Al Hilal Bank Free for Life Platinum Smart Covered Card
About Al Hilal Bank Free For Life Platinum Smart Covered Card
This free for life Al Hilal Bank Credit Card offers competitive prices, without having hidden charges & a commitment of price that the profit rate (Murabaha) is fixed for the whole duration. The card member can avail various Visa benefits and discounts on shopping, travel, dining, and lifestyle.
Benefits and Features of Al Hilal Bank Free For Life Platinum Smart Covered Card
The cardholder can avail the following benefits and features on this Al Hilal Bank Credit Card.
Shopping at Chic Outlet
The card member may get VIP card and avail an additional discount of 10 percent on shopping at the 9 Chic Outlet Villages. They can also enjoy discount of fifteen percent on the price of the ticket for the luxury coach facility at Shopping Express, Chauffeur Driver facility & shopping packages.
Shopping at First Mall, Egypt
The cardholder can avail discounts from 10 percent to 25 percent on merchandise at key retailers such as Tiffany and Co., El Dar, Montblanc, Ego, Rolex, and more. The Visa cardholders across MENA region can enjoy discounts at more than 25 outlets at First Mall, Giza, Egypt.
The card member can avail a discount of 20 percent at Jumeirah Dining establishments under the Jumeirah Dining Offers. This offer includes Le Beirut, Arboretum, Rib Room, Brasserie Angelique, Mundo, Segreto, Hanaaya, and La Parilla. The cardholder can also enjoy a discount of 25 percent under Visa TimeOut Offers.
The cardholder may avail a discount of 12 percent (maximum) on booking hotels using agoda.com. Agoda offers access to more than 985,000 hotels & vacation rentals worldwide.
This Hilal Bank Credit Card is full of exclusive benefits on dining using DragonPass. The card member can download the app “Dine and Fly” to avail these offers.
Discount on Avis Car Rental
The cardholder may avail a maximum discount of 20 percent on standard rates, and a discount of 10 percent on international leisure rates.
This card offers discount of fifteen percent (maximum) over retail rates at more than 450 airports throughout the globe.
Travel and Medical Assistance
The cardholder can travel across the world safely with the knowledge that they have access to the assistance they might need. This includes services like-
- On-call medical advice
- Interpreter and Legal referral
- Referral for medical facility provider
- Monitoring medical condition before & post hospitalization
Roadside Assistance during Emergency
This Visa credit card includes 24/7 roadside assistance for emergency situations. The card member can ask for help in the following situations.
- Complimentary accident towing facility
- Complimentary car rental facility for twenty-four hours from the accident
- Free boosting of the battery
- Free registration of the car once in a year
- Complimentary fixing of a flat tire
- Complimentary road recovery facility once in a year
- Free fuel delivery during emergency
- Complimentary lock-out facility
Rewards and Offers on Al Hilal Bank Free For Life Platinum Smart Covered Card
The Al Hilal Bank Credit Cards offer Joud Reward Points against various transactions as mentioned in the table below. These points are eligible to be redeemed for hotel or flight booking, car rentals, shopping, utility bill payment or even charity.
|Category||Joud Reward Points|
|Local Retail Spending (each 1 AED)||1.5|
|International Retail Spending (each 1 AED)||2|
*100 Joud Rewards Point are equal to one AED.
Fees & Charges on Al Hilal Bank Free For Life Platinum Smart Covered Card
The cardholder can avail the following fees & charges on this Al Hilal Bank Credit Card.
|Fees and Charges||Details|
|Supplementary Card Charge||First three Cards- NilFourth Card Onwards- 105 AED|
|Profit Rate||3.25 percent|
|Charges on Non-AED Transactions||2.89 percent|
|Cash Withdrawal Charge||3.15 percent|
|Cash Withdrawal Limit||60 percent|
|Late Payment Charge (donated to charity)||100 AED|
|Card Replacement Charge||78.75 AED|
|Card Reissuance Charge||78.75 AED|
|Duplicate Statement||For 3 months- 26.25 AEDMore than 3 months- 52.50 AED|
|Fee on Temporary Enhancement of Credit Limit||105 AED|
|Returned Cheque Fees||105 AED|
|Sales Voucher Copy||42 AED|
|Request on Hotel Sales Copy||105 AED|
|Processing Fee on Outstation Cheque||31.50 AED|
Additional Benefits on Al Hilal Bank Free For Life Platinum Smart Covered Card
The cardholder can avail the following additional benefits on this Al Hilal Bank Credit Card.
Purchase Protection & Extended Warranty
Purchase protection prevents the cardholder from the damage or theft of the items purchased. Under extended warranty, the repair period that is offered under warranty by the original manufacturer is doubled for one year (maximum).
The cardholder can avail 15 percent off on food delivery using the app “Visa Explore”.
Visa Luxury Hotel Collection
VLHC includes more than 900 properties, including boutique gems to famous hotels, providing premium benefits designed specially to offer amazing experiences.
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