ADCB Etihad Guest Aspire Account

Abu Dhabi Commercial Bank (ADCB), among the most prominent banks in the UAE, offers a host of accounts catering to the needs of different market segments. ADCB Etihad Guest Aspire Account is one such account offered by the bank. This type of ADCB account is one of its most remarkable ones given how it offers unmatched benefits to customers by earning Etihad guest miles on their account balance. 

Keep reading to explore all the key features and benefits of the ADCB Etihad Guest Aspire Account.

Features and Benefits of ADCB Etihad Guest Aspire Account?

You can easily open the Etihad Guest Aspire Account online and efficiently fulfil your financial goals with the numerous benefits offered by this account. Discussed below are its salient features and benefits –

  • The minimum monthly average balance to be maintained is AED 10,000, while the upper limit for the same is AED 250,000
  • Etihad Guest Aspire Account doesn’t require salary transfer
  • For every AED 1,000 maintained in your current or savings account each month, you would be able to earn 2 Etihad guest miles
  • Get 500 Etihad guest miles as a bonus when you complete your first year with the ADCB
  • On registering for the ADCB Personal Internet Banking for the first time, you will earn a bonus of 500 Etihad guest miles
  • Depending on your requirements, you can opt for any of the two ADCB Etihad Guest Aspire Account types: Savings Account and Current Account
  • No charges for e-statement within the statement cycle
  • No fees for cheque books for current Etihad Guest Aspire Account holders 
  • Easy application process – one can apply for the account via the official ADCB website, customer care support, SMS, or by visiting a branch of the bank

Types of ADCB Etihad Guest Aspire Account

ADCB Etihad Guest Aspire Accounts are available in two categories –

  1. ADCB Etihad Guest Aspire Savings Account
  2. ADCB Etihad Guest Aspire Current Account

ADCB Etihad Guest Aspire Savings Account

With an ADCB Etihad Guest Aspire savings account, you can get a free supplementary debit card linked to your savings account. Some of the major benefits of Etihad Guest Above Aspire Debit Card are – 

  • No issuance fees for primary and supplementary cards
  • You can earn 0.9 Etihad guest miles for every USD 4 spent outside the UAE
  • Numerous discounts on dining, travelling, and entertainment
  • Anghami Plus for free for up to 4 months

ADCB Etihad Guest Aspire Current Account

With an ADCB Etihad Guest Aspire current account, you can get a free supplementary debit card linked to your current account as well as a free chequebook. Listed below are the key benefits of the Etihad Guest Above Aspire Debit Card:

  • Get Anghami Plus for free for up to four months
  • Earn 0.9 Etihad guest miles for every USD 4 spent outside the UAE.
  • No issuance fees for primary and supplementary cards
  • Excellent discounts on dining, entertainment, and travelling

What Documents are required to Open ADCB Etihad Guest Aspire Account?

If you plan to open an ADCB Etihad Guest Aspire Account, you would need to keep the following documents ready to submit to the bank:

  • Original Emirates ID 
  • Salary certificate if you are a salaried individual 
  • Original passport with a UAE residence visa with more than 30 days of validity

What are the Eligibility Criteria for ADCB Etihad Guest Aspire Account?

Both current and savings Etihad Guest Aspire Account can be opened if you qualify the following eligibility criteria:

  • The applicant must have a monthly salary of at least AED 5,000 
  • Only UAE residents are only eligible
  • Etihad aspire relationship balance criteria have to be met as given in the following table – 
Tier Parameter Fees Charged
Tier 1 Total relationship balance of at least AED 20,000  OR Salary transfer of AED 15,000 or more OR Salary transfer of AED 5,000- AED 14,999 with ADCB credit card/overdraft/loan Free
Tier 2 Salary transfer of AED 5,000 – AED 14,999 without adcb credit card/loan/overdraft OR Salary transfer of less than AED 5,000 AED 25
Tier 3 Those with an account but do not fall under tier 1 or 2 AED 100

Currency Accepted

The ADCB Etihad Guest Aspire Account only accepts currencies in AED, i.e., UAE Dirham.

How to Apply for ADCB Etihad Guest Aspire Account?

