Apple Pay

Apple Pay is a mobile payment and digital wallet service from Apple Inc. that lets you pay for goods and services with just a tap on your Apple device. It works with iPhone, iPad, Apple Watch, and Mac and is accepted at millions of stores, restaurants, and merchants worldwide. 

To help you understand Apple Pay better, we will cover all the key details related to Apple Pay such as the process of setting it up, making payments, its features and benefits, and more. We'll also address the question of how to add debit or credit cards to Apple Pay and more!

What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service that allows Apple users to make payments in person, via iOS apps, and on the web using Apple devices. It is supported on iPhones, Apple Watches, iPads, and Macs. 

Apple Pay service is available in numerous countries worldwide and uses contactless payment technology in stores, apps, and websites. The service also supports online payments made through Safari and select apps. Apple Pay securely stores credit and debit cards and other sensitive information.

How to Add Debit or Credit Cards to Apple Pay?

You can easily make payments with Apple Pay after adding your debit or credit card to the wallet. In case you are wondering how to add debit or credit cards to Apple Pay, just refer to the steps below - 

Step 1: Open the app on your iPhone or iPad. 

Step 2: Tap the plus (+) sign at the top right of the screen. 

Step 3: Tap Continue, then follow the instructions on your screen. 

Step 4: Scan your card.

Step 5: Enter the specified details and follow the prompted instructions on the screen. 

Step 6: Wait for a confirmation that your card has been added. 

Features and Benefits of Apple Pay

Listed below are the most salient features and benefits of Apple Pay that make it a great alternative to traditional payment methods - 

  • Security: Apple Pay uses tokenisation to replace credit card information with a unique code, meaning that your card number is not shared. Consequently, you can make payments without worrying about fraud or theft. 
  • Easy Refunds: With Apple Pay, refunds are simple and easy - you won’t have to worry about bringing cash or dealing with paper receipts.
  • Contactless Payments: Apple Pay is contactless, meaning that you won’t need to swipe, insert, or sign your card anywhere for your purchase. 
  • Easy Setup: Setting up Apple Pay is quite easy. All you have to do is add your credit card information to the Wallet app and you’re good to go.
  • Widely Accepted: Apple Pay is accepted at thousands of stores, apps, and online merchants worldwide. 

How to Manage Debit Cards and Credit Cards in Apple Pay?

To manage your cards, you can simply tap the card in the Wallet app and choose the “Manage” option. Here, you can edit information related to the card(s) and set a payment method for transactions. You can also set a spending limit and turn on notifications for when your balance is low. 

Follow the steps below to manage debit or credit cards on Apple Pay - 

Step 1: Open the Wallet app on your iPhone or iPad. 

Step 2: Tap the plus sign (+) on the upper right side. 

Step 3: Select the type of card you want to manage. 

Step 4: You can then use the relevant service related to the card and manage its utilisation and more. 

How to Make Payment Through Apple Pay?

Apple Pay is a simple and secure way to make payments with your Apple device. The following steps will assist you in making payments using Apple Pay.

Step 1: Open your Apple Wallet. 

Step 2: Select the card you want to pay with. 

Step 3: Hold your device near the contactless reader with your finger on Touch ID. 

Step 4: Wait for Done and the checkmark on display to confirm the payment. 

Step 5: Keep your device close to the reader until it vibrates and beeps. 

Step 6: Look for a receipt from the merchant.

How to Remove Debit Cards or Credit Cards on Apple Pay?

Given below are the steps to be followed to remove a card from your Apple Pay account - 

Step 1: Open the Apple Pay app on your iPhone or iPad. 

Step 2: Tap the card you want to remove and select "Remove Card”. 

Step 3: Confirm the removal by entering the security code associated with your card. 

Step 4: Tap "Remove" again to confirm the action. 

Let’s go through some frequently asked questions related to Apple Pay in UAE - 


How does Apple Pay work?

Apple Pay allows you to securely make payments with your Apple device by storing your credit card or debit card information.

What devices can use Apple Pay?

Apple Pay is available on iPhone 6, iPad Pro, iPad Air 2, iPad mini 3 (and their subsequent editions), and Apple Watch.

Does Apple Pay charge a fee?

Apple Pay does not charge a fee to use the service.

Is Apple Pay available worldwide?

No, Apple Pay is currently available only in certain countries.

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