Best Credit Card in UAE

Best Credit Cards in UAE - January 2023 Comprehensive Category wise Top Rated Credit cards List 

Check the best credit card in UAE that suit you from Policybazaar UAE. Top Credit Cards list in every category i.e. Visa, Etihad Miles, Master, Airmiles, Platinum Elite, Travel, Shopping, Islamic, Golf and more. You can find fine-tuned filtered list to sort out the best credit cards on the basis of exactly what you need like the best interest profit rates, no or minimum annual fee, along with various reward points and cashback benefits. And that’s not all, you can further down to view the best travel credit cards base on features like free for life credit cards, Cashback credit cards, balance transfers, airport lounge access and more at Policybazaar.ae. Once you are aware of the factors and fees to be considered, you can easily find the best credit card in UAE for yourself.

Best Credit Card in UAE January 2023 - List of Top 10 Best Credit Cards

Policbazaar UAE brings you the well-researched list of the best credit cards in UAE for January 2023 across all top-preferred categories like cashback, rewards, balance transfer, and more. Each category contains some excellent options for credit cards and their features. Below is the Name list of  #1 ranked Credit Card in every category based on usage and type - later in the section we will discuss the complete top 10 card list in every category and also each card's complete details with features and benefits.

Below are the complete details of all top ranked credit cards in every category mentioned above in the table -:

1. Citi Cash Back Credit Card

The Citi Cash Back credit card is the best credit card in UAE because of its amazing cashback offers. The bank charges zero annual fee, and you get free access to 1000 plus airport lounges.

Features & Benefits of Citibank Citi Cashback Credit Card

Credit Card	Features	Benefits
Citibank Citi Cashback Credit Card	Unlimited automatic cash back on all spends. There is no minimum spend, no caps, and no redemption process with this card. Access to more than 1,000 airport lounges globally on a complimentary basis. 50 complimentary VoucherSkout offering the 50% off on total bills at more than 500 outlets	3% cash back on foreign spend 2% cashback on local spend 1% cashback on all other spends

2. Emirates Ultima Credit Card

Emirates Ultima Credit Card is your first choice when you’re opting for premium range credit cards. This is the best credit card in UAE for earning skyward miles and a variety of other offers. A primary cardholder also has an opportunity to grab an exclusive metal card.

Features & Benefits of Emirates Ultima Credit Card

Credit Card	Features	Benefits
Emirates Ultima Credit Card	The primary cardholder gets exclusive metal card.  With Easy Instalment Plans, you can pay off a big purchase in monthly instalments.  You can link your Emirates Ultima credit card to the Citi Mobile App for secure transactions.	Enjoy discounts and privileges on dining and entertainment locally and across 95 countries with Citi World Privileges.  You can earn quick skyward miles on every Dirham spent.  You can get an instant cash loan of AED 16,000 approved in just a few clicks.

3. Mashreq Platinum Elite Credit Card

Considered the best credit card in UAE, the Mashreq Platinum Elite credit card offers worldwide access to airport lounges, all for free. That’s not all, the card holders can also enjoy complimentary access to Fitness First and earn Salaam points on all spends. To apply for this card, visit our credit cards section and get the card approved instantly.

Features & Benefits of Mashreq Platinum Elite Credit Card

Credit Card	Features	Benefits
Mashreq Platinum Elite Credit Card	Unlimited complimentary access to over 1000 airport lounges across the world Earn Salaam Points on all your local and international spends with this travel credit card offers in UAE	3 free Limousine airport transfers in Abu Dhabi and Dubai Get 50% off on up to 4 movie tickets every month for VOX, Reels, and Novo cinemas

4. ADCB Traveller Credit Card

The ADCB Traveller credit card is the best credit card in UAE for frequent travellers. The card has provisions for complimentary lounge access and some of the most affordable travel insurance options. Besides, the cardholder also gets discounts on flight bookings, hotel bookings, staycations, and many more similar benefits.

