CBD Credit Cards

Based in Deira, Dubai, Commercial Bank of Dubai (CBD) is reputed for its progressive and contemporary banking solutions across the UAE. Some of the impeccable products offered by the bank are home loans, credit cards, personal loans, bank accounts, and more. 

Best CBD Credit Cards in UAE -  Minimum Salary & Fees

Credit Card Name	Minimum Income Required	Fees
Super Saver Credit Card	AED 8,000	Free for 1st Year
Titanium Mastercard Credit Card	AED 5,000	Free for Life
CBD Yes Rewards Credit Card	AED 8,000	Free for 1st Year
Smiles Visa Platinum Credit Card	AED 5,000	Free for 1st Year
Smiles Visa Signature Credit Card	AED 12,000	Free for 1st Year
CBD One Credit Card	AED 8,000	Free for Life
World Mastercard Credit Card	AED 20,000	Free for 1st Year

One of the best cashback credit cards from CBD, the Super Saver Credit Card can help you save on daily purchases and transactions like bills, groceries, transportation, and education. 

Features and Benefits of CBD Super Saver Credit Card

• Financial
  • Free for the 1st year - the annual fee on the primary credit card will be applicable from the 2nd year
  • Complimentary, free-for-life supplementary cards
  • Get up to 10% cashback on daily spending including bills (telecommunication bills, government-linked payments, and utility bills), supermarket, education (school, college, and university fees in the UAE and abroad), and transportation (fuel expenses). To earn this cashback (up to AED 150 per category), the minimum monthly expenditure across all the categories should be AED 3,000.

With this CBD Bank credit card, you can maximise your spending potential and earn exclusive rewards on your purchases. With the CBD Titanium Mastercard Credit Card,

Features & Benefits of CBD Titanium Mastercard Credit Card

• Avail of welcome benefits worth more than AED 300. These benefits are subject to achieving retail spend of AED 5,000 within 60 days of the issuance of the card (offer valid for applications submitted between March 23rd and May 31st, 2023, and approved by June 10th, 2023). 
• Financial Benefits
  • No annual fee on the primary CBD credit card
  • Complimentary supplementary card for family members who are above the age of 15 years)
  • Access to CBD rewards program (reward point for each AED spent)

With CBD Yes Rewards Credit Card, you can save up to 15% on fuel and more at EPPCO and ENOC stations and get a welcome bonus of up to AED 200. 

Features & Benefits of CBD Yes Rewards Credit Card

• Get up to 15% cashback on Yes points on the spends like fuel, Autopro, Pronto, and Zoom purchases at ENOC and EPPCO service stations. 
• This CBD bank credit card is free for the 1st year. After this, you would need to make an annual spend of more than AED 12,000 to keep the card free of the annual fees of AED 189.
• Get up to 50% discount on movie tickets at VOX, Novo, and Reel Cinemas

CBD Smiles Visa Platinum Credit Card is another reward-loaded credit product that allows you to earn welcome benefits and save on purchases.

Features & Benefits of CBD Smiles Visa Platinum Credit Card

• Welcome Benefits
  • Get up to 20,000 bonus Smiles points at the time of card issuance.
  • Get up to 50,000 bonus Smiles point upon spending AED 7,500 within 90 days from the card issuance date.
  • Avail of 1-year free subscription to unlimited ‘Buy 1 Get 1’ offers worth AED 200.
  • Get free-for-life supplementary cards

A remarkable aspect of this CBD Bank credit card is that you enjoy the flexibility to choose its design. Furthermore, with CBD One Credit Card, you get the choice to select the cashback plan as well. 

Features & Benefits of Commercial Bank of Dubai One credit card -

• Cashback Plans
  • Starter: Available with no charges
  • One: Cashback of up to AED 135 (subject to a minimum spend of AED 5,000)
  • Plus: Cashback of up to AED 250 (subject to a minimum spend of AED 8,000)
  • VIP: Cashback of up to AED 500 (subject to a minimum spend of AED 15,000)

With the Commercial Bank of Dubai Smiles Visa Signature Credit Card, you can earn exclusive Smiles points as a welcome bonus and savings worth over AED 2,000.