You can apply for the ADCB Etihad Guest Aspire Account via any of the following ways:

Via the Official website of ADCB

Here is how you can apply for the ADCB Etihad Guest Aspire Account from the official website of ADCB:

  • Head to the official website of the ADCB
  • Select the ‘Personal Banking’ section and click ‘Accounts’
  • Under the ‘Etihad Guest Accounts’, choose ‘Etihad Guest Aspire Account’
  • Scroll down the page and fill out the lead form with details like your customer ID, name, email address, and the emirates 
  • You can then submit the details and have an ADCB representative contact you soon to discuss the further steps

Via Customer Care support

If you qualify for the eligibility criteria for ADCB Etihad Guest Aspire Account, you can contact ADCB customer care by dialling 600502030 and applying for the account. As the bank’s customer care support is available 24-by-7, you can apply for the ADCB Etihad Guest Aspire Account at any time at your convenience.

Via SMS

You can easily open your account through SMS. You can send the text 'CASA' to 2626 from your registered mobile number to initiate the application process.

Via Branch

In case you are unable to apply from any of the discussed modes, you can always apply for an ADCB Etihad Guest Aspire Account by visiting an ADCB branch and getting assistance from the customer support team.

How to Access the ADCB Etihad Guest Aspire Account?

Here are the different ways through which you can access the ADCB Etihad Guest Aspire Account:

Personal Internet Banking

You can access your ADCB bank account using your e-banking login credentials. All details related to bill payments, money transfers, deposits, account balances, and more are available on this platform. 

To sign in to your ADCB Etihad Guest Aspire Account – 

  • Visit the official ADCB website 
  • Locate the Login option at the top-right on the home page
  • Select the 'Personal Banking’ option
  • Enter your User ID and password to log in

If you don’t have an ADCB online banking account, you can simply use your card number and PIN to create an account. 

Note:  You will be rewarded with a bonus of 500 Etihad Guest Miles when you register for ADCB personal internet banking for the first time

ADCB Mobile Application

You can also keep a check on your ADCB Etihad Guest Aspire Account using the ADCB mobile application. Similar to the online banking platform, the application allows you to access services like bill payments, fund transfers, and balance checks. 

The mobile application is available on the Apple Store, the Google Play Store, AppGallery, and the Galaxy Store. Alternatively, you can scan the code on the ADCB website to download the app. Account holders can easily fetch key details related to their account from their phone at any time from anywhere. 

Here is how you can access the ADCB Etihad Guest Aspire Account:

  • Download the application from the relevant Store as per your phone
  • Once the app is installed, log in to your account using your internet banking credentials
  • Navigate to the personal banking section
  • Choose the account and take advantage of the services

WhatsApp Banking

ADCB is renowned for its digital services, with one such service being WhatsApp banking. To register your bank account with WhatsApp, you can send a WhatsApp message to 600502030, or subscribe via the subscription link sent on the mobile number registered with the bank. As an alternative, you can scan the QR code given on the official website of ADCB and take advantage of the services. 

Phone Banking

You can manage ADCB Etihad Guest Aspire Account through phone banking too. The three options available under phone banking are VoicePass, Interactive Voice Response, and the Contact Centre. To access contact centre services, you can dial 600502030 and manage the account.

Visit the Branch

You can always visit a branch of ADCB to get ADCB Etihad Guest Aspire Account information and access related services. 

Can I get the account statement of the ADCB Etihad Guest Aspire Account?

Yes, you can get an e-statement within the statement cycle for free. If you want a statement outside the statement cycle, you may need to pay fees to have the statements sent to your registered mail address.

How can I apply for ADCB Etihad Aspire Account?

You can apply for ADCB Etihad Guest Aspire Account via the official ADCB website, customer care centre, SMS service, or by visiting an offline bank branch.

How much balance is required to maintain in ADCB Etihad Guest Aspire Account?

The minimum monthly balance required for ADCB Etihad Guest Aspire Account is AED 10,000.

What is the benefit of the ADCB Etihad Guest Aspire Account?

Besides providing excellent services and convenient banking, ADCB Etihad Guest Aspire Account rewards you with Etihad Guest Miles on the account balance.

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