Best Credit Card in UAE for October 2021

FAB Cashback Credit Card

FAB Cashback Credit Card

Cashback

• Minimum Salary AED 5,000
• Annual Fee AED 315

• Cashback
• Airport Lounge Access
• Movie Discounts
• Travel Discounts
• Hotel Discounts

Reward Value: NA

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Key Features & Benefits of FAB Cashback Credit Card :

• 5% cashback on supermarket purchases including online spend as well
• 5% cashback on payment of utility bills and fuel purchases
• 2% cashback on foreign expenditure using FAB cashback credit card
• 1% cashback on retail spends including online shopping
• Cardholders get exclusive welcome benefit of AED 300 cashback
• Enjoy two movie tickets at just AED 15 on weekdays and AED 20 on weekends
• Get 20% discount on all Careem rides
• Cardholders can enjoy complimentary access to more than 10 plus airport lounges all across the UAE

Emirates Islamic Bank Cashback Plus Card

Emirates Islamic Bank Cashback Plus Card

Airport Lounge Access

• Minimum Salary AED 12,000
• Annual Fee AED 299

• Airport Lounge Access
• Golf Benefits
• Special Discounts

Reward Value: NA

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Key Features & Benefits of Emirates Islamic Bank Cashback Plus Card:

• A maximum of 10% cashback on education, dining, supermarket, and telecom spends
• Unlimited free access to more than 1000 airport lounges globally
• 2 round of golf any day of the week on a complimentary basis
• An embedded RTA NoI chip that enables its card members to use the card for different payments on the RTA transit network
• Facility of auto top-up for NoI as well as salik accounts
• Gold Glass cabin accessibility on the metro
• Travel accident & travel inconvenience insurance on all trips for a maximum of 90 days
• Facility of balance transfer at 0% profit rate.

Citibank Citi Cashback Card

Citibank Citi Cashback Card

Cashback

• Minimum Salary AED 8,000
• Annual Fee AED 300 (Applicable from 2 Yr only)

• Cashback
• Free for Life
• Airport Lounge Access
• Dining Discounts
• Travel Insurance
• Purchase Protection & Extended Warranty

Reward Value: NA

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Key Features & Benefits of Citibank Citi Cashback Card:

• Unlimited automatic cash back on all spends.
• 3% cash back on foreign spend
• 2% cash back on local spend
• 1% cash back on all other spends
• There is no minimum spend, no caps, and no redemption process with this card.
• Access to more than 1,000 airport lounges globally on a complimentary basis.
• 50 complimentary VoucherSkout offering the 50% off on total bills at more than 500 outlets (i.e. worth AED 250).

Deem Titanium Cash Up Credit Card

Deem Titanium Cash Up Credit Card

Cashback

• Minimum Salary AED 6,500
• Annual Fee AED 200

• Free for 1st year
• Cashback
• Airport Lounge Access
• Travel Discounts

Reward Value: AED 4,333

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Key Features & Benefits of Deem Titanium Cash Up Credit Card:

• A maximum of 3% accelerated Cash Up upon making purchases at supermarket & grocery stores.
• A maximum of 3% accelerated Cash Up on utilities spends such as telephone & electricity and on government services such as car registration, Salik, etc.
• 3% accelerated Cash Up on fuel purchases at gas stations.
• 5% accelerated Cash Up on all other retail transactions.
• Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
• Access to more than 10 airport lounges across the Middle East & the Levant.
• Avail more than 900 offers across over 90 destinations & more than 600 merchants with the MasterCard Buy 1 Get 1 App.
• 20% off on three Careem rides monthly.
• A maximum of 15% off on Avis car rentals globally.

