Best Credit Cards in UAE

Best Credit Card in UAE

Best Credit Cards in UAE - June 2023 Comprehensive Category wise Top Rated Credit cards List 

Check the best credit card in UAE that suit you from Policybazaar UAE. Top Credit Cards list in every category i.e. Visa, Etihad Miles, Master, Airmiles, Platinum Elite, Travel, Shopping, Islamic, Golf and more. You can find fine-tuned filtered list to sort out the best credit cards on the basis of exactly what you need like the best interest profit rates, no or minimum annual fee, along with various reward points and cashback benefits. And that’s not all, you can further down to view the best travel credit cards base on features like free for life credit cards, Cashback credit cards, balance transfers, airport lounge access and more at Policybazaar.ae. Once you are aware of the factors and fees to be considered, you can easily find the best credit card in UAE for yourself.

Best Credit Card in UAE June 2023 - List of Top 11 Best Credit Cards

Policbazaar UAE brings you the well-researched list of the best credit cards in UAE for June 2023 across all top-preferred categories like cashback, rewards, balance transfer, and more. Each category contains some excellent options for credit cards and their features. Below is the Name list of #1 ranked Credit Card in every category based on usage and type - later in the section we will discuss the complete top 11 card list in every category and also each cards complete details with features and benefits.

Below are the complete details of all top ranked credit cards in every category mentioned above in the table -:

1. Citibank Citi Cashback Credit Card

You can experience unparalleled financial freedom with Citibank Cashback Credit Card, which is designed to reward you for every purchase. A remarkable feature of this card is that it provides cashback at impressive rates on groceries and fuel expenses, making your daily transactions more rewarding.

Features & Benefits of Citibank Citi Cashback Credit Card

2. Citibank Citi Simplicity Credit Card

Citibank Simplicity Credit Card can make your financial life easier as you can take advantage of the no-annual fee policy and zero late payment charges. With the Citibank Simplicity Credit card, get ready to enjoy competitive interest rates along with convenient access to a host of Citibank services and offers.

Features & Benefits of Citibank Citi Simplicity Credit Card

Credit Card	Features	Benefits
Citibank Simplicity Credit Card	Minimum monthly income required – AED 5,000 Get access to select airport lounges across the Middle East Obtain complimentary cards for your family members No cashback reward No loyalty points on spends Purchase protection and extended warranty Travel insurance	Free for life No late payment fee No cash advance or over limit fee Exclusive discounts on travel, dining, and entertainment locally and across 95 countries Competitive interest rates starting from 3.5%

3. Liv. Platinum Credit Credit Card

You can elevate your financial experience with Emirates NBD Liv. Platinum Credit Card, tailored to meet the requirements of today’s savvy customers. With this card, you can earn rewards on spends (redeemable for exclusive gifts), vouchers, and Skyward Miles to enrich your lifestyle. Take advantage of the attractive discounts on dining, travel, and entertainment while enjoying the no annual fees on the card.

Features & Benefits of Liv. Platinum Credit Credit Card

Credit Card	Features	Benefits
Emirates NBD Liv. Platinum Credit Card	Minimum monthly income required – AED 10,000 Access to over 25 airport lounges Flexible reward programme with two options – Cashback or Skywards Enjoy exclusive dining discounts	Free for life Up to AED 12,000 cashback per annum or 1 Skyward Mile for every AED 1 spent Up to 15% cashback on transactions or 1 Skyward Mile for every AED spent 10% off on cleartrip flight booking Buy 1 get 1 offer on dining and lifestyle 10% off hotels.com discount

4. Liv. World Credit Card

You can get access to a world of luxury and convenience with the Emirates NBD World Credit Card. Earn Skywards Miles on every purchase, and get exclusive benefits, including complimentary airport lounge access, discounts on various flight bookings, and more.

Features & Benefits of Liv. World Credit Card

Credit Card	Features	Benefits
Emirates NBD Liv. World Credit Card	Minimum monthly income required – AED 10,000 Lounge access to more than 850 airport lounges across the world Flexible rewards programme – Cashback or Skywards Earn rewards on frequently spend categories	Up to AED 18,000 cashback per annum or up to 10,000 skywards miles per annum. Up to 15% cashback on transactions or up to 1 Skywards Mile for every AED spent 10% off on cleartrip flight booking Buy 1 get 1 offer on dining and lifestyle Buy 1 get 1 offer on VOX Cinemas ( 3 tickets per month)

5. Commercial Bank of Dubai Titanium MasterCard Credit Card

Commercial Bank of Dubai Titanium Credit Card is a feature-rich card to cater to your daily needs while also providing exceptional rewards and benefits. You can benefit from exclusive offers and discounts on shopping, dining, and entertainment across the UAE, as well as access to airport lounges. Apart from its offers, its cashback reward program has made it a top-notch choice in UAE.