Features & Benefits of CBD Smiles Visa Signature Credit Card

• Get a welcome bonus of 100,000 Smiles points.
• Get up to 10 Smiles points on retail spends like Etisalat, elGrocer, and Smiles UAE mobile application.
• Get up to 3 Smiles points on international purchases.
• Get up to 2 Smiles points on domestic purchases.
• Avail of up to 50% discount on 4 movie tickets at VOX, Novo, and Reel Cinemas.

This Commercial Bank of Dubai Credit Card is specially designed for distinguished customers of the bank.

Features & Benefits of CBD World Mastercard Credit Card

• Earn up to 2.5 reward points on international purchases.
• Earn up to 2 reward points on domestic purchases.
• You can redeem these points for Skywards Miles, Electronics, Flights, Cashback, Shopping Vouchers, and more via CBD mobile application. 
• Get access to unlimited rounds of golf at the Trump International Golf Club.

Eligibility Criteria for CBD Bank Credit Cards in UAE

Check out the table below for the eligibility criteria for CBD Bank credit cards -

Documents Required for CBD Credit Card in UAE

Here is the list of documents required to apply for Commercial Bank of Dubai Credit Cards -

Note: The bank can request you to provide additional documents if required.

Fees & Charges Applicable to Commercial Bank of Dubai Credit Card

Have a look at the fees & charges applicable to CBD credit cards below -

CBD Credit Card Annual Fees

Credit Card Name	Annual Fees
CBD Super Saver Credit Card	Free for 1st Year Annual Fee of AED 420 starting from 2nd Year
CBD Titanium Mastercard Credit Card	Free for Life
CBD Yes Rewards Credit Card	Free for 1st Year Annual Fee of AED 199 applicable from 2nd Year
CBD Smiles Visa Platinum Signature Credit Card	AED 208.95
CBD Smiles Visa Signature Credit Card	AED 1,048.95
CBD World Mastercard Credit Card	AED 787.5

CBD One Credit Card Monthly Membership Fees

CBD Credit Card	Monthly Charges
Starter	Free for Life
One	AED 39
Plus	AED 69
VIP	AED 99

Here are the general charges applicable to CBD credit cards in the UAE -

Description	Charges
Late Payment Charges	AED 241.5
Overlimit Charges	AED 288.75
Charges for Issuing Liability Letter	AED 52.5
Charges for Credit Shield Insurance	1% of the total remaining balance
Finance or Interest Fees (on retail purchase and cash advance)	3.69% per month
Credit Card Replacement Charges	AED 78.75
Cash Withdrawal Charges from ATM	3% of the amount or AED 105 (whichever is higher)
Copy of Sales Slip	AED 26.25
Foreign Currency Transaction Charges (in AED or non-AED)	2.75%

How to Apply for a CBD Credit Card in the UAE?

You can apply for a Commercial Bank of Dubai credit card in just a few minutes on Policybazaar.ae. This is a third-party aggregator portal that hosts a plethora of credit products from the major banking and lending players in the UAE under one roof. 

To apply for a CBD credit card, click on the “Credit Card” tab on the home page of policybazaar.ae or select the option by tapping on the “Banking Products” tab present on the menu bar. You will be directed to the lead form. Fill it out accurately and click on the ‘Proceed’ button.

Once you submit the form, you will be taken to our credit card quotes page, where you can browse through the several CBD credit card options available. Compare the features and apply for a suitable Best credit card in UAE. 

By applying for a CBD bank credit card via Policybazaar, you can enjoy the following benefits -

• Compare an array of credit card options from the major banking and lending institutions in the UAE
• Get free access to credit score. 
• Enjoy exclusive discounts and offers on your purchase.
• Round-the-clock customer care service
• Option to instantly connect with our team of finance experts if you need help in making a decision

You can also apply for CBD credit cards via online banking and the mobile banking application offered by the bank.

Others CBD Credit Cards
CBD Visa Platinum Credit Card	CBD One Visa Signature Credit Card
CBD Visa Signature Credit Card	CBD One Plus Visa Signature Credit Card
CBD Smiles Visa Platinum Credit Card	CBD One VIP Visa Signature Credit Card
CBD One Starter Visa Signature Credit Card	CBD Visa Infinite Credit Card

CBD Credit Card Offers June 2023

FAQ's