One of the globally renowned banking institutions, Citibank began its journey in the UAE in 1964 with its first branch in Dubai. The bank has since become a major provider of consumer credit facilities and banking services in the UAE. Its branch network includes 4 branches, 1 smart centre, 3 Citigold lounges, and a system of 39 ATMs across the UAE.
Citibank offers impeccable banking services to individuals and corporates, which makes it one of the most preferred banks across the UAE. Some of the most sought-after products offered by Citibank include Citibank credit cards, dabit cards, banking accounts, and more.
Let’s start by looking at the salient features and benefits of Citibank Citi Premier credit card -
Given below are the rewards available on Citibank Citi Premier Credit Card -
With ThankYou Points, you have the freedom to redeem the points for travel rewards, gift vouchers, merchandise, and other rewarding experiences. You can find the following options to redeem your ThankYou Points are detailed below -
When you use your Citibank Citi Premier credit card for shopping of AED 150 or more from Amazon.ae, you qualify for 10% off (up to AED 50). This offer, however, is valid for only once a month. The offer period remains valid till December 31st, 2023.
Here are the promo codes that you can use to make the most of this Citibank credit card offer -
You can redeem the offer in 2 ways -
Listed below are some major terms and conditions to know to make the most of this credit card in the UAE offer:
When you use your Carrefour mobile application or official website to purchase products worth AED 150 or above, you qualify for a 15% discount (up to AED 50) on the transaction once every month.
To avail of this offer, you can use the promo codes mentioned below -
Shared below are the terms and conditions applicable to this offer -
You can instantly get a 20% discount (of up to AED 14) on grocery and food orders twice a month if you use the Talabat mobile application. For this, you would simply need to use the promo code “MASTERCARD” at the time of checkout.
Check out the key terms and conditions applied for this Citibank credit card offer -
When you use your Careem mobile application to book a ride on your Mastercard World Elite credit card (in this case, the Citibank Citi Premier credit card), you can get up to 6 complimentary rides in a year. To avail of this offer, you would need to use the promo code “MAUAE6”. Note that the maximum cap for a ride under this offer is USD 30.
To avail of the offer, follow the redemption steps mentioned below -
However, it’s worth noting that some terms and conditions apply. For instance, you cannot use the promo codes for Apple Pay transactions. Similarly, this discount is available for all car types excluding Hala taxis.
Listed below are the eligibility criteria to apply for a Citibank Citi Premier credit card -
You will need these documents to apply for a Citibank Citi Premier credit card in UAE -
Note: Other documents required would depend on the bank’s requirements for the credit card application process.
Tabled below are the various fees and charges related to the Citibank Citi Premier credit card -
|Annual Membership Fees
|Monthly Cash/Retail Rate of Interest
|APR for Cash/Retail
|Hard Copy of Credit Card Statement/Copy Fee
|AED 10/AED 25 per month
|Early Settlement Fee
|1% of the outstanding balance
|Outgoing Bills Collection Charges
|AED 50+Correspondent Bank Charges+AED 60 (if couriered)
|Late Payment Fee
|Over Limit Fee
|Processing Fee for International or Foreign Currency Transactions
|Loan on Card (beyond credit limit) Processing Fee
|Easy Instalment Plan Processing Fee
|Up to 5% of the loan amount
|Citi PayAll Processing Fee
|Up to 4% of the transaction amount
|Manager’s Check that is Issued for Credit Balances
You can apply for a Citibank Citi Premier Credit at the convenience of your home or workplace through policybazaar.ae. As a third-party aggregator portal, we provide an array of credit cards from leading banks (including Citibank) to you.
To apply for a Citibank Citi Premier credit card, simply click on the ‘Credit Card’ tab on the home screen of policybazaar.ae. You will be prompted to the lead form, where you can provide the specified details.
Once you press the ‘View Quotes’ tab, you will be directed to the credit card quotes page where you can look for the Citibank Citi Premier credit card and go through its features. Once done, click on the ‘apply’ button and follow the prompts to initiate the application.
When you get a Citibank Citi Premier credit card from policybazaar.ae, you can enjoy these perks -
|Citibank Credit Cards
|Emirates Citibank World Credit Card
|Citibank Citi Cashback Credit Card
|Citibank Citi Prestige Credit Card
|Emirates Citibank Ultima Credit Card
|Citibank Citi Rewards Credit Card
|Emirates Citibank Ultimate Credit Card
|Citibank Citi Simplicity Credit Card
The early settlement charge for Citi Premier Credit Card is 1% of the outstanding balance.
No annual charge is applicable for the 1st year of your credit card. Starting from the 2nd year, however, a fee of AED 750 will be levied.
You can use your Citi Premier credit card to pay rent, fuel charges, grocery bills, school fees, restaurant bills, and more.
Some of the Citi World Privileges that you get with the Citi Premier Credit Card include local discounts on dining, online retail purchases, and entertainment.
You must have a minimum income of AED 15,000 per month to apply for a Citi Premier Credit Card.