Al Hilal Bank Free for Life Platinum Smart Covered Card

About Al Hilal Bank Free For Life Platinum Smart Covered Card

This free for life Al Hilal Bank Credit Card offers competitive prices, without having hidden charges & a commitment of price that the profit rate (Murabaha) is fixed for the whole duration. The card member can avail various Visa benefits and discounts on shopping, travel, dining, and lifestyle.

Benefits and Features of Al Hilal Bank Free For Life Platinum Smart Covered Card

The cardholder can avail the following benefits and features on this Al Hilal Bank Credit Card.

Shopping at Chic Outlet

The card member may get VIP card and avail an additional discount of 10 percent on shopping at the 9 Chic Outlet Villages. They can also enjoy discount of fifteen percent on the price of the ticket for the luxury coach facility at Shopping Express, Chauffeur Driver facility & shopping packages.

Shopping at First Mall, Egypt

The cardholder can avail discounts from 10 percent to 25 percent on merchandise at key retailers such as Tiffany and Co., El Dar, Montblanc, Ego, Rolex, and more. The Visa cardholders across MENA region can enjoy discounts at more than 25 outlets at First Mall, Giza, Egypt.

Dining Offers

The card member can avail a discount of 20 percent at Jumeirah Dining establishments under the Jumeirah Dining Offers. This offer includes Le Beirut, Arboretum, Rib Room, Brasserie Angelique, Mundo, Segreto, Hanaaya, and La Parilla. The cardholder can also enjoy a discount of 25 percent under Visa TimeOut Offers.

Agoda Discount

The cardholder may avail a discount of 12 percent (maximum) on booking hotels using agoda.com. Agoda offers access to more than 985,000 hotels & vacation rentals worldwide.

DragonPass

This Hilal Bank Credit Card is full of exclusive benefits on dining using DragonPass. The card member can download the app “Dine and Fly” to avail these offers.

Discount on Avis Car Rental

The cardholder may avail a maximum discount of 20 percent on standard rates, and a discount of 10 percent on international leisure rates.

YQ Offer

This card offers discount of fifteen percent (maximum) over retail rates at more than 450 airports throughout the globe.

Travel and Medical Assistance

The cardholder can travel across the world safely with the knowledge that they have access to the assistance they might need. This includes services like-

  • On-call medical advice
  • Interpreter and Legal referral
  • Referral for medical facility provider
  • Monitoring medical condition before & post hospitalization

Roadside Assistance during Emergency

This Visa credit card includes 24/7 roadside assistance for emergency situations. The card member can ask for help in the following situations.

  • Complimentary accident towing facility
  • Complimentary car rental facility for twenty-four hours from the accident
  • Free boosting of the battery
  • Free registration of the car once in a year
  • Complimentary fixing of a flat tire
  • Complimentary road recovery facility once in a year
  • Free fuel delivery during emergency
  • Complimentary lock-out facility

Rewards and Offers on Al Hilal Bank Free For Life Platinum Smart Covered Card

The Al Hilal Bank Credit Cards offer Joud Reward Points against various transactions as mentioned in the table below. These points are eligible to be redeemed for hotel or flight booking, car rentals, shopping, utility bill payment or even charity.

Category Joud Reward Points
Local Retail Spending (each 1 AED) 1.5
International Retail Spending (each 1 AED) 2

*100 Joud Rewards Point are equal to one AED.

Fees & Charges on Al Hilal Bank Free For Life Platinum Smart Covered Card

The cardholder can avail the following fees & charges on this Al Hilal Bank Credit Card.

Fees and Charges Details
Annual Fee Nil
Supplementary Card Charge First three Cards- NilFourth Card Onwards- 105 AED
Profit Rate 3.25 percent
Charges on Non-AED Transactions 2.89 percent
Cash Withdrawal Charge 3.15 percent
Cash Withdrawal Limit 60 percent
Late Payment Charge (donated to charity) 100 AED
Card Replacement Charge 78.75 AED
Card Reissuance Charge 78.75 AED
Duplicate Statement For 3 months- 26.25 AEDMore than 3 months- 52.50 AED
Fee on Temporary Enhancement of Credit Limit 105 AED
Returned Cheque Fees 105 AED
Sales Voucher Copy 42 AED
Request on Hotel Sales Copy 105 AED
Processing Fee on Outstation Cheque 31.50 AED

Additional Benefits on Al Hilal Bank Free For Life Platinum Smart Covered Card

The cardholder can avail the following additional benefits on this Al Hilal Bank Credit Card.

Purchase Protection & Extended Warranty

Purchase protection prevents the cardholder from the damage or theft of the items purchased. Under extended warranty, the repair period that is offered under warranty by the original manufacturer is doubled for one year (maximum).

Visa Explore

The cardholder can avail 15 percent off on food delivery using the app “Visa Explore”.

Visa Luxury Hotel Collection

VLHC includes more than 900 properties, including boutique gems to famous hotels, providing premium benefits designed specially to offer amazing experiences.