CBD Titanium MasterCard Credit Card

CBD Titanium Mastercard credit card is one of the exclusive credit cards across the UAE that offers a deal of worldwide acceptance and various lifestyle benefits. This CBD credit card provides its cardholders with greater spending power and the ability to earn exclusive rewards, enabling them to make the most of their each spending.

Features & Benefits of the CBD Titanium MasterCard Credit CardCBD Titanium MasterCard Credit Card

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Below is the list of key features & benefits of CBD Titanium MasterCard Credit Card:

Free for Life

Titanium MasterCard Credit Card offered by the Commercial Bank of Dubai is free for life. This means there is no annual fee charged on the primary credit cards forever.

Security

The CBD Titanium MasterCard credit card has the power-packed additional security of the chip technology. There are microchips embedded in the card, which provides increased protection against any fraud. This also gives the card members the convenience to get cash in a more secure way, pay bills, and make purchases.

Convenience with 24 hours Assistance:

The Commercial Bank of Dubai offers round the clock assistance to its Titanium MasterCard credit holders via the contact centres – 600 575 556.

Free Airport Lounge Access

With CBD Titanium MasterCard credit card, the card members can enjoy a free access to more than 10 VIP airport lounges across the UAE, Egypt, Jordan, KSA, and Kuwait. 

CBD Titanium MasterCard Credit Card Rewards & Offers

Card members can enjoy the following offers & rewards:

CBD Reward Points

Members of the CBD Titanium MasterCard Credit Card are automatically enrolled into the reward program. Under this, they can earn CBD reward points for every AED spent against the card. And then, they can redeem the accumulated reward points against Emirates Skywards Miles, cashback, Etihad Guest Miles, hotel booking, flight tickets, restaurant vouchers, electronic goods, gift vouchers, and a lot more.

Booking.com Cash Back Offers

Card members can enjoy a maximum of 10% cash back on their spends done at the official website of Booking.com.

Exclusive Offers & Discounts with Mastercard Priceless Specials

Members of the CBD Titanium MasterCard Credit Card can explore 2-for-1 offers & discounts with Mastercard Priceless Specials to discover new restaurants and enjoy amazing deals.

In addition to this, this CBD credit card offers a wide range of dining, lifestyle, wellness, travel, and hospitality benefits on the Titanium platform.

Careem Rides

Card members can enjoy a discount of 20% on three Careem rides every month.

Car Rentals

 Members of the CBD Titanium MasterCard Credit Card can enjoy a discount of 10% at rentalcars.com when they rent a car online. 

Eligibility Criteria to Apply for CBD Titanium MasterCard Credit Card

Here are some important eligibility criteria one needs to take care of while applying for the CBD Titanium MasterCard Credit Card:

  • The applicant has to be a UAE national and he/she must be aged between 21 and 65 years of age at the expiry date of the credit card or if the person is UAE resident then he/she must be aged between 21 and 63 years of age at the date of card issuance.
  • If the applicant is salaried then he/she would have to be confirmed employee with a minimum salary of AED 5,000.
  • If the applicant is self-employed, one must have a profitable relationship with Commercial Bank of Dubai. Also, the credit turnover in liability accounts over last 12 months should be at least five times of credit card limit.

Documents Required to apply for CBD Titanium MasterCard Credit Card

In case the applicant is salaried, these are the following documents to be submitted:

  • National ID or valid passport
  • Residence visa
  • Emirates ID

If the person is self-employed, here are the documents one must submit:

  • National ID or valid passport
  • Residence visa
  • Emirates ID
  • Valid trade license

Fees and Charges for Commercial Bank of Dubai Titanium MasterCard

Following are the fees & charges associated with the CBD Titanium MasterCard Credit Card:

Fees & Charges

Amount

Annual Membership Fee

Free for Life

Annual Membership fee of Supplementary card

Free for life

Retail Interest Rate

3.45% monthly

1.5% (for CBD Private Banking Customers Only)

Late Payment Charges

AED 241.50

Replacement for Lost/Stolen Card

AED 78.75

Over Limit Charges

AED 288.75

Cash Advance Interest Rate

3.49% monthly

Cash Advance Charges

AED 105 or 3% (whichever is greater)

International Transaction Charges (in other currencies)

2.75% (VAT is applicable)

International Transaction Charges (in AED)

2.75% (VAT is applicable)

Credit Shield Insurance

1% monthly on the total outstanding balance

Liability Letter Issuance

AED 52.50

Sales Slip Copy

AED 26.25

 (Updated as on September 28, 2020)

FAQs on CBD Titanium MasterCard Credit Card

Q1: How do I safeguard against any misuse on my card?

Ans: Always ensure adding a PIN number that is tough to guess. Some of the simplest PIN numbers can be 0000, 1234, or simply your date birth, all of which can be easily guessed. Always choose difficult digits that can only be remembered by you. It is recommended that you change your PIN number from time to time.

Q2: What are the benefits of chip and pin?

Ans: The cards embedded with microchip are more secured in a way that they are difficult to duplicate. You will be required to enter your Personal Identification Number, which will be only known to you, further making your purchases even more secure.

Q3: Can I transfer my CBD reward points to any other CBD customer’s rewards Points’ account?

Ans: No, these are loyalty points that you earn on your transactions. These points, therefore, become non-transferable.

Q4: Do I need to pay an annual membership fee for the CBD Titanium MasterCard Credit Card?

Ans: CBD Titanium MasterCard Credit Card is free for life. This means there is no annual fee charged on the primary credit cards forever.

Q5: What is the expiry date of CBD Rewards Points?

Ans: CBD rewards points are valid for a maximum of two years (i.e. 24 months) from the earning date.

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