ADCB Etihad Guest Privilege Account

With over a million customers, Abu Dhabi Commercial Bank (ADCB) is one of the largest financial institutions in the UAE. Besides numerous personal banking services and products in its range, the bank also offers the ADCB Etihad Guest Privilege Account. With a plethora of benefits and access to the full suite of personal internet banking, ADCB Etihad Guest Privilege Account is a leading choice in UAE.

Keep reading below to get an insight into the benefits, features, eligibility criteria, and other major aspects of the ADCB Etihad Guest Privilege Account.

What is ADCB Etihad Guest Privilege Account? 

ADCB Etihad Guest Privilege Account is one of the Etihad Guest Accounts providing various benefits and features to fulfil the specific requirements of a wide range of customers. One of the most notable benefits of having an Etihad guest account is that you earn Etihad guest miles on your account balance. 

Features and Benefits of ADCB Etihad Guest Privilege Account

Discussed below are the key features and benefits offered by the ADCB Etihad Guest Privilege Account – 

  • To open the account, the applicant must have a monthly salary of at least AED 20,000 or fulfil the total privilege relationship balance criteria of AED 200,000
  • This account has an average monthly minimum balance requirement of AED 10,000
  • The maximum average balance permitted in ADCB Etihad Guest Privilege Account is AED 250,000
  • You get a free e-statement within the specified statement cycle
  • With the ADCB Etihad Guest Privilege Account, you get access to personal internet banking, mobile banking, WhatsApp banking, phone banking, and more
  • With each AED 1,000 maintained in your account, you earn three Etihad guest miles
  • After 12 months with ADCB, the account holder earns a bonus of 500 Etihad guest miles
  • If you register for ADCB personal banking linked to ADCB Etihad Guest Privilege Account for the first time, you will earn a bonus of 500 Etihad guest miles
  • Depending on your requirements, you can open an Etihad Guest Privilege current or savings account
  • For the current accounts, there are no fees for cheques. You will get a supplementary debit card and chequebook with ADCB Etihad Guest Privilege Current Account.
  • With the ADCB Etihad Guest Privilege Savings account, the account holder will get a free debit card

It must be kept in mind that the bank charges monthly fees if the Privilege relationship balance criteria are not met. Similarly, to secure additional chequebooks linked with ADCB Etihad Guest Privilege Current Account, you would need to pay extra charges.

Fee, Charges, and Minimum Balance on ADCB Etihad Guest Privilege Account

  • Each ADCB Etihad Guest Privilege Account holder must maintain a monthly balance of at least AED 10,00 
  • If you are unable to meet the privilege relationship balance criteria, the following is a schedule of charges on the ADCB Etihad Guest Privilege Account:
Parameter Monthly Fee for Failing to Fulfil the Parameter

Total relationship balance of AED 200,000 or more

OR

Salary transfer of AED 20,000 or more

OR

Mortgage loan of AED 1 Million or more

AED 150

Currency Accepted

ADCB Etihad Guest Privilege Account accepts the AED currency.

Eligibility Criteria for ADCB Etihad Guest Privilege Account

There are two primary ADCB Etihad Guest Privilege Account types – Savings Account and Current Account. To open an ADCB Etihad Guest Privilege Account (Savings or Current), the applicant must satisfy a few eligibility criteria mentioned below.

For ADCB Etihad Guest Privilege Current Account

  • Nationality: UAE residents can apply for the current account, subject to the fulfilment of the required documents and meeting the privilege relationship balance criteria
  • Minimum Average Balance Required: The account holders must maintain a monthly average balance of AED 10,000
  • Minimum Salary or Privilege Relationship Balance Required: Applicants must have a minimum salary of AED 20,000 or a privilege relationship balance of AED 200,000 to open an account

For ADCB Etihad Guest Privilege Savings Account

  • Nationality: Both UAE residents and non-residents can apply for the savings accounts, although the privilege relationship criteria and the documentation requirements have to be fulfilled
  • Minimum Average Balance Required: The account holders are required to maintain a monthly average balance of AED 10,000
  • Minimum Salary or Privilege Relationship Balance Required: Applicants need to have a monthly salary of at least AED 20,000 or a privilege relationship balance of AED 200,000 to open an account

Documents Required for Opening an ADCB Etihad Guest Privilege Account

The following is the list of documents you would need to submit during the ADCB Etihad Guest Privilege Savings or Current Account opening process: 

  • A valid passport with a UAE residence visa (the latter must be valid for more than 30 days)
  • Your original Emirates ID for identity verification
  • Salary certificate if you are a salaried individual

If you are a UAE non-resident and applying for the ADCB Etihad Guest Privilege Savings Account, the following documents have to be provided:

  • Applicant’s original passport
  • A copy of your visit visa and entry stamp page or e-gate card
  • Stamped three months’ bank statement of your existing account
  • Letter of introduction from an existing ADCB customer with more than a year of the relationship

How to Apply for the ADCB Etihad Guest Privilege Account?