Features & Benefits of ADCB Traveller Credit Card

Credit Card	Features	Benefits
ADCB Traveller Credit Card	Unlimited free access at 900+ airport lounges globally. A maximum of 6 complimentary night stays at selected hotels globally Exclusive discount on Starwood Hotels and Resorts	20% discount on air tickets when booked through Cleartrip. 20% discount on hotel bookings 20% discount on Careem rides Free travel insurance

5. Emirates Islamic Cashback Plus Credit Card

As the name suggests, the Emirates Islamic Cashback Plus credit card is regarded as the best credit card in UAE for its cashback benefits. With this one, you can get cashback on telecom, education, dining, and groceries. Apart from these, the card also offers free airport lounge access and complimentary golf offers.

Features & Benefits of Emirates Islamic Cashback Plus Card

Credit Card	Features	Benefits
Emirates Islamic Cashback Plus Card	Complimentary access to over 1,000 airport lounges across the world 2 complimentary sessions of golf every month with this credit card offer in UAE	Get up to 10% cashback on grocery shopping all across the UAE Enjoy 10% cashback on education, dining, and telecom related spends

6. ADIB Cashback Credit Card

ADIB Cashback Credit Cards are one of the best cards by ADIB offering 1% flat cashback on every transaction. There’s a range of offers and benefits that you get with these cards including but not limited to free roadside assistance.

Features & Benefits of ADIB Cashback Credit Card

Credit Card	Features	Benefits
ADIB Cashback Credit Card	Receive 1% instant cashback on every purchase. Withdrawal of 100% credit limit as cash. Free access to airport lounges.	Get free roadside assistance. Receive up to 4 free supplementary cards. Get a free grace period of up to 55 days to pay off your outstanding balance.

7. Standard Chartered Manhattan Platinum

The Standard Chartered Manhattan Plantinum credit card is regarded as the best credit card in UAE for shopping purposes. It provides exclusive discounts on shopping and a cashback of 5% at supermarkets. Other than these, the credit card user can also earn 3x rewards on other purchases.

Features & Benefits of Standard Chartered Manhattan Platinum Credit Card

Credit Card	Features	Benefits
Standard Chartered Manhattan Platinum Credit Card	Get reward points on every shopping and dining. Gain 1 reward point for every $1 spent on your credit card within the UAE or internationally. Savings of over AED 10, 000 annually.	Buy 1 get 1 offer at Costa Coffee. Buy 2 get 1 offer at VOX cinemas and Reel Cinemas. Discount on flights and hotel packages at Expedia.com with a minimum spending of USD 1200.

8. DIB Platinum Credit Card

DIB Consumer Platinum credit card is known as the best credit card in UAE when it comes to availing grocery shopping benefits. All the cardholders get up to 4% cashback on every purchase in hypermarkets and supermarkets.

Features & Benefits of DIB Platinum Credit Card

Credit Card	Features	Benefits
DIB Platinum Credit Card	Minimum salary of AED 5,000 to avail of the credit card. The card covers you for medical and legal referrals.  You can use the DIB Platinum Credit Card to pay off your outstanding amount on other bank’s credit card with Bank Transfer Facility.	Earn bonus Skyward Miles of up to 100,000. Avail of 0% easy payment plan when you buy Emirates tickets to any location using emirates.com. 25% off on online transactions via Zomato across the UAE.

9. Emirates NBD LuLu Credit Card

Emirates NBD LuLu Credit Card is the best credit card in UAE for retail shopping at LuLu. The cardholders get to enjoy additional discounts and can get up to 3.5% LuLu points with every spend.

Features & Benefits of Emirates NBD LuLu Credit Card

Credit Card	Features	Benefits
Emirates NBD LuLu 247 Titanium Credit Card	Get up to 3.5% rewards when you shop at Lulu online stores or in-store.  Earn up to 2% reward points on all spends made on fuels. Enjoy 1% reward points on utility bills and 0.35% reward points on other spends.	Get exclusive shopping privileges and offers at LuLu stores like priority checkouts, exclusive access to deals and promotions and free shipping.   Enjoy a buy 1 and get 1 movie ticket offer at VOX cinemas.  Receive 500 LuLu Points as a welcome offer when you activate your credit card.