Features & Benefits of Commercial Bank of Dubai Titanium MasterCard Credit Card

Credit Card	Features	Benefits
Commercial Bank of Dubai Titanium Credit Card	Minimum monthly income required – AED 5,000 Free airport lounge access in the Middle East Earn CBD reward points for every AED spent Protection against fraud with integrated technology  Provides multiple travel, hospitality, dining, and wellness benefits	Free for life Free supplementary card for family (age above 15 years) Up to 10% cashback on your spends on Booking.com 10% off at rentalcars.com  50% discount on 2 cinema tickets at Novo cinemas per calendar month

6. Commercial Bank of Dubai Super Saver Credit Card

Commercial Bank of Dubai Super Saver Credit Card maximises your savings with a good cashback program and a host of valuable benefits. You can earn up to 10% cashback on your everyday expenses, including groceries, dining, fuel, utility bills, and more, and make your spending much more rewarding.

Features & Benefits of Commercial Bank of Dubai Super Saver Credit Card

Credit Card	Features	Benefits
Commercial Bank of Dubai Super Saver Credit Card	Minimum monthly income required – AED 8,000 Free airport lounge access Complimentary valet parking every month Avail golf benefits Supplementary card facility available CBD credit shield to insure your credit card’s outstanding balance  The card comes with chip and pin feature, making your purchases and bill payments easy and more secure	No annual fee for the first year Up to 10% cashback on everyday retail spend categories Get exclusive 50% discounts on movie tickets 4 complimentary rounds of Golf at Trump International Golf Club every month Get 2–for–1 offers on the Entertainer app 15% discount on Dubai Ice Rink session tickets

7. Emirates NBD Lulu 247 Titanium Credit Card

Emirates NBD Lulu Titanium Credit card can be your ultimate shopping companion, as it offers a myriad of benefits tailored for Lulu hypermarket enthusiasts in the UAE. You can earn Lulu points on every spend, which can be redeemed later for exclusive discounts at Lulu stores.

Features & Benefits of Emirates NBD Lulu 247 Titanium Credit Card

Credit Card	Features	Benefits
Emirates NBD Lulu 247 Titanium Credit Card	Minimum monthly salary required – AED 5,000 Complimentary access to lounges at more than 10 regional airports Enjoy movie discounts Earn Lulu points on spends Redeem Lulu points at over 70 Lulu stores	Free for life  Welcome offer – 0% interest on balance transfers with no processing fees 3.5% on Lulu in-store and online spends 1% on utility bill payments 0.35% on other spends

8. Emirates NBD U By Emaar Family Credit Card

Emirates NBD U by Emaar Family Credit Card is designed to enhance your lifestyle with exclusive rewards and benefits tailored for residents in the UAE. You can earn Upoints on every spend and redeem them later across Emaar's vast portfolio of hotels, restaurants, and entertainment venues. With the U by Emaar Family Credit Card, experience a world of privileges designed to improve your living and leisure experiences.

Features & Benefits of Emirates NBD U By Emaar Family Credit Card

Credit Card	Features	Benefits
Emirates NBD U by Emaar Family Credit Card	Minimum monthly income required – AED 5,000 Earn Upoints on every spend Attractive dining and movie discounts Interest rates starting from 3.25% per month	No annual fees Earn 1% for all spends Get 5 times extra spends in Emaar 25% base Upoints in grocery and supermarkets 10% base Upoints in fuels, government services, and telecommunication payments Up to 30% discount on entertainment at Emaar entertainment group Buy 1 get 1 offer on movie tickets at reel cinemas

9. Emirates Islamic RTA Credit Card

Emirates Islamic RTA Credit Card offers exceptional value for frequent commuters, providing up to 10% cashback on RTA transport payments and fuel spending. With additional features like Apple Pay, Samsung Pay, and Google Pay compatibility, and up to 4 complimentary supplementary cards, this card simplifies your financial life while rewarding your everyday spending.

