# GIG Gulf Third Party Car Insurance

**Published:** 2023-04-06
**Updated:** 2026-04-27
**Author:** Nupur Jain
**Reviewer:** Toshita Chauhan Balochi
**Original Url:** https://www.policybazaar.ae/car-insurance/gig-gulf-third-party-car-insurance/

**We are Rated:** 4.7/5
**Review Count:** 45,327 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7)
**Insurance Partners:** 35+
**Trusted Customers:** 2 Million+
**Policies Sold:** 1 Million+

With over 7 decades of presence in the Middle East, GIG Gulf is an award-winning insurance company. This insurance company offers a third-party car insurance plan that covers damages that your vehicle did to the other party’s vehicle or property as well as bodily injuries. To find out more about GIG Gulf third-party car insurance, go through the upcoming sections!

Table of Content

*   [Why Buy GIG Gulf Third-Party Car Insurance?](#why-buy-gig-gulf thirdparty-car-insurance)
*   [Features of GIG Gulf Third-Party Car Insurance in UAE](#features-of-gig-gulf-thirdparty-car-insurance-in-uae)
*   [Apply for GIG Gulf Third Party Car Insurance via Policybazaar UAE](#apply-for-gig-gulf-third-party-car-insurance-via-policybazaar-uae)
*   [FAQ's](#faq's)

 

## Why Buy GIG Gulf Third-Party Car Insurance?

GIG Gulf provides a third-party motor insurance plan that comes with important features such as 24-hour breakdown and more. When you opt for GIG Gulf third-party car insurance, **you get the following services —**

*   Round-the-clock customer service in 15 different languages
*   24/7 online or phone access for the claim process
*   Affordable premium rates
*   Reliable claims and seamless renewal

## Features of GIG Gulf Third-Party Car Insurance in UAE

**Let's uncover the inclusions, exclusions, and add-ons of GIG Gulf third-party car insurance —**

### Inclusions -

*   Third-party Liability – Bodily Injury
*   Third-party Property Damage
*   Legal Liabilities Extended to Family Members of Third Party
*   No Claim Bonus Discount
*   24-hour Accident and Breakdown Recovery

  

### Exclusions -

*   Loss or Damage to Own Vehicle
*   Cover against Fire and Theft
*   Cover against Natural Disasters
*   Cover for Personal Injury
*   Loss of Personal Belongings
*   Off-road Cover
*   Agency Repair
*   Guaranteed Repairs
*   Cover for Total Loss
*   Excess for Windscreen Damage Waiver
*   Hire Car Benefit
*   GCC Cover
*   Claims from Single Point of Contact
*   Pickup and Delivery (claim service)

### Add-ons -

*   Oman Extension Cover
*   Personal Accident Benefit — Driver
*   Personal Accident Benefit — Passengers

## Car Insurance Addons

 

[Personal Accident Cover](https://www.policybazaar.ae/car-insurance/addons-personal-accident-cover/)

[Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/)

[Agency Repair](https://www.policybazaar.ae/car-insurance/addons-agency-repair/)

[Return to Invoice Cover](https://www.policybazaar.ae/car-insurance/addons-return-to-invoice-cover-car-insurance/)

[Roadside Assistance Cover](https://www.policybazaar.ae/roadside-assistance-in-car-insurance-cover-ciart/)

[No Claim Bonus](https://www.policybazaar.ae/no-claim-bonus-ciart/)

[Insured Declared Value](https://www.policybazaar.ae/everything-you-need-to-know-about-idv-in-the-uae-ciart/)

[Air Bag Protection](https://www.policybazaar.ae/car-insurance/articles/airbag-protection-cover/)

[Zero Depreciation Car Insurance](https://www.policybazaar.ae/know-about-zero-depriciation-car-insurance-ciart/)

[Passenger Cover With Car Insurance](https://www.policybazaar.ae/passenger-cover-with-car-insurance-ciart/)

[Engine Protection Cover](https://www.policybazaar.ae/engine-protection-cover-in-car-insurance-ciart/)

[Car Key Replacement Cover.](https://www.policybazaar.ae/car-insurance/addons-car-key-replacement-insurance/)

## Apply for GIG Gulf Third Party Car Insurance via Policybazaar UAE

Apply for a [third-party car insurance policy](https://www.policybazaar.ae/third-party-car-insurance-cic/) in just a few minutes on Policybazaar.ae. This third-party aggregator hosts a plethora of car insurance plans from the best providers in the country including [GIG Gulf](https://www.policybazaar.ae/axa-car-insurance-cipvd/) (previously GIG Gulf). With us, you can get car insurance at affordable premiums.

To start, fill in our lead form accurately — this will direct you to the [car insurance quotes](https://www.policybazaar.ae/car-insurance/) page. Go through the GIG Gulf third-party car insurance plan’s inclusions and exclusions and apply for it.

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## FAQ's

### What happens if the third-party car insurance plan holder is found at fault in an accident?

The third-party car insurance policy will cover the loss, damage, and injuries incurred by the other party in the accident. The insured, meanwhile, will need to cover the damages to their own vehicle.

### How long does it take for you to get the third-party car insurance plan after the application process?

Once you have provided all the required documents and paid the premium, your policy gets issued immediately or in a short while.

### Does GIG Gulf's third-party car insurance cover fire or theft?

No, this car insurance plan does not cover fire-related or theft-related damages. It is only designed to cover liabilities to the third party.

### How is the premium computed for a third-party car insurance plan?

The premium is determined by factors like age, vehicle type, engine size, the driver’s age, driving history, and so on.