10. HSBC Platinum Select Credit Card

Shop your heart out and pay in easy monthly installments at 0% interest with HSBC’s Platinum Select Credit Card. The Platinum Select card gives you access to cinema privileges, air mile rewards and exclusive dining offers, and a lot more. Considered one of the best cards, HSBC platinum offers complimentary access to the HSBC ENTERTAINER app and has a wide range of travel and lifestyle benefits. 

Features & Benefits of HSBC Platinum Select Credit Card

Credit Card	Features	Benefits
HSBC Platinum Select Credit Card	No annual fee is required. The Cash Instalment Plan also presents competitive interest rates. You can also avail of exclusive offers at 0% interest. The facility of complimentary supplementary credit cards for family members. The Cash Instalment Plan also presents competitive interest rates. Get a Flexi Instalment Plan at low-interest rates and no processing fees.	Get a Buy 1 Get 1 offer on leisure, retail, dining, and wellness. Get up to 10% on British Airways bookings with your credit card. Get Buy 1 Get 1 2D, 3D, 4D movie offers on VOX Cinemas. Earn Air Miles rewards with every purchase you make on your credit card. For every AED 4 spent on your credit card, you will receive 1 Air Mile.

List of 45+ Best Credit Cards in UAE for 2022 – Annual fees, Minimum Salary required & Features

Category-wise List of Top Preferred Best Credit Cards based on User selection and R & D Team of Policybazaar.ae for following categories -:

Categories for Best Credit Cards in UAE for January 2023
1. Cashback Credit Cards
2. Travel Credit Cards
3. Cinema Offers Credit Cards
4. Rewards Offers Credit Cards
5. Balance Transfer Credit Cards
6. Free for Life Credit Cards
7. Grocery Shopping Credit Cards

Best Cashback Credit Cards in UAE for January 2023

Cashback credit cards reward you with a small percentage of the total amount you spent through a transaction. Notably, cashback is awarded on the amount spent by you using your credit card in a particular billing cycle. This cashback is credited to your credit card balance at the end of the billing cycle.

Here’s a list of the best credit cards in UAE with cashback benefits for January 2023:

1. Citibank Citi Cashback Credit Card
2. Emirates Islamic Cashback Plus Credit Card
3. Mashreq Cashback Credit Card
4. ADIB Cashback Visa Platinum Card
5. CBD Super Saver Credit Card

Here we are explaining the best cashback credit cards with Features & Benefits

Citibank Citi Cashback Credit Card

• Get up to 3% cashback on all your international non-AED spends
• Earn up to 2% cashback on supermarket and grocery spends
• Up to 1% cashback on all other types of spends
• Enjoy complimentary access to over a thousand airport lounges across the world
• Get 50 VoucherSkout credits free and enjoy up to 50% discount on over 500 meal outlets

Click here to Apply for this Card

Emirates Islamic Cashback Plus Credit Card

• Enjoy up to 10% cashback on spends like groceries, dining, telecom, and education
• Benefits of an in-built Nol card provided
• Complimentary unlimited access to over 1,000 airport lounges
• One of the best credit cards in UAE for golf lovers as it allows access to 2 free rounds of golf every week
• Get 2 ‘Buy 1 get 2’ offers every month on Reel cinema movie tickets

Click here to Apply for this Card

Mashreq Cashback Credit Card

• Enjoy a cashback bonus worth AED 2500 when your Mashreq cashback credit card is activated
• Get up to 5% cashback on your dining expenses in the UAE
• Up to 2% cashback on other international spends and 1% cashback on domestic spends
• Earn up to 0.33% cashback on utility, charity, education, government expenses, fuel, telecom, and rental expenses
• Up to 20% cashback on transactions made on Zomato, Du, Netflix, Etisalat, Noon.com, and Talabat for the first 6 months

Click here to Apply for this Card

ADIB Cashback Visa Platinum Card

• Enjoy flat 1% cashback on all your transactions made via ADIB Cashback Visa Platinum credit card
• Cash withdrawal of 100% of your credit card limit allowed
• Up to 4 free supplementary credit cards with ADIB cashback Visa Platinum credit card
• Option to utilise a maximum of 3 roadside assistance service calls every year
• Get a 55-day-long grace period to repay your credit card bill

