Best Credit Card in UAE for April 2021

FAB Cashback Credit Card

➥ Minimum Salary (AED): 5,000   ➥ Annual Fee (AED): 315

Features and Benefits:

• 5% cashback on supermarket purchases including online spend as well
• 5% cashback on payment of utility bills and fuel purchases
• 2% cashback on foreign expenditure using FAB cashback credit card
• 1% cashback on retail spends including online shopping
• Cardholders get exclusive welcome benefit of AED 300 cashback
• Enjoy two movie tickets at just AED 15 on weekdays and AED 20 on weekends
• Get 20% discount on all Careem rides
• Cardholders can enjoy complimentary access to more than 10 plus airport lounges all across the UAE

Emirates Islamic Bank Cashback Plus Card

➥ Minimum Salary (AED): 12,000   ➥ Annual Fee (AED): 299

Features & Benefits:

• A maximum of 10% cash back on education, dining, supermarket, and telecom spends
• Unlimited free access to more than 1000 airport lounges globally
• 2 round of golf any day of the week on a complimentary basis
• An embedded RTA NoI chip that enables its card members to use the card for different payments on the RTA transit network
• Facility of auto top-up for NoI as well as salik accounts
• Gold Glass cabin accessibility on the metro
• Travel accident & travel inconvenience insurance on all trips for a maximum of 90 days
• Facility of balance transfer at 0% profit rate.

Citibank Citi Cashback Card

➥ Minimum Salary (AED): 8,000   ➥ Annual Fee (AED): 300

Features & Benefits:

• Unlimited automatic cash back on all spends.
• 3% cash back on foreign spend
• 2% cash back on local spend
• 1% cash back on all other spends
• There is no minimum spend, no caps, and no redemption process with this card.
• Access to more than 1,000 airport lounges globally on a complimentary basis.
• 50 complimentary VoucherSkout offering the 50% off on total bills at more than 500 outlets (i.e. worth AED 250).

Deem Titanium Cash Up Credit Card

➥ Minimum Salary (AED): 6,500   ➥ Annual Fee (AED): 200

Features & Benefits:

• A maximum of 3% accelerated Cash Up upon making purchases at supermarket & grocery stores.
• A maximum of 3% accelerated Cash Up on utilities spends such as telephone & electricity and on government services such as car registration, Salik, etc.
• 3% accelerated Cash Up on fuel purchases at gas stations.
• 5% accelerated Cash Up on all other retail transactions.
• Avail lucrative deals & offers on amusement parks, dining, entertainment experiences, and tourist attractions, and more with the Deem Offers App.
• Access to more than 10 airport lounges across the Middle East & the Levant.
• Avail more than 900 offers across over 90 destinations & more than 600 merchants with the MasterCard Buy 1 Get 1 App.
• 20% off on three Careem rides monthly.
• A maximum of 15% off on Avis car rentals globally.

Standard Chartered Platinum Credit Card

➥ Minimum Salary (AED): 8,000   ➥ Annual Fee (AED): 525

Features & Benefits:

• 10% cash back on utility bills, school fees, and supermarket spend.
• Unlimited free access to more than 20 domestic & international airport lounges.
• Buy one get one free at Costa Coffee
• Can avail three 20% discounted Careem rides every month
• A maximum of 30% discount on travel with Cleartrip
• A maximum of 10% discount when booked through Hotels.com

RAKBANK Titanium Credit Card

➥ Minimum Salary (AED): 5,000   ➥ Annual Fee (AED): Free For Life

Features & Benefits:

• 5% cash back on dining and supermarket spends globally
• A maximum of 50% cash back on cinema spends globally
• 2% cash back can be earned on all local and international retail purchase transactions, internet transactions & international cash advances.
• A maximum of 55 days no interest credit
• Exciting offers on jewellery, dining, furnishing, holidays, electronics, furnishing, and a lot more.
• Unlimited free access to more than 10 VIP airport lounges in certain airports.

