Credit Card in UAE

Best Credit Card in UAE

Credit Card with
Cashback and Rewards
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Best credit cards with 0 Annual fee*

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Most Popular Credit Card in UAE

Best Credit Cards in UAE - October 2022 Comprehensive Category wise Top Rated Credit cards List 

Check the best credit card in UAE that suit you from Policybazaar UAE. Top Credit Cards list in every category i.e. Visa, Etihad Miles, Master, Airmiles, Platinum Elite, Travel, Shopping, Islamic, Golf and more. You can find fine-tuned filtered list to sort out the best credit cards on the basis of exactly what you need like the best interest profit rates, no or minimum annual fee, along with various reward points and cashback benefits. And that’s not all, you can further down to view the best travel credit cards base on features like free for life credit cards, Cashback credit cards, balance transfers, airport lounge access and more at Policybazaar.ae. Once you are aware of the factors and fees to be considered, you can easily find the best credit card in UAE for yourself.

Best Credit Card in UAE October 2022 - List of Top 10 Best Credit Cards

Policbazaar UAE brings you the well-researched list of the best credit cards in UAE for October 2022 across all top-preferred categories like cashback, rewards, balance transfer, and more. Each category contains some excellent options for credit cards and their features. Below is the Name list of  #1 ranked Credit Card in every category based on usage and type - later in the section we will discuss the complete top 10 card list in every category and also each card's complete details with features and benefits.

Below are the complete details of all top ranked credit cards in every category mentioned aboved in the table -:

1. Citi Cash Back Credit Card

The Citi Cash Back credit card is the best credit card in UAE because of its amazing cashback offers. The bank charges zero annual fee, and you get free access to 1000 plus airport lounges.

Citibank Citi Cashback Credit Card

Free for Life
  • Minimum Salary AED 8,000
  • Annual Fee AED 0
  • Travel Insurance
  • Airport Lounge Access
  • Purchase Protection & Extended Warranty
  • Dining Benefit
 
Welcome Offer: Get AED 200 Cashback Receive exciting discounts & AED 200 cashback on minimum spending AED 5,000 in 90 days. T&C apply

Features & Benefits of Citibank Citi Cashback Credit Card

Credit Card Features Benefits
Citibank Citi Cashback Credit Card
  • Unlimited automatic cash back on all spends.
  • There is no minimum spend, no caps, and no redemption process with this card.
  • Access to more than 1,000 airport lounges globally on a complimentary basis.
  • 50 complimentary VoucherSkout offering the 50% off on total bills at more than 500 outlets
  • 3% cash back on foreign spend
  • 2% cashback on local spend
  • 1% cashback on all other spends

2. Emirates Ultima Credit Card

Emirates Ultima Credit Card is your first choice when you’re opting for premium range credit cards. This is the best credit card in UAE for earning skyward miles and a variety of other offers. A primary cardholder also has an opportunity to grab an exclusive metal card.

Emirates Ultima Credit Card

Airport Lounge Access
  • Minimum Salary AED 36,000
  • Annual Fee AED 3,000
  • Travel Insurance
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit

Features & Benefits of Emirates Ultima Credit Card

Credit Card Features Benefits
Emirates Ultima Credit Card  
  • The primary cardholder gets exclusive metal card. 
  • With Easy Instalment Plans, you can pay off a big purchase in monthly instalments. 
  • You can link your Emirates Ultima credit card to the Citi Mobile App for secure transactions.
 
  • Enjoy discounts and privileges on dining and entertainment locally and across 95 countries with Citi World Privileges. 
  • You can earn quick skyward miles on every Dirham spent. 
  • You can get an instant cash loan of AED 16,000 approved in just a few clicks.

3. Mashreq Platinum Elite Credit Card

Considered the best credit card in UAE, the Mashreq Platinum Elite credit card offers worldwide access to airport lounges, all for free. That’s not all, the card holders can also enjoy complimentary access to Fitness First and earn Salaam points on all spends. To apply for this card, visit our credit cards section and get the card approved instantly.

Mashreq Platinum Elite Credit Card

Cashback
  • Minimum Salary AED 7,000
  • Annual Fee AED 650
  • Cash Back
  • Balance Transfer
  • Airport Lounge Access

Features & Benefits of Mashreq Platinum Elite Credit Card

Credit Card Features Benefits
Mashreq Platinum Elite Credit Card
  • Unlimited complimentary access to over 1000 airport lounges across the world
  • Earn Salaam Points on all your local and international spends with this travel credit card offers in UAE
  • 3 free Limousine airport transfers in Abu Dhabi and Dubai
  • Get 50% off on up to 4 movie tickets every month for VOX, Reels, and Novo cinemas

4. ADCB Traveller Credit Card

The ADCB Traveller credit card is the best credit card in UAE for frequent travellers. The card has provisions for complimentary lounge access and some of the most affordable travel insurance options. Besides, the cardholder also gets discounts on flight bookings, hotel bookings, staycations, and many more similar benefits.

ADCB Traveller Credit Card

Airport Lounge Access
  • Minimum Salary AED 20,000
  • Annual Fee AED 1,050
  • Free for 1st year
  • Airport Lounge Access
  • Golf Benefits
  • Hotel Discounts
  • Special Discounts
  • Travel Insurance

Features & Benefits of ADCB Traveller Credit Card

Credit Card Features Benefits
ADCB Traveller Credit Card
  • Unlimited free access at 900+ airport lounges globally.
  • A maximum of 6 complimentary night stays at selected hotels globally
  • Exclusive discount on Starwood Hotels and Resorts
  • 20% discount on air tickets when booked through Cleartrip.
  • 20% discount on hotel bookings
  • 20% discount on Careem rides
  • Free travel insurance

5. Emirates Islamic Cashback Plus Credit Card

As the name suggests, the Emirates Islamic Cashback Plus credit card is regarded as the best credit card in UAE for its cashback benefits. With this one, you can get cashback on telecom, education, dining, and groceries. Apart from these, the card also offers free airport lounge access and complimentary golf offers.

