| Published: 14 January 2020 | Last Updated On: 26 July 2021
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Opting for the best credit card in UAE can be a very daunting task as each credit card come with its own set of features & benefits. Considering this difficulty in mind, we have come with a list of best credit cards in UAE based on their key features and benefits we think these cards are the most appropriate cards for the different set of needs. So, take a glimpse of this elusive list of credit cards and choose the best credit card that suits your spending habits and lifestyle needs the most.
List of Best Credit Cards in the UAE for July 2021
Here are the best credit cards in UAE, categorized with cashback, travel rewards, cinema offers, rewards and balance transfer features.
Cashback Credit Cards
FAB Cashback Credit Card
Emirates Islamic Cashback Plus Credit Card
Citibank Citi Cashback Credit Card
Deem Titanium Cash Up Credit Card
Standard Chartered Platinum Credit Card
RAKBANK Titanium Credit Card
CBD Super Saver Credit Card
Travel Credit Cards
Deem MasterCard Platinum Miles Up Credit Card
ADCB Traveller Credit Card
Najm Voyager Signature Credit Card
ADIB Etihad Visa Platinum Credit Card
Emirates NBD Skywards Signature Credit Card
Cinema Offers Credit Cards
Mashreq Novo Credit Card
Emirates NBD Go4it Gold Card
CBD Smiles Visa Signature Credit Card
RAKBANK World Credit Card
Emirates Citibank Ultima Credit Card
Rewards & Offers Credit Cards
ADCB Touchpoint Infinite Credit Card
ADIB Value+ Credit Card
HSBC Platinum Select Credit Card
Emirates Islamic Flex Elite Credit Card
Balance Transfer Credit Cards
Mashreq Platinum Elite Credit Card
HSBC Black Credit Card
Emirates Islamic Skywards Infinite Credit Card
ADCB Etihad Guest Platinum Credit Card
Deem MasterCard Titanium Cash Up Credit Card
Best Cash Back Credit Cards in the UAE for July 2021
Key Features & Benefits of Deem Titanium Cash Up Credit Card:
A maximum of 3% accelerated Cash Up upon making purchases at supermarket & grocery stores.
A maximum of 3% accelerated Cash Up on utilities spends such as telephone & electricity and on government services such as car registration, Salik, etc.
3% accelerated Cash Up on fuel purchases at gas stations.
5% accelerated Cash Up on all other retail transactions.
Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
Access to more than 10 airport lounges across the Middle East & the Levant.
Avail more than 900 offers across over 90 destinations & more than 600 merchants with the MasterCard Buy 1 Get 1 App.
20% off on three Careem rides monthly.
A maximum of 15% off on Avis car rentals globally.
Key Features & Benefits of CBD Super Saver Credit Card:
10% cash back can be earned on retail spend categories that include bills, transport, supermarket, and education, capped at AED 200 per category every month.
A maximum of 1% cash back can be earned on every AED 2 on all other spends with no caps.
50% off on movie tickets booked through VOX Cinemas throughout the UAE.
Complimentary Valtrans valet parking two times every month
Up to 8 free visits at 1000+ airport lounges globally through LoungeKey in a calendar year.
List of Best Cashback Credit Cards in UAE with Annual Fees & Minimum Salary
* Free for the first year. The annual fee is waived from the second year onwards upon meeting the minimum spend requirement.
** Free for the first year. Annual membership will be applicable only from the second year onwards.
Final Words
As you can see, there is plenty of best credit card in UAE offering distinctive features and benefits to meet the different spending patterns and fulfilling various lifestyle needs of its customers. It is very imperative to opt for the right credit card or else you might end up losing on a lot of exclusive privileges and benefits. Make sure, you compare different credit cards based on their features, benefits, rewards, fees & charges. This will enable you to choose the best credit card as per your usage pattern.
FAQ's on Best Credit Card in UAE
Which bank credit card is the best in the UAE?
Your credit card requirements and methods of use will determine which bank credit card is the best in the UAE. Various credit cards give rewards for different needs, for instance, the ADCB Traveler card will reward you for travel. On the other hand, RAKBANK Titanium Cash up credit card will give you cash back for shopping and utility bills. Figure out your needs and decide which card is the best for you!
How to use a credit card in the UAE?
You can use a credit card in the UAE for shopping, bill payments, travel bookings, flight bookings, and other purchases. However, be cognizant of the following factors while using the credit card in the UAE to earn the maximum benefits:
Make complete payment
Bonus on sign-up
Avoid late payments
Know your bill cycle
What are some of the best credit card offers in the UAE?
Some of the best credit cards offers in the UAE are:
Reward on travel such as complimentary access to the airport lounge, buy 1 get 1 offer, etc.
Cinema Offers such as buy 1 get 1 movie ticket, 30% discount on VOX cinema, etc
Cashback offers that provide pre-specified cashback on shopping, grocery, utility bills, and bill payments
Balance Transfer offers that allow you to transfer the debt on your credit card to the other credit card at lower interest rates.
Is having more than 2-3 credit cards advisable?
If you are able to manage your credit card payments without delay, you can have more than 2-3 credit cards. Having different types of credit cards may increase your ability to extract maximum benefits on every purchase.
What are the best credit cards with no annual fee?
Some of the best credit cards with zero annual fees are:
RAKBANK Titanium Credit Card
Deem Platinum Miles Up Credit Card
ADIB Value Plus Card
HSBC Platinum Select Credit Card
What is the most expensive credit card?
Defining expensive as per the annual fee, some of the most expensive credit cards are:
ADCB Traveler Credit Card
Emirates CitiBank Ultima Credit Card
ADCB Touchpoint Infinite Credit Card
HSBC Black credit card
Emirates Islamic Skywards Infinite credit card
However, the benefits offered by these cards, if used properly, justify their annual fee and provide you more benefits.
What is the most overrated credit card?
Any credit card which does not reduce your expenses while charging a high annual fee is overrated.
