# Al Wathba Third Party Car Insurance

**Published:** 2023-04-07
**Updated:** 2026-04-27
**Author:** Nupur Jain
**Reviewer:** Toshita Chauhan Balochi
**Original Url:** https://www.policybazaar.ae/car-insurance/al-wathba-third-party-car-insurance/

**We are Rated:** 4.7/5
**Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7)
**Insurance Partners:** 35+
**Trusted Customers:** 2 Million+
**Policies Sold:** 1 Million+

Table of Content

*   [Al Wathba Third Party Car Insurance Vs Comprehensive Car Insurance](#al-wathba-third-party-car-insurance-vs-comprehensive-car-insurance ) 
*   [Al Wathba Third-Party Car Insurance Plans](#al-wathba-thirdparty-car-insurance-plans)
*   [Benefits of Buying Third Party Car Insurance from Al-Wathba](#benefits-of-buying-third-party-car-insurance-from-alwathba)
*   [Al Wathba Third Party Car insurance- Exclusions](#al-wathba-third-party-car-insurance-exclusions)
*   [FAQ's](#faq's)

 

Al-Wathba National Insurance Company is one of UAE’s leading insurance providers, offering innovative and personalised solutions. With over 20 years of experience in servicing the UAE market, Al-Wathba is reliable and secure, providing hassle-free insurance options to their customers.

Buy Al-Wathba third party insurance, and enjoy the facilities and benefits offered by the company. With round the clock customer support and a plethora of emergency services offered, the company has taken care of all the needs, allowing the policyholders to drive without any worry.

Third party insurance provides coverage against bodily injury or property damage to third parties, reducing the risk of driving. Affordable and flexible, Al-Wathba is one of the [best car insurance companies in UAE](https://www.policybazaar.ae/car-insurance/articles/top-10-car-insurance-companies-in-dubai/).

Considering buying Al-Wathba third party insurance? Read ahead to know more.

## Al Wathba Third Party Car Insurance Vs Comprehensive Car Insurance

Al-Wathba offers comprehensive and third party coverage, with additional benefits that add value to the policy. Let us explore the differences between comprehensive and third party insurance.

|  | Al-Wathba third party insurance | Comprehensive car insurance |
| --- | --- | --- |
| Coverage | No coverage for damage or loss sustained by the insured vehicle<br>No coverage for damages caused due to natural calamities like floods or storms<br>No theft and fire coverage<br>No windscreen damage coverage | All damages sustained by the insured vehicle are covered by the comprehensive car insurance<br>Coverage from damages caused due to natural disasters<br>Coverage from theft and fire<br>Coverage if the windscreen is damaged in the accident |
| Premium | Less expensive in comparison to the comprehensive cover, suitable if the car is older or of low monetary value | Premiums are costly, and suitable if the insured vehicle is new or expensive |
| Third party | Al-Wathba third party insurance provides coverage in case of:Third party bodily injury or harm<br>Third party property damage | [Comprehensive car insurance](https://www.policybazaar.ae/comprehensive-car-insurance-cic/) also provides coverage in case of:Third party bodily injury or harm<br>Third party property damage |
| Available facilities | Emergency fuel services<br>Car breakdown services<br>Flat tyre and lock out services<br>Battery boosting services<br>Ambulance services | Emergency fuel services<br>Car breakdown services<br>Flat tyre and lock out services<br>Battery boosting services<br>Ambulance services |

  

## Al Wathba Third-Party Car Insurance Plans

Al-Wathba third party insurance makes driving and [Car insurance in UAE](https://www.policybazaar.ae/car-insurance/) hassle-free and effortless. A prerequisite in the UAE, all vehicles must have a [third party auto insurance](https://www.policybazaar.ae/third-party-car-insurance-cic/). The third party motor insurance from Al-Wathba is great, especially if you are on a budget, and are a safe driver. Let us explore some features of the insurance from Al-Wathba:

| Al-Wathba third party insurance |
| --- |
| Third party damage limit of up to AED 2 million<br>Third party liability restricted to the UAE only<br>Damage to the vehicle caused in UAE and in Oman |

## Car Insurance Addons

 

[Personal Accident Cover](https://www.policybazaar.ae/car-insurance/addons-personal-accident-cover/)

[Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/)

[Agency Repair](https://www.policybazaar.ae/car-insurance/addons-agency-repair/)

[Return to Invoice Cover](https://www.policybazaar.ae/car-insurance/addons-return-to-invoice-cover-car-insurance/)

[Roadside Assistance Cover](https://www.policybazaar.ae/roadside-assistance-in-car-insurance-cover-ciart/)

[No Claim Bonus](https://www.policybazaar.ae/no-claim-bonus-ciart/)

[Insured Declared Value](https://www.policybazaar.ae/everything-you-need-to-know-about-idv-in-the-uae-ciart/)

[Air Bag Protection](https://www.policybazaar.ae/car-insurance/articles/airbag-protection-cover/)

[Zero Depreciation Car Insurance](https://www.policybazaar.ae/know-about-zero-depriciation-car-insurance-ciart/)

[Passenger Cover With Car Insurance](https://www.policybazaar.ae/passenger-cover-with-car-insurance-ciart/)

[Engine Protection Cover](https://www.policybazaar.ae/engine-protection-cover-in-car-insurance-ciart/)

[Car Key Replacement Cover.](https://www.policybazaar.ae/car-insurance/addons-car-key-replacement-insurance/)

## Benefits of Buying Third Party Car Insurance from Al-Wathba

There are several benefits if you buy Al-Wathba third party insurance. With one of the UAE’s leading insurance companies, the policyholders can avail the following benefits:

*   Al-Wathba insurance offers fast and hassle-free claim settlements. The claim filing process is simple, and the waiting period is less.
*   Policyholders of the Al-Wathba third party insurance have access to round the clock customer care support team to address queries and provide quick services.

