Citibank Cashback Credit Card offers a wide array of mind-blowing benefits and rewards such as Buy One Get One movie tickets, dining discounts, travel rewards etc. In case the applicant applies for Citibank Cash back Credit Card Online, they can get rewarded up to AED 1,500 in case they fulfil the minimum spending requirements. The cardholder can spend it as per their preference. ...read more
Citi Cash back Credit Card spoils its cardholders for choices. True to its name, the credit card offers the highest cashback across a wide range of categories so that the cardholder can enjoy maximum benefits offered by the card.
Here are the features and benefits of Citi Cashback Credit Card:
Cashback- The credit card offers unlimited cashback across the wide range of shopping categories offered by a wide range of partner brands. On international spend, it offers 3 percent cash back, on grocery spend, it offers 2 percent cash back and on other spend, it offers 1 percent cash back.
No Caps- When it comes to earning cash back, the card doesn’t come with any cap. It gives the cardholder the much-needed liberty and freedom to use their card as per their choice,
No Minimum Spend- There are no hard and fast rules regarding minimum spend. It means the cardholder doesn’t have to spend a specific amount of money using the credit card in order to avail the offered benefits. Regardless of how much they spend, they can avail the cashback benefit.
No Redemption Process- Since the cashback is rewarded on an automatic basis, there is no redemption process to avail the credit card benefits. Upon spending the money using the Citi Cash back Credit Card, the cardholder doesn’t have to do anything to avail the cashback benefit. As per applicable terms and conditions, the benefit gets credited automatically.
No Categories Excluded- There are no spend categories excluded. It means the cardholder can avail the maximum cashback benefit.
Complimentary Airport Lounges- The cardholder can avail access to more than 1,000 airport lounges across the globe on a complimentary basis. With the help of this feature, they can unwind and relax. Please Note- The benefit is available for primary card member as well as supplementary card members.
Travel Inconvenience Insurance- Since travel exposes the individuals to various risks be it flight delay, flight interruption, delay of checked-in luggage, Mastercard will provide the compensation in case of any covered eventuality.
Supplementary Cards- The primary cardmember can opt for unlimited supplementary cards for their eligible family members. The primary cardmember can opt for supplementary cards without paying any additional charges. In addition to that, they can select a spending limit on each supplementary.
Contactless Technology The MasterCard Cashback credit card is loaded with contactless technology. The technology makes the transactions smoother and faster.
Bill Payment Thanks to technological advancement, the cardholders can pay their credit card bill in the most comfortable way ever. In case the cardholder holds an account with the Citi bank, they can log on to the official website of Citibank UAE and pay their credit card using their Internet Banking account.
Citibank Citi Cashback Credit Card Offers (Updated on December 2023)
Unlimited, automatic cashback on all spend
3% on non AED spend | 2% on Grocery Spend | 1% on all Other Spend
Annual fee: No annual membership fee*
Citi bank Cash back Credit Card Rewards
Dining Discount - The cardholder can indulge in delicious meals at more than 500 restaurants and eateries and avail up to 20 percent discount under Citibank’s dining program- Gourmet Pleasures.
Maximum Savings- With the help of the card, the cardholder can save more than AED 5,000 on an annual basis.
Fee Free- As per applicable terms and conditions, the card doesn’t come with membership fees.
Exclusive Offers on Citibank Citi Cashback Credit Card
Here are the exclusive offers on Citibank Citi Cashback credit cards in the UAE -
When you use your Citi Cashback Credit Card to make qualifying purchases of over AED 150 from Amazon.ae, you get an immediate 10% off (up to AED 50). This offer is available only once a month and is valid till December 31st, 2023.
Here are the claim codes that you will need for this offer -
For July - CB10JUL
For August - CB10AUG
For September - CB10SEP
For October - CB10OCT
For November - CB10NOV
For December - CB10DEC
You can redeem this offer in the following ways -
Before adding a product to your cart on the product page, click on the 'redeem' option from the drop-down offer shown. This will reduce the price of the product accordingly. Keep in mind that you will be required to do this for each qualifying product separately.
Alternatively, when you are ready to pay, you can either use a saved card or add a new one on the payment page. After entering the CVV code, click on ‘use this payment method’. If you have not already applied for the offer on the product page, you can still get the discount by entering the correct claim code for the current month (details below) in the promo window.
