Al Hilal Bank World Elite MasterCard Credit Card

About Al Hilal Bank World Elite MasterCard Credit Card

This Al Hilal Bank Credit Card is a one-stop solution for all the travel needs of the card member. It is loaded with a wide range of travel benefits, lifestyle privileges, and exceptional rewards. The cardholder can avail complimentary access at airport lounges worldwide, free access to VIP Terminal at Abu Dhabi International Airport and many more.

Benefits and Features of Al Hilal Bank World Elite MasterCard Credit Card

Here are some unmatched features and benefits of this Al Hilal Bank Credit Card.

VIP Terminal Access

The cardholder can avail up to two free vouchers for VIP Terminal access at Abu Dhabi International Airport. The facility includes priority check-in, services for luggage collection, services for meet & greet, VIP Terminal lounge access and other services.

Complimentary Wi-Fi Access

This Hilal Bank Credit Card offers free Wi-Fi access at more than 1 M hotspot locations around the globe. This facility is available in-flight on selected airlines as well through Boingo Wi-Fi providers (including flights from Etihad Airways)

Access to Airport Lounges

The cardholder can enjoy free unlimited access to more than 850 lounges in around 400 cities across the world for themselves and their guest.

GHA (Global Hotel Alliance) Black Membership

Under this membership, the cardholder can enjoy double room update, confirm room availability, early check-in and late check-out at more than 33 GHA hotels around 76 countries.

Hertz President Circle Membership

With this membership, the cardholder can avail discounts on the best available rates publicly, free 1 car class upgrade, fast rental reservations, and priority in rental queue in most of the busy airports of the world.

SPG Hotel

The cardholder can enjoy complimentary nights on booking any SPG Hotel using their Al Hilal Bank Credit Card. They can avail one complimentary night for every two nights that they book.

World Elite Luxury Hotels Collection

This facility offers premium access to more than 1,000 hotels worldwide. The cardholder can avail upgradation of room, free breakfast for 2, and check-in early & check-out late.

Services for Travel Visa

The cardholder can avail a discount of 40 percent on services for a travel visa to Australia, UK, New Zealand, Saudi Arabia, Singapore, Schengen countries, and Canada. They can enjoy appointment scheduling on priority, filling & typing of the form & document collection.

World Elite Concierge

The concierge service is available round the clock for each whim & need of the card member and offers support in English as well as Arabic.

MasterCard For You App

The cardholder can view various benefits & privileges they can avail on this World Elite MasterCard Credit Card.

Protection Benefits

The cardholder can avail a wide array of medical & travel insurances that cover delay/loss of baggage, missed connections, trip curtailment/cancellation, emergency medical expenses, and trip delays.

Rewards and Offers on Al Hilal Bank World Elite MasterCard Credit Card

The cardholder can earn Joud Reward Points on signing up & spending on their Hilal Bank Credit Card. They can redeem these reward points for a variety of rewards.

Category Joud Reward Points
Bonus on Signing Up 340,000
Domestic Retail Spends (each 4 AED) 6
International Retail Spends (each 4 AED) 8

Fees and Charges on Al Hilal Bank World Elite MasterCard Credit Card

Here are some fees and charges on this Al Hilal Bank Credit Card.

Fees and Charges Details
Annual Fee First Year- 2625 AEDSecond Year Onwards- Nil
Supplementary Card Charge First three Cards- NilFourth Card Onwards- 105 AED
Profit Rate 2.99 percent
Charges on Non-AED Transactions 3.14 percent
Cash Withdrawal Charge 3.15 percent
Cash Withdrawal Limit 60 percent
Over Limit Fee Nil
Late Payment Fee (donated to charity) 100 AED
Card Replacement Charge 78.75 AED
Card Reissuance Charge 78.75 AED
Duplicate Statement For 3 months- 26.25 AEDMore than 3 months- 52.50 AED
Fee on Temporary Enhancement of Credit Limit 105 AED
Returned Cheque Handling Fees 105 AED
Sales Voucher Copy 42 AED
Request on Hotel Sales Copy 105 AED
Processing Fee on Outstation Cheque 31.50 AED

*In case the criteria of minimum spend is not achieved, annual fee of 2,500 AED is applicable.

Additional Benefits of Al Hilal Bank World Elite MasterCard Credit Card

The cardholder can avail various discounts and offers on this Al Hilal Bank Credit Card as an additional benefit. They can enjoy unlimited 900+ Buy one Get one offers on fine dining, hotels, premium spas, and many more around Africa and Middle East.