CBD Super Saver Credit Card

➥ Minimum Salary (AED): 8,000   ➥ Annual Fee (AED): 420

Features & Benefits:

Deem Platinum Miles Up Credit Card

➥ Minimum Salary (AED): 10,000   ➥ Annual Fee (AED): Free for Life

Features & Benefits:

• 3x Miles Up can be earned on flight tickets, hotel reservations, and shopping
• 1x Miles Up can be earned on all retail spends globally
• Free valet parking
• Access to more than 25 airport lounges in the Levant and the Middle East.
• A maximum of 30% off with Cleartrip.
• 20% off on three Careem rides per month
• A maximum of 15% discount on Avis car rentals globally

ADCB Traveller Credit Card

➥ Minimum Salary (AED): 20,000   ➥ Annual Fee (AED): 1050

Features & Benefits:

• Unlimited free access at 900+ airport lounges globally.
• 20% discount on air tickets when booked through Cleartrip.
• 20% discount on hotel bookings
• A maximum of 6 complimentary night stays at selected hotels globally
• Exclusive discount on Starwood Hotels & Resorts
• Free travel insurance
• 20% discount on Careem rides

Najm Voyager Signature Credit Card

➥ Minimum Salary (AED): 12,000   ➥ Annual Fee (AED): 524

Features & Benefits:

• 12 free visits across more than 1000 airport lounges globally via Visa Loungekey.
• A maximum of 50% off on travel, cinema, dining, and entertainment.
• 3 Voyager rewards can be earned for every AED spent internationally.
• 2 Voyager rewards can be earned for every AED spent domestically.
• 1 Voyager reward can be earned for every AED spent on school fees, utility bill payments, fuel purchases, and e-government spends.
• Complimentary multi-trip travel insurance for a maximum of US$ 500,000

ADIB Etihad Visa Platinum Card

➥ Minimum Salary (AED): 10,000   ➥ Annual Fee (AED): 2,000

Features & Benefits:

• 50,000 Etihad Guest Miles as a sign up bonus.
• 3 Etihad Guest Miles can be earned on each AED 4 spent internationally.
• 2 Etihad Guest Miles can be earned on each AED 4 spent locally.
• Complimentary companion ticket
• Complimentary airport lounge access with LoungeKey.
• Complimentary valet parking at some specific locations across the UAE.

Emirates NBD Skywards Signature Credit Card

➥ Minimum Salary (AED): 15,000   ➥ Annual Fee (AED): 700

Features & Benefits:

• A maximum of 40,000 Skywards Miles as a welcome bonus.
• Free access to 1,000+ airport lounges globally through Loungekey.
• A maximum of 1.5 Skywards Miles can be earned on every USD spent.
• 4 free valet parking services
• International travel and medical assistance
• Travel insurance
• 3% off on flight tickets and a maximum of 7% off on holiday packages.

Mashreq Novo Credit Card

➥ Minimum Salary (AED): 5,000   ➥ Annual Fee (AED): 300

Features & Benefits:

• Offers a 50% discount on cinema tickets.
• A maximum of 8 discounted cinema tickets per month.
• Exclusive counter for the cardholder at the ticketing as well as the F&B section across all NOVO cinemas.

Emirates NBD Go4It Gold Credit Card

➥ Minimum Salary (AED): 5,000   ➥ Annual Fee (AED): 99

Features & Benefits:

• 5 Plus Points can be earned for every AED 400 spent.
• Exclusive rate of AED 47.25 for 2 regular 2D VIP and 2D Standard movie tickets at VOX Cinemas.
• 50% discount on movie tickets when booked at VOX Cinemas using the Visa credit card.

CBD Smiles Visa Signature Credit Card

➥ Minimum Salary (AED): 15,000   ➥ Annual Fee (AED): 1048.95

Features & Benefits:

• 50% off on movie tickets when booked through VOX Cinema throughout the UAE.
• Welcome bonus of 50,000 Smiles Points
• Quarterly Bonus of 15,000 Smiles Points
• A maximum of 3 Smiles Points on foreign spent and a maximum of 2 Smiles Points on local spent

RAKBANK World Credit Card

➥ Minimum Salary (AED): 20,000   ➥ Annual Fee (AED): 750

Features & Benefits:

• 50% discount on movie tickets when booked through VOX Cinema
• Exclusive dining privileges at leading restaurants on a host of cuisines.
• Free access at 1000+ airport lounges globally
• Discount on chauffeur rides with Careem
• Free nights at 200+ participating Marriott Bonvoy hotels

