# Insurance House Third Party Car Insurance **Published:** 2023-06-22 **Updated:** 2026-04-27 **Author:** Nupur Jain **Reviewer:** Toshita Chauhan Balochi **Original Url:** https://www.policybazaar.ae/car-insurance/insurance-house-third-party-car-insurance/ **We are Rated:** 4.7/5 **Review Count:** 46,158 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Insurance Partners:** 35+ **Trusted Customers:** 2 Million+ **Policies Sold:** 1 Million+ Insurance House, listed on the Abu Dhabi Securities Exchange, is a leading insurance provider in the UAE. With Insurance House car insurance plans, you can financially secure your car and fulfil the legal requirements for driving in the country. Depending on your requirements, you can go for Insurance House third party car insurance or comprehensive plans. The former type is designed to cover the insured against liabilities arising from damages caused to third-party individuals, vehicles, or properties in case of an accident. Simply put, your Insurance House third party car insurance plan will cover the injuries or damages caused by the policyholder to a third party person, property, or vehicle as well as legal liabilities. Table of Content * [Insurance House Third-party vs Comprehensive Car Insurance](#insurance-house-thirdparty-vs-comprehensive-car-insurance) * [Insurance House Car Insurance Inclusions](#insurance-house-car-insurance-inclusions) * [Insurance House Car Insurance Exclusions](#insurance-house-car-insurance-exclusions) * [Why Buy Insurance House Third-Party Car Insurance?](#why-buy-insurance-house-thirdparty-car-insurance) * [FAQ's](#faq's) In this article, we will limit our discussion to the Insurance House third party car insurance plan and explore its features, exclusions, and all the related details that you must be aware of. ## Insurance House Third-party vs Comprehensive Car Insurance Insurance House provides two types of plans with respect to [car insurance Dubai](https://www.policybazaar.ae/car-insurance/) — Comprehensive Car Insurance and Third-Party Car Insurance. As a customer, you can choose from any of the two depending on your requirements. **Let’s take a look at the basic features of each type next and how they are different from one another -** ### [Third-Party Car Insurance](https://www.policybazaar.ae/third-party-car-insurance-cic/) Insurance House third party car insurance, as the name indicates, covers the damages or injuries caused by a policyholder in an accident to a person or their vehicle/property when driving their vehicle. To fulfil the mandatory car insurance requirements in the UAE, you would need at least a third-party car insurance plan. It’s worth noting that this car insurance Dubai plan does not cover any damages or injuries that the policyholder or their vehicle may suffer in an accident or theft. ### [Comprehensive Car Insurance](https://www.policybazaar.ae/comprehensive-car-insurance-cic/) Comprehensive insurance provides coverage on top of the one provided by third-party plans. In addition to coverage for third-party liabilities, these plans cover the damages or losses related to the policyholder’s car as well. While you can always go with Insurance House third party car insurance plans to comply with UAE traffic laws, it’d be advisable to opt for comprehensive car insurance Dubai if you want coverage for your own vehicle. These plans are especially beneficial if you have an expensive vehicle or live in an area with a high risk of theft. ## Insurance House Car Insurance Inclusions With your Insurance House third party car insurance plan, you can have the following inclusions - * The company reimburses for ambulance services and medical transportation to hospitals in the event of bodily injury or death caused by an accident. * Bodily injury or death caused to anyone except for the insured, the motor vehicle driver that caused the accident, and employed passengers injured during work. * Damages to properties and goods (excluding those owned by the insured or car driver). This includes the costs of transporting the damaged vehicle to the repair shop. ## Insurance House Car Insurance Exclusions Here are the standard exclusions of the Insurance House third party car insurance policy - * Accidents taking place outside the region of coverage * Damage due to war, invasion, civil war, radiation contamination, and so forth * Accidents to the insured or concerned employees during work unless additional coverage is obtained Natural disaster-related accidents (floods, hurricanes, and more) ## Car Insurance Addons [Personal Accident Cover](https://www.policybazaar.ae/car-insurance/addons-personal-accident-cover/) [Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/) [Agency Repair](https://www.policybazaar.ae/car-insurance/addons-agency-repair/) [Return to Invoice Cover](https://www.policybazaar.ae/car-insurance/addons-return-to-invoice-cover-car-insurance/) [Roadside Assistance Cover](https://www.policybazaar.ae/roadside-assistance-in-car-insurance-cover-ciart/) [No Claim Bonus](https://www.policybazaar.ae/no-claim-bonus-ciart/) [Insured Declared Value](https://www.policybazaar.ae/everything-you-need-to-know-about-idv-in-the-uae-ciart/) [Air Bag Protection](https://www.policybazaar.ae/car-insurance/articles/airbag-protection-cover/) [Zero Depreciation Car