CBD One Starter VISA Signature Credit Card

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The CBD One Starter VISA Signature Credit Card is a one of a kind credit card that is free for life and personalized as per the customer’s needs – from design to benefits, even the monthly plan is tailor-made.

It provides the consumer with the utmost flexibility by offering them an option to pause, cancel or switch the plan, along with numerous benefits on leisure activities.

CBD one Starter VISA Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 8,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Special Discounts
Reward Value: AED 1,020

Features & Benefits of the CBD One Starter VISA Signature Credit Card

Here is a detailed view of the features and benefits of this CBD One credit card:

  • 0% Easy Payment Plans - Using the easy payment plans, the cardholders can make big purchases in different categories such as electronics, jewellery, home decor, and much more at the partner merchants and split their large purchases into small and affordable installments at a 0% interest rate.
  • Key Features - Applying for CBD One Starter VISA Signature credit card comes with various exciting benefits and offers. Customers can choose and customize the design of their card from the CBD one art gallery.
  • Airport Lounge Access - With the CBD One Starter VISA Signature Credit Card, the cardholder no longer has to stress about the busy airports. They can relax away from the busy airports before taking that flight in the available airport lounges. Card members can avail access to 8 airport lounges per year, and this access can be easily activated by incurring one non-AED spend on the card. 
  • Extended Warranty - Using the extended warranty, the card member no longer has to stress upon the quality of the purchase. This feature doubles the repair period that is provided by the original manufacturer for up to 1 year.
  • Purchase Protection -The card member no longer has to worry while making any big purchases. The CBD One Starter VISA Signature Credit Card offers its cardholders a peace of mind by protecting the purchases from any theft or accidental damage.
  • Quick Cash -The facility of cash on-call can be availed by the CBD One Starter VISA Signature Credit Card members.
  • Balance Transfer - The cardholder can consolidate the debt by transferring all other outstanding dues to the CBD One Starter VISA Signature Credit Card at attractive interest charges.
  • Supplementary Cards - The card members can opt for a supplementary card for their children or spouse as per the policy of the bank.

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Rewards and Offers on CBD One Starter VISA Signature Credit Card

Here is a list of rewards and offers available on the CBD One Credit Card:

  • Discounts with CBD App - The card members can enjoy discounts at more than 500 places across the UAE by using the CBD app.
  • Meet and Greet Discounts - The cardholders can enjoy a discount of 30% on the meet and greet services. 
  • Discounts with Hotels.com -The cardholder is provided with an offer to obtain a discount of 8% on the official website of hotels.com.
  • Offers with Agoda -With the CBD One Starter VISA Signature Credit Card, the card members can make use of discounts of up to 12% on the official website of Agoda.

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Eligibility Criteria to apply for CBD One Starter VISA Signature Credit Card

Here are the eligibility criteria for the CBD One Starter VISA Signature Credit Card:

  • The applicant must be at least 21 years old.
  • The applicant must be residing in the UAE.
  • The monthly income earned by the applicant must be a minimum of AED 8,000.

*Other criteria may apply as per the bank’s policy.

Fees & Charges on CBD One Starter VISA Signature Credit Card

The table below states the various fees and charges applicable to this CBD One Starter Visa Signature Credit card:

Fees and Charges Amount

Monthly Fees for Starter Plan

Free

Minimum Spend for Starter Plan

Nil

Card Replacement Fee

AED 75

Late Payment Fee

AED 209

Over Limit Fee

AED 209

Retail Interest Rate

3.45% per month

Cash Interest Rate

3.49% Per month

Foreign Transaction Fee

2.75%

Cash Advance Charges

3%

Credit Shield Insurance

0.89% monthly of the outstanding balance

Liability Issuance Letter

AED 50

Sales Slip Copy

AED 25

(Updated as of October 5, 2020)

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Frequently Asked Questions on CBD One Starter VISA Signature Credit Card

Q1: How can I pause my plan?

Ans: The plan you opted for can be paused easily by sending an SMS saying strt to 4266. This will switch you to the free starter plan.

Q2: Can I change or cancel my existing plan?

Ans: Yes, CDB One is the first card in the UAE that allows the cardholders to update their plan whenever required.

Q3: What if the spending on my CBD One Starter VISA Signature Credit Card is less than the minimum amount required by the plan I chose?

Ans: There is no minimum spend required on the CBD One Starter VISA Signature Credit Card. However, if you are holding a premium plan that requires minimum spending and you are unable to meet that benchmark, your benefits will be automatically adjusted to another plan that matches your spending.

Q4: How can I apply for the CBD One Starter VISA Signature Credit Card?

Ans: You can easily apply for the CBD One Started VISA Signature card through the official website of CBD or by calling +971 600 575 556 or simply by visiting any of the CBD branches.

Q5: What are the fees?

Ans: CBD One aims to keep the fees and charges simple and transparent which is why the fee involved is:

  • The monthly charges of your chosen plan, which are free in the case of the CBD One Starter VISA Signature Credit Card.
  • Based on your card usage and the services you opt for, there are some additional fees that may apply.