  

## Al Wathba Third Party Car insurance- Exclusions

Policyholders of the Al-Wathba third party insurance can’t make any claims under the following situations:

*   If the insured vehicle sustains damages while involved in any race or speed tests.
*   If the insured vehicle is used for any other purpose apart from what is mentioned in the insurance application form, specified by the [Al-Wathba car insurance policy](https://www.policybazaar.ae/al-wathba-car-insurance-cipvd/).
*   If the insured vehicle sustains any damages or losses while the driver is driving under the influence of drugs, alcohol, or other narcotic substances.
*   If the insured vehicle sustains damages while driven by an unlicensed individual.
*   No Coverage for owned vehicles.

## Car Insurance Plans Dubai For Popular Car Brands

 

[Toyota Car Insurance](https://www.policybazaar.ae/car-insurance/toyota/)

[BMW Car Insurance](https://www.policybazaar.ae/car-insurance/bmw/)

[Hyundai Car Insurance](https://www.policybazaar.ae/car-insurance/hyundai/)

[Nissan Car Insurance](https://www.policybazaar.ae/car-insurance/nissan/)

[Jaguar Car Insurance](https://www.policybazaar.ae/car-insurance/jaguar/)

[Ford Car Insurance](https://www.policybazaar.ae/car-insurance/ford/)

[Kia Car Insurance](https://www.policybazaar.ae/car-insurance/kia/)

[Porsche Car Insurance](https://www.policybazaar.ae/car-insurance/porsche/)

[Bentley Car Insurance](https://www.policybazaar.ae/car-insurance/bentley/)

[Chevrolet Car Insurance](https://www.policybazaar.ae/car-insurance/chevrolet/)

[Honda Car Insurance](https://www.policybazaar.ae/car-insurance/honda/)

[Volkswagen Car Insurance](https://www.policybazaar.ae/car-insurance/volkswagen/)

[Audi Car Insurance](https://www.policybazaar.ae/car-insurance/audi/)

[Mitsubishi Car Insurance](https://www.policybazaar.ae/car-insurance/mitsubishi/)

[Tesla Car Insurance](https://www.policybazaar.ae/car-insurance/tesla/)

| Top UAE Third Party Car Insurance |
| --- |
| [GIG Gulf hird Party Car Insurance](https://www.policybazaar.ae/car-insurance/gig-gulf-third-party-car-insurance/) | [AFNIC Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/afnic-third-party-car-insurance/) |
| [ADNIC Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/adnic-third-party-car-insurance/) | [Union Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/union-third-party-car-insurance/) |
| [Sukoon Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/sukoon-third-party-car-insurance/) | [Qatar Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/qatar-third-party-car-insurance/) |
| [Liva Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/liva-third-party-car-insurance/) | [Abu Dhabi National Takaful Third Party Insurance](https://www.policybazaar.ae/car-insurance/abu-dhabi-national-takaful-third-party-car-insurance/) |
| [Watania Takaful Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/watania-takaful-third-party-car-insurance/) | [Al Sagr Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/al-sagar-third-party-car-insurance/) |
| [Oriental Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/oriental-third-party-car-insurance/) | [Salama Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/salama-third-party-car-insurance/) |
| [New India Assurance Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/new-india-assurance-third-party-car-insurance/) | [Alliance Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/alliance-third-party-car-insurance/) |
| [RAK Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/rak-third-party-car-insurance/) | [Orient Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/orient-third-party-car-insurance/) |
| [Tokio Marine Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/tokio-marine-party-car-insurance/) | [Adamjee Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/adamjee-third-party-car-insurance/) |
| [Dubai Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/dubai-third-party-car-insurance/) | [Insurance House Third Party Car Insurance](https://www.policybazaar.ae/car-insurance/insurance-house-third-party-car-insurance/) |

## FAQ's

### Q1. Can a policyholder avail benefits of no claim bonus under the Al-Wathba third party insurance?

**Ans:** Yes, Al-Wathba third party insurance offers no claim bonuses to the policyholder, if no claims have been made on the existing insurance policy during the year. The policyholder can avail benefits of the same during renewal of the policy.

### Q2. Can I buy the Al-Wathba third party insurance online? What are the benefits of this?

**Ans:** Al-Wathba offers the policyholders the facility to buy motor insurance online. Some benefits that the policyholder enjoys in this regard are:

*   Easy online management of claims
*   Round the clock claim registrations
*   Faster claim settlements, without visiting the office
*   Affordable rates
*   Instant policy issuance

### Q3. Can Al-Wathba reject my claim? On what grounds can it be rejected?

**Ans:** Yes, claims can be rejected by the Al-Wathba third party insurance, under the following circumstances:

*   If the policyholder delays filing the claim, after the insured vehicle has been repaired
*   If the policyholder conceals facts from Al-Wathba regarding the cause of accident
*   If the car is modified without prior intimation to Al-Wathba
*   If all vehicle transfer formalities to another car owner are not complete