Get cashback up to AED 2000
This CBI Credit Card is a free for life card that is loaded with a huge range of additional benefits and features. This MasterCard Rewards Platinum Card is amongst the top everyday reward cards.
The cardholder can enjoy various benefits include such as complimentary access of airport lounges, free movies, Priceless Arabia offers, dining, credit shield insurance & entertainment experiences through the CBI Lifestyle app and much more.
Here are a few benefits and features of this CBI Bank Credit Card.
CBI Rewards is amongst the top loyalty programs across UAE. This program has a high earning rate for points and a large range of options for redemptions. The cardholder has the flexibility to use the points for whatever they need.
|Category||Reward Points (on each dirham)|
Priceless Arabia: CBI brings exclusive offers for all CBI MasterCard holders with Priceless Arabia. These offers include an amazing collection of lifestyle benefits.
Careem Offers: CBI comes with exciting Careem offers like for first time users who can enjoy one free ride along with a 20 % discount on the next three rides (per month).
Here are a few applicable fees & charges on this CBI Bank Credit Card:
|Fees and Charges||Amount|
|Annual Fee on Primary Card||Nil|
|Annual Fee on Supplementary Card||First 3 cards: Nil 4th Card onwards: 26.25 AED|
|Finance Charge- Retail Transaction||3.45 percent|
|Finance Charge- Retail Transaction (on missed payment)||3.70 percent|
|Finance Charge- Cash Transaction||3.75 percent|
|Finance Charge- Cash Transaction (on missed payment)||3.95 percent|
|Balance Transfer (one time in the 1st 6 months)||0 percent (for three months)|
|EPP (Easy Payment Plan)||1 percent (maximum 36 months)|
|Transfer from Cash to Account||1 percent (maximum 36 months)|
|Processing Fee on Transfer from Cash to Account||1 percent|
|Cash Advance Charge||3.15% (minimum 105 AED)|
|Late Payment Charge||230 AED|
|Over Limit Charge||313.95 AED|
|Card Reissuance/Replacement Charge||78.75 AED|
|Credit Shield Cover (on balance of statement)||0.85 percent|
Q1: What is the annual fee on the CBI Rewards Platinum Credit Card?
Ans: The CBI Rewards Platinum credit card is free and comes without any annual fee charges.
Q2: What happen if the CBI Rewards Platinum Credit Card is lost or stolen?
Ans: Please contact the call center at 04 503 9000 immediately. The Customer service representatives are available 24/7 for assistance. One can also call on +971 4 503 9000 if they are travelling overseas.
Q3: Does one need to activate their CBI Rewards Platinum Credit Card after receiving it?
Ans: Yes, due to security reasons one has to call 04 503 9000 to activate their card. This is a simple process and is to ensure the safety of the card.
Q4: What is the balance transfer fee on the CBI Rewards Platinum Credit Card?
Ans: The users of the CBI Rewards Platinum credit card are charged 1 percent as balance transfer fees for the first three months.
Q5: What is the cash advance fees on the CBI Rewards Platinum Credit Card?
Ans: The cash advance fees on the CBI Rewards Platinum credit card is 3.15 % or a minimum of AED 105.