Insurance](https://www.policybazaar.ae/know-about-zero-depriciation-car-insurance-ciart/) [Passenger Cover With Car Insurance](https://www.policybazaar.ae/passenger-cover-with-car-insurance-ciart/) [Engine Protection Cover](https://www.policybazaar.ae/engine-protection-cover-in-car-insurance-ciart/) [Car Key Replacement Cover.](https://www.policybazaar.ae/car-insurance/addons-car-key-replacement-insurance/) ## Why Buy Insurance House Third-Party Car Insurance? Insurance House is a top provider and one of the most sought-after insurance companies in the UAE. With Insurance House third party car insurance plans, you can easily be covered against third-party liabilities arising if you are involved in an accident. As a result, you won’t have to pay for expenses related to third-party death, injuries, or damages out of your own pocket. Another benefit of this [Insurance house car insurance Dubai](https://www.policybazaar.ae/insurance-house-car-insurance-cipvd/) plan is its cost-effectiveness, with the plan being available at affordable costs. This way, you can secure excellent third-party coverage in the UAE without being burdened by high car insurance premiums. ## Car Insurance Plans Dubai For Popular Car Brands [Toyota Car Insurance](https://www.policybazaar.ae/car-insurance/toyota/) [BMW Car Insurance](https://www.policybazaar.ae/car-insurance/bmw/) [Hyundai Car Insurance](https://www.policybazaar.ae/car-insurance/hyundai/) [Nissan Car Insurance](https://www.policybazaar.ae/car-insurance/nissan/) [Jaguar Car Insurance](https://www.policybazaar.ae/car-insurance/jaguar/) [Ford Car Insurance](https://www.policybazaar.ae/car-insurance/ford/) [Kia Car Insurance](https://www.policybazaar.ae/car-insurance/kia/) [Porsche Car Insurance](https://www.policybazaar.ae/car-insurance/porsche/) [Bentley Car Insurance](https://www.policybazaar.ae/car-insurance/bentley/) [Chevrolet Car Insurance](https://www.policybazaar.ae/car-insurance/chevrolet/) [Honda Car Insurance](https://www.policybazaar.ae/car-insurance/honda/) [Volkswagen Car Insurance](https://www.policybazaar.ae/car-insurance/volkswagen/) [Audi Car Insurance](https://www.policybazaar.ae/car-insurance/audi/) [Mitsubishi Car Insurance](https://www.policybazaar.ae/car-insurance/mitsubishi/) [Tesla Car Insurance](https://www.policybazaar.ae/car-insurance/tesla/) | Top UAE Third Party Car Insurance | | --- | | [GIG Gulf Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/gig-gulf-third-party-car-insurance/) | [Al Wathba Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/al-wathba-third-party-car-insurance/) | | [ADNIC Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/adnic-third-party-car-insurance/) | [Union Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/union-third-party-car-insurance/) | | [Sukoon Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/sukoon-third-party-car-insurance/) | [Qatar Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/qatar-third-party-car-insurance/) | | [Liva Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/liva-third-party-car-insurance/) | [Salama Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/salama-third-party-car-insurance/) | | [Watania Takaful Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/watania-takaful-third-party-car-insurance/) | [Al Sagr Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/al-sagar-third-party-car-insurance/) | | [Oriental Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/oriental-third-party-car-insurance/) | [Abu Dhabi National Takaful Third Party Insurance](https://www.policybazaar.ae/car-insurance/abu-dhabi-national-takaful-third-party-car-insurance/) | | [New India Assurance Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/new-india-assurance-third-party-car-insurance/) | [Alliance Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/alliance-third-party-car-insurance/) | | [RAK Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/rak-third-party-car-insurance/) | [Orient Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/orient-third-party-car-insurance/) | | [Tokio Marine Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/tokio-marine-party-car-insurance/) | [AFNIC Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/afnic-third-party-car-insurance/) | | [DIC Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/dubai-third-party-car-insurance/) | | ## FAQ's ### Q1. Why do I need third-party car insurance? **Ans:** Third-party car insurance is mandatory in the UAE. In case you cause an accident while driving, this plan would cover the expenses related to third-party damages, injuries, or death. ### Q2. Does Third-party Car Insurance Policy cover damages caused by natural disasters? **Ans:** No, the third-party car insurance plan provided by the Insurance House does not cover damages caused by natural disasters such as floods, tornados, hurricanes, volcanoes, or earthquakes. ### Q3. What is the cost of third-party car insurance in the UAE? **Ans:** Car insurance costs are variable and depend on numerous factors. The list of factors affecting car insurance prices include your age, driving experience, car’s condition, manufacture year, model, and so on. ### Q4. What exactly is covered under third-party car insurance? **Ans:** Third-party car insurance plans usually cover injuries, death, or damages related to third-party individuals, vehicles, and properties.