# Al Sagr National Comprehensive Car Insurance **Published:** 2023-09-04 **Updated:** 2026-04-28 **Author:** Nupur Jain **Reviewer:** Toshita Chauhan Balochi **Original Url:** https://www.policybazaar.ae/car-insurance/al-sagr-national-comprehensive-car-insurance/ **We are Rated:** 4.7/5 **Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7) **Insurance Partners:** 35+ **Trusted Customers:** 2 Million+ **Policies Sold:** 1 Million+ Al Sagr National Insurance Company, headquartered in Dubai, was established in 1979. With an experience of over 40 years in the industry, it is renowned for its extensive range of insurance services for individuals and corporations alike. Table of Content * [Al Sagr National Comprehensive Car Insurance Vs Third-party Car Insurance](#al-sagr-national-comprehensive-car-insurance-vs-thirdparty-car-insurance) * [What are the Benefits of Having Al Sagr National Comprehensive Car Insurance?](#what-are-the-benefits-of-having-al-sagr-national-comprehensive-car-insurance )  * [Al Sagr National Comprehensive Car Insurance Inclusions](#al-sagr-national-comprehensive-car-insurance-inclusions )  * [Al Sagr Car Insurance Exclusions](#al-sagr-car-insurance-exclusions) * [Wrapping Up](#wrapping-up) * [FAQ's](#faq's) If you are looking for car insurance in Dubai or any other emirate, you can certainly go with Al Sagr. With Al Sagr National comprehensive car insurance, you can financially secure your car and get excellent coverage against damages and losses arising due to a variety of scenarios. Let’s focus exclusively on the comprehensive car insurance plan by Al Sagr National Insurance and check out its benefits, exclusions, and all other features that you must be aware of. ## Al Sagr National Comprehensive Car Insurance Vs Third-party Car Insurance Al Sagr [car insurance](https://www.policybazaar.ae/car-insurance/) is available under comprehensive and third-party categories. Here is a detailed comparison of both the categories - | Al Sagr National Third-Party Car Insurance | Al Sagr National Comprehensive Car Insurance | | --- | --- | | It covers only third-party liabilities (death, injuries, or property damage) caused by the policyholder
No coverage is provided for your own vehicle | It offers coverage for third-party liabilities as well as own vehicle damages | | Doesn’t provide many options as far as add-ons are concerned | Various add-ons or riders available to enhance the coverage of your plan | | Relatively low-priced compared to comprehensive car insurance | More expensive than third-party plans due to higher coverage | ## Car Insurance Addons [Personal Accident Cover](https://www.policybazaar.ae/car-insurance/addons-personal-accident-cover/) [Replacement Car Cover](https://www.policybazaar.ae/car-insurance/addons-replacement-car-cover/) [Agency Repair](https://www.policybazaar.ae/car-insurance/addons-agency-repair/) [Return to Invoice Cover](https://www.policybazaar.ae/car-insurance/addons-return-to-invoice-cover-car-insurance/) [Roadside Assistance Cover](https://www.policybazaar.ae/roadside-assistance-in-car-insurance-cover-ciart/) [No Claim Bonus](https://www.policybazaar.ae/no-claim-bonus-ciart/) [Insured Declared Value](https://www.policybazaar.ae/everything-you-need-to-know-about-idv-in-the-uae-ciart/) [Air Bag Protection](https://www.policybazaar.ae/car-insurance/articles/airbag-protection-cover/) [Zero Depreciation Car Insurance](https://www.policybazaar.ae/know-about-zero-depriciation-car-insurance-ciart/) [Passenger Cover With Car Insurance](https://www.policybazaar.ae/passenger-cover-with-car-insurance-ciart/) [Engine Protection Cover](https://www.policybazaar.ae/engine-protection-cover-in-car-insurance-ciart/) [Car Key Replacement Cover.](https://www.policybazaar.ae/car-insurance/addons-car-key-replacement-insurance/) ## What are the Benefits of Having Al Sagr National Comprehensive Car Insurance? Al Sagr National comprehensive car insurance can provide financial coverage to protect your savings from hefty expenses related to car repairs or untimely loss. **Here are the benefits that you can enjoy with an Al Sagr car insurance plan -** * An Al Sagr National [comprehensive car insurance](https://www.policybazaar.ae/comprehensive-car-insurance-cic/) plan provides coverage for damages and losses arising from accidents and various unfortunate situations. This ensures that you don’t have to pay for all the related expenses from your own pocket. * It can help you save on repairs and replacements as it covers financial liability if your vehicle is new and holds considerable worth. * The plan also offers roadside assistance services, which ensures that you can easily access the necessary services in case your vehicle breaks down on the road. ## Al Sagr National Comprehensive Car Insurance Inclusions Listed below are the standard inclusions of the comprehensive Al Sagr car insurance plan - * If you don’t make a claim for your car insurance plan for one year, you will get to benefit from a no-claims discount. With this incentive, you can enjoy reduced premiums. * This plan for car insurance Dubai also ensures financial protection for personal accidents with a personal accident cover of up to AED 200,000. * Your vehicle is covered for agency repairs for up to 3 years with the agency repair benefit. With this cover, you can be assured that your vehicle gets top-grade servicing. * With the comprehensive car insurance plan by Al Sagr, you can access the National ambulance service in case of an emergency. Note that the cover limit here is AED 6,770 per person. * Lastly, this car insurance plan also includes outside agency repair coverage for repairs for up to 10 years from the date of registration. As a result, you can