CBD Smiles Visa Signature Credit Card

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  • No Annual Membership Fee* - Ever
  • Earn AED 800 Cashback per Month
  • Buy one Get one Movie offer and More..

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  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

CBD Smiles Visa Signature Credit Card is one of the most rewarding lifestyle credit cards in the UAE. This CBD credit card offers top of the line features and benefits in order to meet the different spending habits of its customers. From free airport lounge access to cinema benefits, this credit card offers varied lifestyle benefits that are unmatched by any other credit card in the UAE. In addition to this, this credit card entitles the card members to the reward program known as Smiles Point where they can earn Smiles Points on every AED spent against this card and redeem these reward points seamlessly across several categories such as shopping, dining, bills, travel, electronics, and entertainment.

Features & Benefits of CBD Smiles Visa Signature Credit Card

CBD Smiles VISA Signature Credit Card

Below mentioned are the key features and benefits of the CBD Smiles Visa Signature credit card:

Airport Lounge Access

The cardholder can avail access to more than 1000 airport lounges across the world on a complimentary basis.

Complimentary Valet Parking

With this CBD credit card, the cardholder can avail complimentary Valtrans valet parking three times in one month at Mirdif City Center, Box Park, and many other locations.

Multi-Trip Travel Insurance

The CBD Smiles Visa Signature Credit Card offers multi-trip travel insurance for card members as well as their family on a complimentary basis.

Rewards & Offers of the CBD Smiles Visa Signature Credit Card

Card members can enjoy the following offers and rewards:

Smiles Point – Rewards Program

Members of this CBD credit card are entitled to the reward program where they can earn Smiles points on every AED spent against this card. And then, the accumulated reward points can be redeemed through the Smiles UAE mobile app across several categories such as bills, entertainment, electronics, travel, dining, shopping. Below-mentioned is the Smiles Points earning criteria:

  • The cardholder can earn a maximum of 2 Smiles Points on local spends and a maximum of 3 Smiles points on foreign spends.
  • 10 Smiles Points can be earned by the cardholder on Etisalat spends or via the Smiles UAE mobile app.

Complimentary Rewards

  • Joining Bonus:Card members are entitled to receive a welcome bonus of 50,000 Smiles points.
  • Quarterly Bonus:Cardholders are entitled to receive a quarterly bonus of 15,000 Smiles points.

Special Offers (Valid for limited-time only)

  • The cardholder can enjoy unlimited BOGO (Buy One Get One) offers for one year on a complimentary basis.
  • Members of this CBD Smiles Visa Signature Credit Card can get a discount of AED 250 on booking flight tickets with Travelstart.ae
  • Cardholders can avail a discount of AED 200 on Auto Insurance at the official website of the Yalla Compare.
  • Members of this CBD credit card can avail a discount of AED 100 on Full Day Pass or annual pass at Laguna Waterpark. 

Movie Tickets

The card member can avail 50% off on movie tickets when booked through VOX Cinemas & REEL Cinemas throughout the UAE.

Entertainment Offers

CBD Smiles Visa Signature Credit Card members can get a discount of 15% at Emaar entertainment such as Kidzania, EKart, VR theme Park, and Dig It Dubai.  

Eligibility Criteria to apply for CBD Smiles Visa Signature Credit Card

Following are the eligibility criteria requirements that the applicant needs to meet in order to be eligible for the Smiles Visa Signature Credit Card offered by the CBD:

  • If the applicant is UAE resident i.e. Expat then he/she must be aged between 21 & 63 years old (at the card issuance date) and if the applicant is UAE national i.e. Emirati then he/she must be aged between 21 & 65 years old (at the card expiry date).
  • The applicant must be confirmed employee and he/she must be earning a monthly salary of AED 12,000 in order to be eligible for the CBD Smiles Visa Signature Credit Card.

Required Documents to apply for the CBD Smiles Visa Signature Credit Card

The applicant needs to submit some important documents to avail this CBD credit card. Here is a list of these documents:

For Salaried Individuals:

  • Valid Passport or National ID, Emirates ID, and resident visa.
  • Salary certificate

For Self-employed Individuals:

  • Valid Passport or National ID, Emirates ID, and resident visa.
  • Valid Trade License

Fees & Charges for CBD Smiles Visa Signature Credit Card

Here are the few fees & charges that are associated with the Smiles Visa Signature credit Card offered by the CBD:

Fees & Charges Amount

Annual Membership Fee

AED 1048.95

Annual Membership fee of Supplementary card

Free for life

Retail Interest Rate

3.45% monthly

1.5% (for CBD Private Banking Customers Only)

Late Payment Charges

AED 241.50

Replacement for Lost/Stolen Card

AED 78.75

Over Limit Charges

AED 288.75

Cash Advance Interest Rate

3.49% monthly

Cash Advance Charges

AED 105 or 3% (whichever is greater)

International Transaction Charges (in other currencies)

2.75% (VAT is applicable)

International Transaction Charges (in AED)

2.75% (VAT is applicable)

Credit Shield Insurance

1% monthly on the total outstanding balance

Liability Letter Issuance

AED 52.50

Sales Slip Copy

AED 26.25

(Updated as on September 25, 2020)

Frequently Asked Questions on CBD Smiles Visa Signature Credit Card

Q1: What is CBD Smiles Credit Card all about?

Ans: The Smiles credit card is basically a co-branded card that is offered by the Commercial bank of Dubai in association with Etisalat. The bank offers two types of CBD smiles credit card and they are as follows:

  • CBD Smiles Visa Signature Credit Card
  • CBD Smiles Visa Platinum Credit Card

Q2: Can I avail the CBD Smiles Visa Signature Credit Card without paying the annual membership fee?

Ans: Annual membership charge can’t be waived off or reversed on the CBD Smiles Visa Signature Credit Card. This card is offered with the annual membership fee from the first year onwards and there is no 1st year free optional available like the CBD Smiles Visa Platinum Card.

Q3: How can I apply for this CBD Smiles Visa Signature Credit Card?

Ans: You can easily and conveniently apply for this CBD credit card through the official website of the CBD. Else, you can apply for it by calling +971 600 575 556.

Q4: Are there any charges for enrolling in the Smiles reward program?

Ans: No, enrolling in this reward program is absolutely free. Thus, there are no enrollment charges are applicable.

Q5: Can I transfer my Smiles reward points to someone else?

Ans: No, you cannot transfer Smiles points as it is not permitted.

Q6: Where can I check my Smiles Points balance?

Ans: You can easily check your Smiles Points balance on the home screen after successfully logging into the mobile application known as Smiles UAE.

 

 

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