Emirates Islamic Cashback Plus Card

Airport Lounge Access
  • Minimum Salary AED 12,000
  • Annual Fee AED 313.95
  • Cashback
  • Airport Lounge Access
  • Golf Benefits
  • Nol Card
  • Movie Discounts
  • Dining Discounts

Features & Benefits of Emirates Islamic Cashback Plus Card

Credit Card Features Benefits
Emirates Islamic Cashback Plus Card
  • Complimentary access to over 1,000 airport lounges across the world
  • 2 complimentary sessions of golf every month with this credit card offer in UAE
  • Get up to 10% cashback on grocery shopping all across the UAE
  • Enjoy 10% cashback on education, dining, and telecom related spends

6. ADIB Cashback Credit Card

ADIB Cashback Credit Cards are one of the best cards by ADIB offering 1% flat cashback on every transaction. There’s a range of offers and benefits that you get with these cards including but not limited to free roadside assistance.

ADIB Cashback Credit Card

Airport Lounge Access
  • Minimum Salary AED 5,000
  • Annual Fee AED 500
  • Airport Lounge Access
  • Free for 1st year
  • Dining Discounts

Features & Benefits of ADIB Cashback Credit Card

Credit Card Features Benefits
ADIB Cashback Credit Card  
  • Receive 1% instant cashback on every purchase.
  • Withdrawal of 100% credit limit as cash.
  • Free access to airport lounges.
 
  • Get free roadside assistance.
  • Receive up to 4 free supplementary cards.
  • Get a free grace period of up to 55 days to pay off your outstanding balance.

7. Standard Chartered Manhattan Platinum

The Standard Chartered Manhattan Plantinum credit card is regarded as the best credit card in UAE for shopping purposes. It provides exclusive discounts on shopping and a cashback of 5% at supermarkets. Other than these, the credit card user can also earn 3x rewards on other purchases.

Standard Chartered Manhattan Platinum Credit Card

Free for 1st Year
  • Minimum Salary AED 5,000
  • Annual Fee AED 525
  • Free for 1st year
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits

Features & Benefits of Standard Chartered Manhattan Platinum Credit Card

Credit Card Features Benefits
Standard Chartered Manhattan Platinum Credit Card  
  • Get reward points on every shopping and dining.
  • Gain 1 reward point for every $1 spent on your credit card within the UAE or internationally.
  • Savings of over AED 10, 000 annually.
 
  • Buy 1 get 1 offer at Costa Coffee.
  • Buy 2 get 1 offer at VOX cinemas and Reel Cinemas.
  • Discount on flights and hotel packages at Expedia.com with a minimum spending of USD 1200.

8. DIB Platinum Credit Card

DIB Consumer Platinum credit card is known as the best credit card in UAE when it comes to availing grocery shopping benefits. All the cardholders get up to 4% cashback on every purchase in hypermarkets and supermarkets.

DIB Platinum Credit Card

Balance Transfer
  • Minimum Salary AED 5,000
  • Annual Fee AED 525
  • Balance Transfer
  • Golf Discounts
  • Dining Discounts
  • Roadside Assitance

Features & Benefits of DIB Platinum Credit Card

Credit Card Features Benefits
DIB Platinum Credit Card  
  • Minimum salary of AED 5,000 to avail of the credit card.
  • The card covers you for medical and legal referrals. 
  • You can use the DIB Platinum Credit Card to pay off your outstanding amount on other bank’s credit card with Bank Transfer Facility.
 
  • Earn bonus Skyward Miles of up to 100,000.
  • Avail of 0% easy payment plan when you buy Emirates tickets to any location using emirates.com.
  • 25% off on online transactions via Zomato across the UAE.

9. Emirates NBD LuLu Credit Card

Emirates NBD LuLu Credit Card is the best credit card in UAE for retail shopping at LuLu. The cardholders get to enjoy additional discounts and can get up to 3.5% LuLu points with every spend.

Emirates NBD LuLu 247 Titanium Credit Card

Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access

Features & Benefits of Emirates NBD LuLu Credit Card

Credit Card Features Benefits
Emirates NBD LuLu 247 Titanium Credit Card  
  • Get up to 3.5% rewards when you shop at Lulu online stores or in-store. 
  • Earn up to 2% reward points on all spends made on fuels.
  • Enjoy 1% reward points on utility bills and 0.35% reward points on other spends. 
 
  • Get exclusive shopping privileges and offers at LuLu stores like priority checkouts, exclusive access to deals and promotions and free shipping.  
  • Enjoy a buy 1 and get 1 movie ticket offer at VOX cinemas. 
  • Receive 500 LuLu Points as a welcome offer when you activate your credit card. 

10. HSBC Platinum Select Credit Card

Shop your heart out and pay in easy monthly installments at 0% interest with HSBC’s Platinum Select Credit Card. The Platinum Select card gives you access to cinema privileges, air mile rewards and exclusive dining offers, and a lot more. Considered one of the best cards, HSBC platinum offers complimentary access to the HSBC ENTERTAINER app and has a wide range of travel and lifestyle benefits. 

HSBC Platinum Select Credit Card

Cashback
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Free for Life
  • Travel Benefits
  • Golf Benefits
  • Movie Discounts
  • Dining Discounts

Features & Benefits of HSBC Platinum Select Credit Card

Credit Card Features Benefits

HSBC Platinum Select Credit Card
  • No annual fee is required.
  • The Cash Instalment Plan also presents competitive interest rates.
  • You can also avail of exclusive offers at 0% interest.
  • The facility of complimentary supplementary credit cards for family members.
  • The Cash Instalment Plan also presents competitive interest rates.
  • Get a Flexi Instalment Plan at low-interest rates and no processing fees.

