Citibank Personal Loan for Salary Transfer

Personal Loan up to 8 times your Salary

Personal Loan in UAE
  • Minimum Salary 5000 AED
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate


Get personal loan at Lowest Interest Rate

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

Citibank offers a variety of unmatched products and services in the UAE, Personal Loans being amongst them. The applicants can use these personal loans for paying off their debt, education of their children, wedding, investments, in case of emergencies, short term interim needs, and much more. The Citibank Personal Loan is available in two categories, one of them is Salary Transfer Loan. The borrower can enjoy various benefits on this loan including high salary multiples, competitive rates of interest starting from 8% to 15% , quick approvals, long tenors, and more.

Features & Benefits of Citibank Salary Transfer Personal Loan

Written below are a few features and benefits of Citibank Personal Loan UAE.

Salary Multiples

The applicant can obtain high amounts of loan up to twenty times their salary.

Maximum Loan Amount

The applicant can avail up to 250,000 AED as the maximum amount of personal loan. Transferring their salary to Citibank is mandatory.

Interest Rate

The borrower gets this Citibank Personal Loan at competitive rates of interest starting from 8% to 15% (reducing).

Quick Approvals

The applicant can enjoy the facility of quick and easy approval within one day on this personal loan.

Instant Funding

After getting final approval, this Citibank online personal loan will be funded instantly.

Loan Tenor

This personal loan has a minimum tenor of six months and a maximum tenor of 48 months.

Eligibility & Documents Required for Citibank Salary Transfer Personal Loan

Citibank Personal Loan Eligibility Criteria




Confirmed employment or six months on the job

Minimum Income

8,000 AED per month

Documents Required



ID/Address Proof

Passport and Emirates ID (copy)

Bank Statements

3 months’ statements (salary transfer attached)

Salary Proof

Salary transfer letter

Other Documents

Duly filled the application form

Interest Rates on Citibank Salary Transfer Personal Loan

The Citibank Personal Loan Interest Rate is charged depending upon the reducing balance (per annum) starting from 8% to 15%.

Frequently Asked Questions

Q1. What all can I do using my Citibank Salary Transfer Personal Loan?

Ans: You can avail this Citibank Personal Loan UAE for various reasons, some of which are mentioned below.

  1. Home renovation/improvement
  2. Down payment for mortgage
  3. Education of Children
  4. Wedding or Vacation
  5. Investments or Emergencies
  6. Paying off the balance on credit card

Q2. Do I need to give any collaterals/security against this loan?

Ans: You have to sign cheques that cover the value of the loan amount. However, you do not need to pledge any assets in the name of collateral or security against your loan.

Q3. Is there any cost associated with when I avail this Citibank Personal Loan Dubai?

Ans: Yes. You will have to pay a processing fee of one percent of the loan amount, the minimum amount is 500 AED and maximum is 2,500 AED.

Q4. Can I reschedule my loan?

Ans: Yes. You can reschedule your loan by paying a fee of AED 250.

Q5: Am I allowed to cancel my Citibank Personal Loan?

Ans: Yes. You can cancel your loan, however, you will have to pay a cancellation fee of AED 100.

Reviews & Ratings

4.6 / 5 (based on   20020 google icon reviews)

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