American Express Credit Cards with Attractive Dining Offers in UAE

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  | Published: 29 July 2021 | Last Updated On: 01 September 2021

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Established in 1850, American Express Bank is known for its amazing offers and excellent customer service. The bank is head-quartered in New York and is commonly known as AMEX.

American Express Bank offers a wide range of banking products like bank accounts, credit cards, loans, mortgages, etc. for individuals and corporate customers. It provides a wide range of credit cards with exclusive deals, offers and benefits.

In this post, we will discuss types of American Express Credit Cards with amazing dining offers.

American Express Credit Cards with Dining Offers in UAE

American Express Platinum Credit Card

American Express Platinum Credit Card offers excellent benefits like travel discounts, lifestyle benefits, flight upgrades, ticket offers, etc. across the globe. If individuals spend using the credit card, they do not have to pay any annual fee. The bank charges an interest rate of 2.50 per cent on the monthly outstanding balance and allows the cardholders to pay the interest in easy instalments.

American Express Platinum Card
Airport Lounge Access
  • Minimum Salary AED 21,300
  • Annual Fee AED 700
  • Airport Lounge Access
  • Travel Insurance
Reward Value: NA

Here is a list of benefits offered by American Express Platinum Credit Card.

  • Access to 1,200 airport lounges in around 143 countries
  • A valid Priority Pass Membership Card
  • Complimentary card membership on spending AED 40,000 annually
  • Full-time Platinum Travel Support Services 
  • A welcome bonus of 11,000 Membership Reward Points

The credit card has an annual fee of AED 2,700. However, the cardholders can get full annual fee waiver on spending AED 10,000 in the first three months.

American Express Platinum Credit Card also provides cardholders with comprehensive worldwide insurance policy benefits. It provides travel accident insurance of up to AED 1,800,000 in addition to the Retail Protection Insurance of up to AED 5,400 and Travel Inconvenience Insurance of up to AED 5,400.

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American Express Gold Credit Card

American Express Gold Credit Card offers attractive offers like complimentary travel insurance, free access to airport lounges, travel discounts, flight upgrades and many other exclusive privileges at any location in the world.

The cardholders need to pay an annual fee of AED 395 to avail this card. The membership rewards annual fee is AED 95. With this card also, the card members can pay the interest on the outstanding amount in easy instalments.

American Express Gold Credit Card
Airport Lounge Access
  • Minimum Salary AED 180,000
  • Annual Fee AED 395
  • Airport Lounge Access
  • Travel Insurance
Reward Value: NA

Here are benefits offered by American Express Gold Credit Card.

  • Earn 1 reward point for every AED 4 spent on the card
  • Maximum five annual complimentary visits to Priority Pass lounges
  • Access to more than 1,200 airport lounges in 130 countries
  • Easy access to lounges using Priority Pass Mobile App

American Express Gold Credit Card offers comprehensive worldwide insurance policy benefits, including the travel accident insurance of up to AED 350,000 in addition to the Retail Protection Insurance of up to AED 3,000 and Travel Inconvenience Insurance of up to AED 4,000.

The card offers various additional benefits like online fraud protection, full-time customer service, and family members’ enrolment in the card’s usage.

Common Dining Offers and Privileges on American Express Credit Cards

Here is a list of current Dining Offers on American Express Credit Cards

  • Angeline: 20 percent discount on total bill 
  • Social House: 20 percent discount on total bill 
  • Karak House: 20 percent discount on total bill
  • Two at Symphony: 20 percent discount on total bill
  • Markette:20 percent discount on total bill
  • OAK Room: 20 percent discount on food and beverages
  • Library Bar: 20 percent discount on food and beverages
  • Alba Terrace: 20 percent discount on food and beverages
  • Market at Edition: 20 percent discount on food and beverages
  • Gia: 20 percent discount on total bill
  • Yogurtland: 20 per cent discount on total bill
  • The Works: 20 per cent discount on total bill

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Reward Programmes of American Express Credit Cards

The American Express Credit Card holders earn 2 reward points on every AED 4 spent. The products for earning rewards can range from supermarket to groceries, online shopping and airline tickets globally.

The best part about these reward points is that they never expire. This helps the cardholders collect enough amounts of reward points and use them based on their preferences.

Here is what the cardholders can get using their reward points.

  • Complimentary upgrades on flight tickets with Etihad Guest, British Airways, Emirates Skywards, and many others
  • Shopping Vouchers and Gift Cards for Amazon, Harrods, and Rivoli Group
  • Complimentary hotel stays with Starwood Preferred Guest (SPG), Jumeirah Sirius, Hilton Honors, etc.
  • A number of lifestyle and travel benefits

Here are a few examples of earning reward points by spending with the American Express Platinum Credit Card.

  • Spend AED 4,400 per month and earn 26,400 membership reward points per annum or redeem a one-way ticket to London
  • Spend AED 9,000 per month and earn 54,000 membership reward points per annum or redeem a return trip ticket to London
  • Spend AED 18,000 per month and earn 108,000 membership reward points per annum or redeem a return trip ticket to New York
  • Spend AED 20,000 per month and earn 120,000 membership reward points per annum or redeem a return trip ticket to Los Angeles

Eligibility Criteria to Get American Express Credit Cards with Dining Offers

Here are a few criteria that make one eligible for applying to American Express Credit Cards.

Credit Cards

Eligibility Criteria

American Express Platinum Credit Card

  • The applicant should be 21 years of age or above
  • The applicant must be a UAE resident
  • The applicant must not have a history of bad debts or a bad credit score
  • The applicant should be self-employed and working for over one year
  • The applicant must have an annual income of AED 275,000 when self-employed and AED 255,000 when employed

American Express Gold Credit Card

  • The applicant should be 21 years of age or above
  • The applicant must have a UAE home address
  • The applicant should be self-employed and working for over two years
  • The applicant must not have a history of bad debts or a bad credit score
  • The applicant must have an annual income of AED 275,000 when self-employed and AED 180,000 when employed

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Documents Required to Apply for American Express Dining Offer Credit Cards

Here is a list of documents required to apply for an American Express Credit Card.

  • Emirates ID – Original and a Copy
  • Passport with Residency Visa– Original and a Copy
  • One of these address proofs – Emirates ID, Utility Bill, Contract of Tenancy
  • Bank statement with address (of last three months with salary credit transaction) – Original and a Copy
  • Appointment Letter (showing designation and annual income) – Original and a Copy
  • Credit Bureau Consent Form – Duly Signed
    Note: You can find this form online.

Conclusion:

American Express Restaurant offers on the Credit Cards are all unique. The bank offers the best deals in comparison to any other credit card in the UAE. However, all American Express Credit Cards are accompanied by specific terms and conditions. Make sure to check the eligibility criteria and the documents required before you apply for cards and enjoy the benefits when you receive it.

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