# Fidelity United Third Party Car Insurance

**Published:** 2024-02-05
**Updated:** 2025-07-02
**Author:** Nupur Jain
**Reviewer:** Toshita Chauhan Balochi
**Original Url:** https://www.policybazaar.ae/car-insurance/fidelity-united-third-party-car-insurance/

**We are Rated:** 4.7/5
**Review Count:** 45,327 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7)
**Insurance Partners:** 35+
**Trusted Customers:** 2 Million+
**Policies Sold:** 1 Million+

Among all the insurance providers, Fidelity United is one of the leading and oldest companies in the UAE market. With its third-party car insurance plan, you can easily fulfil legal requirements and secure third-party liability coverage.

As per UAE laws, car owners must necessarily have car insurance. Driving without a valid policy can lead to several consequences such as hefty fines, confiscation of driving licence, and so on.

Let’s look into the Fidelity United third-party car insurance, coverages offered, benefits, and more!

Table of Content

*   [Third-Party Car Insurance v/s Comprehensive Car Insurance](#thirdparty-car-insurance-vs-comprehensive-car-insurance)
*   [What are the Benefits of Fidelity United Third-Party Car Insurance?](#what-are-the-benefits-of-fidelity-united-thirdparty-car-insurance)
*   [Fidelity United Third Party Car Insurance – Inclusions](#fidelity-united-third-party-car-insurance-–-inclusions)
*   [FAQ's](#faq's)

 

## Third-Party Car Insurance v/s Comprehensive Car Insurance

Have a look at the table below for the fundamental differences between third-party liability car insurance and comprehensive car insurance -

| Third-Party Liability Car Insurance | Comprehensive Car Insurance |
| --- | --- |
| In the UAE, it is mandatory to have [third-party car insurance](https://www.policybazaar.ae/third-party-car-insurance-cic/) for every car owner. | One may or may not opt for this coverage as it is not mandatory. |
| It covers damages that are caused to the third party. These primarily include damages to individuals, vehicles, or properties. | Comprehensive plans provide extensive coverage for own vehicle damages on top of third-party coverage. |
| Limited options are available for add-ons. | Multiple add-ons and riders are included such as towing service, roadside assistance, mechanical assistance, and more. |
| The premium for this type of car insurance Dubai is low compared to comprehensive plans. | The premiums are higher as the plan covers both own vehicle and third-party damages. |

  

## What are the Benefits of Fidelity United Third-Party Car Insurance?

Mentioned below are the key benefits of buying Fidelity United third party [car insurance in the uae](https://www.policybazaar.ae/car-insurance/) -

*   **Instant Online Processing -** You can easily [buy Fidelity United car insurance](https://www.policybazaar.ae/fidelity-united-car-insurance-cipvd/) third via online means without any hassle. This saves time and allows users to explore multiple options without being required to visit the insurer’s office in person.
*   **Quick Claim Settlement -** Policyholders can remain rest assured that their claims are processed promptly by the concerned officials.
*   **24/7 Customer Support -** As a policyholder, you can seek assistance regarding your insurance policy via the customer support team of Fidelity United at any time.
*   **Affordable Premiums -** Fidelity United’s third-party liability car insurance plan is available at an economical premium.

  

## Fidelity United Third Party Car Insurance – Inclusions

The coverage of Fidelity United third-party car insurance includes the following -

*   Bodily injury for the third party
*   Damage to the property of the third party as per the unified wording - subject to the limit specified in the Certificate

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## FAQ's

### Q1. I want to claim my Fidelity United third party car insurance. Do I need to submit any documents during the process?

**Ans:** Yes, you must submit the following documents during the car insurance claim process -

1.  Original police report
2.  A valid copy of driving licence
3.  A valid copy of the car registration

### Q2. Does my basic third-party insurance plan cover theft?

**Ans:** No, Fidelity United third-party car insurance plan does not provide coverage for theft.

### Q3. How can I contact the representatives of Fidelity United via call?

**Ans:** You can get in touch with the concerned Fidelity United personnel by dialling 800842.