Emirates NBD Smart Business

In an era where digital innovation is reshaping industries, Emirates NBD is at the forefront of transforming the landscape of business banking with its groundbreaking platform — Emirates NBD Smart Business.

This all-encompassing platform, tailored to meet the diverse needs of businesses, offers a safe, convenient, and efficient way to manage finances, seize opportunities, and initiate transactions from anywhere in the world.

How to Get Started with Emirates NBD Smart Business Application Process?

Getting started with Emirates NBD Smart Business is a breeze. Businesses can register for the platform online through the Emirates NBD website by filling out the Emirates NBD smart business application form or by visiting their nearest branch. Once registered, users can access the full suite of smartBUSINESS facilities via online banking using their subscriber ID, user ID, and password.

Major Benefits of ENBD smartBUSINESS

Listed below are the key benefits of smartBusiness —

  • Enhanced security with personalised password authentication
  • Swift transactions with e-wallet
  • Facility to perform multiple transactions simultaneously
  • 24/7 fund transfers to domestic and international accounts
  • Easy tracking of transaction details and status
  • Seamless account statement viewing
  • Easily apply for Letters of Credit
  • Email notifications for employees/vendors
  • Convenient payment of telecom and utility bills
  • Instant notifications for every transaction
  • Access to trade-related reports and account summaries
  • WPS feature for hassle-free salary payments
  • Online application for new chequebooks and fixed deposits
  • Transfers to both local and international beneficiaries
  • Option to easily download account details
  • Access to Emirates NBD and Emirates Islamic Bank accounts
read more

Open bank Account

How Does Emirates NBD smartBusiness Empower Businesses?

ENBD Smart Business, known as smartBUSINESS, is not just an online banking platform — it's a comprehensive suite of tools designed to empower businesses of all sizes. smartBUSINESS offers a range of functionalities to streamline operations and drive business growth — from making payments and transfers to accessing vital financial information and initiating trade finance transactions.

What Can Emirates NBD Bank Account Do for Your Business?

Emirates NBD smartBUSINESS gives you access to a wide range of user-friendly, feature-loaded banking solutions —

  • Seamless Transactions — One of the hallmark features of smartBUSINESS is its ability to facilitate seamless transactions around the clock. Whether it's processing payroll through the Wages Protection System (WPS), paying utility bills, or transferring funds to domestic and international accounts, ENBD smartBUSINESS ensures that businesses can conduct their financial affairs with ease and efficiency.
  • Global Reach —  With smartBUSINESS, geographical barriers are a thing of the past! Businesses can seamlessly make international and local telegraphic transfers, arrange third-party payments in the UAE, and even apply for Letters of Credit and Guarantees — all within a few clicks. With this global reach, businesses can enjoy new avenues to expand their horizons and engage in international trade with confidence.
  • Enhanced Security — In today's digital age, security is paramount, especially when it comes to financial transactions. Prioritising the security of its users, Emirates NBD Smart Business ensures that all transactions are conducted with the highest level of encryption and authentication protocols. When you perform Emirates NBD smart business login, you can have peace of mind for your business. With features such as personalised passwords, real-time transaction notifications, and more, you can be assured that your financial data is safeguarded at all times.
  • User-Friendly Interface — Although navigating complex financial transactions can be daunting, Emirates NBD smartbusiness simplifies the process with its intuitive user interface. Whether it's viewing account statements, tracking transactions, or applying for new chequebooks or fixed deposits, the platform offers a seamless user experience that caters to the needs of both seasoned finance professionals and novice users.


What are the costs associated with transferring funds through ENBD smart business?

No charges are applicable for transferring funds through smartBusiness.

Can I use my smartBusiness account to settle utility bills?

Yes, you can conveniently settle utility bills such as Salik and DEWA, and telecom bills like Du and Etisalat using your smartBusiness account.

Are there any fees for subscribing to smartBusiness?

No, there are no fees associated with subscribing to smartBusiness. Eligible customers can sign up for free.

Is it possible to cancel payments made via ENBD smartBusiness?

No fees are applicable for cancelling payments made through smartBusiness.

What are the charges for foreign currency domestic transactions via Emirates NBD smart business accounts?

A fee of AED 40 applies per transaction for foreign currency domestic transactions.

How much does it cost to conduct bulk domestic transactions?

A fee of AED 15 is applicable per transaction for bulk domestic transactions.

What is the eligibility criteria for smartBusiness?

Corporate banking customers meet the eligibility requirements for Emirates NBD smartBusiness bank accounts.

Can I access smartBusiness services from any location?

Yes, smartBusiness services are accessible from any place. You can call Emirates NBD smart business customer care at any time of the day.

More From Bank Accounts