Ajman Bank BRight Platinum Credit Card

Apply for a Credit Card in 20 Seconds!

Average Rating / 5 (ratings )
Credit Card in UAE

T&C Apply

Get cashback up to AED 2000

Cancel
Cancel
By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

Based on the sharia concept of Murabaha, this Ajman Bank credit card allows its cardholders to enjoy an ultimate rewards experience. It is the right choice for frequent travelers as it offers exclusive travel benefits to its card members. With the Ajman Bank BRight Platinum Credit Card, one can immediately start their next travel journey by using the complimentary BRight Rewards.

Key Features and Benefits of Ajman Bank BRight Platinum Credit Card

Following are the key features and benefits of the Ajman Bank BRight Platinum Credit Card that make this card unique from other credit cards:

  • Samsung Pay: This Ajman Bank credit card allows its cardholder to enjoy secure payment experience through mobile by using Samsung Pay. It works almost all retailers in the UAE, making shopping easy and convenient.
  • Mobile Banking: This advanced feature of Ajman Bank BRight Platinum Credit Card helps card members to manage their credit card conveniently with the help of multi-function mobile banking.
  • Contactless Payment: This Ajman Bank credit card allows the card members to make contactless payments for smaller day to day shopping. Moreover, contactless payment is safe and secure. On top of that, it hardly takes a few seconds only.
  • Secure Online Purchases: This credit card lets the cardholder shop online with absolute peace of mind since online transactions are protected with the 3D secure feature of this card. This feature ensures that the card is now extra safe.
  • CHIP & PIN: This card ensures maximum security through personalized CHIP & PIN technology.
  • Easy Cash: Cardholders can make the most of their card with Easy Cash facility of Ajman Bank. They can avail up to 90% of the total credit limit as Easy Cash. In addition to this, they can enjoy a flexible payment plan to repay this amount.
  • Balance Transfer: Card members can easily transfer a balance from other credit cards to this Ajman Bank BRight Platinum Credit Card with the lowest profit rate. In addition to this, they can repay the amount in easy to pay monthly installments of up to 36 months.
  • Complimentary Airport Lounge Access: Members of this Ajman Bank credit card can enjoy complimentary airport lounge access.
  • Supplementary Cards: Owner of this Ajman Bank credit card can take a supplementary card(s) for his/her family members. There is no supplementary cards can be obtained at an annual fee of AED 50.
  • No Foreign Transaction Fee: The cardholder does not have to pay any fee on the international purchases, i.e. the foreign transaction fee on this Ajman Bank credit card is 0%.
  • Easy Payment Plan (EPP): The facility of easy installment scheme beat the stress of paying back any of the high-value purchases made at the partner retailers. It allows the cardholder to convert any big purchases into easy to pay installments at the participating merchants. Best of all, the cardholder doesn’t have to pay any processing fees to avail of this facility. 

Rewards and Offers of Ajman Bank BRight Platinum Credit Card

Loaded with numerous travel rewards and offers, the Ajman Bank BRight Platinum Credit Card is designed to be the best travel companion.  Below-mentioned are some of its key offers and rewards:

  • BRight Rewards
    • As a member of this Ajman Bank credit card, one can fly for free with upfront 10,000 complimentary BRight rewards.
    • Faster Rewards Program: On spending of every AED 10, card members can earn up to 2 BRight rewards
    • Endless Redemption Options: The cardholder can redeem these BRight rewards across 300 plus airline for booking flight tickets, 300,000+ hotel stay options, purchasing electronic items online at their Ajman Rewards official website, and gift vouchers for their family & friends.
  • Buy one get one & Super Saver Offers: Cardholders can get more than 1000 buy one get one & super saver offers at Ajman Bank Traveller App.
  • Discounted Offers: Members of this card can enjoy up to 30% off on travel bookings with cleartrip.

Fees & Charges of Ajman Bank BRight Platinum Credit Card

Following are the fees & charges associated with the Ajman Bank BRight Platinum Credit Card:

Types of Charges

Charges

Profit Rate Per Month

3.50%

Annual Membership Fee

AED 1,000

Supplementary Card Charges

AED 50

Late Payment Charges (Forced Donation)

AED 125

Cash Advance Charges

AED 150

Charges of Card Replacement

AED 75

Fees of Duplicate Statement

AED 45 p.m.

Charges for procuring a copy of sales voucher

AED 65

Over Limit Charges

AED 125

Processing charges for foreign transactions

0%

Credit Shield Charges

0.89% per month

Cash Advance

90% of the total credit limit

Easy Payment Plan (EPP) Foreclosure Charges

AED 200

Minimum Amount Due

5% of the outstanding amount and 100% of  all fees & charges

Ajman Bank BRight Platinum Credit Card FAQs

Q1: If my Ajman Bank BRight Platinum Credit Card is misplaced will that be replaced?

Ans: You can easily get your misplaced card replaced. All you need to inform the bank about the same and then the bank will talk to you about a replacement of the card.

However, the replacement fee of the Ajman Bank BRight Platinum Credit Card is AED 75.

Q2: What is an easy installment payment plan? Easy Payment Plan (EPP)

Ans: An easy installment plan allows card members to convert big amounts purchases into easy to pay installments over an agreed upon a number of months. In simple words, cardholders can purchase items within their credit limit and pay off the full amount in installments spread across months. The best thing about this easy installment payment plan is that you don’t have to pay any processing fees to avail of this facility. This means that it doesn’t charge any additional amount for these monthly installments. However, you should confirm whether the selected vendor is covered by the Ajman bank or not before making a purchase since it is available at participating merchants only.

Q3: Can I withdraw cash with this credit card?

Ans: You can withdraw cash up to 90% of the total credit limit.

Q4. What is the Easy Payment Plan?

Ans: Ajman Bank BRight Platinum Credit Card’s Easy Payment Plan allows you to convert credit card purchases into convenient monthly installments of flexible tenures.

Q5. What if my monthly income doesn’t meet your requirement? Can I still avail Ajman Bank BRight Platinum Credit Card?

Ans: Well, Ajman Bank doesn’t provide credit cards to those applicants who don’t meet the eligibility criteria pre-decided by the bank.