Features & Benefits of Emirates Islamic RTA Credit Card

Credit Card	Features	Benefits
Emirates Islamic RTA Credit Card	Minimum monthly income required – AED 5,000 Earn cashback on your spends Get the convenience of a single card for both NOL and credit transactions Get discounts at 900+ hotels worldwide Up to 4 supplementary cards with no AMF 3D secure feature for online shopping Use cashback amount to settle outstanding balance Profit rate starts from 3.49%	No annual fee Up to 10% cashback on RTA transport payments and fuel spends Up to 2.25% cashback on international spends Up to 1.25% cashback on all other spends Up to 2 ‘Buy 1 Get 1’ complimentary movie tickets per month Get small monthly instalments on your big purchases with easy payment plans

10. Emirates Islamic Cashback Credit Card

Emirates Islamic Cashback Credit Card rewards your spending with attractive cashback rates and exceptional benefits. You can earn up to 5% cashback on electronic store purchases and telecom, as well as 1% guaranteed cashback on all local and international transactions, with no minimum spend required. This cashback credit card delivers value and convenience for your everyday financial objectives.

Features & Benefits of Emirates Islamic Cashback Credit Card

Credit Card	Features	Benefits
Emirates Islamic Cashback Credit Card	Minimum monthly income required – AED 5,000 Get cashback on your spends No minimum spend is required to avail of the benefits Free supplementary cards No blackout date for cashback redemption Purchase protection for lost, stolen, or damaged goods Get a chance to transfer your credit card balance to the card and lower your monthly payments 3D secure feature for online shopping	Up to 5% cashback on electronic store purchases and telecom Up to 1% guaranteed cashback on local and international transactions Extended warranty benefit is available Up to 25% cashback on more than 1,500 brands at cashbacksouk.ae Get an easy payment plan for your big purchases

11. ADCB 365 Cashback Credit Card

ADCB 365 Cashback Credit Card offers a myriad of benefits and rewards year-round. Besides an impressive welcome bonus, you can get benefits from up to 6% cashback on dining and 5% on groceries to 3% on utilities, telecom, fuel, Salik, and more. It is designed to ensure maximum value on your daily expenses while providing an array of lifestyle and travel perks.

Features & Benefits of ADCB 365 Cashback Credit Card

Credit Card	Features	Benefits
Abu Dhabi Commercial Bank 365 Cashback Credit Card	Minimum monthly income required – AED 8,000 Get welcome bonus of AED 365 when you spend AED 5,000 or more within 45 days of card issuance 0% interest payment plan on school fee payments and balance transfer & credit card loan Get discounts on hotels, movies, dining, and more	Free for first year Buy 1 get 1 free tickets at VOX Cinemas 5% cashback on groceries 6% cashback on dining and online orders 3% cashback on utilities, fuel, Salik, and telecom 1% cashback on all retail purchases Earn up to AED 1,000 cashback per month across all the expenses

List of 45+ Best Credit Cards in UAE for 2023 – Annual fees, Minimum Salary required & Features

Category-wise List of Top Preferred Best Credit Cards based on User selection and R & D Team of Policybazaar.ae for following categories -

Categories for Best Credit Cards in UAE for April 2023
1. Cashback Credit Cards
2. Travel Credit Cards
3. Cinema Offers Credit Cards
4. Rewards Offers Credit Cards
5. Balance Transfer Credit Cards
6. Free for Life Credit Cards
7. Grocery Shopping Credit Cards

Best Cashback Credit Cards in UAE for April 2023

Cashback credit cards reward you with a small percentage of the total amount you spent through a transaction. Notably, cashback is awarded on the amount spent by you using your credit card in a particular billing cycle. This cashback is credited to your credit card balance at the end of the billing cycle.

Here’s a list of the best credit cards in UAE with cashback benefits for April 2023:

1. Citibank Citi Cashback Credit Card
2. Emirates Islamic Cashback Plus Credit Card
3. Mashreq Cashback Credit Card
4. ADIB Cashback Visa Platinum Card
5. CBD Super Saver Credit Card

Here we are explaining the best cashback credit cards with Features & Benefits

Citibank Citi Cashback Credit Card

• Get up to 3% cashback on all your international non-AED spends
• Earn up to 2% cashback on supermarket and grocery spends
• Up to 1% cashback on all other types of spends
• Enjoy complimentary access to over a thousand airport lounges across the world
• Get 50 VoucherSkout credits free and enjoy up to 50% discount on over 500 meal outlets

