CBI Visa Platinum Credit Card Features & Benefits

By PolicyBazaar
  | Published: 25 October 2019 | Last Updated On: 12 January 2021
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The CBI Visa Platinum Credit Card is specially designed to enhance your dining, travel, and lifestyle through its innovative reward programme. Packed with exclusive benefits and features, this CBI credit card helps in meeting the various lifestyle requirements of its customers.

Key Highlights of the CBI Visa Platinum Credit Card

  • An annual membership fee of 157 dirhams
  • Low retail interest rate of only 2.25 percent per month
  • Nominal cash transaction interest rate of only 3.39 percent per month
  • Exciting lifestyle and dining discounts through a mobile app
  • Balance transfer and Easy Payment Plan facility

Main CBI Visa Platinum Credit Card Features

The following are some of the eminent features of this CBI credit card:

Balance Transfer Facility

The CBI Visa Platinum Credit Card offers a 0 percent interest balance transfer facility for the first 6 months. So, you can easily transfer your other bank’s credit card outstanding balance amount to this CBI credit card to avoid paying unnecessary charges.

Supplementary Cards

You can get up to 3 supplementary credit cards for the members of your family. The supplementary credit card members can enjoy almost all the benefits that are given to the primary cardholders.

Credit Shield Protection

With this CBI credit card, you can get the credit shield protection. This is an optional insurance plan that covers the outstanding balance amount of CBI Visa Platinum Credit Card in an unforeseen event like total disability, criteria illness, and death. This insurance plan is offered for a nominal fee of 0.85 percent of the outstanding amount on this card.

SMS Service

You will get an SMS alert on making every single transaction through this CBI credit card.

Cash Transfer

You can transfer the cash to CBI accounts or any other account across the UAE at a 1 percent interest rate with flexible repayment terms of a maximum of 36 months & a low processing fee of only 1 percent.

Easy Payment Plan

This CBI Credit Card offers the Easy Payment Plan. Under this plan, you can easily convert your large purchases into easy to pay monthly installments at a 1 percent interest rate for a maximum of 36 months.

Top CBI Visa Platinum Credit Card Benefits

The CBI Visa Platinum Credit Card offers top of the line benefits to its customers so as to meet their various lifestyle requirements. Some of them are highlighted below:

CBI Lifestyle App

You can get more than 1000 lifestyle and dining discounts through the CBI Lifestyle App.

Cinema Cash Back

With the CBI Visa Platinum Credit Card, you can avail of 100 percent cash back on a maximum of four cinema tickets at any movie theatre across the UAE. You can avail of this offer every month, any day of the week.

Travel Privileges

You can avail discounted travel offers and upgrades at various hotels all over the world upon making payments with the CBI Visa Platinum Credit Card.

Extended Warranty & Purchase Protection

All the purchases made through this CBI Visa Platinum Credit Card are covered against loss, damage, and theft. In addition to this, you can also get an extended warranty on those items that are purchased through this CBI credit card.

In A Nutshell

No matter whether you are at home or outside anywhere in the world, the CBI Visa Platinum Credit Card rewards you with a world of discounts and offers. With a low annual membership fee and interest rate, this credit card offers top of the line benefits and benefits to enhance your lifestyle. In simple words, this credit card is the most feasible option for those people who want to make the most of their every spending.