 

  • Get a Buy 1 Get 1 offer on leisure, retail, dining, and wellness.
  • Get up to 10% on British Airways bookings with your credit card.
  • Get Buy 1 Get 1 2D, 3D, 4D movie offers on VOX Cinemas.
  • Earn Air Miles rewards with every purchase you make on your credit card.
  • For every AED 4 spent on your credit card, you will receive 1 Air Mile.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

List of 45+ Best Credit Cards in UAE for 2022 – Annual fees, Minimum Salary required & Features

Provider Bank Credit Card Name Minimum Salary Requirement (AED) Annual Fee (AED) of Card Key Features for while considering Card ranking
ADCB ADCB Islamic Gold Credit Card 8,000 0 Air Miles & Islamic Finance
ADIB ADIB Cashback Platinum Credit Card 5,000 0 Cash Back, Free Roadside Assistance & Islamic Finance
UAB UAB Platinum Credit Card 10,000 0 Airport Lounge Access, Cinema offers & Gold benefits
FAB FAB Masdar Credit Card 8,000 550 Air Miles, Cash back & Valet parking
FAB FAB Abu Dhabi Platinum Card 12,000 0 Airport Lounge Access, Gold benefits, & Hotel discounts
FAB FAB Platinum Card 8,000 550

Cash back, Cinema offers, Airport Lounge Access, Gold benefits ,Valet parking

FAB FAB Ferrari Signature Credit Card 12,000 0 Cinema Offers, Travel Insurance & valet parking
CITI BANK Citi Simplicity Credit Card 5,000 0 No annual fee, late payment fee, cash advance fee
CITI BANK Citi Cash back Credit Card 8,000 0*- 300 Automatic Cashback on all Spend
CITI BANK Citi Rewards Credit Card 8,000 0- 300 Airport Lounge Access, Cinema offers, Rewards
CITI BANK Citi Premier Credit Card 15,000 0-750 Cinema, Fly for free, 1000+ Airport Lounges
CITI BANK Citi Prestige Credit Card 30,000 1500 cash bank Air Miles, Hotel Discounts, t AED 1,000 welcome offer
CITI BANK Emirates-Citibank Gold Credit Card 12,000 0-400 Skyword Points, Free Travel Insurance
CITI BANK Emirates-Citibank Ultimate Credit Card 18,000 800

Free Shopping vouchers, Air Miles, Airport Lounge Access, Gold Benefits & Hotel Discounts

CITI BANK Emirates-Citibank Ultima Credit Card 36,750 3,000

Airport Lounge Access, Air Miles, Free Shopping vouchers, Gold Benefits & Hotel Discounts

Emirates NBD Emirates NBD Infinite Credit Card 30,000 1,500

Airport Lounge Access, Travel Insurnace, Credit Shield, Gold benefits

Emirates NBD Emirates NBD Platinum Credit Card 10,000 199 Cinema Offers, Dining discounts & Travel Insurance
Emirates NBD Emirates NBD Skywards Infinite Credit Card 30,000 1,500 Airport Lounge Access, Air Miles, Credit Shield & Travel Insurance
Emirates NBD Emirates NBD Go4it Credit Card 5,000 99 Airport Lounge Access, Cinema offers & Dining discounts
Emirates NBD Emirates NBD Titanium Credit Card 5,000 400

Airport Lounge Access, Credit shield, Free roadside assistance & Gold benefits

Emirates Islamic EIB RTA Gold Credit Card 5,000 125 Islamic Finance, Credit Shield & Travel Insurance
Emirates Islamic EIB Skywards Infinite Credit Card 25,000 950

Airport Lounge Access, Air Miles, Credit Shield, Islamic Finance & Travel Insurance

Emirates Islamic EIB Skywards Gold Credit Card 5,000 400

Airport Lounge Access, Credit Shield, Islamic Finance & Travel Insurance

Emirates Islamic EIB Skywards Platinum Credit Card 5,000 700

Airport Lounge Access, Gold benefits, Islamic Finance & Travel Insurance

Mashreq Mashreq Platinum Elite Credit Card 7,000 600 Cash Back, Dining discounts, Travel Insurance
Mashreq Mashreq Etisalat Credit Card 5,000 0 Free shopping vouchers
Mashreq Mashreq Gold Credit Card 5,000 0 Credit Shield, Dining discounts, & Hotel discounts
Mashreq Mashreq Classic Credit Card 5,000 0 Credit Shield, Internet banking & Dining Discounts
Standard Chartered Bank SCB Infinite Credit Card 35,000 0 Access to Fitness Clubs, Dining discounts & Gold benefits
Standard Chartered Bank SCB Titanium Credit Card 10,000 0 Cash Back, Cinema offers & School discount
HSBC HSBC Premier Credit Card 15,000 0

Cinema offers, Air Miles,Valet parking & Travel Insurance, Dining discounts,

UNB (Now ADCB) Titanium MasterCard Credit Card 8,000 0 Airport Lounge Access , Free Roadside Assistance
RAK Bank RAKBANK Géant La Carte Credit Card 5,000 0 Dining Discounts , Travel Insurance
RAK Bank RAKBANK NMC MasterCard 5,000 0 Cash Back, Dining discounts, Travel Insurance
RAK Bank RAKBANK Titanium Credit Card 10,000 0 Cash Back & Travel Insurance
Deem finance Platinum Credit Card – CashUp 5,000 0 CASH BACK & Rewards
HSBC Zero Credit Card 5,000 0 No annual fee, No cash advance fee,

Category-wise List of Top Preferred Best Credit Cards based on User selection and R & D Team of Policybazaar.ae for following categories -:

Categories for Best Credit Cards in UAE for October 2022
1. Cashback Credit Cards
2. Travel Credit Cards
3. Cinema Offers Credit Cards
4. Rewards Offers Credit Cards
5. Balance Transfer Credit Cards
6. Free for Life Credit Cards
7. Grocery Shopping Credit Cards

Best Cashback Credit Cards in UAE for October 2022

Cashback credit cards reward you with a small percentage of the total amount you spent through a transaction. Notably, cashback is awarded on the amount spent by you using your credit card in a particular billing cycle. This cashback is credited to your credit card balance at the end of the billing cycle.