Click here to Apply for this Card

CBD Super Saver Credit Card

• Receive up to 10% cashback on expenditures related to grocery and supermarkets, utility and telecom bills, education, and transport
• Access to free valet parking twice every month
• Up to 50% off on a maximum of 4 cinema tickets every month from VOX, Reel, and Novo cinemas
• Free access to over a thousand airport lounges across the globe
• Enjoy complimentary multi-trip travel insurance for primary as well as supplementary credit cardholders

Click here to Apply for this Card

List of Best Cashback Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Mashreq	Mashreq Bank Cashback Card	Free for Life	10000
Emirates Islamic	Emirates Islamic Bank Cashback Card	350	8000
FAB	FAB Cashback Card	315	5000
Citibank	Citibank Citi Cashback Card	300	8000
ADCB	ADCB SimplyLife Cashback Card	Free for Life	5000
ADIB	ADIB Cashback Visa Platinum	1000	10000

You may also like this - List of Best Cashback Credit Cards in UAE to Apply

Best Travel Credit Cards in UAE for January 2023

Credit cards with travel benefits are designed to make travelling easy, rewarding, and comfortable for frequent travellers. These cards help you save a substantial amount of money and ensure that your travels are nothing but pleasant.

The following is a list of the best credit card in UAE with travel benefits:

1. FAB Infinite Travel Credit Card
2. Mashreq Platinum Elite Credit Card
3. Emirates NBD Skywards Signature Credit Card
4. Standard Chartered Visa Infinite Credit Card
5. ADIB Etihad Visa Platinum Credit Card

Here we are explaining the best travel credit cards with Features & Benefits

FAB Infinite Travel Credit Card

• Enjoy a welcome travel voucher worth AED 1,500 when you activate your card to be used at the FAB travel porta.
• Get up to 6 free airport transfers with this travel credit card
• Free unlimited access to more than 1,000 airport lounges across the world
• Complete all your international transactions without any foreign transaction fee
• One night of complimentary stay on hotel bookings of more than 3 nights via the FAB travel portal

Click here to Apply for this Card

Mashreq Platinum Elite Credit Card

• 3 free Limousine airport transfers in Abu Dhabi and Dubai
• Get 50% off on up to 4 movie tickets every month for VOX, Reels, and Novo cinemas
• Unlimited complimentary access to over 1000 airport lounges across the world
• Earn Salaam Points on all your local and international spends with this travel credit card offers in UAE

Click here to Apply for this Card

Emirates NBD Skywards Signature Credit Card

• One of the best credit cards in UAE with travel benefits, this card earns you 1.5 Skyward Miles on every USD you spend
• 40,000 bonus Skyward Miles as your welcome offer
• Complimentary access to over 1,000 airport lounges around the world
• Complimentary 2-for-1 food deals with the Entertainer app with this credit card
• Get up to 4 free 1-hour-long valet parking every month

Click here to Apply for this Card

Standard Chartered Visa Infinite Credit Card

• 2% reward points on every airline booking made with this card
• Get 2 reward points on every USD spent internally and 1 reward point on every USD spent locally
• Unlimited free access to Fitness First in the UAE
• Get 4 airport transfers every month with Careem rides
• Up to 20% discount on a maximum of 3 Careem rides every month

Click here to Apply for this Card

ADIB Etihad Visa Platinum Credit Card

• Get a welcome bonus of 50,000 Etihad Guest Miles
• Spend AED 150,000 in one year to win a companion ticket
• Enjoy complimentary access to over 850 airport lounges
• Free valet parking and roadside assistance in the UAE
• Option to pay the annual fee using your guest miles

Click here to Apply for this Card

List of Best Travel Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
ADCB	ADCB Traveller Credit Card	1050	20000
Deem	Deem Mastercard Titanium Cash Up	200	6500
Standard Chartered	Standard Chartered Platinum	525	8000
CBD	CBD Smiles Visa Platinum	366.45	8000
RAKBANK	RAKBANK Mastercard World	750	20000

You may also like this - List of Best Travel Credit Cards in UAE to Apply

Best Cinema Offers Credit Cards in UAE (January 2023)

Cinema offer credit cards are ideal for all movie enthusiasts out there. Besides buy one get one offers, complimentary tickets, and discounts on movie tickets, these cards offer several other cinema benefits.

