CBD Visa Signature Credit Card Features & Benefits

By PolicyBazaar
  | Published: 07 November 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 741 Views

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Commercial Bank of Dubai also known as CBD is a progressive banking institution, supported by a strong financial base. CBD provides a wide range of commercial banking services and products that are both Shariah-compliant and conventional. They have about 210 ATMs and 26 branches across UAE.

The CBD Visa Signature Credit Card provides you the power of financial flexibility, exclusive rewards and privileges, and spending power.

Highlights of the Card

  • Access to Airport Lounges Across the Globe
  • CBD Rewards Flexibly Redeemable
  • Complimentary Travel Insurance
  • Free Purchase Protection
  • No annual fee for the first year

CBD Visa Signature Credit Card Features

The key features of a CBD Visa Signature Credit Card are:

  1. No annual fee is charged on the primary card for the 1st year. The annual fee is charged from the second year onwards, every time the primary card completes one year. However, if your retail spends is equal to or more than AED 65,000 in the previous twelve months, the Annual Fee charged shall be reversed.
  2. A free for life Supplementary Card is provided for your family, given the individual is above the age of 15 years. Your close ones can now be a part of your spending cycle.
  3. Attractive interest rates starting at 3.45% a month.
  4. For every dirham spent, you earn reward points under the CBD Rewards Program. These can be redeemed across a number of services.
  5. The Purchase Protection provided to the members of CBD Visa Signature Credit Card doubles the repair period that is offered originally by your manufacturer, for a maximum of 1 year.
  6. The CBD Visa Signature Credit Card covers you in case of theft of your purchase or any damage to your purchase under the Extended Warranty.
  7. The cardholder and the family of the cardholder are covered under the Multi-trip Travel Insurance for a period of 90 days from the travel date, and up to a maximum amount of USD 500,000.
  8. The cardmember can contact the dedicated customer service helpline, at 600 575 556 in case of any inconvenience caused at any time.

CBD Visa Signature Credit Card Benefits

The benefits offered to the cardmember are:

Complimentary Valet  Service

You can now enjoy complimentary valet parking with your CBD Credit Card. At locations such as Midrif City Center, Dubai International Airport and many more, you can avail complimentary valet parking offered by Valtrans 2 times a month as long as your monthly retail spend is above AED 5,000.

Access to Airport Lounges

You and your supplementary cardholder can have complimentary access to the airport lounges for a maximum of 8 times a financial year. This access is possible with the lounge key at over thousand airport lounges across the globe. However, there are certain criteria to must meet in order to be eligible for a lounge key:

  • The 1st visit in the year is complimentary.
  • In order to be eligible for further complimentary access, the cardmember and the supplementary cardholder must make a minimum spend of US$1 via CBD Visa Signature Credit Card.
  • If the 8 maximum visits are used or the cardmember is unable to meet with the criteria, a charge of US$ 32 is applicable by the Lounge Key.

Discounts and Offers

 You can avail the following discounts while holding a CBD Visa Signature Credit Card:

  • Up to 12% off at Agoda.com
  • Up to 8% off at Hotels.com

Maximum Security

The CBD Visa Signature Credit Card uses Chip & Pin security. This helps in getting through your day-to-day transactions both online and offline such as retail payments, online shopping or bill payments in a secure way.

Entertainment Benefits

If your retail spending per month exceeds the amount of AED 5,000 then you are eligible to avail a discount of 50% on VOX Cinema tickets all over the UAE.

CBD Rewards

You can earn CBD reward points on the transactions made via the CBD Visa Signature Credit Card. These reward points can be redeemed over a variety of available services, such as:

  • Booking airline tickets
  • Reservation of a hotel
  • In the form of Miles (Skyward Miles or Etihad Guest Miles)
  • As for shopping vouchers from brands like Zara, Tommy Hilfiger, Joyalukkas, Sharaf DG, and even more
  • Donating as charity
  • In the form of cash directly to your credit card
  • Pay in the form of points across UAE or internationally

Over to You!

If you are looking for a card packaged with deals to enjoy a movie with your family, or take a small trip to blow the stress off, or maybe just get on a little with that shopping spree, then the CBD Visa Signature Credit Card is going to be your best friend. It provides you with incredible deals on all the activities or services you desire. It is an all in one package for someone who loves to enjoy every aspect of life.