CBD Smiles Visa Platinum Credit Card

Commercial Bank Dubai (CBD), set up in 1969, is a leading bank in the region. Offering top-notch banking solutions and products — from loans to credit cards — CBD has it all. 

When it comes to credit cards, CBD has a wide range of credit cards to cater to diverse requirements. Among its top cards is the CBD Smiles Visa Platinum credit card, which helps you efficiently manage your transactions finances.

On top of that, this CBD credit card is equipped with several features like reward points, travel concessions, discounts on entertainment, and much more.

 

 

Features and Benefits of CBD Smiles Visa Platinum Credit Card

 

Check out the key features and benefits of the CBD Smiles Visa Platinum credit card in the UAE —

• This card is free for the first year
• Earn 40,000 Smiles points upon sending AED 1,000 at Smiles app, ElGrocer, and Etisalat channels within 30 days of card issuance 
• Earn up to 2 Smiles points on all international spends
• Up to 1.5 Smiles points on all domestic spends
• Enjoy lifestyle benefits like cinema ticket discounts, shopping and dining offers, and exclusive discounts at Emaar Attractions
• Get a quarterly bonus of 7,500 Smiles points — worth up to AED 75
• Redeem Smile points and utilise them for paying utility bills, making food delivery app payments, and purchases across pharmacy and groceries
• Enjoy 90 days of complimentary subscription to ‘Unlimited Buy 1 Get 1 Offers’ worth AED 55
• Other benefits include credit shield and visa benefits
   

Eligibility Criteria to Obtain CBD Smiles Platinum Card

While applying for a CBD Smiles Visa Platinum credit card, you must fulfil the eligibility criteria. To be eligible, your monthly salary must be at least AED 5,000. 

For other eligibility requirements, connect with the bank officials before filling out the application.

 

Documents Required for CBD Smiles Visa Platinum Credit Card

Here is a checklist of the common documents required for CBD Smile Platinum card application processing —

• Emirates ID (original and a copy) of Emirates ID
• Passport (original and a copy)
• Residence visa (original and a copy) — applicable to expats
• Latest salary certificate (for salaried employees)
• Trade Licence (for self-employed individuals)
   

CBD Smiles Visa Platinum Credit Card: Fees and Charges

Refer to the table below to know the fees and charges associated with the CBD Smiles Visa Platinum credit cards in the UAE —

Type of Fee	Charges
Annual Fee	First Year — Free (Annual fee of AED 199 waived for the first year)
Overlimit Fee	AED 288.75
Late Payment Fee	AED 241.5
Supplementary Card	Free for Life

 

How to Get CBD Smiles Visa Platinum Credit Card from Policybazaar.ae?

 

It is quite easy to apply for a CBD Smiles Visa Platinum credit card via Policybazaar UAE. Here’s how —

1. On policybazaar.ae, select ‘Credit Card in UAE’ under the ‘Banking Products’ drop-down menu.
2. Locate and complete the lead form accurately.
3. Submit the form to view the credit card quotes page.
4. Locate the CBD Smiles Visa Platinum credit card from the list.
5. Apply for it after exploring its key features.

Note: Once submitted, one of our officials will review your application and connect with you. Wondering why you should get a credit card through our digital platform?

 

Check out the major points and advantages —

• We bring the best credit cards from the top banks across the UAE to you in one place.
• You can easily compare several credit card options on the same platform and make an informed decision.
• Irrespective of your salary, you can find credit cards for yourself on our platform. 
• Our customer support team is available round the clock for assistance.