Central Bank of Dubai Credit Card Bill Payment: How to Do it Online & Offline

By PolicyBazaar
  | Published: 10 June 2021
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Using a credit card is the most viable method when you need to pay for something you cannot pay right away or want to pay later. However, it is extremely important to make your credit card bill payment on time. Commercial Bank of Dubai offers you many payment options to make your CBD Credit Card Bill Payments

CBD Credit Card Bill Payment using UAETFS in the UAE

With CBD Credit Card, you also receive the facility of making CBD credit card payments via the UAE Funds Transfer System facility at exchange houses. UAEFTS is a Real Time Gross Settlement (RTGS) system owned and hosted by the Central Bank of the UAE. It allows you to make secured financial transactions from one bank to another. Before making a credit card payment at an exchange house, please ensure that the exchange house accepts Commercial Bank of Dubai Credit Bills payment in the UAE. 

Please note that the exchange house may levy an additional fee for enabling the payment.

Advantages and Disadvantages of Using UAEFTS to Pay CBD Credit Card Bill

Some of the advantages of using the UAEFTS facility are:

  • UAEFTS payments are accessible through an exchange house. In case you face any difficulty in making the payment online or offline, you can use UAEFTS and pay for your CBD credit card bill.
  • All banks accept payments transacted through UAEFTS.
  • You can also use foreign currency while paying using UAEFTS mode.
  • As soon as the amount is debited from your account, you receive a notification. Once the payment is transferred to another account, you will receive a confirmation of the payment.

Even though UAEFTS provides ease of transaction, it has some disadvantages which you need to know before using this facility:

  • Exchange houses often charge an additional fee for using this facility.
  • Sometimes, it may take up to 48 hours to transfer the amount.
  • Since every exchange house will not accept payment for every bank’s credit card, you will be required to find an exchange house that accepts payment. This can be a tedious task. 

CBD Credit Card bill payment options in UAE

You can pay for your CBD credit card bill offline or online.

Procedure to Pay CBD Credit Card bill Payment Offline in the UAE

Payment for your CBD credit card bill payment can be made in the nearest bank branch. You can locate the nearest Commercial Bank of Dubai branch at https://www.cbdislami.ae/general/branch-atm-locator 

CBD Credit Card Payment by Cheque

Writing a cheque in the favour of CBD Bank is one of the methods that enable you to make your CBD credit card payment offline. Before depositing a cheque:

  • Mention your credit card number along with the bank
  • Specify the amount
  • Do not forget to sign the cheque
  • Write your account number and contact number behind the cheque
  • Carefully fill the deposit slip specifying the amount, date, cheque number, name, branch name, contact number of the depositor, and signature.

Once you have filled the cheque carefully and located your nearest Commercial Bank of Commerce branch, visit the branch and deposit the cheque in Cheque and Cash Deposit Machine (CDM).

CBD Credit Card Payment by Cash

The most convenient method of making CBD Credit Card bill payments offline is using cash. You can simply visit the nearest CBD Branch and deposit the cash at Cash Deposit Machine (CDM). 

Procedure to pay CBD Credit Card Bill Online in the UAE

Instead of visiting the bank branch, you can choose a more convenient payment method i.e. online payment. This allows you to make your CBD Credit Card Bill payment anywhere in the world at any time. There are several methods of paying credit card bill online:

How to Pay Your Credit Card Bill CBD Mobile App

If you hold an account in CBD you can make your CBD Credit card bill payment online using the CBD mobile app. To pay using the mobile app

  • Login to your CBD mobile app
  • Select ‘Pay’ from the menu
  • Select the credit card you want to pay for
  • Specify the amount
  • Enter your security pin

Your credit card bill payment will be made in a few minutes.

Online transfer

You can also visit the CBD webpage and log in to your account online to make a credit card payment.

Paying through another bank account

As a CBD credit card owner, you are also allowed to make your credit card payment online from another bank account at a nominal fee your bank may charge.

Direct Debit

You can set a monthly payment system on your CBD or another bank account which will allow the bank to automatically deduct the outstanding amount on your CBD Credit Card every month from your bank account before the due date. Availing this facility will put your mind at ease since you would not require remembering and making payments on time. 

Please note: You may opt for making complete payment on your outstanding or you can also choose to pay the minimum amount or above on your CBD Credit Card.

CBD Credit Card Bill Payment Using Phone Wallet

Phone Wallet lets you make cross-bank transfers without accessing your banking app. This platform facilitates the transfer of money and bill payments conveniently at a high speed. Commercial Bank of Dubai allows CBD Credit Cardholders to make their credit card payments using phone wallet apps such as EWallet, Google Pay, Apple Pay, Samsung, PayPal, PayBy, etc. These apps let you make payments using your mobile in less than 5 minutes. To make payment using phone wallet:

  • Download the app
  • Enter your account details and debit card number in the app
  • Enter the details of the card you need to pay

How to Pay CBD Credit Card bill from other Bank Credit Card in the UAE

You are advised to not use another unless it is the last resort. To make your CBD Credit card bill payment using another credit card you can use cash withdrawal or balance transfer facility available on your other credit card. 

Paying bill using cash withdrawal facility:

  • Your credit card allows you to borrow cash from ATM. Use this facility to Borrow cash.
  • Visit the credit card provider
  • Deposit the cash in Cheque and Cash Depositor Machine (CDM)

For Paying Bill using Balance Transfer Facility

  • Call your credit card company which is providing a balance transfer facility on your card
  • Verify your card details, account number, etc
  • Specify the card number and the amount of the bill card you need to pay for.

Please note, you can make complete payment or pay the minimum due or more on your CBD Credit Card bill. 

Other Banks Credit Card Bill Payment in UAE

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