Citibank Citi Cashback Credit Card Features & Benefits

By PolicyBazaar
  | Published: 17 October 2019 | Last Updated On: 13 January 2021
Average Rating / 5 (ratings ) | 695 Views

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Citibank has been present in the Middle East since 1955, making its presence in UAE in 1964 with the first branch in Dubai. Citibank has been known for bringing world-class banking products and services to the local market, credit cards being one of them.

The Citibank Citi Cashback Credit Card aims at providing cashback on every transaction you make. It is a simple, fuss-free card that doesn’t involve any caps, minimum spends, or exclusion of any spend categories. It does not involve any redemption process either.

Highlights of the Card

  • No Annual Fee for the First Year
  • Free VoucherSkout
  • Welcome Bonus of AED 250 Statement Credit

Citibank Citi Cashback Credit Card Features

Find below the key features of the Citi Cashback Card:

Loan on Phone

You can get an instant cash loan against your available credit card limit. This can be done in a hassle-free touch without the need for salary transfer or any additional documents.

Easy Installment Plan

With Citibank Citi Cashback Credit Card, you can convert your big purchases into small monthly payments or EMIs that can be paid over a fixed period of time to a variety of retailers.

Citi World Privileges

The Citi World Privileges opens doors for you to excellent dining and entertainment deals, both locally and internationally in over 95 countries.

Citibank Citi Cashback Credit Card Benefits

The exclusive benefits in line for you as a cardholder are:

Fee Free

The cardmember is not charged an annual fee in the first year of the Citibank Citi Cashback Credit Card. From the second year onwards, the fee is charged unless your minimum spend exceeds AED 9,000, in that case, the annual fee is waived off.


The cardmember is provided with minimal formalities. There are no caps, no minimum spend, no spending categories that are excluded and no redemption process.

International Spend Cashback

The cardmember is entitled to a 3% cashback on all international expenditures made with the Citibank Citi Cashback Credit Card.

Cashback on Grocery Spends

Any grocery or supermarket expenditure incurred by the cardmember entitles him to a 2% cashback.

Cashback on other Spending

On all other spending made with the Citi Cashback Card, the holder gets a 1% cashback.

Unlimited Airport Lounges’ Access

The member of this Citibank Citi Credit Card is provided with a Lounge Key that gives unlimited access to over 1000+ airports in the world.

Citi Mobile App

Citi Mobile App is the one-stop solution for all credit card related services. It offers the cardholder with the convenience of accessing any service on just a click from anywhere in the world on their mobile phone. Services like activation of a new card, securing your transaction, Citi World Privileges, Easy Payment Plan, Statement Payment Plan and Loan on Card are provided on the mobile app.

Free VoucherSkout

In the case of a new member sign up, the member is given a welcome bonus of 50 free voucherskout credits that give 50% off on the total bill in numerous outlets.

Digital Banking

The ease of having everything digitally is what makes the Citibank Citi Cashback Credit Card easy to manage. Everything related to your card can be accessed on your digital screens.

Secured Transactions

Citibank aims at providing security in all their transactions by the means of 3D Security and SMS and Email alerts.

On an Endnote

If you are someone who wishes to get cashback on their spending along with attractive deals on dining and travel, then the Citibank Citi Cashback Credit Card is for you. You can now get cashback without any redemption process on your daily expenditure.