • Annual Fee AED 313.95
  • Cashback
  • Airport Lounge Access
  • Golf Benefits
  • Nol Card
  • Movie Discounts
  • Dining Discounts
  • Annual fee of AED 313.95
  • Unlimited free access to more than 1,000 airport lounges worldwide
  • Great opportunity for movie lovers with complimentary ‘Buy 1 Get 1’ movie ticket offers (maximum twice a month)
  • Complimentary access to golf 

RAKBANK Titanium Credit Card

RAKBANK Titanium Credit Card

Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Movie Discounts
  • Cashback
  • Free for life credit card
  • Complimentary supplementary cards
  • Unlimited free access to 10+ airport lounges worldwide
  • Multiple ‘Buy 1 Get 1’ free offers across dining, entertainment, travel, and so on across the Middle East and Africa
  • AED 300 Gift Card once expenditure crosses AED 4,000

Common Eligibility Criteria for  Airport Lounge Access in UAE

If you possess any of the cashback credit cards with airport lounge access in the UAE, you can avail of the lounges by simply showing the card at the entrance and enjoying all their benefits. The eligibility criteria, thus, remain the same as that for credit cards. 

  • The applicant should be above the age of 21 years. A similar limit is applicable on the other end. One should confirm both the limits with the bank before applying.
  • Most banks in the UAE usually have a minimum monthly salary requirement of AED 5,000, although it can vary as per the bank and the card.
  • Most of the mentioned cards mandate that the applicant should be either a UAE national or resident to be eligible. 

How to Apply for the Best Cash Back Credit Cards with Airport Lounge Access?

With most banks in the UAE implementing latest technological features on their website, users can now complete most bank-related formalities on their websites only. At the same time, the branches are always there if one wishes to apply for a credit card in UAE offline. With that in mind, the following are some easy steps that one can follow to apply for a credit card. Visit the portal of your bank

Whether you opt to apply for a credit card online or offline, you should first locate the website or the nearest branch of your bank. On the website, you can locate the ‘credit cards’ section and view all the available credit cards. This provision of exploring the cards will be absent in the offline mode, although you can still contact a representative to get an approximate idea about all the cards. 

  • Fill out the application  - Once you decide on your card after a thorough examination of all the credit cards, you can obtain an application form from the website. Fill it up and submit it along with all the required documents. The process remains the same for offline mode, as you will have to seek an application form from a bank representative. It should be noted that irrespective of the mode of application, documents related to identity, address, and income should be kept handy when applying for the cashback credit cards with airport lounge access of your choice. 
  • Submit the form and wait for approval  - Once you fill up the form, attach the required documents, and submit it, you will have to wait patiently as the bank will verify your application first. If you get the approval, you will be contacted by the bank for further processes. 
  • Things to Keep in Mind - It is always recommended to examine the terms and conditions related to a credit card carefully. This is especially the case with cashback credit cards with airport lounge access in the UAE, as there are several key details regarding complimentary access that can save you from possible inconvenience or unnecessary charges. It should be noted that as different airports run lounges, a credit card cannot provide you with access to every lounge. Consequently, you should verify the list of partner lounges first before choosing to enjoy its amenities.

Similarly, while a lounge may provide various benefits like Wi-Fi, food, and other luxuries, one should confirm which luxuries are complimentary with the card and which ones require you to pay separately. Moreover, as a lounge may take into account the length of your visit, it could be a possibility that you may be allowed to stay for only a fixed time.

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Do you need to Register or Enrol for Airport Lounge Access?

No, you don’t need to register or enroll to use the airport lounge with your credit card. The only condition here to use the lounge with your credit card is that you must have activated your card beforehand.

With the sheer variety of airport lounge access credit card in UAE, selecting one of them can often prove confusing. Moreover, if you want to go beyond such specific cards and explore other options available in the UAE, the number of credit cards with other features and benefits is enormous. 

In such cases, having the option of comparing the best credit cards in the UAE proves helpful to allay your confusion. The best place to do so is our ‘credit cards’ section, where you can view and compare various cards. Moreover, you won’t even need to go out for buying the credit card of your choice, as you can easily get that on our website with a few clicks at your convenience.  

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