# Kia Sportage Car Insurance

**Published:** 2023-04-21
**Updated:** 2026-09-09
**Author:** Nupur Jain
**Reviewer:** Toshita Chauhan Balochi
**Original Url:** https://www.policybazaar.ae/car-insurance/kia-sportage/

**We are Rated:** 4.7/5
**Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7)
**Insurance Partners:** 35+
**Trusted Customers:** 2 Million+
**Policies Sold:** 1 Million+

Buy Car Insurance in 20 Seconds!

Kia, a subsidiary of Hyundai, is a South Korean automaker founded in 1944. Over the years, it has grown into one of the largest car companies in the world, producing a wide range of vehicles from small city cars to large SUVs.

Sportage is a popular compact SUV by Kia in production since 1993. Known for its sporty design, excellent handling, and impressive performance, it is a great choice for anyone looking for a versatile SUV that offers a comfortable ride and plenty of features at an affordable price.

Table of Content

*   [Features of Kia Sportage Car](#features-of-kia-sportage-car)
*   [Specifications of Kia Sportage Car](#specifications-of-kia-sportage-car)
*   [Top Kia Sportage Car Insurance Plans in Dubai, UAE](#top-kia-sportage-car-insurance-plans-in-dubai-uae)
*   [Kia Sportage Car Insurance Cost in UAE](#kia-sportage-car-insurance-cost-in-uae)
*   [How to Buy Kia Sportage Car Insurance in UAE?](#how-to-buy-kia-sportage-car-insurance-in-uae)
*   [Why Should You Buy Kia Sportage Car Insurance from Policybazaar UAE?](#why-should-you-buy-kia-sportage-car-insurance-from-policybazaar-uae)
*   [How to Renew Your Kia Sportage Car Insurance?](#how-to-renew-your-kia-sportage-car-insurance)
*   [How to File a Claim for Kia Sportage Car Insurance?](#how-to-file-a-claim-for-kia-sportage-car-insurance)
*   [FAQs](#faqs)

 

## Features of Kia Sportage Car

Having undergone several redesigns over the years, the latest Kia Sportage model features advanced safety features, a spacious interior, a fuel-efficient engine, and an array of other features that enhance the driving experience.

**Here are some of the noteworthy features of the Kia Sportage:**

1.  **Smart Power Tailgate:** The latest Sportage features a Smart Power Tailgate that opens automatically when the smart key is detected and makes it easier to load and unload cargo.
2.  **Panoramic Sunroof:** The Sportage features a panoramic sunroof that provides a stunning view of the sky and enhances the interior ambiance.
3.  **Panoramic Curved Display:** A curved, unified HD display combines driving functions and the centre infotainment and navigation screens in one manageable frame.
4.  **Wireless Smartphone Charger:** Sportage comes with a wireless smartphone charger that allows you to easily charge compatible smartphones.
5.  **Apple CarPlay and Android Auto:** With Apple CarPlay and Android Auto compatibility, Kia Sportage allows you to seamlessly integrate your smartphones with the car's infotainment system.
6.  **Advanced Safety Features:** The latest Sportage comes equipped with advanced safety features such as Blind-Spot Detection, Rear Cross-Traffic Alert, Lane Departure Warning, and Autonomous Emergency Braking. These features help keep drivers and passengers safe on the road.
7.  **Premium Sound System:** The Sportage comes with a premium sound system that delivers exceptional audio quality, providing a top-notch listening experience.
8.  **Dual-Zone Automatic Climate Control:** The Sportage features dual-zone automatic climate control, allowing both the driver and passengers to set their preferred temperature levels and have a comfortable ride.
9.  **Ventilated & Heated Front Seats:** Irrespective of the weather outside, you can enjoy a comfortable ride with controllable front-seat ventilation and heat levels.
10.  **Headrest Hanger:** Sportage features built-in shape-preserving coat hangers along with USB-C charging ports behind the front headrests that bring the ultimate convenience to rear seat passengers.

