Citibank opened its first branch in Dubai in 1964 to establish its presence in the United Arab Emirates. The bank then opened the second branch in Abu Dhabi in 1971. Since the day the bank set its foot in the country, it has been known for its quality products and services in the UAE banking industry.
Citibank offers a wide range of financial products and services for both individual and corporate customers. The bank offers bank accounts, credit cards, loans, mortgages, insurance, wealth management services, fixed deposits and much more to help its clients manage their finances.
The Citi Premier credit card is one of the best credit cards in UAE that the bank offers. Since its launch, the credit card has turned out to be Citibank’s gift to travel enthusiasts. Offering a wide range of benefits, this Citibank UAE credit card helps travel enthusiasts explore various locations without going hard on their pockets. The card offers a variety of travel exclusive benefits. Additionally, it offers a loyalty program, which enables cardholders to experience the cultural delicacies offered at various locations at discounted rates.
Citibank credit card offers the following features:
Protection Purchase Benefit: Citi Premier cardmembers get free purchase protection. Under this benefit, any new purchases made through the Citibank credit card are entitled to a full refund or replacement within 90 days of purchase in the event the purchased goods are stolen, damaged or lost.
SMS Alerts: The credit cardholder can opt for automatic updates to get updates related to balance amount, payment reminders and offers. These updates will be sent to the registered email and mobile as requested.
Interest Rate: Citibank charges an interest rate of 3.09 percent on the outstanding balance of the Citi Premier Credit Card.
Contactless Technology: The contactless technology adapted by Citibank UAE credit cards enables cardholders to make transactions faster and easier. This also protects the card against wear and tear damage.
Convenient Online Payments: Citibank Citi Premier Credit Card enables cardmembers to make easy online transactions while shopping on any of the retail stores’ websites or mobile apps.
Benefits of Using a Citibank Citi Premier Credit Card
Here are the major benefits that the Citibank Citi Premier Credit Card offers to the cardholders.
Annual Fee: Citibank Citi Premier Credit Card members do not need to pay an annual fee for the first year for using this credit card. They need to pay an annual fee of AED 750 from the second year onwards.
Airport Lounge Access across the Globe: Citibank Citi Premier Credit Card members can display their card and enjoy exclusive benefits at one of more than 1,000 airport lounges all over the world. Supplementary Citi Premier Cardholders can avail the same benefit as well. Furthermore, one guest can accompany the cardholders and supplementary cardholders to the lounge free of cost.
Dining Benefit: Citibank Citi Premier Credit Card offers benefits for food lovers. Citi Premier cardholders can enjoy gourmet meals at select restaurants at discounts of up to 20 per cent.
Golf Benefits: UAE is dotted with beautifully manicured golf courses. The Citi Premier Credit Card enables cardholders to access one free round of golf every month at select golf courses.
No Foreign Transaction Fees: Citibank Citi Premier Credit Card enables cardholders to make foreign transactions without paying any transaction fee while travelling.
Supplementary Cards: Family members of the Citi Premier Credit Cardholders can enjoy an unlimited number of supplementary cards, each with a custom defined spending limit. Supplementary cardholders can avail of various Citibank credit card offers such as airport lounge access.
Airport Meet & Greet Service: Citi Premier Cardholders can avail of complimentary bronze meet and greet service at Dubai International Airport.
Travel insurance for covering a medical emergency: Travel inconvenience cover provides insurance coverage to the cardholder against lost baggage, flight delays and other interruptions.
24/7 access to a local concierge across the globe: The concierge will help the cardholder book tickets to local attractions, popular restaurants, hotels and events. Citibank credit card offers ‘lifestyle management’ services for the Citi Premier credit cardholders.
Complimentary third night’s stay on booking two consecutive nights: A complimentary third night stay on booking two consecutive nights and two complimentary nights’ stay on booking four consecutive nights at certain Starwood Hotels and Resorts worldwide.
Upgrade to the Gold Tier of the Qatar Airways Privilege Club: The cardholders can avail of top-tier benefits offered by Qatar Airways and Oneworld airline alliance.
Online Banking Services: Citi Premier Credit Card enables cardholders to access their finances by simply logging into the online banking portal. With the online portal, the cardholders can make easy transactions and monthly payments in a matter of a few seconds.
Mobile Banking Services: Citi Premier Credit Card enables cardholders to operate their credit cards using Citibank Mobile Banking App. The cardmembers need to complete a one-time registration process by providing their basic details like their name, credit card number, registered mobile number and more to start operating their credit card using the mobile app. With mobile banking services, the cardmembers can keep close track of their finances and avoid making unnecessary spending.