Listed below are the best credit cards in UAE for cinema offers:

1. Emirates Citibank Ultima Credit Card
2. ADCB Touchpoints Gold Credit Card
3. Emirates NBD Go4it Gold Card
4. Standard Chartered Bank Manhattan Platinum Credit Card\

Here we are explaining the best Cinema Offers credit cards with Features & Benefits

Emirates Citibank Ultima Credit Card

• ‘Buy 1 and get 1 free’ movie ticket on Reels and VOX cinema every month
• Up to 50% off dining and food delivery vouchers with the VoucherSkout offer
• Opportunity to attend 2 Marhaba meet and greets every year
• Get 2.5 Skyward miles on every dollar spent on Emirates.com spends, 1.5 Skyward miles for every dollar spent on non-UAE transactions, and 1 Skyward mile on local transactions
• 20,000 Skyward miles as a welcome bonus

Click here to Apply for this Card

ADCB Touchpoints Gold Credit Card

• Get 2 ‘buy 1 get 1 free’ offers on VOX cinema movie tickets
• Up to 25% off on over 1,400 gourmet restaurants
• Earn up to 0.5 TouchPoints on every dirham spent using the card
• Receive 5,000 bonus TouchPoints when you spend at least AED 5,000 each month on the card

Click here to Apply for this Card

Emirates NBD Go4it Gold Card

• Get 2 regular 2D Standard tickets for VOX cinema at only AED 47.25
• Free rides on the Dubai ferry
• Multiple ‘buy 1 get 1 free’ deals with the Entertainer app on this credit card
• Earn up to 5 Plus Points on every AED 400 spent with your card
• Complimentary life insurance policy with your card

Click here to Apply for this Card

Standard Chartered Bank Manhattan Platinum Credit Card

• Buy 1 VOX cinema ticket and get 1 free with this cinema offer credit card
• 50% discount on all VOX cinema tickets bought on Sundays
• Earn 1 Rewards Point on every dollar spent using this credit card
• Enjoy ‘buy 1 get 1’ offers at Costa coffee
• USD 50 discount when you make bookings using expedia.com

Click here to Apply for this Card

List of Best Cinema Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Emirates Islamic Bank	Emirates Islamic Bank Etihad Guest Platinum	199	8000
FAB	FAB Cashback Card	315	5000
Citibank	Citibank Citi Prestige Card	1500	30000
CBD	CBD Super Saver	420	8000
Standard Chartered	Standard Chartered Bank Manhattan Platinum	525	8000

You may also like this - List of Best Cinema Offer Credit Cards in UAE to Apply

Best Rewards Offers Credit Cards in UAE for January 2023

You can use your reward credit cards in the UAE to earn loyalty points and rewards on every dirham spent with that card. These reward points can be used to continue shopping and receive more benefits as per your preference.

Find below the list of the best credit cards in UAE with rewards offers:

1. Citi Rewards Credit Card
2. ADCB Touchpoint Infinite Credit Card
3. FAB Abu Dhabi Titanium Card
4. Citi Premier Credit Card
5. HSBC Platinum Select Credit Card

Here we are explaining best rewards offers for credit cards in UAE with features & benefits

Citi Rewards Credit Card

• Earn 1.5 ThankYou Points on every international non-AED currency spent
• 1 ThankYou Point on every locally spent dirham
• 50 complimentary VoucherSkout credits
• Enjoy the card for free for the 1st year and remove the annual fee after by making a minimum annual spend of AED 9,000

Click here to Apply for this Card

ADCB Touchpoint Infinite Credit Card

• Earn 1.5 TouchPoints on every Dirham you spend with your card
• Get a bonus of 15,000 TouchPoints when your spending crosses AED 15,000
• Enjoy a 20% discount on your Talabat orders
• 20% discount on Careen rides and 15% off on Noon.com orders
• Unlimited access for free to over 850 airport lounges around the world