Here’s a list of the best credit cards in UAE with cashback benefits for October 2022:

  1. Citibank Citi Cashback Credit Card
  2. Emirates Islamic Cashback Plus Credit Card
  3. Mashreq Cashback Credit Card
  4. ADIB Cashback Visa Platinum Card
  5. CBD Super Saver Credit Card

Here we are explaining the best cashback credit cards with Features & Benefits

Citibank Citi Cashback Credit Card

  • Get up to 3% cashback on all your international non-AED spends
  • Earn up to 2% cashback on supermarket and grocery spends
  • Up to 1% cashback on all other types of spends
  • Enjoy complimentary access to over a thousand airport lounges across the world
  • Get 50 VoucherSkout credits free and enjoy up to 50% discount on over 500 meal outlets
Click here to Apply for this Card

Emirates Islamic Cashback Plus Credit Card

  • Enjoy up to 10% cashback on spends like groceries, dining, telecom, and education
  • Benefits of an in-built Nol card provided
  • Complimentary unlimited access to over 1,000 airport lounges
  • One of the best credit cards in UAE for golf lovers as it allows access to 2 free rounds of golf every week
  • Get 2 ‘Buy 1 get 2’ offers every month on Reel cinema movie tickets
Click here to Apply for this Card

Mashreq Cashback Credit Card

  • Enjoy a cashback bonus worth AED 2500 when your Mashreq cashback credit card is activated
  • Get up to 5% cashback on your dining expenses in the UAE
  • Up to 2% cashback on other international spends and 1% cashback on domestic spends
  • Earn up to 0.33% cashback on utility, charity, education, government expenses, fuel, telecom, and rental expenses
  • Up to 20% cashback on transactions made on Zomato, Du, Netflix, Etisalat, Noon.com, and Talabat for the first 6 months
Click here to Apply for this Card

ADIB Cashback Visa Platinum Card

  • Enjoy flat 1% cashback on all your transactions made via ADIB Cashback Visa Platinum credit card
  • Cash withdrawal of 100% of your credit card limit allowed
  • Up to 4 free supplementary credit cards with ADIB cashback Visa Platinum credit card
  • Option to utilise a maximum of 3 roadside assistance service calls every year
  • Get a 55-day-long grace period to repay your credit card bill
Click here to Apply for this Card

CBD Super Saver Credit Card

  • Receive up to 10% cashback on expenditures related to grocery and supermarkets, utility and telecom bills, education, and transport
  • Access to free valet parking twice every month
  • Up to 50% off on a maximum of 4 cinema tickets every month from VOX, Reel, and Novo cinemas
  • Free access to over a thousand airport lounges across the globe
  • Enjoy complimentary multi-trip travel insurance for primary as well as supplementary credit cardholders
Click here to Apply for this Card

List of Best Cashback Credit Cards in UAE with Annual Fees and Minimum Salary

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED)
Mashreq Mashreq Bank Cashback Card Free for Life 10000
Emirates Islamic Emirates Islamic Bank Cashback Card 350 8000
FAB FAB Cashback Card 315 5000
Citibank Citibank Citi Cashback Card 300 8000
ADCB ADCB SimplyLife Cashback Card Free for Life 5000
ADIB ADIB Cashback Visa Platinum 1000 10000
You may also like this - List of Best Cashback Credit Cards in UAE to Apply

discount offers - Policybazaar uae

Best Travel Credit Cards in UAE for October 2022

Credit cards with travel benefits are designed to make travelling easy, rewarding, and comfortable for frequent travellers. These cards help you save a substantial amount of money and ensure that your travels are nothing but pleasant.

The following is a list of the best credit card in UAE with travel benefits:

  1. FAB Infinite Travel Credit Card
  2. Mashreq Platinum Elite Credit Card
  3. Emirates NBD Skywards Signature Credit Card
  4. Standard Chartered Visa Infinite Credit Card
  5. ADIB Etihad Visa Platinum Credit Card

Here we are explaining the best travel credit cards with Features & Benefits

FAB Infinite Travel Credit Card

  • Enjoy a welcome travel voucher worth AED 1,500 when you activate your card to be used at the FAB travel porta.
  • Get up to 6 free airport transfers with this travel credit card
  • Free unlimited access to more than 1,000 airport lounges across the world
  • Complete all your international transactions without any foreign transaction fee
  • One night of complimentary stay on hotel bookings of more than 3 nights via the FAB travel portal
Click here to Apply for this Card

Mashreq Platinum Elite Credit Card

  • 3 free Limousine airport transfers in Abu Dhabi and Dubai
  • Get 50% off on up to 4 movie tickets every month for VOX, Reels, and Novo cinemas
  • Unlimited complimentary access to over 1000 airport lounges across the world
  • Earn Salaam Points on all your local and international spends with this travel credit card offers in UAE
Click here to Apply for this Card