Rewards & Offers Citibank Citi Premier Credit Card
The ThankYou Program
Members of this particular Citibank credit card are automatically enrolled in the Citibank loyalty program known as Citi ThankYou Rewards. There are three ways to earn ThankYou points.
Spending Currency Locally: For any purchase made with this Citibank card, the cardholders can earn 1.5 ThankYou points on USD 1 spent locally. The cardholders can explore various attractions of the UAE, knowing that they are also earning while they spend.
Spending Currency Internationally: Making purchases made in foreign currency enables the cardholders to earn even more. To be exact, they can earn 2 ThankYou points per every USD 1 spent internationally. The Premier Citibank credit card offers the cardholders an enhanced benefit to promote the use of the card outside the UAE hassle-free.
Hotel Bookings: Further enhancing the travel benefits of a Citibank credit card holder, the Citi Premier card’s enables the cardholder to earn ThankYou points by making hotel bookings across 425,000 hotels. For reservations made through Kaligo.com, the cardholder can earn 15 ThankYou points on every USD 1 spent.
When the Citibank credit cardholders use the card on a regular basis, they earn ThankYou points. When it comes to redeeming the ThankYou points, the cardholders often wonder, ‘How do I use my ThankYou points?’
Ways to Redeem ThankYou Points
Travel: Citibank offers a travel-friendly card, i.e. Citi Premier credit card. The ThankYou points can be redeemed against a host of travel expenses such as hotel bookings, tour packages, car rentals and even flight bookings.
Transfer Points: The ThankYou points can be transferred to other Citibank UAE credit card loyalty programs and the programs offered by various select partners. One of the greatest benefits offered by the card is air miles transfer. The Citi Premier card enables the cardholders to earn air miles for partnered airlines. The cardholders can use the Citibank credit card online miles calculator to calculate the number of miles they can earn per USD spent in local or foreign currency. The miles calculator can be found online in a matter of a few clicks.
Gift Cards/ Vouchers: Other Citibank credit card offers which can be availed through the Citi Premier card include gift vouchers and gift cards that can be redeemed from various entertainment and travel partners. The ThankYou points open up a world of possibilities for the cardholders.
Reversal of Yearly Membership Fee: With ThankYou points, Citibank UAE credit card offers the facility of reversal of yearly membership fee. Basically, the cardholder can redeem their ThankYou Points and cover their yearly membership fee.
Eligibility Criteria for Citi Premier Credit Card
The eligibility criteria for Citi Premier credit card are mentioned below:
The applicant must be a UAE resident.
The applicant should be 21 years of age or above.
The applicant must meet the minimum salary requirement of AED 15,000 to apply for Citi Premier Credit Card.
Fees & Charges on Citibank Citi Premier Credit Card
The fees and charges on the card are as follows:
Yearly Membership Fee
Monthly Retail Interest
Monthly Cash Interest
Yearly Membership Fee for Supplementary Card
Documents Required for Citibank Citi Premier Credit Card
Here’s a quick rundown on the documents required in order to apply for a Citibank premier credit card:
Emirates ID – Original and a Copy
Passport with Residency Visa (In case of Expats) – Original and a Copy
Appointment Letter/Salary Certificate - Original and a Copy
Trade License for Business Applicants
Utility Bills – for Address Verification
Bank Statement with the salary credit transaction (of last three months) – Original and a Copy
How to Apply for a Citibank Citi Premier Credit Card?
Here are a few simple ways to apply for a Citibank Citi Premier Credit Card.
Online Banking: Citibank Credit Card applicants can simply log in to the bank’s online banking portal to apply for a Citibank Citi Premier Credit Card. All they need to do is go to the request section, fill out the online application form and apply for desired Citibank Credit Card. In addition, the applicants need to submit the essential documents with the application form on the online banking portal.
Mobile Banking: Citibank mobile app is one of the most convenient ways for existing Citibank customers to apply for a Citibank Citi Premier Credit Card. All they need to do is register themselves on the mobile app, log in to it using their unique banking credentials, and apply for a Citibank Citi Premier Credit Card in just a few steps. The applicants need to upload their supporting documents while submitting the application form in the mobile app itself.
Call the Customer Support: The applicants can also call the help and support desk to apply for their desired Citibank Credit Card. They need to register their request for one of the bank representatives to collect the required documents from home.
Go to a Branch: The applicants can also visit a Citibank branch to apply for a Citibank Citi Premier Credit Card. They need to fill up the application form at the branch and submit the same with all the necessary documents.
Our Website: The applicants can also visit our website and apply for this Credit Card in UAE in just a few clicks. All they need to do is visit our website, go to the credit cards section and find their preferred Citibank Credit Card with detailed features and benefits. They can also call our helpline number for further assistance. Our expert team will guide them through the application process and help them complete the same without any hassle.