  

## Specifications of Kia Sportage Car

Check out the general specifications of Kia Sportage below -

| Specification | Details |
| --- | --- |
| Engine Type | Smartstream G2.0/Smartstream G1.6 T-GDi/Smartstream D1.6 |
| Maximum Power | 156ps/180ps/136ps |
| Maximum Torque | 19.6kg.m/27.0kg.m/32.6kg.m |
| Transmission | 6-speed Automatic |
| Suspension | MacPherson Strut (front) / Multi-link (rear) |
| Brakes | Front Ventilated Discs / Rear Solid Discs |
| Wheel Size | 17" / 18”/19" Alloy wheels (higher trims) |
| Min. Ground Clearance | 170 mm |
| Fuel Tank Capacity | 54 litres |
| Length | 4,515 mm |
| Width | 1,865 mm |
| Height | 1,650 mm |
| Seating Capacity | 5 |
| Infotainment System | 8-inch touchscreen display with Apple CarPlay and Android Auto compatibility |

  

## Related Car Insurance

 

[Third Party Car Insurance](https://www.policybazaar.ae/third-party-car-insurance-cic/)

[Comprehensive Car Insurance](https://www.policybazaar.ae/comprehensive-car-insurance-cic/)

[Car Insurance Calculator](https://www.policybazaar.ae/car-insurance-calculator-uae/)

[Non Gcc Car Insurance](https://www.policybazaar.ae/non-gcc-vehicles-affect-car-insurance-premium-ciart/)

[Check Car Insurance Status Online](https://www.policybazaar.ae/how-to-check-car-insurance-status-online-for-your-policy-ciart/)

## Top Kia Sportage Car Insurance Plans in Dubai, UAE

Having covered the key features of the car, let’s now turn our attention to Kia Sportage car insurance. In the section below, we will take a look at the top Kia Sportage insurance plans in the UAE along with their key features, inclusions, and more.

Comprehensive Kia Sportage Car Insurance Plans & Third-Party Kia Sportage Car Insurance Plans