Emirates NBD Skywards Signature Credit Card

  • One of the best credit cards in UAE with travel benefits, this card earns you 1.5 Skyward Miles on every USD you spend
  • 40,000 bonus Skyward Miles as your welcome offer
  • Complimentary access to over 1,000 airport lounges around the world
  • Complimentary 2-for-1 food deals with the Entertainer app with this credit card
  • Get up to 4 free 1-hour-long valet parking every month
Click here to Apply for this Card

Standard Chartered Visa Infinite Credit Card

  • 2% reward points on every airline booking made with this card
  • Get 2 reward points on every USD spent internally and 1 reward point on every USD spent locally
  • Unlimited free access to Fitness First in the UAE
  • Get 4 airport transfers every month with Careem rides
  • Up to 20% discount on a maximum of 3 Careem rides every month
Click here to Apply for this Card

ADIB Etihad Visa Platinum Credit Card

  • Get a welcome bonus of 50,000 Etihad Guest Miles
  • Spend AED 150,000 in one year to win a companion ticket
  • Enjoy complimentary access to over 850 airport lounges
  • Free valet parking and roadside assistance in the UAE
  • Option to pay the annual fee using your guest miles
Click here to Apply for this Card

List of Best Travel Credit Cards in UAE with Annual Fees and Minimum Salary

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED)
ADCB ADCB Traveller Credit Card 1050 20000
Deem Deem Mastercard Titanium Cash Up 200 6500
Standard Chartered Standard Chartered Platinum 525 8000
CBD CBD Smiles Visa Platinum 366.45 8000
RAKBANK RAKBANK Mastercard World 750 20000
You may also like this - List of Best Travel Credit Cards in UAE to Apply

Best Cinema Offers Credit Cards in UAE (October 2022)

Cinema offer credit cards are ideal for all movie enthusiasts out there. Besides buy one get one offers, complimentary tickets, and discounts on movie tickets, these cards offer several other cinema benefits.

Listed below are the best credit cards in UAE for cinema offers:

  1. Emirates Citibank Ultima Credit Card
  2. ADCB Touchpoints Gold Credit Card
  3. Emirates NBD Go4it Gold Card
  4. Standard Chartered Bank Manhattan Platinum Credit Card\

Here we are explaining the best Cinema Offers credit cards with Features & Benefits

Emirates Citibank Ultima Credit Card

  • ‘Buy 1 and get 1 free’ movie ticket on Reels and VOX cinema every month
  • Up to 50% off dining and food delivery vouchers with the VoucherSkout offer
  • Opportunity to attend 2 Marhaba meet and greets every year
  • Get 2.5 Skyward miles on every dollar spent on Emirates.com spends, 1.5 Skyward miles for every dollar spent on non-UAE transactions, and 1 Skyward mile on local transactions
  • 20,000 Skyward miles as a welcome bonus
Click here to Apply for this Card

ADCB Touchpoints Gold Credit Card

  • Get 2 ‘buy 1 get 1 free’ offers on VOX cinema movie tickets
  • Up to 25% off on over 1,400 gourmet restaurants
  • Earn up to 0.5 TouchPoints on every dirham spent using the card
  • Receive 5,000 bonus TouchPoints when you spend at least AED 5,000 each month on the card
Click here to Apply for this Card

Emirates NBD Go4it Gold Card

  • Get 2 regular 2D Standard tickets for VOX cinema at only AED 47.25
  • Free rides on the Dubai ferry
  • Multiple ‘buy 1 get 1 free’ deals with the Entertainer app on this credit card
  • Earn up to 5 Plus Points on every AED 400 spent with your card
  • Complimentary life insurance policy with your card
Click here to Apply for this Card

Standard Chartered Bank Manhattan Platinum Credit Card

  • Buy 1 VOX cinema ticket and get 1 free with this cinema offer credit card
  • 50% discount on all VOX cinema tickets bought on Sundays
  • Earn 1 Rewards Point on every dollar spent using this credit card
  • Enjoy ‘buy 1 get 1’ offers at Costa coffee
  • USD 50 discount when you make bookings using expedia.com
Click here to Apply for this Card

List of Best Cinema Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED)
Emirates Islamic Bank Emirates Islamic Bank Etihad Guest Platinum 199 8000
FAB FAB Cashback Card 315 5000
Citibank Citibank Citi Prestige Card 1500 30000
CBD CBD Super Saver 420 8000
Standard Chartered Standard Chartered Bank Manhattan Platinum 525 8000
You may also like this - List of Best Cinema Offer Credit Cards in UAE to Apply

Best Rewards Offers Credit Cards in UAE for October 2022

You can use your reward credit cards in the UAE to earn loyalty points and rewards on every dirham spent with that card. These reward points can be used to continue shopping and receive more benefits as per your preference.

Find below the list of the best credit cards in UAE with rewards offers:

  1. Citi Rewards Credit Card
  2. ADCB Touchpoint Infinite Credit Card
  3. FAB Abu Dhabi Titanium Card
  4. Citi Premier Credit Card
  5. HSBC Platinum Select Credit Card

Here we are explaining best rewards offers for credit cards in UAE with features & benefits

Citi Rewards Credit Card

  • Earn 1.5 ThankYou Points on every international non-AED currency spent
  • 1 ThankYou Point on every locally spent dirham
  • 50 complimentary VoucherSkout credits
  • Enjoy the card for free for the 1st year and remove the annual fee after by making a minimum annual spend of AED 9,000
Click here to Apply for this Card

ADCB Touchpoint Infinite Credit Card

  • Earn 1.5 TouchPoints on every Dirham you spend with your card
  • Get a bonus of 15,000 TouchPoints when your spending crosses AED 15,000
  • Enjoy a 20% discount on your Talabat orders
  • 20% discount on Careen rides and 15% off on Noon.com orders
  • Unlimited access for free to over 850 airport lounges around the world
Click here to Apply for this Card

