ADIB Football Card

ADIB has been the official bank of the Arabian Gulf League (AGL)  and shares its passion and love for football with many other enthusiasts. In 2014 ADIB staged and hosted the fourth season of the ADIB future champions’ league. The program aimed primarily on motivating and promoting young, talented children to play and compete in the sport and eventually focus on a healthier and more active lifestyle.

Since the introduction of the program, the league has expanded and grown substantially and now offers 2000 young football enthusiasts to join and compete in the event at professional venues. All children participating in the ADIB Futures’ champion league receive sponsored football kits from the bank along with refreshments. Furthermore, participants are also given a financial guide that helps them to improve and diversify their financial knowledge for a brighter and secure future.

Overview of ADIB Football Card

The ADIB football card is a unique and innovative financial tool that is specially designed and developed for football lovers and enthusiasts. The card offers a cashback of 1% on all sorts of purchases all across the globe. Using the ADIB football card, cardholders can get better prices on flight tickets along with free delivery of tickets at the residence of the traveler. Moreover, cardholders can get four supplementary cards for free that can be used by their family, friends and loved ones. 

Features and Benefits of ADIB Football Card

Here’s a quick rundown on the features and benefits of the ADIB football card: 

Cashback

The ADIB football card offers a cashback of 1% on all purchases globally without any capping. 

Flight Tickets

Cardholders using the ADIB football card are entitled to get lower prices on preferred flights via a dedicated ADIB travel desk along with a free service that delivers tickets to the residence of the traveler/passenger.

Grace Period

The card provides a grace period of 55 days to repay outstanding credit card debts without the imposition of late fees or other charges.

Supplementary Cards

Cardholders using the ADIB football card are entitled to four free supplementary cards. There would be no annual fees applicable to the first four supplementary cards. However, the fifth card onwards there would be an annual fee of AED 250 to be applied on the supplementary card as well.

Easy Cash

In case the cardmember is in immediate need of cash, he or she can simply obtain funds by calling the ADIB helpline.

Balance Transfer

The members of this ADIB credit card can consolidate all their outstanding credit dues on the ADIB Football Card via the Balance Transfer feature for which the cardholder will have to pay a balance transfer fee. 

Easy Payment Plans

The card allows the users to convert their purchases that are above AED 1,000 into small affordable payments at selected merchants. The easy payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount

Contactless Payments

The ADIB Football Card is NFC enabled that makes the card eligible for contactless payments that are fast, simple and secure.

Damaged Cards

In case of physical damage to the ADIB football card there are no additional charges applicable, in case the cardholder manages to return the card back to the bank.

Donation

Out of the total annual fee that would be paid by the cardholder, 20% will be donated to the football club of his or her choice, which would also be printed on the card.

Cash Withdrawal

ADIB allows the cardholders to withdraw cash up to the card’s limit from any of the bank’s ATMs. 

Airport Lounge Access

Cardholders can enjoy free access to selected airport lounges all across the globe through  Veloce Lounge. 

Documents Required for the ADIB Football Card

In order to apply for the ADIB football card, the applicant needs to submit the following documents: 

1. Valid passport (Original and Copy)
2. Valid Emirates ID (Original and Copy)
3. Bank account statements for the last three months
4. Salary certificate from the current employer (should not be older than 30 days) 

Fees and Charges for the ADIB Football Card

The table below depicts the various fees and charges applicable on the ADIB football card:

Type of Fee	Amount in AED/Percentage
The annual fee for the covered card	250
The annual fee for the fifth supplementary card	250
Rate of profit (monthly) with salary transfer	2.99%
Rate of profit (monthly) without salary transfer	3.09%
Cash withdrawal limit	100%
ATM cash withdrawal fee	3% (minimum 99)
Card replacement fee	75
Transfer of surplus funds from card to the account	100
Minimum monthly payment	5% (minimum 100)
Grace period for monthly outstanding debts	Up to 55 days
Donation commitment to charity (in case of late payment)	100
Fee for temporarily increasing the limit	50
Non-AED transaction service fee	3.1%
Copy of sales receipt	25
Copy of travel fares/ hotel receipt fee	25
Liability/ No liability letter	50
Copy of additional statement fee	45
Returned cheque fee	100

(The prices and interest rates are subject to change as per the bank's requirement.)

FAQs on ADIB Football Card

Q1: Are there any specific airlines with which cardholders need to book their flight tickets to get better prices?

Ans: No, there are no specific airlines and cardholders can book flight tickets from any airline based on their choice and convenience.

Q2: Is there any minimum spend criteria to avail cashback over the ADIB football card?

Ans: No there is no minimum spend criteria to avail cashback over the ADIB football card.

Q3: Where can I use my ADIB football card? 

Ans: Cardholders can use their ADIB football card for any purpose all across the globe.

Q4: What is the minimum salary requirement to apply for an ADIB Football Card?

Ans: The minimum salary required to apply for an ADIB Football card is AED 12,000.

Q5: Can I avail additional cards for my family members? 

Ans: Yes, ADIB allows the cardholders to obtain up to 4 complimentary supplementary cards, after which they can be availed at an annual fee of AED 250.