| Insurance Plan | Features and Benefits |
| --- | --- |
| [GIG Gulf (Earlier AXA) Comprehensive (Agency)](https://www.policybazaar.ae/car-insurance/gig-gulf-comprehensive-car-insurance/) | Excess Amount – AED 500<br>Third-party damage limit – Up to AED 3.5 million<br>Loss of personal belongings cover - Up to AED 4,000<br>Geographical limit of the coverage – UAE and Oman<br>Emergency medical expenses – Up to AED 3,500<br>Windscreen excess waiver – Up to AED 5,000<br>Personal injury cover – Up to AED 20,000<br>Fire and theft cover<br>Riots and strikes cover included<br>Off-road coverage<br>Guarantee of garage repair coverage<br>Ambulance service included<br>Airport pick and drop service (once a year)<br>Automobile maintenance pick & drop service (once a year)<br>New car replacement in case of total loss or auto gap for up to 6 months from first registration<br>No-claim discount protection<br>Accident and breakdown recovery<br>Car registration service cover (applicable once a year)<br>Add-ons as follows –Natural calamity cover – AED 57.16<br>Free personal accident cover for passengers and drivers for up to AED 200,000<br>Replacement of vehicle – AED 110<br>Oman extension cover<br>Free roadside assistance |
| Al Sagr Comprehensive (Garage) | Excess amount – AED 1,000<br>Third-party damage limit – Up to AED 2 million<br>Windscreen damage – Up to AED 2,000<br>Emergency medical expenses – Up to AED 2,000 (any one accident)<br>Geographic location – UAE only<br>Agency repair not included<br>Add-ons as follows -Free natural calamity cover<br>Personal accident cover for the driver – Up to AED 200,000 for AED 100<br>Personal accident cover for passengers – Up to AED 200,000 without any fees<br>Replacement of vehicle for 7 days at AED 100<br>Oman cover with the inclusion of own damages at AED 400<br>Roadside assistance benefits are as follows (not available for pickup) –Mechanical assistance<br>Battery service<br>Lockout service<br>Flat tyre service<br>Towing service |
| Alliance Insurance Comprehensive (Agency) | Excess amount – AED 500<br>Maximum third-party damage limit – AED 2 million<br>Third-party liability – UAE only<br>Loss of personal belongings covers – Up to AED 2,000<br>Covers windscreen damage<br>Emergency medical expenses cover – Up to AED 2,000<br>Ambulance service included<br>Agency repair cover<br>Fire and theft cover included<br>Off road cover and car registration service not included<br>Add-ons as follows –Personal accident cover for the driver - Up to AED 200,000<br>Personal accident cover for passenger - Up to AED 200,000<br>Natural calamity cover<br>Replacement of vehicle for 10 days at AED 125<br>Oman cover for own damage at AED 300<br>Free roadside assistance including mechanical assistance and battery service, lockout, fuel delivery, towing & flat tyre service |
| [GIG Gulf (previously AXA) Third Party Only](https://www.policybazaar.ae/car-insurance/gig-gulf-third-party-car-insurance/) | Third-party damage limit – Up to AED 3.5 million<br>Damage to own vehicle is excluded<br>Ambulance service cover included<br>Coverage is limited to the UAE<br>Add-ons –Roadside assistance – Breakdown recovery (free and mandatory)<br>Oman cover for AED 100<br>Free personal accident cover for the driver - Up to AED 200,000<br>Free personal accident cover for passengers – Up to AED 200,000 |
| [Alliance Insurance Third Party Only](https://www.policybazaar.ae/car-insurance/alliance-third-party-car-insurance/) | Third-party damage limit – Up to AED 2 Million<br>Geographical area – UAE<br>Available add-ons –Free roadside assistance (10 days)<br>Roadside assistance includes mechanical assistance and services related to flat tyres, batteries, lockout, fuel delivery, and towing<br>Oman extension cover covering damages to your vehicle for AED 300<br>Personal accident cover for a driver – Up to AED 200,000<br>Personal accident cover for passenger – Up to AED 200,000 |
| Insurance House Third Party Only | Third-party damage limit – Up to AED 2 million<br>Damage to own vehicle not covered<br>Add-ons –Personal accident cover for drivers up to AED 200,000<br>Personal accident cover for passengers up to AED 200,000<br>Roadside assistance with three services in UAE at AED 10<br>Roadside Assistance provisions -Mechanical assistance<br>Lockout service<br>Battery service<br>Flat tyre service<br>Fuel delivery service<br>Towing service (all except pickup facility) |

## Car Insurance Addons

 

[Personal Accident Cover](https://www.policybazaar.ae/car-insurance/addons-personal-accident-cover/)

[Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/)

[Agency Repair](https://www.policybazaar.ae/car-insurance/addons-agency-repair/)

[Return to Invoice Cover](https://www.policybazaar.ae/car-insurance/addons-return-to-invoice-cover-car-insurance/)

[Roadside Assistance Cover](https://www.policybazaar.ae/roadside-assistance-in-car-insurance-cover-ciart/)

[No Claim Bonus](https://www.policybazaar.ae/no-claim-bonus-ciart/)

[Insured Declared Value](https://www.policybazaar.ae/everything-you-need-to-know-about-idv-in-the-uae-ciart/)

[Air Bag Protection](https://www.policybazaar.ae/car-insurance/articles/airbag-protection-cover/)

[Zero Depreciation Car Insurance](https://www.policybazaar.ae/know-about-zero-depriciation-car-insurance-ciart/)

[Passenger Cover With Car Insurance](https://www.policybazaar.ae/passenger-cover-with-car-insurance-ciart/)

[Engine Protection Cover](https://www.policybazaar.ae/engine-protection-cover-in-car-insurance-ciart/)

[Car Key Replacement Cover.](https://www.policybazaar.ae/car-insurance/addons-car-key-replacement-insurance/)

## Kia Sportage Car Insurance Cost in UAE

Your Kia Sportage car insurance cost would depend on your car model, year of manufacture, condition, your driving experience, age, and more. Generally, however, the prices would fall somewhere between AED 630 and AED 3,500 annually.