Standard Chartered Platinum Credit Card

Standard Chartered Platinum Credit Card

Cashback

• Minimum Salary AED 8,000
• Annual Fee AED 525 (First Year Free)

• Cashback
• Free for 1st year
• Airport Lounge Access
• Dining Discounts
• Travel Discounts
• Hotel Discounts

Reward Value: AED 18,734

Apply Now

Key Features & Benefits of Standard Charted Platinum Credit Card:

• 10% cash back on utility bills, school fees, and supermarket spend.
• Unlimited free access to more than 20 domestic & international airport lounges.
• Buy one get one free at Costa Coffee
• Can avail three 20% discounted Careem rides every month
• A maximum of 30% discount on travel with Cleartrip
• A maximum of 10% discount when booked through Hotels.com

RAKBANK Titanium Credit Card

RAKBANK Titanium Credit Card

Cashback

• Minimum Salary AED 5,000
• Annual Fee Free For Life

• Cashback
• Free for Life
• Airport Lounge Access
• Dining Discounts
• Movie Discounts
• Hotel Discounts

Reward Value: AED 10,027

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Key Features & Benefits of RAKBANK Titanium Credit Card Bank:

• 5% cash back on dining and supermarket spends globally
• A maximum of 50% cash back on cinema spends globally
• 2% cash back can be earned on all local and international retail purchase transactions, internet transactions & international cash advances.
• A maximum of 55 days no interest credit
• Exciting offers on jewellery, dining, furnishing, holidays, electronics, furnishing, and a lot more.
• Unlimited free access to more than 10 VIP airport lounges in certain airports.

CBD Super Saver Credit Card

CBD Super Saver Credit Card

Cashback

• Minimum Salary AED 8,000
• Annual Fee Free for the first year

• Cashback
• Free for 1st year
• Airport Lounge Access
• Movie Discounts
• Dining Discounts
• Valet Parking

Reward Value: AED 13,867

Apply Now

Key Features & Benefits of CBD Super Saver Credit Card:

Deem Platinum Miles Up Credit Card

Deem Platinum Miles Up Credit Card

Travel Discount

• Minimum Salary AED 10,000
• Annual Fee AED 200

• Free for Life
• Airport Lounge Access
• Dining Discounts
• Valet Parking
• Travel Discounts

Reward Value: AED 13,128

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Key Features & Benefits of Deem Platinum Miles Up Credit Card:

• 3x Miles Up can be earned on flight tickets, hotel reservations, and shopping
• 1x Miles Up can be earned on all retail spends globally
• Free valet parking
• Access to more than 25 airport lounges in the Levant and the Middle East.
• A maximum of 30% off with Cleartrip.
• 20% off on three Careem rides per month
• A maximum of 15% discount on Avis car rentals globally

ADCB Traveller Credit Card

ADCB Traveller Credit Card

Travel Discount

• Minimum Salary AED 20,000
• Annual Fee AED 1,050

• Travel Discount
• Free for 1st year
• Airport Lounge Access
• Golf Benefits
• Hotel Discounts
• Special Discounts

Reward Value: AED 9,635

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Key Features & Benefits of ADCB Traveller Credit Card:

• Unlimited free access at 900+ airport lounges globally.
• 20% discount on air tickets when booked through Cleartrip.
• 20% discount on hotel bookings
• A maximum of 6 complimentary night stays at selected hotels globally
• Exclusive discount on Starwood Hotels & Resorts
• Free travel insurance
• 20% discount on Careem rides

Najm Voyager Signature Credit Card

Najm Voyager Signature Credit Card

Travel Discounts

• Minimum Salary AED 12,000
• Annual Fee AED 524

• Travel Discounts
• Movie Discounts
• Dining Discounts
• Airport Lounge Access

Reward Value: AED 14,030

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Key Features & Benefits of Najm Voyager Signature Credit Card:

• 12 free visits across more than 1000 airport lounges globally via Visa Loungekey.
• A maximum of 50% off on travel, cinema, dining, and entertainment.
• 3 Voyager rewards can be earned for every AED spent internationally.
• 2 Voyager rewards can be earned for every AED spent domestically.
• 1 Voyager reward can be earned for every AED spent on school fees, utility bill payments, fuel purchases, and e-government spends.
• Complimentary multi-trip travel insurance for a maximum of US$ 500,000