Once your documents are ready, you can visit a branch of the bank, sign in to the official ADCB website, or choose any of the following modes to apply for ADCB Etihad Guest Privilege Account – 

ADCB Official website

Follow these simple steps to apply for the ADCB Etihad Guest Privilege Account from the official website of ADCB – 

  • Go to the official website of the Abu Dhabi Commercial Bank
  • In the ‘Personal Banking’ section, select the ‘Accounts’ option
  • Tap on the 'Etihad Guest Accounts' and click 'Etihad Guest Privilege Account’ – this will lead you to the detailed page of the Etihad Guest Privilege Account 
  • At the top of the page, you can tap on the ‘Request Call back’ tab to get redirected to the lead form at the bottom of the same page. Alternatively, you can manually scroll the page and fill out the same lead form.
  • If you are an existing customer, simply use your Customer ID, name, email address, contact number, and the Emirates of residence and apply 
  • If you are new, you can fill out the specified personal details. A bank representative will connect with you soon and provide you with all the relevant information related to the account.

Apply Via SMS

You can also open an ADCB Etihad Guest Privilege Account through SMS by simply sending 'CASA' to 2626 from your registered mobile number. Once your message is received, one of the concerned bank personnel will contact you to assist you with the remaining steps.

Contact Customer Centre

ADCB is renowned for its quick and helpful customer support services. You can contact the ADCB customer support team at 600-50-8008 and provide the relevant details. The rest of the process is the same as above, as one of the bank representatives will assist you through the subsequent application process.

Offline Application

Applicants can also visit the nearest ADCB bank and apply for the ADCB Etihad Privilege Account. If you qualify for the eligibility criteria, you can carry all relevant documents and fill out the bank account opening application form. A bank representative will assist you through the application process. 

There are several ADCB branches across the UAE. If you are unaware of an ADCB branch nearby, you can visit the bank's portal and locate a nearby branch.

How to Access the ADCB Etihad Guest Privilege Account?

With ADCB Etihad Guest Privilege Account, you get access to a full suite of online banking services including personal internet banking, SMS banking, phone banking, IVR, WhatsApp banking, as well as traditional offline banking. 

You can access the ADCB Etihad Guest Privilege Account in the following ways:

Via Online Banking

One can utilise their e-banking login credentials and access their ADCB Etihad Guest Privilege Account. With ADCB online banking, you can access the following banking services anytime – 

  • View your account and card transactions for the current period
  • Transfer funds and pay your utility bills quickly 
  • Subscribe to e-statements and register for the ADCB mobile banking app via online banking
  • Directly send a message to the bank and solve your queries

To log in to your ADCB Etihad Guest Privilege Account, you can:

  • Visit the official website of ADCB
  • On the top-right corner of the home page, click on the ‘Login’ option
  • Select 'Personal Banking’ to be redirected to the login page, where you must enter your user ID and password
  • You will be logged into your account once you click the ‘Login’ button

Via Mobile Application

ADCB mobile application is pretty convenient to use, as it allows account holders to fetch their account-related details and use services like bill payments, balance checks, and fund transfers in a few taps of their phones from anywhere. 

To use the ADCB mobile application, you must first download and install the app from the Google Play Store, AppGallery, Apple Store, and Galaxy Store. You can also scan the code given on the ADCB official website in the 'Mobile Application' section. 

Once the application is installed, you can follow the steps to access your ADCB Etihad Guest Privilege Account – 

  • Use your e-banking or internet banking credentials and log in to the account
  • Visit the ‘Personal Banking’ section
  • All the accounts linked to your mobile number will appear
  • Select the ‘ADCB Etihad Guest Privilege Account’ to avail of its services

Via Phone Banking

ADCB users can always ADCB phone banking round-the-clock to access banking services at their convenience. VoicePass, Interactive Voice Response (IVR), and Contact Centre are the three ways you can quickly access your ADCB Etihad Guest Privilege Account. 

To contact the contact centre, you can simply dial 600-50-8008 and get in touch with the concerned banking personnel to obtain information.

WhatsApp Banking

The WhatsApp service provided by ADCB can be used to access the ADCB Etihad Guest Privilege Account. With the help of WhatsApp banking, you can:

  • Check account balance
  • Request a chequebook
  • Locate ADCB ATMs and branches
  • Explore other products and services

To get access to the WhatsApp banking service, you can:

  • Subscribe by sending a WhatsApp message to 600-50-2030
  • Subscribe using the subscription link sent via SMS, emailers, bank statements, and more
  • Navigate the ‘WhatsApp Section’ on the official ADCB website and scan the QR code

Offline Banking

If any of the online or phone banking options don’t sound appealing, you can always take the traditional route by visiting a nearby ADCB branch. Once you are at the branch, you can retrieve information related to the ADCB Etihad Guest Privilege Account and avail of the required services by contacting the ADCB bank personnel in person.

Can a non-resident apply for ADCB Etihad Guest Privilege Account?

Yes, you can apply for the ADCB Etihad Guest Privilege Savings Account. However, keep in mind that the current account option is available only for UAE residents.

Do I need to pay any fee for using ADCB Etihad Guest Privilege Account personal internet banking services?

No, you can access the ADCB Etihad Guest Privilege Account via online banking without any charges for the same.

What is the average monthly balance for ADCB Etihad Guest Privilege Account?

An account holder has to maintain a minimum balance of AED 10,000 in their ADCB Etihad Guest Privilege Account to avoid low balance penalties.

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