Emirates Citibank Ultima Credit Card

➥ Minimum Salary (AED): 36,750   ➥ Annual Fee (AED): 3,000

Features & Benefits:

• Buy one get one free movie ticket at Reel & VOX cinemas per month.
• Free Marhaba meet & greet two times in a year.
• Entertainment & dining discount domestically and throughout 95 countries.
• Free access to more than 1000 airport lounges globally

ADCB Touchpoints Infinite Credit Card

➥ Minimum Salary (AED): 24,000   ➥ Annual Fee (AED): 1050

Features & Benefits:

• 5 TouchPoints can be earned on every AED 1 spent with this card.
• On spending AED 15,000 per month, you can earn 15,000 TouchPoints as a bonus.
• Free 2 nights’ stay at Hotels.com across the world
• Buy 1 Get 1 free on a maximum of 4 cinema tickets
• Free golf access
• Unlimited access at 850+ airport lounges globally on a complimentary basis
• 4 free airport chauffer rides with Careem

ADIB Value+ Card

➥ Minimum Salary (AED): 5,000   ➥ Annual Fee (AED): Free For Life

Features & Benefits:

• 1 Reward Point can be earned on each AED 1 spent locally
• 2 Reward Points can be earned on each AED 1 spent internationally
• Unlimited airport lounge access on a complimentary basis across the GCC/MENA region.
• Exclusive priceless Arabia offers across sports activities, dining, travel, shopping, and much more.

HSBC Platinum Select Credit Card

➥ Minimum Salary (AED): 10,000   ➥ Annual Fee (AED): Free For Life

Features & Benefits:

• 1 air mile can be earned for every AED 4 spent on the card
• Buy one get one free cinema ticket offers throughout the UAE.
• Attractive offers on dining, shopping, entertainment, & leisure at 19,000 outlets in 160 countries.
• A maximum of 12% discount across 985,000 hotels & vacation rentals worldwide at Agoda.
• 15% discount for 4 Careem rides per month
• 2 Buy one get one free movie tickets through VOX Cinemas per month

Emirates Islamic Bank Flex Elite Credit Card

➥ Minimum Salary (AED): 25,000   ➥ Annual Fee (AED): 700

Features & Benefits:

• A maximum of 3.75 EI SmartMiles can be earned on every AED 1 spent.
• 75,000 EI SmartMiles as a welcome bonus upon paying an annual fee for the 1st
• Free unlimited access at 1000 airport lounges
• 2 complimentary valet parking facility every month
• Unlimited rounds of golf at any day in a week.
• Free airport chauffeur ride with Careem
• Exciting Visa infinite offers

Mashreq Platinum Elite Mastercard Credit Card

➥ Minimum Salary (AED): 10,000   ➥ Annual Fee (AED): 650

Features & Benefits:

• A maximum of 75% amount of the available credit limit can be transferred.
• Favorable rate of interest
• No need to submit income documentation.
• Repayment of such transfers can be done in monthly installments of up to 36 months.

HSBC Black Credit Card

➥ Minimum Salary (AED): 15,000   ➥ Annual Fee (AED): 1500

Features & Benefits:

• 0% rate of interest is charged for the initial 12 months on balance transfers.
• Helps in saving on the interest amount
• Helps in controlling your finances by consolidating & repaying your outstanding balances easily.

Emirates Islamic Skywards Infinite Credit Card

➥ Minimum Salary (AED): 25,000   ➥ Annual Fee (AED): 2,000

Features & Benefits:

• Opportunity to clear off the outstanding balance you owe to other banks with this card.
• No profit rate is levied on the balance transfer.

ADCB Etihad Guest Platinum Credit Card

➥ Minimum Salary (AED): 15,000   ➥ Annual Fee (AED): 525

Features & Benefits:

• The balance transfer facility offered by this card can be taken for tenors of up to 24 months.
• The interest rate is charged as per the tenor.

Deem Titanium Cash Up Credit Card

➥ Minimum Salary (AED): 6,500   ➥ Annual Fee (AED): 200

Features & Benefits:

• Interest rate is charged on the amount that is transferred.
• Helps in saving on the interest amount
• Helps in controlling your finances by consolidating & repaying your outstanding balances easily.