Citi Premier Credit Card

Credit Card with
Cashback and Rewards
T & C Apply

Best credit cards with 0 Annual fee*

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

One of the globally renowned banking institutions, Citibank began its journey in the UAE in 1964 with its first branch in Dubai. The bank has since become a major provider of consumer credit facilities and banking services in the UAE. Its branch network includes 4 branches, 1 smart centre, 3 Citigold lounges, and a system of 39 ATMs across the UAE. 

Citibank offers impeccable banking services to individuals and corporates, which makes it one of the most preferred banks across the UAE. Some of the most sought-after products offered by Citibank include Citibank credit cards, dabit cards, banking accounts, and more. 

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Features and Benefits of Citibank Citi Premier Credit Card

Let’s start by looking at the salient features and benefits of Citibank Citi Premier Credit Card -

  • Minimum monthly income requirement - AED 15,000 
  • Free for the first year
  • Purchase protection and extended warranty
  • Complimentary travel insurance
  • Golf benefits
  • Airport Meet and Greet facility
  • Movie discounts 
  • Secure and effortless purchases using Apple Pay
  • Turn any major purchase into small payments with the Easy Instalment Plan

Rewards and Offers Available on Citibank Citi Premier Credit Card

Given below are the rewards available on Citibank Citi Premier Credit Card -

  • ThankYou Points - Here is how you can earn ThankYou Points -
  • 3 ThankYou Points for every USD spent on dining and fuel
  • 3 ThankYou Points on every USD or Non-AED spend
  • 1.5 ThankYou Points for every USD spent on local purchases

With ThankYou Points, you have the freedom to redeem the points for travel rewards, gift vouchers, merchandise, and other rewarding experiences. You can find the following options to redeem your ThankYou Points are detailed below -

  • Transfer ThankYou Points to 12 major partner airlines including Emirates, British Airways, flydubai, and Etihad - for booking flights and hotels.
  • Redeem Points for cash discounts or shopping vouchers.
  • Make reservations for flights, rental vehicles, accommodation, and holiday packages without any blackout dates for reservations 
  • Redeem points when purchasing merchandise ranging from electronics to household items
  • You can balance a travel-related purchase worth AED 500 with 15,000 ThankYou Points
  • Limitless, complimentary access to over 1,000 international LoungeKey lounges with 1 guest
  • Complimentary golf course access once a month at the best golf courses across the UAE
  • Up to 30% discount on 4 VOX Cinemas tickets per month
  • Complimentary travel insurance and purchase protection
  • Access to a number of “Buy 1 Get 1” offers when using the Free Mastercard Priceless Special application 
  • Free Marhaba Bronze Meet and Greet facility once a year at Dubai International Airport
  • 5o complimentary credits to avail of a 50% discount on total bills for activities like grocery shopping, spas, and fine dining. 
  • Avail of the Citibank World Privileges and complimentary Citibank Alerting Service
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Cashback Back & Free Airport Lounge Access - Policybazaar uae

Eligibility Criteria to Apply for Citibank Citi Premier Credit Card

Listed below are the eligibility criteria to apply for a Citibank Citi Premier credit card -

  • Minimum Age - 21 years
  • Minimum Monthly Income - AED 15,000
  • Eligible Nationalities - UAE residents, nationals, and expatriates 

Documents Required to Apply for Citibank Citi Premier Credit Card

You will need these documents to apply for a Citibank Citi Premier credit card in UAE -

  • Original and a copy of the Emirates ID
  • Passport (original and a copy) 
  • Original and a copy of the UAE residence visa
  • Salary transfer certificate
  • Bank statements of at least the last 3 months
  • Address proof copy (utility bill or tenancy agreement)

Note: Other documents required would depend on the bank’s requirements for the credit card application process.

Fees Associated with Citibank Citi Premier Credit Card

Tabled below are the various fees and charges related to the Citibank Citi Premier credit card -

Charges

Amount

Annual Membership Fees

  • Free for the first year
  • AED 750 from the 2nd year

Monthly Cash/Retail Rate of Interest

3.25%

APR for Cash/Retail 

39%

Hard Copy of Credit Card Statement/Copy Fee

AED 10/AED 25 per month

Early Settlement Fee

1% of the outstanding balance

Outgoing Bills Collection Charges

AED 50+Correspondent Bank Charges+AED 60 (if couriered)

Late Payment Fee

AED 230

Over Limit Fee

AED 209

Processing Fee for International or Foreign Currency Transactions

2.99%

Loan on Card (beyond credit limit) Processing Fee

AED 100

Easy Instalment Plan Processing Fee

Up to 5% of the loan amount

Citi PayAll Processing Fee

Up to 4% of the transaction amount

Supplementary Card

Free

Manager’s Check that is Issued for Credit Balances

AED 25

Cashback Back & Free Airport Lounge Access - Policybazaar uae

How to Apply for Citibank Citi Premier Credit Card?

You can apply for a Citibank Citi Premier Credit at the convenience of your home or workplace through policybazaar.ae. As a third-party aggregator portal, we provide an array of credit cards from leading banks (including Citibank) to you. 

To apply for a Citibank Citi Premier credit card, simply click on the ‘Credit Card’ tab on the home screen of policybazaar.ae. You will be prompted to the lead form, where you can provide the specified details. 

Once you press the ‘View Quotes’ tab, you will be directed to the credit card quotes page where you can look for the Citibank Citi Premier credit card and go through its features. Once done, click on the ‘apply’ button and follow the prompts to initiate the application.

When you get a Citibank Citi Premier credit card from policybazaar.ae, you can enjoy these perks -

  • 24/7 customer support
  • Free consultation from financial experts
  • Access to banking-on-the-go
  • Easy application process

Latest Offers on Citibank Credit Card

What is the early settlement fee for Citibank Citi Premier Credit Card?

The early settlement charge for Citi Premier Credit Card is 1% of the outstanding balance.

How much is the annual fee for Citi Premier Credit Card?

No annual charge is applicable for the 1st year of your credit card. Starting from the 2nd year, however, a fee of AED 750 will be levied.

What all purchases can be done using Citibank Citi Premier Credit Card?

You can use your Citi Premier credit card to pay rent, fuel charges, grocery bills, school fees, restaurant bills, and more.

What are some Citi World Privileges available on Citi Premier Credit Card?

Some of the Citi World Privileges that you get with the Citi Premier Credit Card include local discounts on dining, online retail purchases, and entertainment. 

What is the minimum monthly income required to apply for Citibank Citi Premier Credit Card?

You must have a minimum income of AED 15,000 per month to apply for a Citi Premier Credit Card.

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