Citibank Citi Cashback Credit Card

Citibank Cashback Credit Card offers a wide array of mind-blowing benefits and rewards such as Buy One Get One movie tickets, dining discounts, travel rewards etc. In case the applicant applies for Citibank Cash back Credit Card Online, they can get rewarded up to AED 1,500 in case they fulfil the minimum spending requirements. The cardholder can spend it as per their preference. ...read more

Credit Card with
Cashback and Rewards
T & C Apply

Best credit cards with 0 Annual fee*
  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Citi Cash back Credit Card spoils its cardholders for choices. True to its name, the credit card offers the highest cashback across a wide range of categories so that the cardholder can enjoy maximum benefits offered by the card.  

Citibank Citi Cashback Credit Card

Free for Life
  • Minimum Salary AED 8,000
  • Annual Fee AED 0
  • Travel Insurance
  • Airport Lounge Access
  • Purchase Protection & Extended Warranty
  • Dining Benefit
 
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Features & Benefits of Citi Cash back Credit Card

Here are the features and benefits of Citi Cashback Credit Card:

  1. Cashback- The credit card offers unlimited cashback across the wide range of shopping categories offered by a wide range of partner brands. On international spend, it offers 3 percent cash back, on grocery spend, it offers 2 percent cash back and on other spend, it offers 1 percent cash back.
  2. No Caps- When it comes to earning cash back, the card doesn’t come with any cap. It gives the cardholder the much-needed liberty and freedom to use their card as per their choice,
  3. No Minimum Spend- There are no hard and fast rules regarding minimum spend. It means the cardholder doesn’t have to spend a specific amount of money using the credit card in order to avail the offered benefits. Regardless of how much they spend, they can avail the cashback benefit.
  4. No Redemption Process- Since the cashback is rewarded on an automatic basis, there is no redemption process to avail the credit card benefits. Upon spending the money using the Citi Cash back Credit Card, the cardholder doesn’t have to do anything to avail the cashback benefit. As per applicable terms and conditions, the benefit gets credited automatically.
  5. No Categories Excluded- There are no spend categories excluded. It means the cardholder can avail the maximum cashback benefit.
  6. Complimentary Airport Lounges- The cardholder can avail access to more than 1,000 airport lounges across the globe on a complimentary basis. With the help of this feature, they can unwind and relax. Please Note- The benefit is available for primary card member as well as supplementary card members.
  7. Travel Inconvenience Insurance- Since travel exposes the individuals to various risks be it flight delay, flight interruption, delay of checked-in luggage, Mastercard will provide the compensation in case of any covered eventuality.
  8. Supplementary Cards- The primary cardmember can opt for unlimited supplementary cards for their eligible family members. The primary cardmember can opt for supplementary cards without paying any additional charges. In addition to that, they can select a spending limit on each supplementary.
  9. Contactless Technology The MasterCard Cashback credit card is loaded with contactless technology. The technology makes the transactions smoother and faster.
  10. Bill Payment Thanks to technological advancement, the cardholders can pay their credit card bill in the most comfortable way ever. In case the cardholder holds an account with the Citi bank, they can log on to the official website of Citibank UAE and pay their credit card using their Internet Banking account. 

Citibank Citi Cashback Credit Card Offers (Updated on June 2023)

  • Unlimited, automatic cashback on all spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other Spend
  • Annual fee: No annual membership fee*

Citi bank Cash back Credit Card Rewards

  1. Dining Discount - The cardholder can indulge in delicious meals at more than 500 restaurants and eateries and avail up to 20 percent discount under Citibank’s dining program- Gourmet Pleasures.
  2. Maximum Savings- With the help of the card, the cardholder can save more than AED 5,000 on an annual basis.
  3. Fee Free- As per applicable terms and conditions, the card doesn’t come with membership fees.

Citibank Credit Card Offers

Eligibility Criteria Citi bank Cash Back Credit Card in UAE

Here are the eligibility criteria for applying for Citibank Cashback Credit Card:

  1. Annual Membership Charges- In case the card member spends below AED 9,000 on an annual basis, the membership fees will be waived off. In case they don’t, the annual membership fees of AED 300 will be charged.
  2. Monthly Minimum Income- The card member needs to earn AED 8,000 on a monthly basis.

Fees & Charges for Citi Cash back Credit Card in UAE

Here are fees and charges levied by Citibank Cashback Credit Card:

S.No. Particulars Charges
1. Yearly Membership Fee AED
2. Monthly Retail Interest 3.25 Percent
3. Monthly Cash Interest 3.25 Percent
4. Yearly Membership Fee for Supplementary Card Free
5. Direct Debit Set-up/ Amendment/ Cancellation Free
6. Stopping Direct Debit Payment AED 50
7. Card Replacement Charges AED 50
8. Card Conversion Charges AED 50
9. Sales Draft Copy Charges AED 65
10. Credit Shield Plus Charges 0.82 percent of the outstanding monthly balance
11. Life Style Protect Plus Charges 0.79 percent of the outstanding monthly balance
12. Processing Fees For Personal Loan 1 percent of the total loan amount minimum AED 500 Maximum AED 2,500
13. Loan Cancellation Charges AED 100
14. Loan Rescheduling Charges AED 250
15. Cash Advance Charges 3 percent of the advance amount or AED 99 whichever is higher
16. InstaLoan Processing Charges AED 100
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 FAQs on Citi bank Citi Cash back Credit Card

Q1: How to Earn Your Rewards?

