Citi Premier Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

One of the globally renowned banking institutions, Citibank began its journey in the UAE in 1964 with its first branch in Dubai. The bank has since become a major provider of consumer credit facilities and banking services in the UAE. Its branch network includes 4 branches, 1 smart centre, 3 Citigold lounges, and a system of 39 ATMs across the UAE.

Citibank offers impeccable banking services to individuals and corporates, which makes it one of the most preferred banks across the UAE. Some of the most sought-after products offered by Citibank include Citibank credit cards, dabit cards, banking accounts, and more.

Features and Benefits of Citibank Citi Premier Credit Card

Let’s start by looking at the salient features and benefits of Citibank Citi Premier credit card -

  • Minimum monthly income requirement - AED 15,000
  • Purchase protection and extended warranty
  • Complimentary travel insurance
  • Golf benefits
  • Airport Meet and Greet facility
  • Movie discounts
  • Secure and effortless purchases using Apple Pay
  • Turn any major purchase into small payments with the Easy Instalment Plan

Rewards and Offers Available on Citibank Citi Premier Credit Card

Given below are the rewards available on Citibank Citi Premier Credit Card -

  • ThankYou Points - Here is how you can earn ThankYou Points
  • 3 ThankYou Points for every USD spent on dining and fuel
  • 3 ThankYou Points on every USD or Non-AED spend
  • 1.5 ThankYou Points for every USD spent on local purchases

With ThankYou Points, you have the freedom to redeem the points for travel rewards, gift vouchers, merchandise, and other rewarding experiences. You can find the following options to redeem your ThankYou Points are detailed below -

  • Transfer ThankYou Points to 12 major partner airlines including Emirates, British Airways, flydubai, and Etihad - for booking flights and hotels.
  • Redeem Points for cash discounts or shopping vouchers.
  • Make reservations for flights, rental vehicles, accommodation, and holiday packages without any blackout dates for reservations 
  • Redeem points when purchasing merchandise ranging from electronics to household items
  • You can balance a travel-related purchase worth AED 500 with 15,000 ThankYou Points
    • Limitless, complimentary access to over 1,000 international LoungeKey lounges with 1 guest
    • Complimentary golf course access once a month at the best golf courses across the UAE
    • Up to 30% discount on 4 VOX Cinemas tickets per month
    • Complimentary travel insurance and purchase protection
    • Access to a number of “Buy 1 Get 1” offers when using the Free Mastercard Priceless Special application
    • Free Marhaba Bronze Meet and Greet facility once a year at Dubai International Airport
    • 5 complimentary credits to avail of a 50% discount on total bills for activities like grocery shopping, spas, and fine dining.
    • Avail of the Citibank World Privileges and complimentary Citibank Alerting Service

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Amazon.ae

When you use your Citibank Citi Premier credit card for shopping of AED 150 or more from Amazon.ae, you qualify for 10% off (up to AED 50). This offer, however, is valid for only once a month. The offer period remains valid till December 31st, 2023.

Here are the promo codes that you can use to make the most of this Citibank credit card offer -

  • For July - CB10JUL
  • For August - CB10AUG
  • For September - CB10SEP
  • For October - CB10OCT
  • For November - CB10NOV
  • For December - CB10DEC

You can redeem the offer in 2 ways -

  • Before placing the product in the cart, click on the “redeem” tab that is presented in the drop-down menu on the product page. The Amazon.ae discount will apply to the product. OR
  • Once you are on the payments page, choose your saved Citibank Citi Premier Card, enter the CVV code, and click on the “use this payment method” button. To redeem the offer, enter the right promo code for the calendar month.

Listed below are some major terms and conditions to know to make the most of this credit card in the UAE offer:

  • This offer is not valid during the special offer periods - Amazon Ramadan Sale, Prime Day, Amazon White Friday, 11/11, and Eid Sale. 
  • This offer does not apply to cash on delivery transactions. Only your Citibank credit card transactions are eligible. 
  • All the products available on Amazon.ae qualify for this offer except Amazon Global Store products that are transported from and sold by Amazon US and Amazon UK, consumer electronics products, baby food, Amazon Gift Cards, Helpbit, and Amazon Home Services. 
  • Each month here is taken to be a calendar month. 
  • If the credit card holder engages in any fraudulent activity related to this offer, Amazon will disqualify them from participating in this offer.

Carrefour

When you use your Carrefour mobile application or official website to purchase products worth AED 150 or above, you qualify for a 15% discount (up to AED 50) on the transaction once every month.

To avail of this offer, you can use the promo codes mentioned below -

  • For June - CITIJUN15
  • For July - CITIJUL15
  • For August - CITIAUG15
  • For September - CITISEP15
  • For October - CITIOCT15
  • For November - CITINOV15
  • For December - CITIDEC15

Shared below are the terms and conditions applicable to this offer -

  • This credit card offer in the UAE is not valid for Apple Pay transactions.
  • You cannot combine the offer with other vouchers, SHARE points, or coupon codes.
  • This promotion is not available for wholesale consumers.
  • Any purchase refunds, reversals, and disputed transactions are excluded from this offer.
  • You can file any eligible complaints once the offer period ends - within 5 days of the date.
  • This offer is valid till December 31st, 2023.
  • When employing multiple Cards via a single Carrefour website/app customer account, only the initial Card used during the Offer Period will be deemed eligible for this Offer.
  • Should the same Card be employed across several Carrefour customer accounts, solely the first account employing the Card throughout the Offer Period will qualify for this Offer.
  • Citibank holds the right to charge the Cardholder the discount amount received for transactions if the Cardholder has not followed the terms outlined in the Offer.
  • Citibank retains the authority to disqualify any Cardholder from participating in this Offer if their engagement is found to involve fraudulent activity connected to the same.