Click here to Apply for this Card

FAB Abu Dhabi Titanium Card

• Get 2.5 FAB rewards on every Dirham you spend and earn 25% additional reward points on all spends made in Abu Dhabi
• Receive a 20% discount on your first 3 Careem rides of the month
• Up to 15% discount on Avis car rentals across the world
• Enjoy complimentary access to over 10 airport lounges in the Middle East

Click here to Apply for this Card

Citi Premier Credit Card

• Collect 2 ThankYou Points per USD spent on all your international transactions
• Enjoy the card for free for the first year
• One complimentary golf session once a month
• Enjoy 50 free credits for VoucherSkout redeemable at over 500 outlets

Click here to Apply for this Card

HSBC Platinum Select Credit Card

• Enjoy 1 Air Mile for every 4 Dirham spent by your card
• Up to 10% discount on airfare for British Airways
• Enjoy up to 30% discount at over 400 restaurants across the UAE
• Two ‘buy 1 get 1 free’ offers every month at VOX cinema in the UAE

Click here to Apply for this Card

List of Best Reward & Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Mashreq	Mashreq Bank Solitaire Card	1500	25000
Emirates Islamic	Emirates Islamic Bank Skywards Signature	700	10000
RAKBANK	RAKBANK Emirates Skywards World Elite	700	25000
FAB	FAB Cashback Card	315	5000
Deem	Deem Mastercard Titanium Cash Up	200	6500

You may also like this - List of Best Rewards & Offers Credit Cards in UAE to Apply

Best Balance Transfer Credit Cards in UAE (January 2023)

The balance transfer facility for the best credit cards in UAE allows users to transfer the outstanding balance of one credit card to another credit card account. This can help the users settle the credit card payment with minimal interest if the latter option is providing better rates.

Discussed below are the best credit cards in UAE with balance transfer features:

1. Emirates NBD MasterCard Titanium Credit Card
2. Mashreq Bank Platinum Elite Credit Card
3. CBD World MasterCard Credit Card
4. HSBC Black Credit Card

Here we are explaining best balance transfer credit cards in UAE with features & benefits.

Emirates NBD MasterCard Titanium Credit Card

• Balance transfer facility with 3% of the outstanding balance as a fee
• Complimentary access to over 10 VIP airport lounges
• 1 Plus Point every time you spend AED 100 using the card
• Enjoy up to 40% discount on more than 100 golf courses around the world

Click here to Apply for this Card

Mashreq Bank Platinum Elite Credit Card

• Up to 75% of your outstanding credit card balance can be transferred using the balance transfer facility
• Up to 36 months long instalment plan available for the payment of credit card debt
• Free airport transfer in Dubai and Abu Dhabi
• Enjoy other exclusive benefits like complimentary airport lounge access and health club memberships

Click here to Apply for this Card

CBD World MasterCard Credit Card

• Revolving balance transfer service with 4% of the outstanding balance as a fee
• Regular balance transfer facility with a 0.89% flat interest rate
• 50% off on cinema tickets for Reels, VOX, and Novo cinema
• Complimentary unlimited access to over 900 airport lounges worldwide
• Unlimited free benefits for golf courses

Click here to Apply for this Card

HSBC Black Credit Card

• 0% interest rates for the initial 12 months after using the balance transfer facility
• Complimentary unlimited access to over 1,000 airport lounges around the world
• Play two free rounds of golf every month
• Enjoy ‘buy 1 get 1’ offers on movie tickets across the UAE
• Up to 30% discount on dining destinations in the UAE

Click here to Apply for this Card

List of Best Balance Transfer Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
CBD	CBD Super Saver	420	8000
Emirates NBD	Emirates NBD Lulu Mastercard Titanium	Free for Life	5000
FAB	FAB Elite Infinite	Free for Life	40000
United Arab Bank	United Arab Bank Visa Titanium	300	6000

You may also like this - List of Best Balance Transfer Credit Cards in UAE to Apply

Best Free for Life Credit Cards for January  in UAE

In addition to a vast array of benefits, free for life credit cards ensure that you won’t have to pay any kind of charges to keep your card activated. Moreover, several such cards waive off other additional fees and charges.

