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Established in the emirates in 1974, Bank of Baroda UAE is the oldest Indian Bank in the UAE and serves over 150,000 customers across the country. The bank currently operates through six branches located in Dubai, Abu Dhabi, Ras Al Khaimah, Deira, Al-Ain, and Sharjah.
Bank of Baroda UAE offers a wide range of banking services to its customers, with this list including savings and current accounts, credit cards, loans, investments, deposits, money transfers, and foreign exchange services. It also offers 24/7 customer service, a dedicated customer care team, and a wide network of branches and ATMs across the UAE.
In this article, we will have an in-depth look into the bank accounts available with the Bank of Baroda and other significant details related to the same.
Bank of Baroda accounts in the UAE are categorised as personal and business accounts. Overall, the bank offers 11 accounts under personal banking and 6 under business banking.
Check out the next sections to learn more about these accounts in detail -
Check out the following table to know about the personal bank accounts available in the Bank of Baroda UAE (also referred to as BoB) -
|Name of the Bank Account||Who Can Open An Account|
|Savings Account||Resident individuals who are either GCC Nationals or Indian nationals including Person of Indian Origin|
|Saving Account (Zero Balance WPS Account)||Resident individuals who are permitted to work in the UAE|
|Saving Account (NRE)||Non-residents of the UAE who are GCC nationals or Indian nationals and Person of Indian Origin|
|Current Account||Resident individuals who are GCC Nationals or Indian National including Person of Indian origin|
|Premium Salary Account||Resident individuals who are GCC Nationals or Indian Nationals including Person of Indian origin|
|Salary Account to Preferred Corporate Employee Salary Account in Abu Dhabi Emirate||Resident individuals who are corporate clients in Abu Dhabi|
|Salary Account to Branches at Ras Al Khaimah Emirates||Resident individuals who are located in any BoB branches of Ras Al Khaimah|
|Baroda Happiness Twin Account (Current and Savings)||Resident individuals who are Indian Nationals including Person of Indian origin|
|Special Current Account General||Resident individuals who are GCC Nationals or Indian Nationals including Person of Indian origin|
|Term Deposits||UAE Nationals, expats, minors, and associations|
|Recurring Deposits||UAE Nationals, expats, minors, and associations|
Business Bank Accounts
The following table enlists the business bank account offered by the Bank Of Baroda -
|Name of the Bank Account||Who Can Open the Bank Account|
|BoB Gold Account||Businesses, companies, trading, institutions, and other corporate bodies|
|Premium Current Account||Limited Liability Companies (LLC)/ Establishment, Professional, Partnership and Personal Current Account, Trading companies, institutions, Free Zone Companies/ Establishments, and other corporate bodies|
|Platinum Current Account||Individuals who are authorised to open a current account and existing current account holders|
|Current-Account-Non-Individual||Limited Liability Companies (LLC)/ Establishment, Professional, Partnership and Personal Current Account, Trading companies, institutions, Free Zone Companies/ Establishments, and other corporate bodies|
|Current Account Flexi Desk||Companies, institutions, Limited Liability Companies (LLC)/ Establishment|
|Current Account (Offshore)||NA|
By opening an account with the Bank of Baroda, you can get the following features and benefits -
You must fulfil the following eligibility criteria to open a bank account with the Bank of Baroda -
Here is the list of documents required for opening a Bank Of Baroda account in the UAE -
Listed below are the SWIFT codes for different branches of Bank of Baroda in the UAE -
|Name of the Emirate||SWIFT Code|
|Type of Charges||Fees|
|Account Closure Charges||AED 100 (After 6 months - Nil)|
|No Liability Certificate Charges||AED 60|
|Account Balance Letter Issuance Charges||AED 50|
|Release Letter||AED 50|
|Liability Letter Issued to Govt Dept/ Embassies/ Financial Institutions||AED 60|
|Name of Bank Accounts||Minimum Balance Charges (Per Month)|
|Premium Current Account||AED 500/USD 250|
|General Current Account||AED 200|
|Gold Current Account||AED 150|
|Platinum Current Account||AED 500|
|Flexi-Desk Current Account||AED 500|
|Offshore Current Account||AED 500|
To open a Bank of Baroda account in the UAE, follow these steps -
Note that you can also collect the account opening form by visiting your nearest branch of Bank of Baroda. After filling out the form, submit it to the bank. In case of any additional queries, you can reach out to the bank through email or by calling the concerned officials.
You can log into your Bank of Baroda account in the UAE through any of the following three ways -
Internet banking is a highly accessible form of banking. You can access the account from the comfort of your home without visiting the bank.
Here’s how you can use internet banking to login into your Bank of Baroda account -
The functioning of mobile app banking is quite similar to internet banking. You can simply download and install the bank’s application on your smartphone. After this, complete the registration process and log in to your account using online banking credentials or a PIN (as required).
As a customer of BoB, you can also visit your nearest bank branch to fetch any details or access any service related to your account. However, make sure to keep all the necessary details and documents handy in case you take the offline route.
To close your BoB account, you can simply fill out the account closure form available on the website and submit it to the bank. Alternatively, you can get in touch with the bank officials in person by visiting your nearest bank branch.
Let’s take a look at the next section to find out what people have been asking about Bank of Baroda bank accounts -
Q1: How to contact the Bank of Baroda via email?
Ans: You can send your queries to email@example.com.
Q2: What is the process to block a Bank of Baroda debit card?
Ans: You can directly speak to the bank’s customer care support to block your debit card.
Q3: Which currencies are available in the Business Current account?
Ans: The Business Current account is available in AED, GBP, USD, and EUR currencies.