ADIB Etihad Visa Platinum Card

ADIB Etihad Visa Platinum Card

Travel Discounts

• Minimum Salary AED 10,000
• Annual Fee AED 2,000

• Travel Discounts
• Airport Lounge Access
• Valet Parking
• Purchase Protection & Extended Warranty

Reward Value: AED 19,272

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Features & Benefits:

• 50,000 Etihad Guest Miles as a sign up bonus.
• 3 Etihad Guest Miles can be earned on each AED 4 spent internationally.
• 2 Etihad Guest Miles can be earned on each AED 4 spent locally.
• Complimentary companion ticket
• Complimentary airport lounge access with LoungeKey.
• Complimentary valet parking at some specific locations across the UAE.

Emirates NBD Skywards Signature Credit Card

Emirates NBD Skywards Signature Credit Card

Travel Discounts

• Minimum Salary AED 15,000
• Annual Fee AED 700

• Travel Discount
• Airport Lounge Access
• Golf Benefits
• Valet Parking

Reward Value: AED 31,978

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Key Features & Benefits of Emirates NBD Skywards Signature Credit Card:

• A maximum of 40,000 Skywards Miles as a welcome bonus.
• Free access to 1,000+ airport lounges globally through Loungekey.
• A maximum of 1.5 Skywards Miles can be earned on every USD spent.
• 4 free valet parking services
• International travel and medical assistance
• Travel insurance
• 3% off on flight tickets and a maximum of 7% off on holiday packages.

List of Best Travel Credit Cards in UAE with Annual Fees & Minimum Salary 

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)	View Quotes
ADCB	ADCB Traveller Credit Card	1050	20000
Deem	Deem Mastercard Titanium Cash Up	200	6500
Standard Chartered	Standard Chartered Platinum	525	8000
CBD	CBD Smiles Visa Platinum	366.45	8000
RAKBANK	RAKBANK Mastercard World	750	20000

Emirates NBD Go4It Gold Credit Card

Emirates NBD Go4it Gold Credit Card

Movie Discounts

• Minimum Salary AED 6,000
• Annual Fee AED 99

• Movie Discounts
• Dining Discounts
• Special Discounts

Reward Value: AED 3,840

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Key Features & Benefits of Emirates NBD Go4it Gold Credit Card:

• 5 Plus Points can be earned for every AED 400 spent.
• Exclusive rate of AED 47.25 for 2 regular 2D VIP and 2D Standard movie tickets at VOX Cinemas.
• 50% discount on movie tickets when booked at VOX Cinemas using the Visa credit card.

CBD Smiles Visa Signature Credit Card

CBD Smiles VISA Signature Credit Card

Movie Discounts

• Minimum Salary AED 15,000
• Annual Fee AED 1,048.95

• Movie Discounts
• Airport Lounge Access
• Special Discounts

Reward Value: AED 15,782

Apply Now

Key Features & Benefits of CBD Smiles VISA Signature Credit Card:

• 50% off on movie tickets when booked through VOX Cinema throughout the UAE.
• Welcome bonus of 50,000 Smiles Points
• Quarterly Bonus of 15,000 Smiles Points
• A maximum of 3 Smiles Points on foreign spent and a maximum of 2 Smiles Points on local spent

RAKBANK World Credit Card

RAKBANK World Credit Card

Movie Discounts

• Minimum Salary AED 20,000
• Annual Fee AED 750

• Movie Discounts
• Airport Lounge Access
• Special Discounts

Reward Value: AED NA

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Key Features & Benefits of RAKBANK World Credit Card:

• 50% discount on movie tickets when booked through VOX Cinema
• Exclusive dining privileges at leading restaurants on a host of cuisines.
• Free access at 1000+ airport lounges globally
• Discount on chauffeur rides with Careem
• Free nights at 200+ participating Marriott Bonvoy hotels