receive coverage for unforeseen damage even after the expiry of the manufacturer's warranty. ## Al Sagr Car Insurance Exclusions Listed below are the general exclusions of comprehensive car insurance plans in the UAE - * Damages incurred due to your involvement in intentional violation of UAE laws * Participation in illegal racing * Damage resulting from natural disasters such as volcanoes, tornadoes, floods, hurricanes, earthquakes, and so on (unless specifically covered under a relevant add-on) * Standard wear and tear of the vehicle * Damages sustained as a result of driving under the influence of drugs, alcohol, or any other intoxicating substance ## Wrapping Up Al Sagr National comprehensive car insurance is one of the best options if you plan to financially secure your car with a comprehensive car insurance plan. With the plan offering numerous benefits such as personal accident cover, agency repairs, roadside assistance, and more, you can get the necessary assistance and financial coverage in case your vehicle breaks down or gets damaged. All in all, this type of Al Sagr car insurance can help you get comprehensive coverage at highly attractive rates! | Top UAE Comprehensive Car Insurance | | --- | | [GIG Gulf Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/gig-gulf-comprehensive-car-insurance/) | [New India Assurance Comprehensive Car Insuranc](https://www.policybazaar.ae/car-insurance/new-india-assurance-comprehensive-car-insurance/) | | [ADNIC Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/adnic-comprehensive-car-insurance/) | [RAK Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/rak-comprehensive-car-insurance/) | | [Sukoon Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/sukoon-comprehensive-car-insurance/) | [Tokio Marine Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/tokio-marine-comprehensive-car-insurance/) | | [Liva Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/liva-comprehensive-car-insurance/) | [Adamjee Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/adamjee-comprehensive-car-insurance/) | | [Watania Takaful Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/watania-takaful-comprehensive-car-insurance/) | [AFNIC Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/afnic-comprehensive-car-insurance/) | | [Oriental Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/oriental-comprehensive-car-insurance/) | [Al Wathba Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/al-wathba-comprehensive-car-insurance/) | | [Salama Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/salama-comprehensive-car-insurance/) | [Union Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/union-comprehensive-car-insurance/) | | [Abu Dhabi National Takaful Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/abu-dhabi-national-takaful-comprehensive-car-insurance/) | [Orient Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/orient-comprehensive-car-insurance/) | | [DNIR Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/dnir-comprehensive-car-insurance/) | [Watania Takaful Comprehensive Car Insurance](https://www.policybazaar.ae/car-insurance/watania-takaful-comprehensive-car-insurance/) | ## FAQ's ### Q1. What documents do we need to buy Al Sagr National car insurance? **Ans:** To buy car insurance in the UAE, you will need to provide documents like a copy of your Emirates ID, driving licence, and more. In case your vehicle is being registered for the first time here, you would need to provide details and documents like your vehicle’s chassis number, engine number, and more. Otherwise, all these details will be automatically obtained from your Mulkiya or registration card. ### Q2. Can we transfer car insurance in Dubai? **Ans:** The provision for transferring car insurance in Dubai and other emirates varies from one insurance provider to another. To get the exact details for your plan regarding this feature, get in touch with your provider. ### Q3. When can I renew my insurance plan? **Ans:** Car insurance in Dubai is valid for a period of 12 months, although a grace period of 30 days is provided to renew your plan. You should get your car insurance renewal done before this period ends to ensure continuous coverage from your plan. ### Q4. How much is the fine or penalty for driving a car in Dubai without insurance? **Ans:** If you are found driving a car in Dubai without valid car insurance, you would have to pay a fine of AED 500. Along with that, you may also face penalties in the form of black points on your licence or the impoundment of your vehicle for a week. ## Car Insurance for Top Car Brands in UAE [Toyota Car Insurance](https://www.policybazaar.ae/car-insurance/toyota/) [BMW Car Insurance](https://www.policybazaar.ae/car-insurance/bmw/) [Hyundai Car Insurance](https://www.policybazaar.ae/car-insurance/hyundai/) [Nissan Car Insurance](https://www.policybazaar.ae/car-insurance/nissan/) [Jaguar Car Insurance](https://www.policybazaar.ae/car-insurance/jaguar/) [Ford Car Insurance](https://www.policybazaar.ae/car-insurance/ford/) [Kia Car Insurance](https://www.policybazaar.ae/car-insurance/kia/) [Porsche Car Insurance](https://www.policybazaar.ae/car-insurance/porsche/) [Bentley Car Insurance](https://www.policybazaar.ae/car-insurance/bentley/) [Chevrolet Car Insurance](https://www.policybazaar.ae/car-insurance/chevrolet/) [Honda Car Insurance](https://www.policybazaar.ae/car-insurance/honda/) [Volkswagen Car Insurance](https://www.policybazaar.ae/car-insurance/volkswagen/) [Audi Car Insurance](https://www.policybazaar.ae/car-insurance/audi/) [Mitsubishi Car Insurance](https://www.policybazaar.ae/car-insurance/mitsubishi/) [Tesla Car Insurance](https://www.policybazaar.ae/car-insurance/tesla/)