Al Khaliji France Personal Loan

Overview

Headquartered in Doha, Qatar, Al Khaliji Bank offers a wide range of conventional banking services and products to premium customers, corporate customers, business customers, and international customers in UAE, Qatar, and France.

The bank has its branches in the UAE covering the emirates of Dubai, Abu Dhabi, Ras Al Khaimah, and Sharjah. In Paris, Al Khaliji has a subsidiary- Al Khaliji France. Al Khaliji France Personal Loan offers much-needed financial flexibility to the borrowers. The best thing is that the applicants don’t have to offer any collateral in order to apply for the loan.

Features and Benefits of Al Khaliji France Personal Loan

Mentioned below are the features and benefits of Al Khaliji France Personal Loan:

No Hidden Charges

The borrower does not have to pay any hidden charges on this personal loan.

Loan Tenor

This Al Khaliji France Personal Loan has a maximum tenor of 4 years. The repayment can be made through easy monthly installments.

MasterCard Credit Card

With this personal loan, the borrower can avail a free World MasterCard Credit Card. With the complimentary credit card, they can enjoy benefits like complimentary access to airport lounge throughout the Middle East, up to five percent cash back etc.

Loan Top-up

The borrower can avail the loan top-up facility upon paying a fee of 1 percent of the amount of loan.

Please note- The minimum fee is AED 500 and the maximum fee is AED 2500.

Eligibility Criteria for Al Khaliji France Personal Loan

Category Details
Net Salary Transfer (Monthly) AED 25,000 or above
Average Monthly Balance Minimum- AED 300,000 in personal deposits

Frequently Asked Questions

Q1- Are there any hidden charges applicable to Al Khaliji Bank Personal Loan?

No. There are no hidden charges applicable on this personal loan.

Q2- In order to apply for this personal loan, do I need to maintain an average monthly balance?

Yes. You need to maintain an average monthly balance of 300,000 AED.

Q3- What are the benefits offered by the card provided with this personal loan?

The borrower gets a free World MasterCard Credit Card with this personal loan. They can avail benefits such as up to five percent cashback and complimentary access to airport lounge throughout the Middle East.

Q4- Do I need to provide any collateral to apply for the personal loan?

No, no collateral is required to apply for this personal loan.

Q5- What is the maximum tenor for this personal loan?

This loan is available for a maximum tenor of 4 years.

Q6-  Do I need to pay any processing fee on this personal loan?

Yes. You have to pay a processing fee of 1 percent of the amount of loan. The minimum fee is 500 AED and the maximum fee is 2500 AED.

Q7- Is there any fee charged on loan top-up?

You will have to pay a loan top-up charge of 1 percent of the amount of loan. The minimum charge is 500 AED and the maximum charge is 2500 AED.

Q8- Can I re-schedule or cancel my personal loan?

Yes. You can re-schedule your Al Khaliji Bank Personal Loan by paying a fee of AED 250 and cancel it by paying a fee of AED 100.

Q9- Can I settle my personal loan early?

Yes. You can settle your personal loan early by paying a fee of one percent of the remaining balance.

Average Rating / 5 ( reviews)