Click here to Apply for this Card

Emirates Islamic Cashback Plus Credit Card

• Enjoy up to 10% cashback on spends like groceries, dining, telecom, and education
• Benefits of an in-built Nol card provided
• Complimentary unlimited access to over 1,000 airport lounges
• One of the best credit cards in UAE for golf lovers as it allows access to 2 free rounds of golf every week
• Get 2 ‘Buy 1 get 2’ offers every month on Reel cinema movie tickets

Click here to Apply for this Card

Mashreq Cashback Credit Card

• Enjoy a cashback bonus worth AED 2500 when your Mashreq cashback credit card is activated
• Get up to 5% cashback on your dining expenses in the UAE
• Up to 2% cashback on other international spends and 1% cashback on domestic spends
• Earn up to 0.33% cashback on utility, charity, education, government expenses, fuel, telecom, and rental expenses
• Up to 20% cashback on transactions made on Zomato, Du, Netflix, Etisalat, Noon.com, and Talabat for the first 6 months

Click here to Apply for this Card

ADIB Cashback Visa Platinum Card

• Enjoy flat 1% cashback on all your transactions made via ADIB Cashback Visa Platinum credit card
• Cash withdrawal of 100% of your credit card limit allowed
• Up to 4 free supplementary credit cards with ADIB cashback Visa Platinum credit card
• Option to utilise a maximum of 3 roadside assistance service calls every year
• Get a 55-day-long grace period to repay your credit card bill

Click here to Apply for this Card

CBD Super Saver Credit Card

• Receive up to 10% cashback on expenditures related to grocery and supermarkets, utility and telecom bills, education, and transport
• Access to free valet parking twice every month
• Up to 50% off on a maximum of 4 cinema tickets every month from VOX, Reel, and Novo cinemas
• Free access to over a thousand airport lounges across the globe
• Enjoy complimentary multi-trip travel insurance for primary as well as supplementary credit cardholders

Click here to Apply for this Card

List of Best Cashback Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Mashreq	Mashreq Bank Cashback Card	Free for Life	10000
Emirates Islamic	Emirates Islamic Bank Cashback Card	350	8000
FAB	FAB Cashback Card	315	5000
Citibank	Citibank Citi Cashback Card	300	8000
ADCB	ADCB SimplyLife Cashback Card	Free for Life	5000
ADIB	ADIB Cashback Visa Platinum	1000	10000

You may also like this - List of Best Cashback Credit Cards in UAE to Apply

Best Travel Credit Cards in UAE for April 2023

Credit cards with travel benefits are designed to make travelling easy, rewarding, and comfortable for frequent travellers. These cards help you save a substantial amount of money and ensure that your travels are nothing but pleasant.

The following is a list of the best credit card in UAE with travel benefits:

1. FAB Infinite Travel Credit Card
2. Mashreq Platinum Elite Credit Card
3. Emirates NBD Skywards Signature Credit Card
4. Standard Chartered Visa Infinite Credit Card
5. ADIB Etihad Visa Platinum Credit Card

Here we are explaining the best travel credit cards with Features & Benefits

FAB Infinite Travel Credit Card

• Enjoy a welcome travel voucher worth AED 1,500 when you activate your card to be used at the FAB travel porta.
• Get up to 6 free airport transfers with this travel credit card
• Free unlimited access to more than 1,000 airport lounges across the world
• Complete all your international transactions without any foreign transaction fee
• One night of complimentary stay on hotel bookings of more than 3 nights via the FAB travel portal

Click here to Apply for this Card

Mashreq Platinum Elite Credit Card

• 3 free Limousine airport transfers in Abu Dhabi and Dubai
• Get 50% off on up to 4 movie tickets every month for VOX, Reels, and Novo cinemas
• Unlimited complimentary access to over 1000 airport lounges across the world
• Earn Salaam Points on all your local and international spends with this travel credit card offers in UAE

Click here to Apply for this Card

Emirates NBD Skywards Signature Credit Card

• One of the best credit cards in UAE with travel benefits, this card earns you 1.5 Skyward Miles on every USD you spend
• 40,000 bonus Skyward Miles as your welcome offer
• Complimentary access to over 1,000 airport lounges around the world
• Complimentary 2-for-1 food deals with the Entertainer app with this credit card
• Get up to 4 free 1-hour-long valet parking every month

Click here to Apply for this Card

Standard Chartered Visa Infinite Credit Card

• 2% reward points on every airline booking made with this card
• Get 2 reward points on every USD spent internally and 1 reward point on every USD spent locally
• Unlimited free access to Fitness First in the UAE
• Get 4 airport transfers every month with Careem rides
• Up to 20% discount on a maximum of 3 Careem rides every month

