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Based on the sharia concept of Murabaha, this Ajman Bank credit card allows its cardholders to enjoy an ultimate rewards experience. It is the right choice for frequent travelers as it offers exclusive travel benefits to its card members. With the Ajman Bank BRight Platinum Credit Card, one can immediately start their next travel journey by using the complimentary BRight Rewards.
Following are the key features and benefits of the Ajman Bank BRight Platinum Credit Card that make this card unique from other credit cards:
Loaded with numerous travel rewards and offers, the Ajman Bank BRight Platinum Credit Card is designed to be the best travel companion. Below-mentioned are some of its key offers and rewards:
Following are the fees & charges associated with the Ajman Bank BRight Platinum Credit Card:
Types of Charges
Profit Rate Per Month
Annual Membership Fee
Supplementary Card Charges
Late Payment Charges (Forced Donation)
Cash Advance Charges
Charges of Card Replacement
Fees of Duplicate Statement
AED 45 p.m.
Charges for procuring a copy of sales voucher
Over Limit Charges
Processing charges for foreign transactions
Credit Shield Charges
0.89% per month
90% of the total credit limit
Easy Payment Plan (EPP) Foreclosure Charges
Minimum Amount Due
5% of the outstanding amount and 100% of all fees & charges
Q1: If my Ajman Bank BRight Platinum Credit Card is misplaced will that be replaced?
Ans: You can easily get your misplaced card replaced. All you need to inform the bank about the same and then the bank will talk to you about a replacement of the card.
However, the replacement fee of the Ajman Bank BRight Platinum Credit Card is AED 75.
Q2: What is an easy installment payment plan? Easy Payment Plan (EPP)
Ans: An easy installment plan allows card members to convert big amounts purchases into easy to pay installments over an agreed upon a number of months. In simple words, cardholders can purchase items within their credit limit and pay off the full amount in installments spread across months. The best thing about this easy installment payment plan is that you don’t have to pay any processing fees to avail of this facility. This means that it doesn’t charge any additional amount for these monthly installments. However, you should confirm whether the selected vendor is covered by the Ajman bank or not before making a purchase since it is available at participating merchants only.
Q3: Can I withdraw cash with this credit card?
Ans: You can withdraw cash up to 90% of the total credit limit.
Q4. What is the Easy Payment Plan?
Ans: Ajman Bank BRight Platinum Credit Card’s Easy Payment Plan allows you to convert credit card purchases into convenient monthly installments of flexible tenures.
Q5. What if my monthly income doesn’t meet your requirement? Can I still avail Ajman Bank BRight Platinum Credit Card?
Ans: Well, Ajman Bank doesn’t provide credit cards to those applicants who don’t meet the eligibility criteria pre-decided by the bank.