CBI First World Credit Card Features & Benefits

By PolicyBazaar
  | Published: 02 November 2019 | Last Updated On: 12 January 2021
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CBI offers numerous credit cards and CBI First World Credit Card is amongst the most rewarding credit cards offered by the bank. This is a card that enables its cardholder to enjoy a wide range of benefits, features, and privileges to match their diversified lifestyle requirements. Also, this CBI credit card is created to offer you the flexibility, convenience, and absolute peace of mind. Other than that, it entitles you to a CBI rewards program which is one of the highest returns rewarding points program across the UAE.

Key Highlights of the CBI First World Credit Card

  • Zero annual membership fee
  • Low cash transaction and retail interest rate of 2.99 percent per month
  • Preferential interest rates & higher credit limits
  • Free airport lounge access
  • Hotel & dining discounts
  • High return rewards programme benefits and offers

Main CBI First World Credit Card Features

The mentioned below are the main features of the CBI First World Credit Card:

Supplementary Cards

You can avail up to 3 supplementary CBI First World Credit Cards for the family members who are eligible to obtain it. The supplementary cardholder(s) can enjoy almost all the benefits and privileges that are provided to the primary card member.

Preferential Rates

This credit card comes with competitive interest rates and a higher credit limit that make this card the right choice for all types of spenders.

Cash Advance

This is one of the best features of this card that allows you to withdraw cash a maximum of 50 percent of your available credit limit in times of financial emergency.

Top CBI First World Credit Card Benefits

The CBI First World Credit Card is packed with a host of exciting benefits and privileges. Given below are the key benefits of this card:

CBI Rewards – The Unique Loyalty Program

The CBI First World Credit Card offers one of the best yet beneficial loyalty programs in the UAE known as CBI Rewards. With this program, you can avail reward points on making purchases with this CBI credit card and redeem these points for plenty of purposes like flight reservations (including taxes), utility bill payments, cash vouchers, online shopping, charity donation, and cash back. Reward points can be earned in the following manner:

  • 5 Reward Points for every 1 dirham spent on currencies other than the United Arab Emirates (international spends).
  • 1 Reward Point for every 1 dirham spent on local transactions.
  • 75 Reward Points for every 1 dirham spent when the amount of transaction is 2000 dirhams and above than that.

Airport Lounge Access With LoungeKey

As a member of this CBI First World Credit Card, you can avail unlimited complimentary access to 650+ airport lounges across the globe through LoungeKey. You and your supplementary cardholder(s) can enjoy free WiFi, refreshments, or can simply rejuvenate themselves before taking off.

Cinema Offers

The CBI First World Credit Card offers you complimentary cinema tickets at any of the movie theatres all over the UAE and any day of the week. You can purchase the tickets online, offline or through the mobile app as there is as such no channel limitation.

Moreover, you are entitled to 100 percent cash back on a maximum of 4 tickets every month as per your monthly spend. The cash back amount will be credited the following month and it will reflect on the subsequent month’s statement. However, you need to use this CBI credit card continuously for availing the following cash back:

Statement Cycle Spend Maximum Cash Back
1000 dirhams or more   35 dirhams
2500 dirhams or more 70 dirhams
6000 dirhams or more 140 dirhams

CBI Lifestyle Program

It is a unique ‘entertainment and dining program’ that gives you enticing Buy One, Get One offers & discounts at thousands of lifestyle, dining, entertainment, and wellness outlets across the Oman and UAE.

Hertz Gold Plus Rewards 5 Star Membership

As a member of this CBI credit card, you can avail free Gold Plus Rewards 5 Star Membership to Hertz that offers you the below specified benefits:

  • Bypassing the rental queue at plenty of world’s busiest airports
  • Quick reservations, rentals, & returns.
  • Free one-car-class upgrades
  • A maximum of 15 percent discount

Travel Insurance Confirmation Letter

You can generate a letter online conveniently and instantly for your Schengen as well as other country’s visa requirements.

Travel Inconvenience Insurance

With this CBI First World Credit Card, you can get free travel inconvenience insurance to make your journey smooth and stress-free.

Buy One, Get One

You can avail more than 900 free offers across the Middle East and Africa on fine dining restaurants, hotels, & premium spas through the MasterCard Buy One, Get One mobile app.

Marriott Bonvoy Free Hotel Nights

At more than 200 partnered Marriott Bonvoy hotels across the Middle East & Africa, you can avail the following special privileges:

  • One free night stay at participating hotels on booking two or three nights
  • Two free nights stay at participating hotels on booking six nights

Chauffeur Rides Discount

This Credit Card offers a 20 percent off on two Careem rides every month and a first ride free for new users of Careem.

The Bottom Line

From free worldwide airport lounge access and complimentary movie tickets to free membership to CBI entertainment and dining program – CBI Lifestyle, the CBI First World Credit Card offers a wide array of benefits that are unmatched by any other credit card in the UAE. You can opt for this card without giving a second thought to meet your various lifestyle needs.