Opting for the best credit card in UAE can be a very daunting task as each credit card come with its own set of features & benefits. Considering this difficulty in mind, we have come with a list of best credit cards in UAE based on their key features and benefits we think these cards are the most appropriate cards for the different set of needs. So, take a glimpse of this elusive list of credit cards and choose the best credit card that suits your spending habits and lifestyle needs the most.
List of Best Credit Cards in the UAE for April 2021
Here are the best credit cards in UAE, categorized with cashback, travel rewards, cinema offers, rewards and balance transfer features.
➤Free for 1st year ➤Airport Lounge Access ➤Cashback ➤Travel Discounts
Features & Benefits:
A maximum of 3% accelerated Cash Up upon making purchases at supermarket & grocery stores.
A maximum of 3% accelerated Cash Up on utilities spends such as telephone & electricity and on government services such as car registration, Salik, etc.
3% accelerated Cash Up on fuel purchases at gas stations.
5% accelerated Cash Up on all other retail transactions.
Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
Access to more than 10 airport lounges across the Middle East & the Levant.
Avail more than 900 offers across over 90 destinations & more than 600 merchants with the MasterCard Buy 1 Get 1 App.
20% off on three Careem rides monthly.
A maximum of 15% off on Avis car rentals globally.
➤Free for 1st year ➤Airport Lounge Access ➤Movie Discounts ➤Dining Discounts ➤Valet Parking
Features & Benefits:
10% cash back can be earned on retail spend categories that include bills, transport, supermarket, and education, capped at AED 200 per category every month.
A maximum of 1% cash back can be earned on every AED 2 on all other spends with no caps.
50% off on movie tickets booked through VOX Cinemas throughout the UAE.
Complimentary Valtrans valet parking two times every month
Up to 8 free visits at 1000+ airport lounges globally through LoungeKey in a calendar year.
Best Travel Credit Cards in the UAE
Deem Platinum Miles Up Credit Card
➥ Minimum Salary (AED): 10,000 ➥ Annual Fee (AED): Free for Life
➤Free for Life ➤Airport Lounge Access ➤Dining Discounts ➤Travel Discounts ➤Valet Parking
Features & Benefits:
3x Miles Up can be earned on flight tickets, hotel reservations, and shopping
1x Miles Up can be earned on all retail spends globally
Free valet parking
Access to more than 25 airport lounges in the Levant and the Middle East.
A maximum of 30% off with Cleartrip.
20% off on three Careem rides per month
A maximum of 15% discount on Avis car rentals globally
➤Free for 1st year ➤Cashback ➤Airport Lounge Access ➤Travel Discounts
Features & Benefits:
Interest rate is charged on the amount that is transferred.
Helps in saving on the interest amount
Helps in controlling your finances by consolidating & repaying your outstanding balances easily.
Credit Card in UAE - Annual Fee and Salary Requirement
Bank
Card Name
Minimum Salary Requirement (In AED)
Annual Fee ( In AED)
Best Feature
Citibank
Citibank Citi Cashback Credit Card
8000
300*
CashBack
Standard Chartered
Standard Chartered Platinum Credit Card
5000
525
CashBack
RAKBANK
RAKBANK Titanium Credit Card
10000
Free for Life
CashBack
CBD
CBD Super Saver Credit Card
8000
840**
CashBack
Najm
Najm Platinum Plus Cashback Credit Card
7000
420
CashBack
Deem
Deem MasterCard Platinum Miles Up Credit Card
10000
Free for Life
Travel
ADCB
ADCB Traveller Credit Card
20000
1050
Travel
Najm
Najm Voyager Signature Credit Card
12000
523.95
Travel
ADIB
ADIB Etihad Visa Platinum Credit Card
10000
700
Travel
Emirates NBD
Emirates NBD Skywards Signature Credit Card
15000
700
Travel
Mashreq
Mashreq Novo Credit Card
-
300
Cinema
Emirates NBD
Emirates NBD Go4it Gold Card
5000
99
Cinema
CBD
CBD Smiles Visa Signature Credit Card
15000
999
Cinema
RAKBANK
RAKBANK World Credit Card
35000
999
Cinema
Emirates NBD
Emirates Citibank Ultima Credit Card
36750
3000
Cinema
ADCB
ADCB Touchpoint Infinite Credit Card
40000
1050
Rewards & Offers
ADIB
ADIB Value+ Credit Card
5000
Free for Life
Rewards & Offers
HSBC
HSBC Platinum Select Credit Card
5000
Free for Life
Rewards & Offers
Emirates Islamic
Emirates Islamic Flex Elite Credit Card
25000
700
Rewards & Offers
Mashreq
Mashreq Platinum Elite Credit Card
7000
682.5
Balance Transfer
HSBC
HSBC Black Credit Card
-
1500
Balance Transfer
Emirates Islamic
Emirates Islamic Skywards Infinite Credit Card
25000
2000
Balance Transfer
ADCB
ADCB Etihad Guest Platinum Credit Card
-
525
Balance Transfer
Deem
Deem MasterCard Titanium Cash Up Credit Card
5000
200*
Balance Transfer
* Free for the first year. The annual fee is waived from the second year onwards upon meeting the minimum spend requirement.
** Free for the first year. Annual membership will be applicable only from the second year onwards.
Final Words
As you can see, there is a plenty of best credit card in UAE offering distinctive features and benefits to meet the different spending patterns and fulfilling various lifestyle needs of its customers. It is very imperative to opt for the right credit card or else you might end up losing on a lot of exclusive privileges and benefits. Make sure, you compare different credit cards based on their features, benefits, rewards, fees & charges. This will enable you to choose the best credit card as per your usage pattern.