CBI MasterCard Titanium Credit Card

Average Rating / 5 (ratings )
Credit Card in UAE

T&C Apply

Get cashback up to AED 2000

Cancel
Cancel
By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

This CBI Credit Card charges zero annual fees from the cardholder. The MasterCard Titanium Card is loaded with a wide array of additional benefits and privileges. It fits the budget as well as the lifestyle of the cardholder perfectly.

The card member can avail various benefits such as complimentary access of airport lounges, free movies, Priceless Arabia offers, dining & entertainment experiences through the CBI Lifestyle app and much more.

Benefits and Features of CBI MasterCard Titanium Credit Card

Listed below are some benefits and features of this CBI Bank Credit Card that make it one of the best CBI credit cards to fit the needs of every card user equally.

  • Annual Fee: This MasterCard Titanium Credit Card charges no annual fee & competitive rates of interest on cash withdrawals and retail purchases.
  • Access to Airport Lounges: This CBI Credit Card offers free and unlimited access to participating 10 partner airport lounges throughout the world. Both, the primary and the supplementary cardholder can unwind and relax while traveling by availing this offer provided by MasterCard. For a complete list of partnering airport lounges visit the MasterCard website at https://www.mastercard.ae/en-ae/consumers/lounge-platinum.html
    Note: A charge of USD 32 or AED 117 will be charged to the Mastercard user’s credit card for accompanying guests per visit.
  • CBI Lifestyle: CBI lifestyle is a unique entertaining and dining discount program. This program provides 1000+ buy one get one free offers and amazing discounts at various lifestyle, wellness, entertainment, and dining outlets. These offers can be availed by downloading the CBI Lifestyle app on iOS or Android devices and registering for this program.
  • Complimentary Movies: The card member may earn up to 100 percent cashback on a maximum of four movies tickets every month at any day of the week, at any cinema in UAE. This offers comes without any restrictions as to whether one buys the tickets online with the CBI MasterCard Titanium credit card or whether they buy it using the Mobile app or even over the ticket counters at the movie theater. The cashback for this offer is awarded in the following manner:
Amount Spent Maximum Cashback
AED 4,000 or more AED 75
AED 6,000 or more AED 150
  • Easy Payment Plans: The cardholder can avail the Easy Payment Plan at 0 percent interest with the partner outlets of the bank. This facility helps in spreading the cost of hefty purchases.
  • Supplementary Cards: The card member can also opt for supplementary cards without any cost for their family members. However, only the first three supplementary cards are free, subsequently, an annual fee of 26.25 AED is charged.
  • Cash Transfer Loan: The cardholder can avail the option of cash transfer loan at a flat interest of one percent per month. There is a repayment period of maximum 36 months on this facility along with a processing charge of one percent only.
  • Additional Security: This MasterCard Titanium Credit Card provides additional security with features like SMS alerts for transactions, 3D secure online, real-time monitoring of fraud.
  • Emergency Support: The cardholder does not have to worry regarding the extra cash in case of an urgent situation. This card comes with an option of card replacement in emergency conditions.
  • Balance Transfer: This CBI Credit Card offers a 0 percent interest Balance Transfer for three or six months.

Rewards and Offers of CBI MasterCard Titanium Credit Card

CBI Rewards is amongst the top loyalty programs across UAE. This program has a high earning rate for points and a large range of options for redemptions. The cardholder has the flexibility to use the points for whatever they need.

  • Host of Privileges: The card member can enjoy a host of dining, travel, shopping, sporting, and entertainment experiences using this MasterCard Titanium Card.
  • Priceless Arabia: CBI brings exclusive offers for all CBI MasterCard holders with Priceless Arabia. These offers include an amazing collection of lifestyle benefits.

Eligibility and Documents Required for CBI MasterCard Titanium Credit Card

Eligibility:

  • The minimum salary required for CBI Rewards Platinum Credit Card is AED 15,000
  • Only UAE Residents of age 21-60 years are eligible

Documents Required:

  • A valid Emirates ID
  • A valid passport for UAE Nationals
  • A valid passport and valid UAE residence visa for Expatriates
  • The applicant’s last three months bank statements
  • The applicant’s salary certificate

Charges and Fees on CBI MasterCard Titanium Credit Card

Listed below are some charges and fees applicable on this CBI Bank Credit Card. 

Fees and Charges Amount
Annual Fee on Primary Card Nil
Annual Fee on Supplementary Card First 3 cards: Nil4th Card onwards: 26.25 AED
Finance Charge- Retail Transaction 3.45 percent
Finance Charge- Retail Transaction (on missed payment) 3.70 percent
Finance Charge- Cash Transaction 3.75 percent
Finance Charge- Cash Transaction (on missed payment) 3.95 percent
Cash Advance Charge 3.15% (minimum 105 AED)
Late Payment Charge 230 AED
Over Limit Charge 313.95 AED
Card Reissuance/Replacement Charge 78.75 AED

 FAQs on CBI MasterCard Titanium Credit Card

Q1: What is the duplicate statement charge on the CBI MasterCard Titanium Credit Card ?

Ans: The duplicate statement charges for the CBI MasterCard Titanium credit card is AED 47. 25.

Q2: What payment options are available for settling the credit card dues of the  CBI MasterCard Titanium Credit Card?

Ans: A card holder can opt for a flexible payment by choosing to pay 4.5% of the monthly outstanding balance due or settle it in full while paying the dues of their CBI MasterCard Titanium credit card. Flexible payment will attract an interest charge however.

Q3: Does one earn reward points for using their CBI MasterCard Titanium Credit Card for online transaction?

Ans: The CBI MasterCard Titanium credit card offers rewards in the form of cashback on select online transaction. For instance, the CBI credit card provides 100 percent cashback, up to AED 150 on cinema spends each month depending upon one’s monthly expenditure.

Q4: What is the 3D secure facility offered with the CBI MasterCard Titanium Credit Card ?

Ans: CBI’s 3D Secure is a service which offers its card users  with additional security when they shop online using their CBI credit or debit card on any merchant websites which subscribe to the services of MasterCard SecureCode and Verified by Visa.

Q5: How do the CBI MasterCard Titanium Credit Card holders use the 3D secure service?

Ans: In order to prevent any unauthorized use of credit or debit cards online, the 3D secure service will introduce a new security step when card users make an online payment with certain merchant websites.

Every time cardholders make an online payment with a registered merchant, they will be asked to enter a One Time Password [OTP] which will be sent to their registered mobile number by CBI.

The OTP sent to the card users will be unique for each transaction and valid for only 10 minutes. If the OTP entered is incorrect, the retailer may reject the transaction.

Q6: What will happen if a fraudulent third party uses the 3D secure service of the CBI MasterCard Titanium Credit Card ?

Ans: If the cardholder feels that someone is misusing their card, it is advised to immediately contact the customer care service at 04 503 9000. The Customer service representatives are available 24/7 for assistance. One can even call on +971 4 503 9000 if they are travelling overseas.

For further details please see the credit card terms & conditions as well as the bank's general terms & conditions with regards to the rules applicable to unauthorised transactions on credit or debit cards.