ADIB Rotana Rewards Exclusive Visa Card

The Rotana Rewards Exclusive Visa Card offers the cardholder a fantastic range of lifestyle benefits, discounts on dining, complimentary hotel stays, and much more. With its advanced technology incorporated in the cards, ADIB believes to conduct business in a manner that creates value for its customers.

Features & Benefits of the ADIB Rotana Rewards Exclusive Visa Card

Here is a closer view of the distinguishing features and benefits offered to the member of a Rotana Rewards Exclusive card:

Exclusive Rotana Benefits

The cardholder of an ADIB Rotana Rewards Exclusive Visa Card can enjoy some exclusive benefits offered by Rotana. These benefits are as follows:

• The cardholder is eligible for free wifi services when a booking is made via the official website of Rotana.
• The customer has an option for late check-out without any additional charges.

(Note: these benefits are applicable only for the primary cardholder.)

Free Full Multi-Trip Travel Protection

There are few benefits offered exclusively to the Visa cardholders. Some of these benefits are: 

• The ADIB Rotana Rewards Exclusive Visa Card allows the card members to save the time and expense involved in organizing protection against any travel uncertainties, and medical emergencies separately while they are traveling.
• Upon booking their tickets using their ADIB Rotana Rewards card, they can travel with complete peace of mind as they are automatically covered for up to US$ 500,000 by VISA for travel accidents and travel inconveniences on all the trips for a period of up to 90 days.
• This is a complimentary service that can be used by a member of the ADIB Rotana Rewards Exclusive Visa Card and helps him or her in saving time by providing everything that he or she might require while traveling.

Complimentary Access to Airport Lounges

The pre-flight experience helps in determining the rest of one’s journey ahead on the plane. Whether it is about concentrating on the work or just merely relaxing away from the busy airport crowd,  the ADIB Rotana Rewards Exclusive Visa Card helps its card members with it.

The ADIB Rotana Card welcomes the cardholders to more than 850 VIP airport lounges across the world, making their pre-flight experience worthwhile.

The Visa Signature Global Concierge Services

This is a free service that not only provided for saving its card members precious time but also give everything they require while travelling. All they just need to call on the number +1 773 360 5320 or +971   4 361 1234. Else, they can just simply draft an email to concierge@visasignature-asia.com to reap the benefit of this complimentary service. 

Extended Warranty

This card comes with a facility of extended warranty that doubles the repair period which is provided by original manufacture warranty for up to the time frame of one year.

Purchase Protection

This card offers purchase protection. Meaning that it offers peace of mind by protecting the  items that  have been purchased using this card from accidental damage or theft.

Card Fraud Protection

The cardholder can enjoy protection against fraudulent or unauthorized transactions by third-party. 

Visa Benefits

The cardholder can avail all visa signature benefits provided by Visa. 

Roadside Assistance

The roadside assistance package includes the following: 

• Unlimited free city limit towing services.
• Inter Emirate towing services limited to 3 times a year.
• Complimentary jump start services.
• Free lockout services.
• Complimentary flat tyre services.
• Free transportation for registration of the vehicle once annually.
• Complimentary fuel delivery services.
• Free rent a car for a period of 24 hours in conjunction with an accident. 

Advanced Technology

The advanced technology adopted by ADIB for the cards means both advanced safety along with greater convenience. The contactless payment technology and Chip & PIN technology helps in making the ADIB Rotana Rewards Exclusive Visa Card one of the most advanced across the world.

Cash Advance

The cardholder can withdraw up to 100% of the finance limit as cash in times of financial emergency. 

Global Acceptance

Being a flexible and secure form of payment, the ADIB Rotana  Rewards Exclusive Visa  Card  can  be used internationally as well. The cardholders are also ensured safe and secure online transactions and have access to one of the largest ATM network in the UAE.

Free ADIB Travel Desk

The cardholder can access the services of the ADIB travel desk at no additional cost. 

0% Easy Payment Plan

Members of this ADIB Rotana Rewards Exclusive Visa Card can  convert their purchases of AED  1000  and above into equated monthly installments at selected merchants. The 0% payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount

Balance Transfers

The cardholder can transfer their other credit card’s outstanding balance amount to the ADIB Rotana Rewards Exclusive Visa Card for which the card owner will have to pay a balance transfer fee.

Easy Cash

The card member can avail the easy cash facility in times of financial emergency by just contacting the bank. 