The following is a list of the best credit cards in UAE with free for life offers:

1. CBD Visa Infinite Credit Card
2. Citibank Simplicity Credit Card
3. ADIB Value Credit Card
4. CBD Visa Platinum Credit Card

Here we are explaining best free for life credit cards with features & benefits.

CBD Visa Infinite Credit Card

• Enjoy one of the best credit cards in UAE from CBD free for your entire life
• Get 50% off on VOX cinema tickets every month
• Enjoy unlimited complimentary access to airport lounges
• Complimentary multi-trip insurance for your international travels
• Enjoy complimentary supplementary credit cards for friends and family

Click here to Apply for this Card

Citibank Simplicity Credit Card

• No annual fee, no cash advance fee, and no late fee applicable
• Supplementary credit cards for your friends and family
• Exciting discounts and deals on dining and shopping outlets in the UAE
• 50 complimentary VoucherSkout credits provided - redeemable across 500 brands

Click here to Apply for this Card

ADIB Value Credit Card

• Among the best credit cards in UAE with free for life offer
• Earn 2 Reward Points on all your international spends and 1 reward point on all domestic spends
• Redeem your reward points for retail shopping or travel discounts
• Up to 100% of your card’s limit available as cash value for withdrawal

Click here to Apply for this Card

CBD Visa Platinum Credit Card

• Free for life credit card with free supplementary credit cards for your family
• Enjoy 2 ‘buy 1 get 1’ offers each month on VOX cinema movie tickets
• Up to 15% off on Emaar entertainment destinations
• Up to 50% off on a maximum of 2 tickets every month for Novo cinema tickets

Click here to Apply for this Card

List of Best Free for Life Credit Cards with Annual Fee & Minimum Balance Required

Bank	Credit Card Name	Salary Requirement
Citibank	Citi Simplicity Credit Card	AED 5,000
FAB	FAB Abu Dhabi Titanium Credit Card	AED 5,000
ADCB	ADCB Lulu Titanium Credit Card	AED 5,000
ADIB	ADIB Value Credit Card	AED 8,000
DIB	Dubai Islamic Johara Gold Premium Credit Card	AED 5,000
Emirates Islamic Bank	Emirates Islamic Flex Credit Card	AED 5,000

Best Credit Cards for Grocery Shopping in UAE

Save big bucks on your supermarket and grocery spends with the best credit cards in UAE with grocery shopping offers. Some of the best credit cards in Dubai coming with grocery shopping offers in the UAE are:

1. Emirates Islamic Cashback Plus Credit Card
2. CBD Super Saver Credit Card
3. RAKBANK World Credit Card
4. Standard Chartered Platinum Credit Card

Here we are explaining best credit cards for grocery shopping with features & benefits

Emirates Islamic Cashback Plus Credit Card

• Get up to 10% cashback on grocery shopping all across the UAE
• Enjoy 10% cashback on education, dining, and telecom related spends
• Complimentary access to over 1,000 airport lounges across the world
• 2 complimentary sessions of golf every month with this credit card offer in UAE

Click here to Apply for this Card

CBD Super Saver Credit Card

• Up to 10% cashback on grocery shopping in the UAE
• Similar cashback on other spending like education and transportation
• 2 free valet parking every month with the card
• Up to 50% off on 4 movie tickets at VOX, Novo, and Reels cinema in a month

Click here to Apply for this Card

RAKBANK World Credit Card

• Get up to 10% cashback on your grocery shopping
• Receive up to 10% cashback on travel expenses, international transactions, and domestic spends
• Enjoy up to 50% discount on VOX cinema tickets and ‘buy 1 get 1’ offers on Reel cinema tickets
• Get up to 20% off on your Talabat orders

Click here to Apply for this Card

Standard Chartered Platinum Credit Card

• Enjoy up to 1% cashback on all eligible expenses with this card including grocery shopping
• Balance transfer facility without any interest and only a 2% processing fee
• Free access to over 20 local airport lounges
• Get 20% off on the first three Careem rides of the month

Click here to Apply for this Card

List of Banks offering Online Approval for Credit Card in January 2023 in UAE

With everything going digital now, several top banks are also taking the necessary steps to make every banking service available to their customers via online banking. As a result, you can now get online approval for some of the best credit cards in the UAE in a matter of minutes. Following are the banks that offer online approvals for their best credit cards in Dubai:

