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Ajman Bank Salary Account

The Ajman Bank offers a one-stop payroll solution to the corporate houses for fulfilling their needs. This payroll or salary account is an offering that helps in taking away the hassle of payroll management. It provides the employees of a company easy access to convenient banking facilities.

The account holder can avail a huge range of financial benefits on this zero balance salary account in UAE along with attractive profit rates. This account can be opened easily with minimum documentation and personalized doorstep account opening services.

Ajman Bank Salary Account Features and Benefits

Here are a few key features and benefits of this salary account in UAE.

No Minimum Balance Requirement

On this exclusive payroll (salary) account, the account holder does not have to maintain an average or minimum balance.

Preferential Profit Rates

Along with a huge range of benefits on financial products, the account holder also gets to enjoy preferential profit rates on their funds.

Doorstep Account Opening

The Ajman Bank provides the option of personalized doorstep salary account opening to the applicant. This helps in saving both time and effort.

Convenient Salary Transfer

This bank account offers hassle-free services of salary transfer for the employees of the corporate houses in the UAE.

Minimum Documentation

The applicant can get this salary transfer account easily with simple and minimum documentation.

Payroll Solutions

The Ajman Bank offers the following payroll solutions to the account holder.

  • Wage Protection System (WPS)
  • Special benefits/offers for the Abu Dhabi, Ajman, and Sharjah’s Governments

Documents Required to Open an Ajman Bank Salary Account in UAE

For opening this salary account in Dubai, the applicant has to submit a few documents with the Ajman Bank. The following table contains the list of documents required to open this account.

Category Details
ID Proof
  • Emirates ID for both Expats and UAE Nationals (original & copy)
  • Passport along with Visa Page for Expats (original & copy)
Form
  • Duly filled up and signed form for account opening and T&Cs
Other Documents
  • Salary Certificate (for salary transfer account only)

How to Open Ajman Bank Salary Account in the UAE?

In the case of Ajman Bank Salary Account, there are four ways to get it open in the UAE. Following are these ways.

Through Branch Application

The applicant can visit the nearest branch of the Ajman Bank for getting this salary account open in the UAE. For branch applications, the applicant will have to come along with the required documents, which have to be submitted to the bank.

Through Online Banking

The Ajman Bank offers the applicant the facility of online banking, where they can conveniently access their banking solutions round the clock no matter where they are. The applicant may use the secure online banking portal of the bank for this salary account opening in the UAE.

Through Phone Banking

To open this account, the applicant can also call the customer support executive of Ajman Bank on 80022.

Doorstep Service

The Ajman Bank provides the option of personalized doorstep account opening to the applicant. This helps in saving both time and effort.

How to Close Ajman Bank Salary Account in the UAE?

For the closure of this salary account UAE, first of all, the account holder has to withdraw their funds from the account or transfer it to any other of their bank account.

Once this is done, the account holder must apply for closing the account either by using online banking, or branch of the bank or through phone banking.

The account holder will have to bear a charge of AED 100 for closing the account if the account is being closed within 1 year.

Ajman Bank Salary Account - FAQs

Question 1: Does the bank charge any fee for salary account opening?

Answer: No, you do not have to pay any account opening charge to the Ajman bank.

Question 2: Do I have to maintain any minimum or average balance on my account?

Answer: No, there is no need for maintaining an average or minimum balance on your account. This means that this is a zero balance salary account in UAE.

Question 3: What are the payroll solutions offered on this account?

Answer: You can avail the following payroll solutions on this account.

  • Special Benefits for the Abu Dhabi, Ajman, and Sharjah’s Governments
  • Wage Protection System (WPS)

Question 4:  My account has become dormant. Do I need to pay any fees for its activation?

Answer: No, you can get your dormant account activated without having to pay any fees.

Question 5: Do I have to pay any fees for the setup of standing instructions or direct debit?

Answer: Yes, you will be charged a fee of AED 50 for the setup of standing instructions or direct debit on this salary account in UAE.

Question 6: Does the bank charge any fee on balance confirmation letter?

Answer: Yes, the bank charges a fee of AED 50 on balance confirmation letter.

Question 7: Do I have to pay any charges for deposit and withdrawal of foreign currency?

Answer: Yes, you will be charged one percent of the amount while depositing or withdrawal of cash in foreign currency.

Question 8: Do I have to pay any fees for availing the e-statement of my salary account every month?

Answer: No, you can avail your e-statement every month without having to pay any fees.