**Some of the factors affecting Kia Sportage car insurance costs in UAE are as follows -**

*   Coverage: Whether you choose only third-party liability or comprehensive cover
*   Your driving history
*   Add-ons
*   Deductible amount
*   Age of the vehicle

  

## How to Buy Kia Sportage Car Insurance in UAE?

Policybazaar.ae is the answer if you want to buy the all best [Kia car insurance](https://www.policybazaar.ae/car-insurance/kia/) plan after comparing different plans from the top insurance providers in one place. With us, you simply need to add in a few personal details and make a few clicks to make the purchase from your home’s comfort.

**Here’s how you can compare and buy Kia Sportage car insurance from policybazaar.ae -**

*   On the main page of policybazaar.ae, select the ‘[car insurance](https://www.policybazaar.ae/car-insurance/)’ option from the drop-down menu at the top of the home screen.
*   Fill out the lead form on the 'car insurance' profile page with details about your vehicle, including the brand, model, variant, GCC specification, and registration year. You'll also need to provide details such as your name, date of birth, nationality, driving experience, email address, and contact number.
*   After submitting the form, you'll be directed to the 'car insurance quotes' page, which displays all the available plans and their features.
*   Select the plan you prefer and click on the 'Apply' button.
*   Fill out the application form that pops up and follow the steps given on the screen to complete the application.

## Why Should You Buy Kia Sportage Car Insurance from Policybazaar UAE?

Policybazaar.ae is a highly trusted third-party aggregator site in the UAE. Apart from the quick assistance and effortless navigation process, you can enjoy these benefits with us -

1.  **Wide Range of Policies:** Policybazaar.ae offers a variety of car insurance policies from the top insurance providers. You can easily compare and choose a policy that best suits your needs and budget.
2.  **Time-Saving:** Buying car insurance from Policybazaar UAE is a hassle-free and time-efficient process. You can compare and buy plans online from the comfort of your home without the need to visit different insurance companies.
3.  **Easy Renewal:** Policybazaar.ae makes the process of renewing your car insurance policy very easy and also sends you reminders so that you don’t lose out on your coverage.
4.  **Competitive Prices:** With Policybazaar.ae, you can find the [best car insurance plans in UAE](https://www.policybazaar.ae/car-insurance/articles/top-10-car-insurance-companies-in-dubai/) at the most affordable rates.
5.  **Top-Notch Customer Service:** With our customer service team available round-the-clock, you can easily have support for your queries or issues related to your car insurance policy.

## How to Renew Your Kia Sportage Car Insurance?

Renewing your Kia Sportage Car Insurance is super easy via Policybazaar.ae.

**Here’s how to do it in minutes -**

1.  Continue on policybazaar.ae and navigate to the car insurance section.
2.  Log into your account.
3.  Choose the policy which requires renewal and select the relevant option for renewal.
4.  You can explore our car insurance quotes page. This can help you decide whether you want to continue with the same plan or go with a new one.
5.  Once decided, choose the renewal option and make the payment to complete the renewal.

It's worth keeping in mind that you should [renew your car insurance policy](https://www.policybazaar.ae/how-to-renew-your-car-insurance-policy-ciart/) before it expires to avoid any lapse in coverage. Additionally, make sure to compare different insurance policies and providers so that you get the best coverage and price that suits your needs.