Ans: It is a very easy process to earn Citi Cashback Credit Card rewards. All the cardholder needs to do use make a successful transition using their card and that’s it. As per the applicable condition, their reward will be credited.

Q2: How to Redeem Your Rewards?

Ans: The best part about the Citi Cashback Credit Card is that there it there is no process for the reward redemption. Cashback Credit Card provides the cashback on an automatic basis.

Q3: How to Apply for Citibank Cashback Credit Card?

Ans: Applying for Citibank Cashback Credit Card online is very convenient. The applicant needs to log on to Policybazaar.ae, duly fill in the application form and submit it. Upon submission, one of the many credit cards experts will get in touch with them and will guide them about the application process.

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Reviews & Ratings

★★★★★
4.6/5 (based on 12,100+google icon reviews)
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James KariukiAbu Dhabi, May 7, 2023
★★★★★
Hassle-free credit card application process!100% recommending Policybazaar UAE to everyone! Amazing collection of credit cards with 24/7 customer service! Good going team!
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Ali AbbasDubai, March 20, 2023
★★★★★
Satisfied with Ajman Bank Credit Card Rewards!I recently purchased an Ajman Bank Credit card in the UAE and I am incredibly satisfied with the benefits that I have earned so far. I feel like I am managing my finances much better with the card's budgeting and tracking features. Additionally, I am enjoying exclusive rewards, discounts and cashback offers from a wide range of merchants, which is a great incentive. I am also able to take advantage of the no interest payment plan, making it convenient and affordable to shop
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Shady ghanemAbu Dhabi, March 19, 2023
★★★★★
HSBC Zero Credit Card Helped Me Save a Lot of MoneyI recently purchased an HSBC Zero credit card in the UAE. I am pleasantly surprised by the benefits I have earned. The card offers 0% interest on balance transfers, cash advances and purchases, which saves me a lot of money. I also get complimentary air miles and reward points whenever I use the card. Thanks to the card, I can now shop without any worries of interest rates or late payment fees. Overall, the card has been a great choice for me.
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Sahab uddinDubai, March 19, 2023
★★★★★
Got Discount on Movie Tickets!The cinema offers credit card in the UAE has been extremely beneficial for me. I get access to exclusive discounts on movie tickets and food items. I also get amazing reward points and cash back offers for each purchase I make. The best part is that the card has no joining or annual fees. I'm also given priority access to special screenings and events. All in all, the cinema offers credit card has been a great way to save money and enjoy movie-going experiences.
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MUHAMMAD ALISharjah, March 19, 2023
★★★★★
Saved a Lot of Money with Balance Transfer Credit Card!I recently purchased a balance transfer credit card in the UAE. The benefits have been numerous. My balance transfer interest rate is 0% for up to 12 months, which is saving me a lot of money. I have also been able to take advantage of cashback offers, reward points and exclusive discounts. The credit card also offers me free access to a range of airport lounges and travel insurance. Overall, I'm very pleased with the balance transfer credit card I purchased and the benefits it has provided me.
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AsifUmm Al Quwain, March 18, 2023
★★★★★
Got My Travel Credit Card from Policybazaar!My experience with purchasing a travel credit card from Policybazaar.ae was very satisfactory. The website was user friendly and the process was straightforward. The customer service was prompt and helpful. I was able to compare different travel credit cards and choose the one that was most suitable for me. The entire process was hassle free and I was able to get the card within a few days from the date of purchase. I definitely recommend Policybazaar.ae for anyone looking to purchase a travel credit card.
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Mohammed Ebrahim salimAjman, March 18, 2023
★★★★★
Excellent Addition to My Wallet!I recently purchased an airmiles credit card in the UAE and I am really pleased with the benefits I have earned. I can earn airmiles on every purchase I make, which I can later redeem for flights and hotel stays. I have also earned discounts on various online purchases and discounts at various restaurants. On top of that, I have also been able to access exclusive offers and discounts from a variety of retailers. I have found the airmiles credit card to be an excellent addition to my wallet.
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Hussain ShakirAbu Dhabi, March 18, 2023
★★★★★
Manage to Save with My Cashback Card!I recently got a cashback credit card from a UAE bank. It has been really beneficial to me, as I get a percentage of my monthly spendings credited back to my account. It's an easy way to save money and I'm very pleased with the offer.
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KHALED SAMISharjah, March 17, 2023
★★★★★
Had a Pleasant Experience Purchasing Credit Card via Policybazaar.ae!I recently purchased a credit card from Policybazaar.ae and the overall experience was pleasant. Their online process was simple and straightforward, and they provided me with the best deal available. They also provided excellent customer support and answered all my queries quickly. Highly satisfied with the service.
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Agnes SillaAjman, March 17, 2023
★★★★★
Got Rewards Suited for My Lifestyle with Golf Credit Card!My experience of purchasing a golf credit card in the UAE was smooth and convenient. I was able to find an offer that was tailored to my lifestyle and budget. The customer service I received was excellent, with helpful staff guiding me through the process. I'm grateful for the golf privileges and benefits this card has to offer.
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