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Talabat

You can instantly get a 20% discount (of up to AED 14) on grocery and food orders twice a month if you use the Talabat mobile application. For this, you would simply need to use the promo code “MASTERCARD” at the time of checkout.

Check out the key terms and conditions applied for this Citibank credit card offer -

  • The offer is applicable to eligible Citi Mastercard holders, including Titanium, Platinum, World, and World Elite Mastercard (Debit, Credit, and Prepaid).
  • You can combine the 20% discount with any ongoing promotions on the Talabat platform, including restaurant or vendor-specific offers.
  • This offer remains valid until December 31, 2023.
  • Regular terms and conditions of Talabat are applicable.

Careem

When you use your Careem mobile application to book a ride on your Mastercard World Elite credit card (in this case, the Citibank Citi Premier credit card), you can get up to 6 complimentary rides in a year. To avail of this offer, you would need to use the promo code “MAUAE6”. Note that the maximum cap for a ride under this offer is USD 30.

To avail of the offer, follow the redemption steps mentioned below -

  • Download the Careem mobile application through the App Store or Google Play Store.
  • Employ your qualifying Mastercard for the transaction.
  • Choose your airport-bound or airport-originating ride.
  • During the booking process, enter the appropriate promo code to activate your free airport ride.

However, it’s worth noting that some terms and conditions apply. For instance, you cannot use the promo codes for Apple Pay transactions. Similarly, this discount is available for all car types excluding Hala taxis.

Eligibility Criteria to Apply for Citibank Citi Premier Credit Card

Listed below are the eligibility criteria to apply for a Citibank Citi Premier credit card -

  • Minimum Age - 21 years
  • Minimum Monthly Income - AED 15,000
  • Eligible Nationalities - UAE residents, nationals, and expatriates

Documents Required to Apply for Citibank Citi Premier Credit Card

You will need these documents to apply for a Citibank Citi Premier credit card in UAE -

  • Original and a copy of the Emirates ID
  • Passport (original and a copy)
  • Original and a copy of the UAE residence visa
  • Salary transfer certificate
  • Bank statements of at least the last 3 months
  • Address proof copy (utility bill or tenancy agreement)

Note: Other documents required would depend on the bank’s requirements for the credit card application process.

Credit Score - Policybazaar uae

Fees Associated with Citibank Citi Premier Credit Card

Tabled below are the various fees and charges related to the Citibank Citi Premier credit card -

Charges Amount
Annual Membership Fees AED 750
Monthly Cash/Retail Rate of Interest 3.25%
APR for Cash/Retail  39%
Hard Copy of Credit Card Statement/Copy Fee AED 10/AED 25 per month
Early Settlement Fee 1% of the outstanding balance
Outgoing Bills Collection Charges AED 50+Correspondent Bank Charges+AED 60 (if couriered)
Late Payment Fee AED 230
Over Limit Fee AED 209
Processing Fee for International or Foreign Currency Transactions 2.99%
Loan on Card (beyond credit limit) Processing Fee AED 100
Easy Instalment Plan Processing Fee Up to 5% of the loan amount
Citi PayAll Processing Fee Up to 4% of the transaction amount
Supplementary Card Free
Manager’s Check that is Issued for Credit Balances AED 25

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How to Apply for Citibank Citi Premier Credit Card?

You can apply for a Citibank Citi Premier Credit at the convenience of your home or workplace through policybazaar.ae. As a third-party aggregator portal, we provide an array of credit cards from leading banks (including Citibank) to you.

To apply for a Citibank Citi Premier credit card, simply click on the ‘Credit Card’ tab on the home screen of policybazaar.ae. You will be prompted to the lead form, where you can provide the specified details.

Once you press the ‘View Quotes’ tab, you will be directed to the credit card quotes page where you can look for the Citibank Citi Premier credit card and go through its features. Once done, click on the ‘apply’ button and follow the prompts to initiate the application.

When you get a Citibank Citi Premier credit card from policybazaar.ae, you can enjoy these perks -

  • 24/7 customer support
  • Free consultation from financial experts
  • Access to banking-on-the-go
  • Easy application process

Latest Offers on Citibank Credit Card

What is the early settlement fee for Citibank Citi Premier Credit Card?

The early settlement charge for Citi Premier Credit Card is 1% of the outstanding balance.

How much is the annual fee for Citi Premier Credit Card?

No annual charge is applicable for the 1st year of your credit card. Starting from the 2nd year, however, a fee of AED 750 will be levied.

What all purchases can be done using Citibank Citi Premier Credit Card?

You can use your Citi Premier credit card to pay rent, fuel charges, grocery bills, school fees, restaurant bills, and more.

What are some Citi World Privileges available on Citi Premier Credit Card?

Some of the Citi World Privileges that you get with the Citi Premier Credit Card include local discounts on dining, online retail purchases, and entertainment. 

What is the minimum monthly income required to apply for Citibank Citi Premier Credit Card?

You must have a minimum income of AED 15,000 per month to apply for a Citi Premier Credit Card.

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