Click here to Apply for this Card

ADIB Etihad Visa Platinum Credit Card

• Get a welcome bonus of 50,000 Etihad Guest Miles
• Spend AED 150,000 in one year to win a companion ticket
• Enjoy complimentary access to over 850 airport lounges
• Free valet parking and roadside assistance in the UAE
• Option to pay the annual fee using your guest miles

Click here to Apply for this Card

List of Best Travel Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
ADCB	ADCB Traveller Credit Card	1050	20000
Deem	Deem Mastercard Titanium Cash Up	200	6500
Standard Chartered	Standard Chartered Platinum	525	8000
CBD	CBD Smiles Visa Platinum	366.45	8000
RAKBANK	RAKBANK Mastercard World	750	20000

You may also like this - List of Best Travel Credit Cards in UAE to Apply

Best Cinema Offers Credit Cards in UAE (April 2023)

Cinema offer credit cards are ideal for all movie enthusiasts out there. Besides buy one get one offers, complimentary tickets, and discounts on movie tickets, these cards offer several other cinema benefits.

Listed below are the best credit cards in UAE for cinema offers:

1. Emirates Citibank Ultima Credit Card
2. ADCB Touchpoints Gold Credit Card
3. Emirates NBD Go4it Gold Card
4. Standard Chartered Bank Manhattan Platinum Credit Card\

Here we are explaining the best Cinema Offers credit cards with Features & Benefits

Emirates Citibank Ultima Credit Card

• ‘Buy 1 and get 1 free’ movie ticket on Reels and VOX cinema every month
• Up to 50% off dining and food delivery vouchers with the VoucherSkout offer
• Opportunity to attend 2 Marhaba meet and greets every year
• Get 2.5 Skyward miles on every dollar spent on Emirates.com spends, 1.5 Skyward miles for every dollar spent on non-UAE transactions, and 1 Skyward mile on local transactions
• 20,000 Skyward miles as a welcome bonus

Click here to Apply for this Card

ADCB Touchpoints Gold Credit Card

• Get 2 ‘buy 1 get 1 free’ offers on VOX cinema movie tickets
• Up to 25% off on over 1,400 gourmet restaurants
• Earn up to 0.5 TouchPoints on every dirham spent using the card
• Receive 5,000 bonus TouchPoints when you spend at least AED 5,000 each month on the card

Click here to Apply for this Card

Emirates NBD Go4it Gold Card

• Get 2 regular 2D Standard tickets for VOX cinema at only AED 47.25
• Free rides on the Dubai ferry
• Multiple ‘buy 1 get 1 free’ deals with the Entertainer app on this credit card
• Earn up to 5 Plus Points on every AED 400 spent with your card
• Complimentary life insurance policy with your card

Click here to Apply for this Card

Standard Chartered Bank Manhattan Platinum Credit Card

• Buy 1 VOX cinema ticket and get 1 free with this cinema offer credit card
• 50% discount on all VOX cinema tickets bought on Sundays
• Earn 1 Rewards Point on every dollar spent using this credit card
• Enjoy ‘buy 1 get 1’ offers at Costa coffee
• USD 50 discount when you make bookings using expedia.com

Click here to Apply for this Card

List of Best Cinema Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Emirates Islamic Bank	Emirates Islamic Bank Etihad Guest Platinum	199	8000
FAB	FAB Cashback Card	315	5000
Citibank	Citibank Citi Prestige Card	1500	30000
CBD	CBD Super Saver	420	8000
Standard Chartered	Standard Chartered Bank Manhattan Platinum	525	8000

You may also like this - List of Best Cinema Offer Credit Cards in UAE to Apply

Best Rewards Offers Credit Cards in UAE for April 2023

You can use your reward credit cards in the UAE to earn loyalty points and rewards on every dirham spent with that card. These reward points can be used to continue shopping and receive more benefits as per your preference.