Emirates Citibank Ultima Credit Card

Emirates Citibank Ultima Credit Card

Movie Discounts

• Minimum Salary AED 36,750
• Annual Fee AED 3,000

• Airport Lounge Access
• Golf Benefits
• Movie Discounts
• Golf Benefits
• Travel Insurance

Reward Value: NA

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Key Features & Benefits of Emirates Citibank Ultima Credit Card:

• Buy one get one free movie ticket at Reel & VOX cinemas per month.
• Free Marhaba meet & greet two times in a year.
• Entertainment & dining discount domestically and throughout 95 countries.
• Free access to more than 1000 airport lounges globally

List of Best Cinema Offers Credit Cards in UAE with Annual Fees & Minimum Salary 

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)	View Quotes
Emirates Islamic Bank	Emirates Islamic Bank Etihad Guest Platinum	199	8000
FAB	FAB Cashback Card	315	5000
Citibank	Citibank Citi Prestige Card	1500	30000
CBD	CBD Super Saver	420	8000
Standard Chartered	Standard Chartered Bank Manhattan Platinum	525	8000

ADCB Touchpoints Infinite Credit Card

ADCB Touchpoints Infinite Credit Card

Airport Lounge Access

• Minimum Salary AED 40,000
• Annual Fee AED 1,050

• Airport Lounge Access
• Movie Discounts
• Dining Discounts
• Travel Discounts
• Hotel Discounts

Reward Value: AED 13,241

Apply Now

Key Features & Benefits of ADCB Touchpoints Infinite Credit Card:

• 5 TouchPoints can be earned on every AED 1 spent with this card.
• On spending AED 15,000 per month, you can earn 15,000 TouchPoints as a bonus.
• Free 2 nights’ stay at Hotels.com across the world
• Buy 1 Get 1 free on a maximum of 4 cinema tickets
• Free golf access
• Unlimited access at 850+ airport lounges globally on a complimentary basis
• 4 free airport chauffer rides with Careem

ADIB Value+ Card

ADIB Value+ Card

Free for life

• Minimum Salary AED 5,000
• Annual Fee Free For Life

• Free for Life
• Dining Discounts
• Airport Lounge Access

Reward Value: AED 3,996

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Key Features & Benefits of ADIB Value + Card:

• 1 Reward Point can be earned on each AED 1 spent locally
• 2 Reward Points can be earned on each AED 1 spent internationally
• Unlimited airport lounge access on a complimentary basis across the GCC/MENA region.
• Exclusive priceless Arabia offers across sports activities, dining, travel, shopping, and much more.

HSBC Platinum Select Credit Card

HSBC Platinum Select Credit Card

Free for Life

• Minimum Salary AED 10,000
• Annual Fee Free For Life

• Free for Life
• Movie Discounts
• Dining Discounts
• Golf Benefits

Reward Value: AED 4,842

Apply Now

Key Features & Benefits of HSBC Platinum Select Credit Card:

• 1 air mile can be earned for every AED 4 spent on the card
• Buy one get one free cinema ticket offers throughout the UAE.
• Attractive offers on dining, shopping, entertainment, & leisure at 19,000 outlets in 160 countries.
• A maximum of 12% discount across 985,000 hotels & vacation rentals worldwide at Agoda.
• 15% discount for 4 Careem rides per month
• 2 Buy one get one free movie tickets through VOX Cinemas per month

Emirates Islamic Bank Flex Elite Credit Card

Emirates Islamic Bank Flex Elite Credit Card

Airport Lounge Access

• Minimum Salary AED 25,000
• Annual Fee AED 700

• Airport Lounge Access
• Valet Parking
• Golf Benefits

Reward Value: AED 4,842

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Key Features & Benefits of Emirates Islamic Bank Flex Elite Credit Card:

• A maximum of 3.75 EI SmartMiles can be earned on every AED 1 spent.
• 75,000 EI SmartMiles as a welcome bonus upon paying an annual fee for the 1^st
• Free unlimited access at 1000 airport lounges
• 2 complimentary valet parking facility every month
• Unlimited rounds of golf at any day in a week.
• Free airport chauffeur ride with Careem
• Exciting Visa infinite offers

List of Best Rewards & Offers Credit Cards in UAE with Annual Fees & Minimum Salary 

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)	View Quotes
Mashreq	Mashreq Bank Solitaire Card	1500	25000
Emirates Islamic	Emirates Islamic Bank Skywards Signature	700	10000
RAKBANK	RAKBANK Emirates Skywards World Elite	700	25000
FAB	FAB Cashback Card	315	5000
Deem	Deem Mastercard Titanium Cash Up	200	6500

Mashreq Platinum Elite Mastercard Credit Card

Emirates Islamic Bank Flex Elite Credit Card

Airport Lounge Access

• Minimum Salary AED 10,000
• Annual Fee AED 650

• Airport Lounge Access
• Free for 1st year
• Health Club Memberships
• Airport Pick-Up / Drop

Reward Value: AED 1,000

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Key Features & Benefits Emirates Islamic Bank Flex Elite Credit Card:

• A maximum of 75% amount of the available credit limit can be transferred.
• Favorable rate of interest
• No need to submit income documentation.
• Repayment of such transfers can be done in monthly installments of up to 36 months.

HSBC Black Credit Card

HSBC Black Credit Card

Balance Transfer

• Minimum Salary AED 15,000
• Annual Fee AED 1500

• Balance Transfer
• Airport Lounge Access
• Movie Discounts
• Golf Benefits

Reward Value: AED 14,883

Apply Now

Features & Benefits:

• 0% rate of interest is charged for the initial 12 months on balance transfers.
• Helps in saving on the interest amount
• Helps in controlling your finances by consolidating & repaying your outstanding balances easily.

Emirates Islamic Skywards Infinite Credit Card

Emirates Islamic Skywards Infinite Credit Card

Balance Transfer

• Minimum Salary AED 25,000
• Annual Fee AED 2,000

• Balance Transfer
• Airport Lounge Access
• Valet Parking
• Golf Benefits

Reward Value: NA

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Key Features & Benefits of Emirates Islamic Skywards Infinite Credit Card:

• Opportunity to clear off the outstanding balance you owe to other banks with this card.
• No profit rate is levied on the balance transfer.

ADCB Etihad Guest Platinum Credit Card

ADCB Etihad Guest Platinum Credit Card

Balance Transfer

• Minimum Salary AED 15,000
• Annual Fee AED 525

• Balance Transfer
• Airport Lounge Access
• Dining Discounts

Reward Value: AED 10,396

Apply Now

Key Features & Benefits of ADCB Eithad Guest Platinum Credit Card:

• The balance transfer facility offered by this card can be taken for tenors of up to 24 months.
• The interest rate is charged as per the tenor.

Deem Titanium Cash Up Credit Card

Deem Mastercard Titanium Cash Up Credit Card

Balance Transfer

• Minimum Salary AED 6,500
• Annual Fee AED 200

• Balance Transfer
• Free for 1st year
• Cashback
• Airport Lounge Access
• Travel Discounts

Reward Value: AED 4,333

Apply Now

Key Features & Benefits of Deem Mastercard Titanium Cash Up Credit Card:

• Interest rate is charged on the amount that is transferred.
• Helps in saving on the interest amount
• Helps in controlling your finances by consolidating & repaying your outstanding balances easily.

List of Best Balance Transfer Credit Cards in UAE with Annual Fees & Minimum Salary 

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)	View Quotes
CBD	CBD Super Saver	420	8000
Emirates NBD	Emirates NBD Lulu Mastercard Titanium	Free for Life	5000
FAB	FAB Elite Infinite	Free for Life	40000
HSBC	HSBC Zero Credit Card	Free for Life	10000
United Arab Bank	United Arab Bank Visa Titanium	300	6000