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The CBD Smiles Visa Platinum Credit Card is one of the exclusive credit cards in the UAE that allows its cardholder to step into a world of Smiles with its loyalty program called ‘smiles UAE.’ Under this reward program, the card member is rewarded for purchases made using the CBD Smiles Visa Platinum credit card. Additionally, the cardholder is offered a welcome bonus in the form of Smile points upon signing up for the card. Other than that, members of this card can enjoy a wide range of travel and lifestyle benefits.
Here is a detailed view of the distinguishing features and benefits of the CBD Smiles Visa Platinum credit card:
The cardholder can take advantage of the exclusive lifestyle perks offered by the CBD Smiles Visa Platinum credit card.
The member of the CBD Smiles Visa Platinum Credit Card does not have worry about the lifetime of their products anymore as CBD doubles the repair period offered by the original manufacturer for up to 1 year.
The card member no longer has to take stress while making a big purchase. If he/she makes a purchase with CBD Smiles Visa Platinum Credit Card at a partner retailer, the purchase is covered against any theft or damage to the purchase.
Below is the list of best rewards and offers on the CBD Smiles Visa Platinum credit card:
When the card member applies for this CBD Smiles Visa Platinum credit card, upon approval, he/she is entitled to earn a sign-up bonus of 10,000 Smiles points.
The existing card member is entitled to a quarterly bonus of 7,500 Smiles points. The condition for earning this bonus is that the member shall achieve a minimum spending target of US$7,500 or equivalent AED.
The cardholders are automatically enrolled into the reward program where they can earn Smiles Points on every AED spent against this card. The following points are earned on different spending categories:
Please note that these Smile points can be easily redeemed using the Smiles UAE app across different categories, namely:
The members of this CBD Smiles Visa Platinum credit card can enjoy a day out at the cinema with 50% off on movie tickets purchased at VOX Cinema.
The cardholders are entitled to buy 1 get 1 free offers & discounts of a maximum of 25% across more than 500 lifestyle and dining merchants.
Member of the CBD Smiles Visa Platinum Credit Card can avail a discount of 15% at Emaar entertainment such as Kidzania, EKart, VR theme Park, and Dig It Dubai.
The following are the travel discounts offered to a CBD Smiles Visa Platinum credit cardholder:
With the YQ Meet and Assist, the cardholder can avail of a discount worth 30%.
The special limited-time offers for the card members are as follows:
Here are the eligibility criteria for the CBD Smiles Visa Platinum credit card:
The following documents are required in order to apply for this CBD credit card:
The table below details the applicable fee and charges for this CBD credit card:
Fees & Charges | Amount |
---|---|
Annual Membership Fee |
AED 366.45 (1st year Free) |
Annual Membership fee of Supplementary card |
Free for life |
Retail Interest Rate |
3.45% monthly 1.5% (for CBD Private Banking Customers Only) |
Late Payment Charges |
AED 241.50 |
Replacement for Lost/Stolen Card |
AED 78.75 |
Over Limit Charges |
AED 288.75 |
Cash Advance Interest Rate |
3.49% monthly |
Cash Advance Charges |
AED 105 or 3% (whichever is greater) |
International Transaction Charges (in other currencies) |
2.75% (VAT is applicable) |
International Transaction Charges (in AED) |
2.75% (VAT is applicable) |
Credit Shield Insurance |
1% monthly on the total outstanding balance |
Liability Letter Issuance |
AED 52.50 |
Sales Slip Copy |
AED 26.25 |
(Updated as on September 28, 2020)
Q1: What is the CBD Smiles Credit Card?
Ans: The CBD Smiles card is a card that is offered by the partnership of CBD and Etisalat. It is available in two variants namely, CBD Smiles Visa Platinum Credit Card and CBD Smiles Signature Credit Card.
Q2: Can I get the CBD Smiles Visa Platinum Credit Card without the membership fee?
Ans: The membership fee charged on your Smiles Platinum card cannot be reversed or waived off. The CBD Smiles Visa Platinum Credit Card is offered with the first year being free, and the membership fee is applicable from the second year onwards.
Q3: How can I apply for the CBD Smiles Visa Platinum Credit Card?
Ans: You can apply for the CBD Smiles Visa Platinum Credit Card easily by calling the helpline number + 971 600 575 556 or through the bank’s official website.
Q4: What is ‘Smiles’?
Ans: Smiles or Smiles UAE is a loyalty program operated and owned by Etisalat. This allows those residing in UAE to enroll in the loyalty program and earn points for purchases or payments of services of Etisalat or for purchases at partner stores and also for everyday spends on the CBD Smiles Visa Platinum Credit Card. These points later can be redeemed for payment of bills of Etisalat and at more than 1000s brands or stores across various categories such as dining, shopping, entertainment, etc.
Q5: Is there any fee and charges for the Smiles program?
Ans: The enrollment in this loyalty program is free of cost, there is no enrollment fee charged or any other charges applicable.