Find below the list of the best credit cards in UAE with rewards offers:

1. Citi Rewards Credit Card
2. ADCB Touchpoint Infinite Credit Card
3. FAB Abu Dhabi Titanium Card
4. Citi Premier Credit Card
5. HSBC Platinum Select Credit Card

Here we are explaining best rewards offers for credit cards in UAE with features & benefits

Citi Rewards Credit Card

• Earn 1.5 ThankYou Points on every international non-AED currency spent
• 1 ThankYou Point on every locally spent dirham
• 50 complimentary VoucherSkout credits
• Enjoy the card for free for the 1st year and remove the annual fee after by making a minimum annual spend of AED 9,000

Click here to Apply for this Card

ADCB Touchpoint Infinite Credit Card

• Earn 1.5 TouchPoints on every Dirham you spend with your card
• Get a bonus of 15,000 TouchPoints when your spending crosses AED 15,000
• Enjoy a 20% discount on your Talabat orders
• 20% discount on Careen rides and 15% off on Noon.com orders
• Unlimited access for free to over 850 airport lounges around the world

Click here to Apply for this Card

FAB Abu Dhabi Titanium Card

• Get 2.5 FAB rewards on every Dirham you spend and earn 25% additional reward points on all spends made in Abu Dhabi
• Receive a 20% discount on your first 3 Careem rides of the month
• Up to 15% discount on Avis car rentals across the world
• Enjoy complimentary access to over 10 airport lounges in the Middle East

Click here to Apply for this Card

Citi Premier Credit Card

• Collect 2 ThankYou Points per USD spent on all your international transactions
• Enjoy the card for free for the first year
• One complimentary golf session once a month
• Enjoy 50 free credits for VoucherSkout redeemable at over 500 outlets

Click here to Apply for this Card

HSBC Platinum Select Credit Card

• Enjoy 1 Air Mile for every 4 Dirham spent by your card
• Up to 10% discount on airfare for British Airways
• Enjoy up to 30% discount at over 400 restaurants across the UAE
• Two ‘buy 1 get 1 free’ offers every month at VOX cinema in the UAE

Click here to Apply for this Card

List of Best Reward & Offers Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
Mashreq	Mashreq Bank Solitaire Card	1500	25000
Emirates Islamic	Emirates Islamic Bank Skywards Signature	700	10000
RAKBANK	RAKBANK Emirates Skywards World Elite	700	25000
FAB	FAB Cashback Card	315	5000
Deem	Deem Mastercard Titanium Cash Up	200	6500

You may also like this - List of Best Rewards & Offers Credit Cards in UAE to Apply

Best Balance Transfer Credit Cards in UAE (April 2023)

The balance transfer facility for the best credit cards in UAE allows users to transfer the outstanding balance of one credit card to another credit card account. This can help the users settle the credit card payment with minimal interest if the latter option is providing better rates.

Discussed below are the best credit cards in UAE with balance transfer features:

1. Emirates NBD MasterCard Titanium Credit Card
2. Mashreq Bank Platinum Elite Credit Card
3. CBD World MasterCard Credit Card
4. HSBC Black Credit Card

Here we are explaining best balance transfer credit cards in UAE with features & benefits.

Emirates NBD MasterCard Titanium Credit Card

• Balance transfer facility with 3% of the outstanding balance as a fee
• Complimentary access to over 10 VIP airport lounges
• 1 Plus Point every time you spend AED 100 using the card
• Enjoy up to 40% discount on more than 100 golf courses around the world

Click here to Apply for this Card

Mashreq Bank Platinum Elite Credit Card

• Up to 75% of your outstanding credit card balance can be transferred using the balance transfer facility
• Up to 36 months long instalment plan available for the payment of credit card debt
• Free airport transfer in Dubai and Abu Dhabi
• Enjoy other exclusive benefits like complimentary airport lounge access and health club memberships

Click here to Apply for this Card

CBD World MasterCard Credit Card

• Revolving balance transfer service with 4% of the outstanding balance as a fee
• Regular balance transfer facility with a 0.89% flat interest rate
• 50% off on cinema tickets for Reels, VOX, and Novo cinema
• Complimentary unlimited access to over 900 airport lounges worldwide
• Unlimited free benefits for golf courses

Click here to Apply for this Card

HSBC Black Credit Card

• 0% interest rates for the initial 12 months after using the balance transfer facility
• Complimentary unlimited access to over 1,000 airport lounges around the world
• Play two free rounds of golf every month
• Enjoy ‘buy 1 get 1’ offers on movie tickets across the UAE
• Up to 30% discount on dining destinations in the UAE

Click here to Apply for this Card

List of Best Balance Transfer Credit Cards in UAE with Annual Fees and Minimum Salary

Bank	Credit Card Name	Annual Fee (AED)	Minimum Salary (AED)
CBD	CBD Super Saver	420	8000
Emirates NBD	Emirates NBD Lulu Mastercard Titanium	Free for Life	5000
FAB	FAB Elite Infinite	Free for Life	40000
United Arab Bank	United Arab Bank Visa Titanium	300	6000

You may also like this - List of Best Balance Transfer Credit Cards in UAE to Apply

Best Free for Life Credit Cards for April in UAE

In addition to a vast array of benefits, free for life credit cards ensure that you won’t have to pay any kind of charges to keep your card activated. Moreover, several such cards waive off other additional fees and charges.

