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ADIB (Abu Dhabi Islamic Bank) offers a wide range of savings accounts in order to cater to every customer’s diverse and unique needs. Each and every savings account has its own features and privileges that can be availed in an easy & convenient manner. The savings account offers top class banking services & facilities thereby helping the customer to manage the money more efficiently. Customer can compare & choose the account that best suits their need.
All the ADIB Savings Accounts are dependent on Mudaraba (an Islamic principle) where the account holders share profit rate and bear losses as mentioned in the Banking Service agreement. Following are the key features & benefits of ADIB Savings Accounts:
The following is the eligibility criteria for opening an ADIB Savings account:
|ADIB Accounts||Eligibility Criteria|
|ADIB Savings Account||Initial deposit of 3000 AED (if the salary is not transferred to this account)|
|ADIB Ghina Savings Account||Initial deposit of 20,000 AED|
|ADIB Banoon Children’s Savings Account||Initial deposit of 1,000 AED|
ADIB requires the applicant to submit the following documents in order to open Savings Account with ADIB:
|ADIB Savings Account||
|ADIB Ghina Savings Account||
|ADIB Banoon Children’s Savings Account||
The applicant can open ADIB Savings Account through the following ways:
a) 8002828 (toll-free number) within UAE and
b) +971 26100600 outside the UAE.
If a customer wishes to close the ADIB Savings Account, the following steps should be taken:
Yes, all of the ADIB Savings Accounts are ‘Shariah Compliant’ and they are based on Mudaraba (an Islamic principle).
No, you can use an ATM card of ADIB in only AED currency.
Well yes, you can avail standing instructions by making payments automatically for various regular transactions (such as donations, transfers, installments, or bill payments) on the chosen dates with the ADIB Savings Account.
Yes, you can enjoy e-ADIB banking services, Telephone banking, and SMS banking service round the clock.
Yes, you need to maintain a minimum balance of 3000 AED for the ADIB Savings Account & ADIB Ghina Savings Account.
You need to pay 25 AED as a non-maintenance charge if your account balance goes below 3000 AED during any month.
5000 AED amount is required to be eligible to earn a profit.
Yes, an ‘ADIB Visa Electron Debit Card’ is provided for free to all the account holders of ADIB Savings Account & ADIB Ghina Savings Account while the ‘Darhoom Prepaid Debit Card’ is provided to all the account holders of ADIB Banoon Children’s Savings Account.