Ajman Bank Credit Card Eligibility - Check Eligibility Criteria & Apply Online to avail best Ajman Bank credit cards in UAE. Know ✓Documents Required ✓Age ✓Income Required & ✓ Residency.
Ajman Bank Power Gold Credit Card is one of the amazing and powerful Islamic Credit cards across the UAE. This multi-partner credit card provides an array of benefits to make spending more rewarding and exciting. In addition to the astounding benefits of this Ajman Bank credit card, it allows its card members to earn Power rewards and avail amazing benefits on redeeming those power rewards through the Power credit card rewards website.
When it comes to Ajman Bank credit card, card members can rest assured that they are getting the best features and benefits. Ajman Bank is one step ahead of other banks as it doesn’t only match the world-class standards but also it ensures the safety and convenience of banking for its potential customers. Here are some of the main features that Ajman Bank Power Gold Credit Card offers:
Following are the rewards and offers provided by the Ajman Bank MasterCard Gold credit card:
Some of the fees & charges associated with the Ajman Bank Power Gold Credit Card are as follows:
Types of Charges
Ajman Bank Power Gold Credit Card
Annual Membership Fee
Supplementary Card Charges
First 2 cards are free thereafter AED 50 per annum per supplementary card will be charged
Late Payment Charges (Forced Donation)
Cash Advance Charges per transactions up to AED 5000
Charges of Card Replacement
Fees of Duplicate Statement (p.m.)
Charges for procuring a copy of sales voucher
Over Limit Charges
Processing for foreign transactions
Credit Shield Charges
0.89% per month
Liability letter charges
100% of the total credit limit
Easy Payment Plan (EPP) Foreclosure Charges
Minimum Amount Due
5% of the outstanding amount and 100% of all fees & charges or AED 100, the higher amount
Q1: What is an Ajman Bank supplementary card?
Ans: A supplementary card offered by the Ajman Bank allows the family members of the cardholder to enjoy the various features, benefits, and rewards on the Ajman Bank Power Gold credit card. The first 2 supplementary cards can be obtained by the cardholder at no charge after which there is an applicable fee of AED 50 per card per annum.
Q2: What am I supposed to do if my Ajman Bank Power Gold Credit Card is lost or stolen?
Ans: First of all, lost or stolen credit cards need to be reported to a bank representative as soon as possible. Once you informed the bank about the same, the bank will them freeze the misplaced card and replace it with a new one. The longer you wait to report a misplaced card, the more at risk you are of paying fraudulent charges. Keep in mind that the bank will charge a replacement fee of AED 75.
Q3: What is a 3D secure feature of the Ajman Bank Power Gold Credit Card all about?
Ans: A 3D secure feature offered by the Ajman Bank is basically a free service that lets you make online transaction securely and conveniently by using the Ajman Bank credit card. It actually provides an extra layer of verification for enhanced security when making online purchases. You will have to enter a one-time password (OTP) that will be sent on your registered mobile number when you make an online transaction on the website that has the MSC- MasterCard SecureCode Sign. Please note that this facility is available only on 3D secure merchant sites.
Q4: What is a late payment fee?
Q5: What is an easy cash facility?
Ans: As a member of this Ajman Bank credit card, you can avail cash of up to 100% of your total credit limit as easy cash and enjoy the flexibility of paying into installments of 3, 6, 9, and 12 months. The facility of easy cash helps you in times of financial emergency.