The following is a list of the best credit cards in UAE with free for life offers:

1. CBD Visa Infinite Credit Card
2. Citibank Simplicity Credit Card
3. ADIB Value Credit Card
4. CBD Visa Platinum Credit Card

Here we are explaining best free for life credit cards with features & benefits.

CBD Visa Infinite Credit Card

• Enjoy one of the best credit cards in UAE from CBD free for your entire life
• Get 50% off on VOX cinema tickets every month
• Enjoy unlimited complimentary access to airport lounges
• Complimentary multi-trip insurance for your international travels
• Enjoy complimentary supplementary credit cards for friends and family

Click here to Apply for this Card

Citibank Simplicity Credit Card

• No annual fee, no cash advance fee, and no late fee applicable
• Supplementary credit cards for your friends and family
• Exciting discounts and deals on dining and shopping outlets in the UAE
• 50 complimentary VoucherSkout credits provided - redeemable across 500 brands

Click here to Apply for this Card

ADIB Value Credit Card

• Among the best credit cards in UAE with free for life offer
• Earn 2 Reward Points on all your international spends and 1 reward point on all domestic spends
• Redeem your reward points for retail shopping or travel discounts
• Up to 100% of your card’s limit available as cash value for withdrawal

Click here to Apply for this Card

CBD Visa Platinum Credit Card

• Free for life credit card with free supplementary credit cards for your family
• Enjoy 2 ‘buy 1 get 1’ offers each month on VOX cinema movie tickets
• Up to 15% off on Emaar entertainment destinations
• Up to 50% off on a maximum of 2 tickets every month for Novo cinema tickets

Click here to Apply for this Card

List of Best Free for Life Credit Cards with Annual Fee & Minimum Balance Required

Bank	Credit Card Name	Salary Requirement
Citibank	Citi Simplicity Credit Card	AED 5,000
FAB	FAB Abu Dhabi Titanium Credit Card	AED 5,000
ADCB	ADCB Lulu Titanium Credit Card	AED 5,000
ADIB	ADIB Value Credit Card	AED 8,000
DIB	Dubai Islamic Johara Gold Premium Credit Card	AED 5,000
Emirates Islamic Bank	Emirates Islamic Flex Credit Card	AED 5,000

Best Credit Cards for Grocery Shopping in UAE

Save big bucks on your supermarket and grocery spends with the best credit cards in UAE with grocery shopping offers. Some of the best credit cards in Dubai coming with grocery shopping offers in the UAE are:

1. Emirates Islamic Cashback Plus Credit Card
2. CBD Super Saver Credit Card
3. RAKBANK World Credit Card
4. Standard Chartered Platinum Credit Card

Here we are explaining best credit cards for grocery shopping with features & benefits

Emirates Islamic Cashback Plus Credit Card

• Get up to 10% cashback on grocery shopping all across the UAE
• Enjoy 10% cashback on education, dining, and telecom related spends
• Complimentary access to over 1,000 airport lounges across the world
• 2 complimentary sessions of golf every month with this credit card offer in UAE

Click here to Apply for this Card

CBD Super Saver Credit Card

• Up to 10% cashback on grocery shopping in the UAE
• Similar cashback on other spending like education and transportation
• 2 free valet parking every month with the card
• Up to 50% off on 4 movie tickets at VOX, Novo, and Reels cinema in a month

Click here to Apply for this Card

RAKBANK World Credit Card

• Get up to 10% cashback on your grocery shopping
• Receive up to 10% cashback on travel expenses, international transactions, and domestic spends
• Enjoy up to 50% discount on VOX cinema tickets and ‘buy 1 get 1’ offers on Reel cinema tickets
• Get up to 20% off on your Talabat orders

Click here to Apply for this Card

Standard Chartered Platinum Credit Card

• Enjoy up to 1% cashback on all eligible expenses with this card including grocery shopping
• Balance transfer facility without any interest and only a 2% processing fee
• Free access to over 20 local airport lounges
• Get 20% off on the first three Careem rides of the month