  

## How to File a Claim for Kia Sportage Car Insurance?

Here are the steps to be followed if you wish to file a Kia Sportage car insurance claim -

### 1\. For Claims Related to Accidental Damage

*   Contact the police and have a report filed. Get a copy of this report.
*   Connect with your insurance provider to report the claim. Provide them with all the necessary information, such as the date, time, location, and details of the incident.
*   Collect evidence (if possible) in the form of pictures of the accident site, skid marks, and more. After informing the provider, upload the necessary documents.

**Some of the standard documents required are -**

1.  Copy of the driver's licence and Emirates ID of the policyholder
2.  Copy of the car registration and insurance policy documents
3.  Police report
4.  Photographs of the damage to the car and the accident scene
    *   Move your vehicle to a network garage or have it towed if it cannot be driven at the time.
    *   Once you reach the garage, your vehicle will be inspected. A report for the estimated expenses regarding the same would be then sent to your provider.
    *   After your claim and the expense report are approved, the repair work will start. Note that your insurance provider will directly pay the garage for the cost of the repairs.

It's crucial to review your car insurance policy and understand the coverage it provides. Different insurance policies have different coverage and limitations - make sure to read the policy carefully and clarify any questions or concerns you may have with your insurance provider.

### 2\. For Theft Claims

*   Inform the police about the theft and have a report filed for the same.
*   Connect with your insurance provider to initiate the claim process.
*   Provide your insurer with the required documents and details.
*   Wait while the police search for your vehicle. In case it is not traceable, the police will issue a certificate regarding the same.
*   Provide this certificate to your insurance provider, who will transfer the compensation amount to you after the claim is settled.

| **[How to File Your Car Insurance Claim in UAE](https://www.policybazaar.ae/how-to-file-your-car-insurance-claim-in-the-uae-ciart/)** |
| --- |

## FAQs

### Q1. What types of car insurance are available for Kia Sportage in the UAE?

**Ans:** In the UAE, you can get either a third-party liability plan or a comprehensive coverage plan for your Kia Sportage car insurance.

### Q2. What does third-party liability insurance cover for Kia Sportage in the UAE?

**Ans:** Third-party liability insurance covers damages or injuries caused to a third party in case of an accident involving your Kia Sportage. This includes damage to the other vehicle, property, or injury to the concerned third party.

### Q3. What does comprehensive insurance cover for Kia Sportage in the UAE?

**Ans:** Comprehensive insurance, besides covering third-party damages, also covers damages to your own car caused by accidents, theft, fire, and other risks. It may also cover personal accident benefits for the driver and passengers.

### Q4. How can I renew my Kia Sportage car insurance policy in the UAE?

**Ans:** You can easily renew your Kia Sportage car insurance policy by contacting your insurance provider directly or through their online portal. Make sure to renew your policy before it expires to avoid any lapses in coverage.

### Q5. Can I transfer my Kia Sportage car insurance policy to a new owner in the UAE?

**Ans:** Yes, you can transfer your Kia Sportage car insurance policy to a new owner in the UAE.

## Top Car Brands in UAE

 

[Toyota Car Insurance](https://www.policybazaar.ae/car-insurance/toyota/)

[BMW Car Insurance](https://www.policybazaar.ae/car-insurance/bmw/)

[Hyundai Car Insurance](https://www.policybazaar.ae/car-insurance/hyundai/)

[Nissan Car Insurance](https://www.policybazaar.ae/car-insurance/nissan/)

[Jaguar Car Insurance](https://www.policybazaar.ae/car-insurance/jaguar/)

[Ford Car Insurance](https://www.policybazaar.ae/car-insurance/ford/)

[Kia Car Insurance](https://www.policybazaar.ae/car-insurance/kia/)

[Porsche Car Insurance](https://www.policybazaar.ae/car-insurance/porsche/)

[Bentley Car Insurance](https://www.policybazaar.ae/car-insurance/bentley/)

[Chevrolet Car Insurance](https://www.policybazaar.ae/car-insurance/chevrolet/)