Rewards & Offers of the ADIB Rotana Rewards Exclusive Visa Card

Below is a list of the best rewards and offers on the ADIB Rotana Rewards card: 

Rotana Rewards Exclusive Program

The Rotana Rewards Exclusive program is a loyalty program offered to the cardholders of the ADIB  Rotana Rewards Exclusive Visa Card. The following are the reward points earned for the  different spending categories:

• For every 1 AED that is spent locally, the cardholder earns 1 Rotana Reward Point.
• For every 1 AED that is spent in all Rotana Properties in the UAE, the cardholder earns 2 Rotana Reward Points.
• For every 1 AED that is spent internationally, the cardholder earns 3 Rotana Reward Points. 

The Rotana Reward Points earned by the card member can be accumulated and redeemed across a  variety of services. Some ways of redeeming the accumulated Reward Points are:

• Dining vouchers
• Complimentary hotel stays at any of the Rotana hotels and resorts
• Shopping vouchers that can be used across electronics, jewelry, mobile apps, etc.
• Household accessories, tablets, among much more.

Visa  Exclusive  Dining Offers

The cardholder of an ADIB Rotana Rewards Exclusive Visa Card can make use of the exclusive dining offers and deals offered by Visa. The card member can enjoy amazing discounts in more than 75 great  fine dining restaurants across the UAE. In  order to  make reservations, the cardholder can contact the  Visa Fine Dining Reservation Desk.

Exclusive Rotana Offers

There are some exclusive Rotana offers that can be enjoyed by the cardholders, such as: 

• The members can avail discounts of up to 50% at any of the Rotana restaurants.
• The cardholder can enjoy a discount worth 20% on any bookings for hotel rooms made via the official website of Rotana.

(Note: these rewards are applicable only for the primary cardholder.) 

Eligibility Criteria & Documents Required for the ADIB Rotana Rewards Exclusive Visa Card

Eligibility Criteria

In order to be eligible for this ADIB credit card, the applicant must have a  minimum monthly income of  AED 15,000.

Required Documents

The applicant needs to submit the following documents in order to apply for the ADIB Rotana Rewards Exclusive Visa Card: 

1. The applicant has to have the original valid passport and a valid copy of the
2. The applicant has to have the original valid Emirates ID along with its valid
3. The bank account statements of the applicant for the last 3
4. A salary certificate obtained from the current employer that should not be more than 30 days 

Fees & charges for the ADIB Rotana Rewards Exclusive Visa Card

The table below states the fee and charges for this ADIB Rotana card:

Fees	Amount
Annual Membership Fees	AED 1250
Annual Membership Fees on fifth Supplementary Card	AED 1250
Profit Rate/ month (with Salary Transfer)	2.99 %
Profit Rate/ month (without Salary Transfer)	3.09 %
Cash Advance limit	100 %
Late Payment Charge	AED 100
Charges on Cash Withdrawal (ATM)	3 % (99 minimum)
International Transaction Charge	3.10%
Charges on Card Replacement	AED 75
Excess Transfer of Funds from Card to Account on Cash Cover	AED 100
Monthly Payment	5 % (100 minimum)
Grace Period (Monthly Payment)	Maximum 55 days
The commitment of Charity Donation on Late Payments	AED 100
Charges on Temporary Limit Increase	AED 50
Service Fee on Non-AED Transactions	3.1 %
Service Fee on International AED Transaction	1.8 %

(The prices and interest rates are subject to change as per the bank's requirement.) 

Frequently Asked Questions on ADIB Rotana Rewards Exclusive Visa Card

Q1: What are the different ways to make the ADIB Covered Card Payment? 

Ans: The different ways by which the payment for the ADIB Rotana card can be made are: 

1. ADIB Branches
2. Cash and Check Deposit Machine
3. Internet Banking
4. Telephone Banking 

Q2: How can I access the services of Visa Signature Global Concierge? 

Ans: The services can be accessed by calling either +971 4 361 1234 or +1 773 360 5320 or by emailing At concierge@visasignature-asia.com

Q3: How can I make reservations in any of the restaurants that offer the Visa Dining discounts? 

Ans: The reservations can be made by contacting the Visa Fine  Dining  Reservation  Desk at the number +971 4 230 0777.

Q4: Is this card offer roadside assistance? 

Ans: yes, this card offers roadside assistance on a complimentary basis. 

Q5: Can I get airport lounge access? 

Ans: As a member of the ADIB Rotana Rewards Exclusive Card, you can avail of free access to  850+ airport lounges globally through LoungeKey.