Click here to Apply for this Card

List of Banks offering Online Approval for Credit Card in April 2023 in UAE

With everything going digital now, several top banks are also taking the necessary steps to make every banking service available to their customers via online banking. As a result, you can now get online approval for some of the best credit cards in the UAE in a matter of minutes. Following are the banks that offer online approvals for their best credit cards in Dubai:

• Citibank
• Mashreq Bank
• Deem Finance
• Commercial Bank of Dubai
• Emirates NBD

Newly Launched Credit Cards in UAE in 2022

Just like any other business venture out there, banks keep on rolling out new products and services. Following are the three most recently launched best credit cards in the UAE:

1. Deem Finance Credit Cards
2. Liv Credit Card by Emirates NBD

Deem Finance Credit Cards

Deem Finance has launched two incredible new credit cards with hosts of features:

• Deem Cash Up Credit Card – One of the best credit cards in Dubai with cashback and rewards offers, it is ideal for individuals who use credit cards mostly for shopping and paying bills.
• Deem Miles Up Credit Card – It is among the best credit cards in UAE for Air Miles and rewards offers and is ideal for individuals who travel frequently.

Liv Credit Card by Emirates NBD

A fully digital credit card with instant approval services from the Emirates NBD Liv app, this excellent credit card offers a host of different reward programs. Users can choose any program as per their preference and switch it whenever required. These features make it one of the best credit cards in UAE in terms of the rewards and benefits offered.

Best Credit Cards for April 2023
Emirates NBD Lulu Mastercard Titanium Credit Card	Deem Mastercard Platinum Cash Up Credit Card
Emirates NBD Titanium Credit Card	Emirates NBD Skywards Signature Credit Card
Emirates NBD Duo Credit Card	RAKBANK World Credit Card
ADCB SimplyLife Credit Cards	Dubai Islamic Bank Consumer Reward Card
Emirates Islamic RTA Platinum Credit Card	Emirates Citibank Ultima Credit Card
Emirates NBD U By Emaar Visa Credit Card	Emirates NBD Go4it Platinum Credit Card
ADCB TouchPoints Gold Credit Card	Dubai Islamic Bank Prime Platinum Card
Emirates NBD Visa Infinite Credit Card	FAB Signature Credit Card
Emirates NBD Diners Club Credit Card	Emirates NBD Dnata Platinum Credit Card
Emirates NBD Skywards Infinite Credit Card	Standard Chartered Manhattan Platinum Credit Card
Emirates NBD Go4it Gold Credit Card	FAB Standard Credit Card
FAB Cashback Credit Card	ADCB LuLu Co-Brand Platinum Credit Card
Emirates NBD Marriott Bonvoy World Mastercard Credit Card	ADCB Lulu Titanium Credit Card
ADIB Value+ Card	FAB Gems Titanium Credit Card
ADIB Spice Card	Emirates NBD MasterCard Platinum Credit Card
Emirates NBD U By Emaar Family Credit Card	CBD One Starter VISA Signature Credit Card
Mashreq Cashback Credit Card	Citi Premier Credit Card
Emirates NBD Visa Platinum Credit Card	Emirates Citibank Ultimate Credit Card
RAKBANK RED Credit Card	Emirates Islamic Easy Credit Card
ADCB Traveller Credit Card	ADCB TouchPoints Platinum Credit Card
Emirates NBD Lulu Mastercard Platinum Credit Card	RAKBANK Titanium Credit Card
Deem Mastercard Titanium Cash Up Credit Card	Standard Chartered Saadiq Platinum Murabaha Credit Card
Mashreq Platinum Elite Credit Card	American Express Platinum Card
FAB Abu Dhabi Titanium Credit Card	Citibank Citi Cashback Credit Card
Citibank - Citi Simplicity Credit Card	Emirates Islamic Cashback Plus Credit Card

Summary for Best Credit Card in UAE 2023

Finding the best credit card in UAE is chiefly a matter of preferences and requirements. For instance, whereas a cashback credit card may be the best option for your friend, you may find a credit card with travel benefits more suitable. Moreover, your definition of the best credit card in UAE may change over time as your requirements change.

In a nutshell, there is no one-size-fits-all situation that applies to credit cards. Considering that, we have shortlisted the top preferred features that most customers search for in credit cards and shortlisted a few top options for you. Compare the cards you find the most suitable for your needs and choose the best credit card in UAE for yourself on our website only.

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