FAB Abu Dhabi Titanium Card

  • Get 2.5 FAB rewards on every Dirham you spend and earn 25% additional reward points on all spends made in Abu Dhabi
  • Receive a 20% discount on your first 3 Careem rides of the month
  • Up to 15% discount on Avis car rentals across the world
  • Enjoy complimentary access to over 10 airport lounges in the Middle East
Click here to Apply for this Card

Citi Premier Credit Card

  • Collect 2 ThankYou Points per USD spent on all your international transactions
  • Enjoy the card for free for the first year
  • One complimentary golf session once a month
  • Enjoy 50 free credits for VoucherSkout redeemable at over 500 outlets
Click here to Apply for this Card

HSBC Platinum Select Credit Card

  • Enjoy 1 Air Mile for every 4 Dirham spent by your card
  • Up to 10% discount on airfare for British Airways
  • Enjoy up to 30% discount at over 400 restaurants across the UAE
  • Two ‘buy 1 get 1 free’ offers every month at VOX cinema in the UAE
Click here to Apply for this Card

List of Best Reward & Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED)
Mashreq Mashreq Bank Solitaire Card 1500 25000
Emirates Islamic Emirates Islamic Bank Skywards Signature 700 10000
RAKBANK RAKBANK Emirates Skywards World Elite 700 25000
FAB FAB Cashback Card 315 5000
Deem Deem Mastercard Titanium Cash Up 200 6500
You may also like this - List of Best Rewards & Offers Credit Cards in UAE to Apply

Best Balance Transfer Credit Cards in UAE (October 2022)

The balance transfer facility for the best credit cards in UAE allows users to transfer the outstanding balance of one credit card to another credit card account. This can help the users settle the credit card payment with minimal interest if the latter option is providing better rates.

Discussed below are the best credit cards in UAE with balance transfer features:

  1. Emirates NBD MasterCard Titanium Credit Card
  2. Mashreq Bank Platinum Elite Credit Card
  3. CBD World MasterCard Credit Card
  4. HSBC Black Credit Card

Here we are explaining best balance transfer credit cards in UAE with features & benefits.

Emirates NBD MasterCard Titanium Credit Card

  • Balance transfer facility with 3% of the outstanding balance as a fee
  • Complimentary access to over 10 VIP airport lounges
  • 1 Plus Point every time you spend AED 100 using the card
  • Enjoy up to 40% discount on more than 100 golf courses around the world
Click here to Apply for this Card

Mashreq Bank Platinum Elite Credit Card

  • Up to 75% of your outstanding credit card balance can be transferred using the balance transfer facility
  • Up to 36 months long instalment plan available for the payment of credit card debt
  • Free airport transfer in Dubai and Abu Dhabi
  • Enjoy other exclusive benefits like complimentary airport lounge access and health club memberships
Click here to Apply for this Card

CBD World MasterCard Credit Card

  • Revolving balance transfer service with 4% of the outstanding balance as a fee
  • Regular balance transfer facility with a 0.89% flat interest rate
  • 50% off on cinema tickets for Reels, VOX, and Novo cinema
  • Complimentary unlimited access to over 900 airport lounges worldwide
  • Unlimited free benefits for golf courses
Click here to Apply for this Card

HSBC Black Credit Card

  • 0% interest rates for the initial 12 months after using the balance transfer facility
  • Complimentary unlimited access to over 1,000 airport lounges around the world
  • Play two free rounds of golf every month
  • Enjoy ‘buy 1 get 1’ offers on movie tickets across the UAE
  • Up to 30% discount on dining destinations in the UAE
Click here to Apply for this Card

List of Best Balance Transfer Credit Cards in UAE with Annual Fees and Minimum Salary

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED)
CBD CBD Super Saver 420 8000
Emirates NBD Emirates NBD Lulu Mastercard Titanium Free for Life 5000
FAB FAB Elite Infinite Free for Life 40000
United Arab Bank United Arab Bank Visa Titanium 300 6000
You may also like this - List of Best Balance Transfer Credit Cards in UAE to Apply

Best Free for Life Credit Cards for October in UAE

In addition to a vast array of benefits, free for life credit cards ensure that you won’t have to pay any kind of charges to keep your card activated. Moreover, several such cards waive off other additional fees and charges.

The following is a list of the best credit cards in UAE with free for life offers:

  1. CBD Visa Infinite Credit Card
  2. Citibank Simplicity Credit Card
  3. ADIB Value Credit Card
  4. CBD Visa Platinum Credit Card

Here we are explaining best free for life credit cards with features & benefits.

CBD Visa Infinite Credit Card

  • Enjoy one of the best credit cards in UAE from CBD free for your entire life
  • Get 50% off on VOX cinema tickets every month
  • Enjoy unlimited complimentary access to airport lounges
  • Complimentary multi-trip insurance for your international travels
  • Enjoy complimentary supplementary credit cards for friends and family
Click here to Apply for this Card

Citibank Simplicity Credit Card

  • No annual fee, no cash advance fee, and no late fee applicable
  • Supplementary credit cards for your friends and family
  • Exciting discounts and deals on dining and shopping outlets in the UAE
  • 50 complimentary VoucherSkout credits provided - redeemable across 500 brands
Click here to Apply for this Card

ADIB Value Credit Card

  • Among the best credit cards in UAE with free for life offer
  • Earn 2 Reward Points on all your international spends and 1 reward point on all domestic spends
  • Redeem your reward points for retail shopping or travel discounts
  • Up to 100% of your card’s limit available as cash value for withdrawal
Click here to Apply for this Card

