Get cashback up to AED 2000
This CBI Credit Card charges zero annual fees from the cardholder. The MasterCard Titanium Card is loaded with a wide array of additional benefits and privileges. It fits the budget as well as the lifestyle of the cardholder perfectly.
The card member can avail various benefits such as complimentary access of airport lounges, free movies, Priceless Arabia offers, dining & entertainment experiences through the CBI Lifestyle app and much more.
Listed below are some benefits and features of this CBI Bank Credit Card that make it one of the best CBI credit cards to fit the needs of every card user equally.
|Amount Spent||Maximum Cashback|
|AED 4,000 or more||AED 75|
|AED 6,000 or more||AED 150|
CBI Rewards is amongst the top loyalty programs across UAE. This program has a high earning rate for points and a large range of options for redemptions. The cardholder has the flexibility to use the points for whatever they need.
Listed below are some charges and fees applicable on this CBI Bank Credit Card.
|Fees and Charges||Amount|
|Annual Fee on Primary Card||Nil|
|Annual Fee on Supplementary Card||First 3 cards: Nil4th Card onwards: 26.25 AED|
|Finance Charge- Retail Transaction||3.45 percent|
|Finance Charge- Retail Transaction (on missed payment)||3.70 percent|
|Finance Charge- Cash Transaction||3.75 percent|
|Finance Charge- Cash Transaction (on missed payment)||3.95 percent|
|Cash Advance Charge||3.15% (minimum 105 AED)|
|Late Payment Charge||230 AED|
|Over Limit Charge||313.95 AED|
|Card Reissuance/Replacement Charge||78.75 AED|
Q1: What is the duplicate statement charge on the CBI MasterCard Titanium Credit Card ?
Ans: The duplicate statement charges for the CBI MasterCard Titanium credit card is AED 47. 25.
Q2: What payment options are available for settling the credit card dues of the CBI MasterCard Titanium Credit Card?
Ans: A card holder can opt for a flexible payment by choosing to pay 4.5% of the monthly outstanding balance due or settle it in full while paying the dues of their CBI MasterCard Titanium credit card. Flexible payment will attract an interest charge however.
Q3: Does one earn reward points for using their CBI MasterCard Titanium Credit Card for online transaction?
Ans: The CBI MasterCard Titanium credit card offers rewards in the form of cashback on select online transaction. For instance, the CBI credit card provides 100 percent cashback, up to AED 150 on cinema spends each month depending upon one’s monthly expenditure.
Q4: What is the 3D secure facility offered with the CBI MasterCard Titanium Credit Card ?
Ans: CBI’s 3D Secure is a service which offers its card users with additional security when they shop online using their CBI credit or debit card on any merchant websites which subscribe to the services of MasterCard SecureCode and Verified by Visa.
Q5: How do the CBI MasterCard Titanium Credit Card holders use the 3D secure service?
Ans: In order to prevent any unauthorized use of credit or debit cards online, the 3D secure service will introduce a new security step when card users make an online payment with certain merchant websites.
Every time cardholders make an online payment with a registered merchant, they will be asked to enter a One Time Password [OTP] which will be sent to their registered mobile number by CBI.
The OTP sent to the card users will be unique for each transaction and valid for only 10 minutes. If the OTP entered is incorrect, the retailer may reject the transaction.
Q6: What will happen if a fraudulent third party uses the 3D secure service of the CBI MasterCard Titanium Credit Card ?
Ans: If the cardholder feels that someone is misusing their card, it is advised to immediately contact the customer care service at 04 503 9000. The Customer service representatives are available 24/7 for assistance. One can even call on +971 4 503 9000 if they are travelling overseas.
For further details please see the credit card terms & conditions as well as the bank's general terms & conditions with regards to the rules applicable to unauthorised transactions on credit or debit cards.