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CBD Smiles Visa Signature Credit Card is one of the most rewarding lifestyle credit cards in the UAE. This CBD credit card offers top of the line features and benefits in order to meet the different spending habits of its customers. From free airport lounge access to cinema benefits, this credit card offers varied lifestyle benefits that are unmatched by any other credit card in the UAE. In addition to this, this credit card entitles the card members to the reward program known as Smiles Point where they can earn Smiles Points on every AED spent against this card and redeem these reward points seamlessly across several categories such as shopping, dining, bills, travel, electronics, and entertainment.
Below mentioned are the key features and benefits of the CBD Smiles Visa Signature credit card:
The cardholder can avail access to more than 1000 airport lounges across the world on a complimentary basis.
With this CBD credit card, the cardholder can avail complimentary Valtrans valet parking three times in one month at Mirdif City Center, Box Park, and many other locations.
The CBD Smiles Visa Signature Credit Card offers multi-trip travel insurance for card members as well as their family on a complimentary basis.
Card members can enjoy the following offers and rewards:
Members of this CBD credit card are entitled to the reward program where they can earn Smiles points on every AED spent against this card. And then, the accumulated reward points can be redeemed through the Smiles UAE mobile app across several categories such as bills, entertainment, electronics, travel, dining, shopping. Below-mentioned is the Smiles Points earning criteria:
The card member can avail 50% off on movie tickets when booked through VOX Cinemas & REEL Cinemas throughout the UAE.
CBD Smiles Visa Signature Credit Card members can get a discount of 15% at Emaar entertainment such as Kidzania, EKart, VR theme Park, and Dig It Dubai.
Following are the eligibility criteria requirements that the applicant needs to meet in order to be eligible for the Smiles Visa Signature Credit Card offered by the CBD:
The applicant needs to submit some important documents to avail this CBD credit card. Here is a list of these documents:
Here are the few fees & charges that are associated with the Smiles Visa Signature credit Card offered by the CBD:
Fees & Charges | Amount |
---|---|
Annual Membership Fee |
AED 1048.95 |
Annual Membership fee of Supplementary card |
Free for life |
Retail Interest Rate |
3.45% monthly 1.5% (for CBD Private Banking Customers Only) |
Late Payment Charges |
AED 241.50 |
Replacement for Lost/Stolen Card |
AED 78.75 |
Over Limit Charges |
AED 288.75 |
Cash Advance Interest Rate |
3.49% monthly |
Cash Advance Charges |
AED 105 or 3% (whichever is greater) |
International Transaction Charges (in other currencies) |
2.75% (VAT is applicable) |
International Transaction Charges (in AED) |
2.75% (VAT is applicable) |
Credit Shield Insurance |
1% monthly on the total outstanding balance |
Liability Letter Issuance |
AED 52.50 |
Sales Slip Copy |
AED 26.25 |
(Updated as on September 25, 2020)
Q1: What is CBD Smiles Credit Card all about?
Ans: The Smiles credit card is basically a co-branded card that is offered by the Commercial bank of Dubai in association with Etisalat. The bank offers two types of CBD smiles credit card and they are as follows:
Q2: Can I avail the CBD Smiles Visa Signature Credit Card without paying the annual membership fee?
Ans: Annual membership charge can’t be waived off or reversed on the CBD Smiles Visa Signature Credit Card. This card is offered with the annual membership fee from the first year onwards and there is no 1st year free optional available like the CBD Smiles Visa Platinum Card.
Q3: How can I apply for this CBD Smiles Visa Signature Credit Card?
Ans: You can easily and conveniently apply for this CBD credit card through the official website of the CBD. Else, you can apply for it by calling +971 600 575 556.
Q4: Are there any charges for enrolling in the Smiles reward program?
Ans: No, enrolling in this reward program is absolutely free. Thus, there are no enrollment charges are applicable.
Q5: Can I transfer my Smiles reward points to someone else?
Ans: No, you cannot transfer Smiles points as it is not permitted.
Q6: Where can I check my Smiles Points balance?
Ans: You can easily check your Smiles Points balance on the home screen after successfully logging into the mobile application known as Smiles UAE.