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CBI Rewards World Credit Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )
Published: 25 October 2019Last Updated On: 12 January 2021

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The CBI Rewards World Credit Card is one of the best rewards credit cards that promise to offer enticing offers and benefits to its customers. By adding this CBI credit card to your wallet, you can discover the highest level of rewards as well as avail thousands of exclusive lifestyle and dining discounts.

Key Highlights of the CBI Rewards World Credit Card 

  • Complimentary access to more than 850 airport lounges.
  • Low retail interest of 3.45 percent is charged every month.
  • Competitive rate of interest of 3.75 percent on cash withdrawals.
  • An annual membership fee of 840 dirhams
  • More than thousands of dining and lifestyle discounts through the CBI Lifestyle Mobile App.
  • 50,000 Bonus Rewards Points or First year annual fee-free.

Main CBI Rewards World Credit Card Features 

The CBI Rewards World Credit Card offers the following features that are unmatched by any credit card available in the UAE:

Cash Advance

You can withdraw instant cash up to 50 percent of your available credit limit.

Balance Transfer

You can transfer your other bank’s credit card outstanding balance amount to this CBI Rewards World Credit Card and enjoy 0 percent interest on 3 or 6 months balance transfers.

Supplementary Cards

CBI offers up to 3 complimentary supplementary cards which you can avail for the eligible family members to give them financial freedom.

Cash Loan on Card

In order to take care of your uninvited expenses, you can get cash loan a maximum of 75 percent of your available credit limit at an attractive rate of interest.


As a member of this CBI credit card, you are automatically enrolled for e-statements.

Top CBI Rewards World Credit Card Benefits

Below specified are the top benefits of the CBI Rewards World Credit Card:

CBI Rewards- A Unique Loyalty Program

CBI Rewards is amongst the most unique and beneficial programs in the UAE. With a high reward points earning rate and a plethora of options for redemption, this reward program offers you the convenience of utilizing your reward points for multiple purposes such as hotel stays, complimentary air tickets (including taxes), cash vouchers, online shopping, car rentals, charity donations, cash back, and payment of utility bill payments. You can earn reward points in the following ways:

  • 5 Reward Points for every 1 dirham spent on overseas transactions.
  • 1 Reward Point for every 1 dirham spent on local transactions.
  • 75 Reward Points for every 1 dirham spent on other local transactions which are of amount 2000 dirhams and more than that.

Note: Use this CBI Rewards World Credit Card for the utility bill payments and earn reward points for every dirham spent.

CBI Lifestyle Program

The CBI Rewards World Credit Card offers a unique ‘entertainment and dining program’ that offers you exclusive Buy One, Get One offers & exciting discounted offers at thousands of entertainment, wellness, lifestyle, and dining outlets all over the UAE and Oman.

Cinema Cash Back

With this CBI Rewards World Credit Card, you can avail complimentary movie tickets at any of the movie theater in the UAE on all days of the week. You can easily buy your cinema tickets online, over the counter or via a mobile app since there are no channel limitations.

As a member of this CBI credit card, you can avail 100 percent cash back (up to 150 dirhams) on a maximum of 4 cinema tickets every month. Following are the criteria for earning cash back on your movie spend:

Statement Cycle Spend Maximum Cash Back
4000 dirhams or more 75 dirhams
6000 dirhams or more 150 dirhams

Airport Lounge Access Via LoungeKey

You can enjoy unlimited complimentary access to more than 850 airport lounges across the world with LoungeKey. You as well as your supplementary card member(s) can get free WiFi, enjoy refreshments, or can even snooze before taking off.

Discount on Chauffeur Rides

The CBI Credit Card offers a 20 percent discount on 3 Careem rides every month and a first ride free for new Careem users.

Cleartrip Airline Discounted Offer

Whether you are going for a leisure or business trip, you can book your flight tickets on Cleartrip through CBI Rewards World Credit Card to enjoy the following benefits:

  • 10 percent off of any international round trips
  • Unlimited utilization of this exciting offer
  • No minimum amount limitation
  • Tickets can be booked from any airline to avail the discount

Travel Medical & Inconvenience Insurance

You can avail of free travel medical and inconvenience insurance with this CBI Rewards World Credit Card.

Travel Insurance Confirmation Letter

You can generate a letter online very easily and quickly for your Schengen as well as other visa requirements.

The Bottom Line

The CBI Rewards World Credit Card is one of the best rewarding credit cards that entitle you beneficial rewarding program known as CBI Rewards. With this program, you can avail of high points earn rate and plenty of redeeming options. Other than that, it is packed with an extensive range of benefits and features that suits your various lifestyle needs.