Al Khaliji France Personal Loan

Headquartered in Doha, Qatar, Al Khaliji Bank offers a wide range of conventional banking services and products. The bank has its branches in the  UAE  covering the emirates of  Dubai,  Abu  Dhabi,  Ras  Al  Khaimah, and Sharjah.

The Al Khaliji France Personal Loan has a maximum tenor of 4 years it also offers numerous perks such as a complimentary credit card that allows the borrower to earn cashback as well as access major airport lounges across the Middle East, a dedicated relationship manager, banking at the borrower’s doorstep, and much more, at attractive rates. 

Features and Benefits of Al Khaliji France Personal Loan

Feature Availability

Early Settlement Fee

Yes, 1% of the remaining balance

Processing Fee

Yes, 1% of the loan amount

Flat Interest Rate

N/A

Reducing Interest Rate

N/A

Free Credit Card

Yes

Cashback

Yes

Free Airport Lounge Access (across the Middle East)

Yes

Phone Banking

Yes

Dedicated Relationship Manager and Doorstep Banking

Yes

 

Mentioned below are the features and benefits of Al Khaliji France Personal Loan: 

No Hidden Charges

The borrower does not have to pay any hidden charges on this personal loan. 

Loan Tenor

This Al Khaliji France Personal Loan has a maximum tenor of 4 years. The repayment can be made through easy monthly installments.

MasterCard Credit Card

With this personal loan, the borrower can avail a free World MasterCard  Credit Card.  With the complimentary credit card, they can enjoy benefits like complimentary access to airport lounge throughout the Middle East, up to five percent cashback, etc.

Loan Top-up

The borrower can avail the loan top-up facility upon paying a fee of 1% of the amount of loan. 

Please note- The minimum fee is AED 500 and the maximum fee is AED 2500. 

Eligibility Criteria for Al Khaliji France Personal Loan

In order to be eligible for the Al Khaliji France premium banking, the applicant needs to meet any one of the following criteria: 

Category Details

Net Salary Transfer (Monthly)

AED 25,000 or above

Average Monthly Balance

Minimum- AED 300,000 in personal deposits

Mortgage Drawdown

AED 1,000,000 or above

 

Frequently Asked Questions

Q1- Are there any hidden charges applicable to Al Khaliji Bank Personal Loan? 

No. There are no hidden charges applicable on this personal loan. 

Q2- In order to apply for this personal loan, do I need to maintain an average monthly balance? 

Yes. You need to maintain an average monthly balance of 300,000 AED in personal deposits. 

Q3- What are the benefits offered by the card provided with this personal loan?

The borrower gets a free World MasterCard Credit Card with this personal loan. They can avail benefits such as up to 5% cashback and complimentary access to airport lounge throughout the  Middle  East.

Q4- Do I need to provide any collateral to apply for the personal loan? 

No, there is no collateral required to apply for this personal loan.

Q5- What is the maximum tenor for this personal loan?

This loan is available for a maximum tenor of 4 years.

Q6- Do I need to pay any processing fee on this personal loan? 

Yes. You have to pay a processing fee of 1% of the amount of loan. The minimum fee is 500 AED and the maximum fee is 2500 AED.

Q7- Is there any fee charged on loan top-up? 

You will have to pay a  loan top-up charge of 1% of the amount of loan. The minimum charge is 500  AED and the maximum charge is 2500 AED.

Q8- Can I re-schedule or cancel my personal loan? 

Yes. You can re-schedule your Al Khaliji Bank Personal Loan by paying a fee of AED 250 and cancel it by paying a fee of AED 100.

Q9- Can I settle my personal loan early? 

Yes. You can settle your personal loan early by paying a fee of 1% of the remaining balance.

Average Rating / 5 ( reviews)