CBD Visa Platinum Credit Card

  • Free for life credit card with free supplementary credit cards for your family
  • Enjoy 2 ‘buy 1 get 1’ offers each month on VOX cinema movie tickets
  • Up to 15% off on Emaar entertainment destinations
  • Up to 50% off on a maximum of 2 tickets every month for Novo cinema tickets
Click here to Apply for this Card

List of Best Free for Life Credit Cards with Annual Fee & Minimum Balance Required

Bank

Credit Card Name

Salary Requirement

Citibank

Citi Simplicity Credit Card

AED 5,000

FAB

FAB Abu Dhabi Titanium Credit Card

AED 5,000

ADCB

ADCB Lulu Titanium Credit Card

AED 5,000

ADIB

ADIB Value Credit Card

AED 8,000

DIB

Dubai Islamic Johara Gold Premium Credit Card

AED 5,000

Emirates Islamic Bank

Emirates Islamic Flex Credit Card

AED 5,000

Best Credit Cards for Grocery Shopping in UAE

Save big bucks on your supermarket and grocery spends with the best credit cards in UAE with grocery shopping offers. Some of the best credit cards in Dubai coming with grocery shopping offers in the UAE are:

  1. Emirates Islamic Cashback Plus Credit Card
  2. CBD Super Saver Credit Card
  3. RAKBANK World Credit Card
  4. Standard Chartered Platinum Credit Card

Here we are explaining best credit cards for grocery shopping with features & benefits

Emirates Islamic Cashback Plus Credit Card

  • Get up to 10% cashback on grocery shopping all across the UAE
  • Enjoy 10% cashback on education, dining, and telecom related spends
  • Complimentary access to over 1,000 airport lounges across the world
  • 2 complimentary sessions of golf every month with this credit card offer in UAE
Click here to Apply for this Card

CBD Super Saver Credit Card

  • Up to 10% cashback on grocery shopping in the UAE
  • Similar cashback on other spending like education and transportation
  • 2 free valet parking every month with the card
  • Up to 50% off on 4 movie tickets at VOX, Novo, and Reels cinema in a month
Click here to Apply for this Card

RAKBANK World Credit Card

  • Get up to 10% cashback on your grocery shopping
  • Receive up to 10% cashback on travel expenses, international transactions, and domestic spends
  • Enjoy up to 50% discount on VOX cinema tickets and ‘buy 1 get 1’ offers on Reel cinema tickets
  • Get up to 20% off on your Talabat orders
Click here to Apply for this Card

Standard Chartered Platinum Credit Card

  • Enjoy up to 1% cashback on all eligible expenses with this card including grocery shopping
  • Balance transfer facility without any interest and only a 2% processing fee
  • Free access to over 20 local airport lounges
  • Get 20% off on the first three Careem rides of the month
Click here to Apply for this Card

List of Banks offering Online Approval for Credit Card in October 2022 in UAE

With everything going digital now, several top banks are also taking the necessary steps to make every banking service available to their customers via online banking. As a result, you can now get online approval for some of the best credit cards in the UAE in a matter of minutes. Following are the banks that offer online approvals for their best credit cards in Dubai:

  • Citibank
  • Mashreq Bank
  • Deem Finance
  • Commercial Bank of Dubai
  • Emirates NBD

Newly Launched Credit Cards in UAE in 2022

Just like any other business venture out there, banks keep on rolling out new products and services. Following are the three most recently launched best credit cards in the UAE:

  1. Deem Finance Credit Cards
  2. Liv Credit Card by Emirates NBD

Deem Finance Credit Cards

Deem Finance has launched two incredible new credit cards with hosts of features:

  • Deem Cash Up Credit Card – One of the best credit cards in Dubai with cashback and rewards offers, it is ideal for individuals who use credit cards mostly for shopping and paying bills.
  • Deem Miles Up Credit Card – It is among the best credit cards in UAE for Air Miles and rewards offers and is ideal for individuals who travel frequently.

Liv Credit Card by Emirates NBD

A fully digital credit card with instant approval services from the Emirates NBD Liv app, this excellent credit card offers a host of different reward programs. Users can choose any program as per their preference and switch it whenever required. These features make it one of the best credit cards in UAE in terms of the rewards and benefits offered.

Best Credit Cards for October 2022
Emirates NBD Lulu Mastercard Titanium Credit Card Deem Mastercard Platinum Cash Up Credit Card
Emirates NBD Titanium Credit Card Emirates NBD Skywards Signature Credit Card
Emirates NBD Duo Credit Card RAKBANK World Credit Card
ADCB SimplyLife Credit Cards Dubai Islamic Bank Consumer Reward Card
Emirates Islamic RTA Platinum Credit Card Emirates Citibank Ultima Credit Card
Emirates NBD U By Emaar Visa Credit Card Emirates NBD Go4it Platinum Credit Card
ADCB TouchPoints Gold Credit Card Dubai Islamic Bank Prime Platinum Card
Emirates NBD Visa Infinite Credit Card FAB Signature Credit Card
Emirates NBD Diners Club Credit Card Emirates NBD Dnata Platinum Credit Card
Emirates NBD Skywards Infinite Credit Card Standard Chartered Manhattan Platinum Credit Card
Emirates NBD Go4it Gold Credit Card FAB Standard Credit Card
FAB Cashback Credit Card ADCB LuLu Co-Brand Platinum Credit Card
Emirates NBD Marriott Bonvoy World Mastercard Credit Card ADCB Lulu Titanium Credit Card
ADIB Value+ Card FAB Gems Titanium Credit Card
ADIB Spice Card Emirates NBD MasterCard Platinum Credit Card
Emirates NBD U By Emaar Family Credit Card CBD One Starter VISA Signature Credit Card
Mashreq Cashback Credit Card Citi Premier Credit Card
Emirates NBD Visa Platinum Credit Card Emirates Citibank Ultimate Credit Card
RAKBANK RED Credit Card Emirates Islamic Easy Credit Card
ADCB Traveller Credit Card ADCB TouchPoints Platinum Credit Card
Emirates NBD Lulu Mastercard Platinum Credit Card RAKBANK Titanium Credit Card
Deem Mastercard Titanium Cash Up Credit Card Standard Chartered Saadiq Platinum Murabaha Credit Card
Mashreq Platinum Elite Credit Card American Express Platinum Card
FAB Abu Dhabi Titanium Credit Card Citibank Citi Cashback Credit Card
Citibank - Citi Simplicity Credit Card Emirates Islamic Cashback Plus Credit Card