• Citibank
• Mashreq Bank
• Deem Finance
• Commercial Bank of Dubai
• Emirates NBD

Newly Launched Credit Cards in UAE in 2022

Just like any other business venture out there, banks keep on rolling out new products and services. Following are the three most recently launched best credit cards in the UAE:

1. Deem Finance Credit Cards
2. Liv Credit Card by Emirates NBD

Deem Finance Credit Cards

Deem Finance has launched two incredible new credit cards with hosts of features:

• Deem Cash Up Credit Card – One of the best credit cards in Dubai with cashback and rewards offers, it is ideal for individuals who use credit cards mostly for shopping and paying bills.
• Deem Miles Up Credit Card – It is among the best credit cards in UAE for Air Miles and rewards offers and is ideal for individuals who travel frequently.

Liv Credit Card by Emirates NBD

A fully digital credit card with instant approval services from the Emirates NBD Liv app, this excellent credit card offers a host of different reward programs. Users can choose any program as per their preference and switch it whenever required. These features make it one of the best credit cards in UAE in terms of the rewards and benefits offered.

Best Credit Cards for January 2023
Emirates NBD Lulu Mastercard Titanium Credit Card	Deem Mastercard Platinum Cash Up Credit Card
Emirates NBD Titanium Credit Card	Emirates NBD Skywards Signature Credit Card
Emirates NBD Duo Credit Card	RAKBANK World Credit Card
ADCB SimplyLife Credit Cards	Dubai Islamic Bank Consumer Reward Card
Emirates Islamic RTA Platinum Credit Card	Emirates Citibank Ultima Credit Card
Emirates NBD U By Emaar Visa Credit Card	Emirates NBD Go4it Platinum Credit Card
ADCB TouchPoints Gold Credit Card	Dubai Islamic Bank Prime Platinum Card
Emirates NBD Visa Infinite Credit Card	FAB Signature Credit Card
Emirates NBD Diners Club Credit Card	Emirates NBD Dnata Platinum Credit Card
Emirates NBD Skywards Infinite Credit Card	Standard Chartered Manhattan Platinum Credit Card
Emirates NBD Go4it Gold Credit Card	FAB Standard Credit Card
FAB Cashback Credit Card	ADCB LuLu Co-Brand Platinum Credit Card
Emirates NBD Marriott Bonvoy World Mastercard Credit Card	ADCB Lulu Titanium Credit Card
ADIB Value+ Card	FAB Gems Titanium Credit Card
ADIB Spice Card	Emirates NBD MasterCard Platinum Credit Card
Emirates NBD U By Emaar Family Credit Card	CBD One Starter VISA Signature Credit Card
Mashreq Cashback Credit Card	Citi Premier Credit Card
Emirates NBD Visa Platinum Credit Card	Emirates Citibank Ultimate Credit Card
RAKBANK RED Credit Card	Emirates Islamic Easy Credit Card
ADCB Traveller Credit Card	ADCB TouchPoints Platinum Credit Card
Emirates NBD Lulu Mastercard Platinum Credit Card	RAKBANK Titanium Credit Card
Deem Mastercard Titanium Cash Up Credit Card	Standard Chartered Saadiq Platinum Murabaha Credit Card
Mashreq Platinum Elite Credit Card	American Express Platinum Card
FAB Abu Dhabi Titanium Credit Card	Citibank Citi Cashback Credit Card
Citibank - Citi Simplicity Credit Card	Emirates Islamic Cashback Plus Credit Card

Summary for Best Credit Card in UAE 2022

Finding the best credit card in UAE is chiefly a matter of preferences and requirements. For instance, whereas a cashback credit card may be the best option for your friend, you may find a credit card with travel benefits more suitable. Moreover, your definition of the best credit card in UAE may change over time as your requirements change.

In a nutshell, there is no one-size-fits-all situation that applies to credit cards. Considering that, we have shortlisted the top preferred features that most customers search for in credit cards and shortlisted a few top options for you. Compare the cards you find the most suitable for your needs and choose the best credit card in UAE for yourself on our website only.

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