Ajman Bank ROADMILES Premium Credit Card

Ajman Bank ROADMILES Premium Credit Card

About the Ajman Bank ROADMILES Premium Credit Card

Ajman Bank is Ajman’s first fully Islamic banking institution. As such, all of the Ajman Bank credit cards are fully Sharia-compliant in nature, and the ROADMILES Premium Ajman Bank card is no different. Established in 2007, Ajman Bank has consistently played a key role in the growth and development of Ajman, offering its support to various government initiatives and social causes alike. In addition to its many satisfied Ajman Bank credit card customers, the bank also faithfully serves the community by frequently sponsoring the ‘Ramadan Aman’ banquets and more.

The ROADMILES Premium Ajman Bank credit card offers cardholders an impressive array of Ajman Bank card features and access to the ROADMILES loyalty program. Cardholders can save immensely on fuel purchases and day to day spending with the ROADMILES Premium Ajman Bank credit card.

Features & Benefits of the Ajman Bank ROADMILES Premium Credit Card

The ROADMILES Premium Ajman Bank credit card is a Visa-powered card and offers the following features and benefits to its cardholders:

Secured Transactions

Online transactions made with the ROADMILES Premium Ajman Bank card are protected with 3D Secure protocols of security. As part of the 3D Secure process, the cardholder will receive a unique 6-digit pin on their registered mobile number. This pin will have to be entered in order to complete the transaction.

Balance Transfers

Members of the ROADMILES Premium Ajman Bank credit card may transfer outstanding balance from other credit cards onto the Ajman Bank card in order to enjoy relaxed repayments with no extra profit charges. This balance transfer facility can be used for tenors between 3 months and 12 months.

Instalment Plan

Also known as the Ajman Easy Instalment Scheme, owners of the ROADMILES premium Ajman Bank credit card can make use of this feature to convert large purchases into small monthly instalments. These equal instalments can be paid over 3 to 6 months at 0% profit rate.

Emergency Funds

Cardholders can request for up to 90% of their available ROADMILES Premium Ajman Bank card limit, which is credited into any bank account of their choosing. This cash loan can be repaid over 3 to 12 months.

Card Specific Benefits

The numerous benefits of the ROADMILES Premium Ajman Bank card are:

  • Credit Limit: The ROADMILES Premium Ajman Bank credit card gives cardholders access to a massive credit limit of up to AED 35,000.
  • Miles: Owners of the ROADMILES Premium Ajman Bank credit card are given membership into the ROADMILES loyalty program. Cardholders earn 1 Mile for every AED 1 they spend with their Ajman Bank card. These Miles can be redeemed for cash back or fuel cards, which can be used at all petrol stations in the UAE.
  • Global Scope: As a Visa card, the ROADMILES Premium Ajman Bank credit card offers connectivity anywhere in the world – at vendors and ATMs alike.

Rewards & Offers

 

Ajman Bank ROADMILES Premium Credit Card
Rewards Offers
Cardholders earn 1 Mile for every AED 1 spent with their ROADMILES Premium Ajman Bank credit card. Miles can be redeemed for cash back and fuel cards. Samsung S9 Offer: Every month, one Ajman Bank card owner stands to win a Samsung S9 phone by registering their card with the Samsung Pay app and meeting a monthly spend requirement of AED 500.*
Buy Now Pay Later: Offered by the Ajman Government, cardholders can avail of select government services and pay for them as monthly instalments over 3 to 6 months.**

* This Ajman Bank credit card offer is valid up to July 31st 2019.

** Minimum spending requirement of AED 1,000.


Eligibility Criteria & Charges

Ajman Bank ROADMILES Premium Credit Card
Eligibility Criteria Fees & Charges
The applicant must be a UAE resident. Annual Fee: AED 150
A good credit score is required. Monthly Fee: AED 600
Valid ID & Address proof documents are required. Late Fee: AED 125*
A security deposit cheque is required. Over-Limit Fee: AED 125
Employment and salary details are required. Cash Advance Fee: AED 150 (per AED 5,000 withdrawn)

* The late Ajman Bank credit card payment charge is donated to charity.

Additional Benefits of the Ajman Bank ROADMILES Premium Credit Card

The ROADMILES Premium Ajman Bank credit card offers cardholders even more benefits such as:

  • Free Supplementary Cards: The primary ROADMILES Premium Ajman Bank credit card member can request for up to 4 supplementary cards at absolutely no charge. All subsequent supplementary Ajman Bank cards are issued for AED 50.
  • Cash Advance: Cardholders may withdraw their entire available ROADMILES Premium Ajman Bank credit card limit via any Visa-enabled ATM.
  • Credit Shield: Owners of the ROADMILES Premium Ajman Bank card are given access to a comprehensive insurance policy by the name of Credit Shield. The Credit Shield policy clears cardholders from their obligation to pay for the Ajman Bank credit card in times of tragedy and financial strain such as critical illness, permanent total disability, involuntary loss of employment and death. The Credit Shield policy also offers cardholders purchase protection and extended warranties for any purchase made with the ROADMILES Premium Ajman Bank credit card.