Summary for Best Credit Card in UAE 2022

Finding the best credit card in UAE is chiefly a matter of preferences and requirements. For instance, whereas a cashback credit card may be the best option for your friend, you may find a credit card with travel benefits more suitable. Moreover, your definition of the best credit card in UAE may change over time as your requirements change.

In a nutshell, there is no one-size-fits-all situation that applies to credit cards. Considering that, we have shortlisted the top preferred features that most customers search for in credit cards and shortlisted a few top options for you. Compare the cards you find the most suitable for your needs and choose the best credit card in UAE for yourself on our website only.

FAQ's

Which is the best credit card in Dubai?

If you are looking for an affordable best credit card in UAE, Dubai then the best choices for you are Citi Cashback Credit Card, FAB Infinite Credit Card, Emirates Ultima Credit Card, DIB Platinum Credit Card, Emirates NBD Lulu Credit Card, ADIB Cashback Credit Card, Mashreq Platinum Elite Credit Card. Alternatively, you can also choose a cashback credit card, offering loyalty benefits on your expenses. Best cashback credit cards in Dubai are CBD Super Saver credit card and Dubai Islamic consumer reward credit cards. 

How to choose the best credit card in UAE?

Analysing your requirements and selecting a card fulfilling them after an extensive comparison can help you get the best credit card in UAE. The comparison part can be done on our website’s ‘credit cards’ section.

What is the minimum income required to apply for a credit card in Dubai, UAE?

While the minimum monthly salary requirements depend on your selected credit card as well as the institution issuing it, most providers require a monthly salary of at least AED 5,000 to consider the applicant eligible.

 

How to get a credit card in the UAE?

You can check out our website’s ‘credit cards’ section or visit the website of your provider. You can also take the offline route and visit the nearest branch of your provider.

What are the documents required to get a credit card in the UAE?

Besides a filled-out application form, most credit card providers generally request the Emirates ID, passport, proof of residence, salary slips, and bank statements for the previous 6 months for individual applicants.

What is considered a good credit score for credit card applications in UAE?

While most banks don’t specify the required credit score for credit card applications, you can aim for a credit score in the range of 680-700 and above for a hassle-free application process.

Which are the best cashback credit cards in UAE?

Cashback credit cards like Citi Cashback Credit Card, FAB Cashback Credit Card, Mashreq Cashback Credit Card, HSBC Cashback Credit Card, and others, which offer considerable cashback on most transactions at minimal fee are the best cashback credit cards for you. 

What are the differences between cashback and rewards on credit cards in the UAE?

Unlike cashback, where the cashback earned on eligible transactions is utilised for discounts, reward points allow users to enjoy vouchers for shopping, entertainment, travel, and more after crossing the specified limit.

Which is the most affordable credit card with lenient eligibility criteria?

Emirates-Citibank World Credit Card, Emirates NBD WebShopper Credit Card, FAB Cashback Islamic Credit Card, ADIB Etisalat Gold Card, and so on are some of the most affordable credit cards with lenient eligibility criteria in the UAE.

What is the eligibility for a credit card in UAE?

Credit card providers in the UAE generally require the applicants to be at least 21 years old, be UAE residents, fulfil the minimum income criteria, and have a good credit score to consider them eligible.

Which bank’s credit card is the best in the UAE?

A credit card from banks like Citibank, Emirates NBD, FAB, Emirates Islamic, etc., which provides the maximum benefits at affordable charges, can be considered the best in the UAE for you.

How to use a credit card in the UAE?

You can specify your credit card as the chosen payment method and enter the password complete the transaction. The charges will have to be paid later to the bank along with the interest amount.

What are some of the best credit card offers in UAE?

The most popular credit card offers in the UAE include complimentary airport lounge access, free valet parking services, discounts on movie tickets and dining, and more.

Is having more than 2-3 credit cards advisable?

The maximum limit generally recommended for credit cards is 3. While multiple credit cards can enable you to make more spending, they can significantly bring down your credit score if you fail to manage their repayments.

Which are the best credit cards with no annual fee?

Free for life credit cards like Citi Simplicity Credit Card, Emirates NBD Lulu 247 Titanium Credit Card, Emirates Islamic Flex Credit Card, and others are some of the best credit cards with no annual fee in the UAE.

Which is the most expensive credit card in UAE?

The most expensive credit cards in the UAE include Emirates Islamic Skywards Black Credit Card, Emirates-Citibank Ultima Credit Card, FAB Elite Infinite Travel Card, HSBC Black Credit Card, Emirates NBD Skywards Infinite Credit Card, and others. 

Which is the most overrated credit card?

A credit card that provides no relevant benefits to you while charging exorbitant fees can be considered overrated. The definition, as one may expect, differs as per the individual. 

Which credit card is best in UAE for an AED 5000 salary?

Some of the best credit cards that you can explore for AED 5,000 salary include Citi Simplicity credit card, FAB cashback credit card, Emirates NBD Lulu 247 Titanium Credit Card and ADCB TouchPoints Titanium/Gold Credit Card.

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