Note - If you have already used the offer on the product page, you can take a look at your shopping basket to check whether the discount is there. Using the claim code along with redeeming the offer on the product page will cause an error message.
Listed below are the terms and conditions applicable to this offer -
This offer is only available on the Citi Mastercard Credit Card provided by Citibank UAE.
If you use multiple Citibank Citi credit cards from one Amazon.ae account, only the first credit card will be used for the offer. Additionally, if multiple Amazon.ae customer accounts use a single credit card, only the first account using the Citibank credit card during the offer period will be considered for the offer.
This offer is not valid for consumer electronics, Amazon Global Store products sold and shipped by Amazon US and UK, Amazon Gift Cards, Helpbit, Amazon Home Services, and Baby Food.
If an order gets canceled or a refund is requested, only the Cardholder will receive a refund for the actual amount paid. No refund will be given for the discount applied.
This offer is not applicable to ‘Cash on Delivery’ products.
Amazon will disqualify the cardholder from this offer if they are involved in fraudulent activity.
You cannot use this credit card offer with other Amazon offers.
When you place a minimum order of AED 150 on Carrefour mobile application or website using Citi Cashback Credit Card, you get a 15% discount (up to AED 50). Valid till December 31st, 2023, this offer is available for one cardholder, once a calendar month.
Here are the claim codes -
For June - CITIJUN15
For July - CITIJUL15
For August - CITIAUG15
For September - CITISEP15
For October - CITIOCT15
For November - CITINOV15
For December - CITIDEC15
Take note of the following terms and conditions on this offer -
Apple Pay transactions do not qualify for this offer.
You cannot combine this offer with other vouchers, SHARE points, or coupon codes.
If you cancel an order or request a refund, you'll only get back the amount that you actually paid — discounts won't be refunded.
If you use multiple Cards on the Carrefour website/app with one account, only the first Card you use during the Offer Period will count for this Offer.
If you use the same Card on different Carrefour accounts, only the first account that uses the card during the Offer Period will count for this Offer.
If you don't follow the Offer Terms, you won't get the discount. Moreover, you'll have to repay the discount amount for those transactions.
If Citibank finds that you're involved in fraudulent activity related to this Offer, they can disqualify you from participating in the offer.
This offer is not valid for wholesale customers.
Get up to 20% discount (up to AED 14) on grocery and food orders twice a month when you use the Talabat mobile application. Use the claim code “MASTERCARD” at the time of checkout.
This offer is valid till December 31st, 2023. You can use this discount in combination with any active offers on the Talabat platform.
Eligibility Criteria Citi bank Cash Back Credit Card in UAE
Here are the eligibility criteria for applying for Citibank Cashback Credit Card:
Annual Membership Charges- In case the card member spends below AED 9,000 on an annual basis, the membership fees will be waived off. In case they don’t, the annual membership fees of AED 300 will be charged.
Monthly Minimum Income- The card member needs to earn AED 8,000 on a monthly basis.
Fees & Charges for Citi Cash back Credit Card in UAE
Here are fees and charges levied by Citibank Cashback Credit Card:
1 percent of the total loan amount minimum AED 500 Maximum AED 2,500
Loan Cancellation Charges
Loan Rescheduling Charges
Cash Advance Charges
3 percent of the advance amount or AED 99 whichever is higher
InstaLoan Processing Charges
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FAQs on Citi bank Citi Cash back Credit Card
Q1: How to Earn Your Rewards?
Ans: It is a very easy process to earn Citi Cashback Credit Card rewards. All the cardholder needs to do use make a successful transition using their card and that’s it. As per the applicable condition, their reward will be credited.
Q2: How to Redeem Your Rewards?
Ans: The best part about the Citi Cashback Credit Card is that there it there is no process for the reward redemption. Cashback Credit Card provides the cashback on an automatic basis.
Q3: How to Apply for Citibank Cashback Credit Card?
Ans: Applying for Citibank Cashback Credit Card online is very convenient. The applicant needs to log on to Policybazaar.ae, duly fill in the application form and submit it. Upon submission, one of the many credit cards experts will get in touch with them and will guide them about the application process.
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