[Honda Car Insurance](https://www.policybazaar.ae/car-insurance/honda/)

[Volkswagen Car Insurance](https://www.policybazaar.ae/car-insurance/volkswagen/)

[Audi Car Insurance](https://www.policybazaar.ae/car-insurance/audi/)

[Mitsubishi Car Insurance](https://www.policybazaar.ae/car-insurance/mitsubishi/)

[Tesla Car Insurance](https://www.policybazaar.ae/car-insurance/tesla/)

Popular Kia Cars in UAE

[Kia Cerato Car Insurance](https://www.policybazaar.ae/car-insurance/kia-cerato/)

[Kia K5 Car Insurance](https://www.policybazaar.ae/car-insurance/kia-k5/)

[Kia K8 Car Insurance](https://www.policybazaar.ae/car-insurance/kia-k8/)

[Kia Niro Car Insurance](https://www.policybazaar.ae/car-insurance/kia-niro/)

[Kia Pegas Car Insurance](https://www.policybazaar.ae/car-insurance/kia-pegas/)

[Kia Picanto](https://www.policybazaar.ae/car-insurance/kia-picanto/)

[Kia Rio Car Insurance](https://www.policybazaar.ae/car-insurance/kia-rio/)

[Kia Seltos Car Insurance](https://www.policybazaar.ae/car-insurance/kia-seltos/)

[Kia Sorento Car Insurance](https://www.policybazaar.ae/car-insurance/kia-sorento/)

[Kia Soul Car Insurance](https://www.policybazaar.ae/car-insurance/kia-soul/)

[Kia Stinger Car Insurance](https://www.policybazaar.ae/car-insurance/kia-stinger/)

[Kia Telluride Car Insurance](https://www.policybazaar.ae/car-insurance/kia-telluride/)

| 
### Important Articles Related Car Insurance

 |
| --- |
| [Top Car Insurance In UAE](https://www.policybazaar.ae/car-insurance/articles/top-10-car-insurance-companies-in-dubai/) | [How To Check Car Insurance Status](https://www.policybazaar.ae/how-to-check-car-insurance-status-online-for-your-policy-ciart/) |
| [When Should You Change Your Car Insurance Company?](https://www.policybazaar.ae/when-should-you-change-your-car-insurance-company-ciart/) | [Transfer Car Insurance from One Person to Another](https://www.policybazaar.ae/how-to-transfer-car-insurance-from-one-person-to-another-ciart/) |
| [Temporary Car Insurance](https://www.policybazaar.ae/temporary-car-insurance-ciart/) | [Car Insurance Policy Lapsed or Expired](https://www.policybazaar.ae/car-insurance-policy-expired-ciart/) |
| [Laws You Should Be Familiar with Before You Sell Your Car in The UAE](https://www.policybazaar.ae/laws-to-know-before-you-sell-your-car-in-the-uae-ciart/) | [Are you Aware of the Black Points on Driving License in Dubai?](https://www.policybazaar.ae/black-points-in-the-uae-and-how-to-reduce-them-ciart/) |
| [Driving Codes that Driver of the UAE Must Follow](https://www.policybazaar.ae/the-driving-codes-that-driver-of-the-uae-must-follow-ciart/) | [A Brief Guide to Car Insurance in the UAE](https://www.policybazaar.ae/brief-guide-to-car-insurance-in-uae-ciart/) |
| [How Insurer Car Value Affects Your Insurance Premium](https://www.policybazaar.ae/here-is-how-insurer-car-value-affects-your-insurance-premium-ciart/) | [Everything you Need to know About Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/) |
| [Meeting an Accident When You Don’t Have a Car Insurance](https://www.policybazaar.ae/meeting-an-accident-when-you-dont-have-a-car-insurance-ciart/) | [When Should You Change Your Car Insurance Company?](https://www.policybazaar.ae/when-should-you-change-your-car-insurance-company-ciart/) |