CBD One Starter VISA Signature Credit Card

Commercial Bank of Dubai, commonly known as CBD, established in the year 1969, is a progressive and modern banking institution supported by a sturdy financial base.

The CBD One Starter VISA Signature Credit Card is a one of a kind card that is free for life and personalized as per the customer’s needs – from design to benefits, even the monthly plan is tailor-made.

It provides the consumer with the utmost flexibility by providing them with an option to pause or cancel the plan, along with numerous benefits on leisure activities.

Features and Benefits of the CBD One Starter VISA Signature Credit Card

Here is a detailed view of the features and benefits of this CBD One credit card:

0% Easy Payment Plans

Using the easy payment plans, the cardholders can make big purchases in different categories such as electronics, jewellery, home décor, and much more at the partner merchants and split their large purchases into small and affordable installments at a 0% interest rate.

Airport Lounge Access

With the CBD One Starter VISA Signature Credit Card, the cardholder no longer has to stress about the busy airports. They can relax away from the busy airports before taking that flight in the available airport lounges. 8 airport lounges can be accessed per year, and this access can be easily activated by incurring one non-AED spend on the card. 

Extended Warranty

Using the extended warranty, the cardmember no longer has to stress upon the quality of the purchase. This feature doubles the repair period that is provided by the original manufacturer for up to 1 year.

Purchase Protection

The member no longer has to worry while making any big purchases. The CBD One Starter VISA Signature Credit Card offers him/her a peace of mind by protecting the purchases from any theft or accidental damage.

Balance Transfer

The holder of the card can consolidate the debt by transferring all other outstanding dues to the CBD One Starter VISA Signature Credit Card at attractive interest charges.

Tap and Pay

The cardholders can access the facility of contactless payments in order to make payments quickly and easily using the One Started card. They are provided with NFC enabled cards that allow simple, quick and secure payments.

Supplementary Cards

The members can opt for a supplementary card for their children or spouse as per the policy of the bank.

VISA Benefits

The cardmembers can enjoy all the benefits offered under VISA Signature.

Quick Cash

The facility of cash on-call can be availed by the consumer with the CBD One Starter VISA Signature Credit Card.

Rewards and Offers on CBD One Starter VISA Signature Credit Card

Here is a list of rewards and offers available on the One Started card:

Discounts with CBD App

The card members can enjoy discounts at more than 500 places across the UAE by using their CBD app.

Meet and Greet Discounts

The cardholders can enjoy a discount of 30% on the meet and greet services. 

Discounts with Hotels.com

The consumer is provided with an offer to obtain a discount of 8% on the official website of hotels.com.

Offers with Agoda

With the CBD One Starter VISA Signature Credit Card, the members can make use of discounts of up to 12% on the official website of Agoda.

Eligibility Criteria and Fees & Charges on CBD One Starter VISA Signature Credit Card

Eligibility Criteria

Here are the eligibility criteria for the CBD One Starter VISA Signature Credit Card:

  • The applicant must be at least 21 years old.
  • The applicant must be residing in the UAE.
  • The monthly income earned by the applicant must be a minimum of AED 8,000.

Other criteria may apply as per the bank’s policy.

Documents Required

The following documents are required in order to apply for a CBD One Starter VISA Signature Credit Card:

  • National ID or a valid Passport, residence VISA and Emirates ID.
  • Salary Certificate (if a salaried individual).
  • Valid Trade Licence (if self-employed).

Fees & Charges

The table below states the various fees and charges applicable to this One Starter Visa Signature card.

Fees and Charges Amount

Annual Fee

Free

Card Replacement Fee

AED 75

Late Payment Fee

AED 209

Over Limit Fee

AED 209

Retail Interest

3.45% per month

Foreign Transaction Fee

2.75%

(Updated as of December 30, 2019)

Frequently Asked Questions

Q.1. How can I pause my plan?

Ans: The plan you opted for can be paused easily by sending an SMS saying strt to 4266. This will switch you to the free starter plan.

Q.2. Can I change or cancel my existing plan?

Answer: Yes, CDB One is the first card in UAE that allows the cardholders to update their plan whenever required.

Q.3. What if the spending on my CBD One Starter VISA Signature Credit Card is less than the minimum amount required by the plan I chose?

Answer: There is no minimum spend required on the CBD One Starter VISA Signature Credit Card. However, if you are holding a premium plan that requires minimum spending and you are unable to meet that benchmark, your benefits will be automatically adjusted to another plan that matches your spending.

Q.4. How can I apply for the CBD One Starter VISA Signature Credit Card?

Answer: You can easily apply for the One Started VISA Signature card on the official website i.e., www.cbdone.ae or by calling +971 600 575 556 or simply by visiting any of the CBD branches.

Q.5. What are the fees?

Answer: CBD One aims to keep the fee and charges simple and transparent which is why the fee involved is:

  • The monthly charges of your chosen plan, which are free in the case of the CBD One Starter VISA Signature Credit Card.
  • Based on your card usage and the services you opt for, there are some additional fees that may apply.
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