The following article provides in-depth information on Ajman Bank auto debit credit card payments via both mobile and online banking methods.
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Based on the sharia concept of Murabaha, this Ajman Bank credit card allows its cardholders to enjoy an ultimate rewards experience. It is the right choice for frequent travelers as it offers exclusive travel benefits to its card members. With the Ajman Bank BRight Platinum Credit Card, one can immediately start their next travel journey by using the complimentary BRight Rewards.
Following are the key features and benefits of the Ajman Bank BRight Platinum Credit Card that make this card unique from other credit cards:
Loaded with numerous travel rewards and offers, the Ajman Bank BRight Platinum Credit Card is designed to be the best travel companion. Below-mentioned are some of its key offers and rewards:
Following are the fees & charges associated with the Ajman Bank BRight Platinum Credit Card:
|Types of Charges||Charges|
|Profit Rate Per Month||3.50%|
|Annual Membership Fee||AED 1,000|
|Supplementary Card Charges||AED 50|
|Late Payment Charges (Forced Donation)||AED 125|
|Cash Advance Charges||AED 150|
|Charges of Card Replacement||AED 75|
|Fees of Duplicate Statement||AED 45 p.m.|
|Charges for procuring a copy of sales voucher||AED 65|
|Over Limit Charges||AED 125|
|Processing charges for foreign transactions||0%|
|Credit Shield Charges||0.89% per month|
|Cash Advance||90% of the total credit limit|
|Easy Payment Plan (EPP) Foreclosure Charges||AED 200|
|Minimum Amount Due||5% of the outstanding amount and 100% of all fees & charges|
|Other Ajman Bank Credit Cards|
|Ajman Bank ROADMILES Visa Platinum Credit Card||Ajman Bank Bright World Credit Card|
|Ajman Bank Bright Platinum Credit Card||ULTRACASH MasterCard Touch Card|
|Ajman Bank Power Gold Credit Card||Ajman Bank Power Platinum Credit Card|
|Ajman Bank Power World Credit Card||Ajman Bank ROADMILES Classic Visa Credit Card|
|Ajman Bank ROADMILES Premium Credit Card|
Q1: If my Ajman Bank BRight Platinum Credit Card is misplaced will that be replaced?
Ans: You can easily get your misplaced card replaced. All you need to inform the bank about the same and then the bank will talk to you about a replacement of the card.
However, the replacement fee of the Ajman Bank BRight Platinum Credit Card is AED 75.
Q2: What is an easy installment payment plan? Easy Payment Plan (EPP)
Ans: An easy installment plan allows card members to convert big amounts purchases into easy to pay installments over an agreed upon a number of months. In simple words, cardholders can purchase items within their credit limit and pay off the full amount in installments spread across months. The best thing about this easy installment payment plan is that you don’t have to pay any processing fees to avail of this facility. This means that it doesn’t charge any additional amount for these monthly installments. However, you should confirm whether the selected vendor is covered by the Ajman bank or not before making a purchase since it is available at participating merchants only.
Q3: Can I withdraw cash with this credit card?
Ans: You can withdraw cash up to 90% of the total credit limit.
Q4. What is the Easy Payment Plan?
Ans: Ajman Bank BRight Platinum Credit Card’s Easy Payment Plan allows you to convert credit card purchases into convenient monthly installments of flexible tenures.
Q5. What if my monthly income doesn’t meet your requirement? Can I still avail Ajman Bank BRight Platinum Credit Card?
Ans: Well, Ajman Bank doesn’t provide credit cards to those applicants who don’t meet the eligibility criteria pre-decided by the bank.